<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DAIMLERCHRYSLER AG ORD D1668R123 29 559 SH SOLE 559 0 0
GLOBAL CROSSING LTD COM G3921A100 107 4089 SH SOLE 4014 0 75
HILFIGER TOMMY CORP ORD G8915Z102 9 1200 SH SOLE 1200 0 0
TRANSOCEAN SEDCO FOREX INC ORD G90078109 29 560 SH SOLE 560 0 0
TRANSOCEAN SEDCO FOREX INC ORD G90078109 58 1100 SH DEFINED 1100 0 0
A D C TELECOMMUNICATIONS COM 000886101 5 64 SH SOLE 64 0 0
AFLAC INC COM 001055102 1001 21800 SH SOLE 14700 0 7100
AES CORP COM 00130H105 346 7600 SH DEFINED 7600 0 0
AMR CORP COM 001765106 2 78 SH SOLE 78 0 0
AT&T CORP COMMON 001957109 3609 114151 SH SOLE 107412 0 6739
AT&T CORP COMMON 001957109 10257 324400 SH DEFINED 324400 0 0
AT&T CORP COM WIRLES GRP 001957406 1 50 SH SOLE 50 0 0
ABBOTT LABS COM 002824100 697 15662 SH SOLE 11862 0 3800
ACNIELSEN CORP COM 004833109 3 167 SH SOLE 100 0 67
ADAPTEC INC COM 00651F108 18 800 SH SOLE 800 0 0
ADAPTEC INC COM 00651F108 22 1000 SH DEFINED 1000 0 0
ADOBE SYS INC COM 00724F101 630 4850 SH SOLE 3650 0 1200
ADOBE SYS INC COM 00724F101 299 2300 SH DEFINED 2300 0 0
ADVEST GROUP INC COM 007566102 6 300 SH SOLE 300 0 0
AETNA INC COM 008117103 16 260 SH SOLE 260 0 0
AETNA INC COM 008117103 77 1200 SH DEFINED 1200 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 296 4014 SH SOLE 3672 0 342
AGILENT TECHNOLOGIES INC COM 00846U101 7 95 SH DEFINED 0 0 95
AGRIBRANDS INTERNATIONAL INC 00849R105 0 14 SH DEFINED 0 0 14
AIR PRODS & CHEMS INC COM 009158106 21 700 SH SOLE 700 0 0
ALBERTO CULVER CO CL B CONV 013068101 12 400 SH SOLE 400 0 0
ALBERTO CULVER CO CL A 013068200 97 3700 SH SOLE 2600 0 1100
ALBERTSONS INC COM 013104104 274 8250 SH SOLE 7450 0 800
ALBERTSONS INC COM 013104104 189 5700 SH DEFINED 5700 0 0
</TABLE>
1
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ALCAN ALUMINIUM LTD NEW COM 013716105 16 525 SH SOLE 525 0 0
ALCOA INC COM 013817101 259 8950 SH SOLE 8350 0 600
ALCOA INC COM 013817101 92 3200 SH DEFINED 3200 0 0
ALCATEL SPONSORED ADR 013904305 3 50 SH SOLE 50 0 0
ALLEGHENY ENERGY INC COM 017361106 17 650 SH SOLE 250 0 400
ALLSTATE CORP COM 020002101 95 4310 SH SOLE 4310 0 0
ALLTEL CORP COM 020039103 1102 17796 SH SOLE 17011 0 785
ALLTEL CORP COM 020039103 247 4000 SH DEFINED 4000 0 0
ALTERA CORP COM 021441100 45 450 SH SOLE 0 0 450
ALTERA CORP COM 021441100 203 2000 SH DEFINED 2000 0 0
AMAZON COM INC COM 023135106 65 1800 SH DEFINED 1800 0 0
AMBAC FINL GROUP INC COM 023139108 90 1650 SH SOLE 1050 0 600
AMERADA HESS CORP COM 023551104 37 600 SH DEFINED 600 0 0
AMEREN CORP COM 023608102 27 800 SH SOLE 300 0 500
AMERICA ONLINE INC DEL COM 02364J104 6 130 SH SOLE 80 0 50
AMERICA ONLINE INC DEL COM 02364J104 352 6700 SH DEFINED 6700 0 0
AMERICAN ELEC PWR INC COM 025537101 126 4258 SH SOLE 4258 0 0
AMERICAN ELEC PWR INC COM 025537101 8 276 SH DEFINED 276 0 0
