<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
quarterly report on Form 10-Q for the fiscal quarter ended June 30, 2000 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> JUN-30-2000
<CASH> 6,308
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 111,869
<INVESTMENTS-CARRYING> 17,290
<INVESTMENTS-MARKET> 17,100
<LOANS> 365,971
<ALLOWANCE> 1,634
<TOTAL-ASSETS> 523,055
<DEPOSITS> 319,713
<SHORT-TERM> 165,412
<LIABILITIES-OTHER> 4,632
<LONG-TERM> 0
0
0
<COMMON> 36
<OTHER-SE> 32,262
<TOTAL-LIABILITIES-AND-EQUITY> 523,055
<INTEREST-LOAN> 19,213
<INTEREST-INVEST> 7,001
<INTEREST-OTHER> 574
<INTEREST-TOTAL> 26,788
<INTEREST-DEPOSIT> 8,584
<INTEREST-EXPENSE> 16,296
<INTEREST-INCOME-NET> 10,492
<LOAN-LOSSES> 145
<SECURITIES-GAINS> 10
<EXPENSE-OTHER> 7,740
<INCOME-PRETAX> 3,748
<INCOME-PRE-EXTRAORDINARY> 3,748
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,363
<EPS-BASIC> 1.16
<EPS-DILUTED> 1.15
<YIELD-ACTUAL> 2.82
<LOANS-NON> 265
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 441
<ALLOWANCE-OPEN> 1,503
<CHARGE-OFFS> 37
<RECOVERIES> 23
<ALLOWANCE-CLOSE> 1,634
<ALLOWANCE-DOMESTIC> 1,634
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>