AMERICAN EXPRESS CO COM 025816109 1299 24925 SH SOLE 23275 300 1350
AMERICAN EXPRESS CO COM 025816109 125 2400 SH DEFINED 2400 0 0
AMERICAN GENERAL CORP COM 026351106 6 105 SH SOLE 105 0 0
AMERICAN GENERAL CORP COM 026351106 54 900 SH DEFINED 900 0 0
AMERICAN HOME PRODS CORP COM 026609107 674 11488 SH SOLE 11088 0 400
AMERICAN HOME PRODS CORP COM 026609107 452 7700 SH DEFINED 7700 0 0
AMERICAN INTL GROUP INC COM 026874107 3076 26185 SH SOLE 24751 0 1434
AMERICAN INTL GROUP INC COM 026874107 1298 11054 SH DEFINED 11054 0 0
AMERICAN PWR CONVERSION CORPCOM 029066107 40 1000 SH SOLE 0 0 1000
AMERICAN STD COS INC DEL COM 029712106 5 140 SH SOLE 140 0 0
AMERICAN SUPERCONDUCTOR CORPCOM 030111108 19 400 SH SOLE 400 0 0
AMGEN INC COM 031162100 14 200 SH SOLE 200 0 0
AMSOUTH BANCORPORATION COM 032165102 6 400 SH SOLE 400 0 0
ANALOG DEVICES INC COM 032654105 258 3400 SH SOLE 2800 0 600
ANALOG DEVICES INC COM 032654105 152 2000 SH DEFINED 2000 0 0
</TABLE>
2
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ANHEUSER BUSCH COS INC COM 035229103 1089 14593 SH SOLE 10393 0 4200
ANHEUSER BUSCH COS INC COM 035229103 457 6124 SH DEFINED 6124 0 0
ARIBA INC COM 04033V104 2 30 SH SOLE 30 0 0
ARIBA INC COM 04033V104 362 3700 SH DEFINED 3700 0 0
ARMSTRONG HLDGS INC COM 042384107 5 340 SH SOLE 340 0 0
ARROW ELECTRS INC COM 042735100 8 275 SH SOLE 275 0 0
ARROW FINL CORP COM 042744102 9 635 SH SOLE 635 0 0
ASHLAND INC COM 044204105 1 50 SH SOLE 50 0 0
AT HOME CORP COM SER A 045919107 16 800 SH SOLE 800 0 0
ASSOCIATES FIRST CAP CORP CL A 046008108 7 324 SH SOLE 220 0 104
AUTODESK INC COM 052769106 24 700 SH SOLE 0 0 700
AUTOMATIC DATA PROCESSING 053015103 428 8001 SH SOLE 6933 0 1068
AUTOMATIC DATA PROCESSING 053015103 107 2000 SH DEFINED 2000 0 0
AVERY DENNISON CORP COM 053611109 186 2775 SH SOLE 2375 0 400
AVERY DENNISON CORP COM 053611109 26 400 SH DEFINED 400 0 0
AVNET INC COM 053807103 5 100 SH SOLE 100 0 0
AVON PRODS INC COM 054303102 136 3075 SH SOLE 2675 0 400
AVON PRODS INC COM 054303102 77 1750 SH DEFINED 1750 0 0
BB&T CORP COM 054937107 385 16150 SH SOLE 15150 0 1000
BB&T CORP COM 054937107 19 800 SH DEFINED 800 0 0
BISYS GROUP INC COM 055472104 30 500 SH SOLE 0 0 500
BP AMOCO P L C SPONSORED ADR 055622104 750 13268 SH SOLE 12822 0 446
BP AMOCO P L C SPONSORED ADR 055622104 263 4659 SH DEFINED 4659 0 0
BAKER HUGHES INC COM 057224107 22 700 SH DEFINED 700 0 0
BANK OF AMERICA CORPORATION COM 060505104 118 2761 SH SOLE 2761 0 0
BANK OF AMERICA CORPORATION COM 060505104 30 700 SH DEFINED 700 0 0
BANK NEW YORK INC COM 064057102 481 10360 SH SOLE 10360 0 0
BANK ONE CORP COM 06423A103 113 4292 SH SOLE 650 0 3642
BANK ONE CORP COM 06423A103 93 3512 SH DEFINED 3512 0 0
BANKNORTH GROUP INC NEW 06646R107 119 7803 SH SOLE 7803 0 0
BARD C R INC COM 067383109 38 800 SH SOLE 800 0 0
BARR LABS INC COM 068306109 33 750 SH SOLE 0 0 750
BAUSCH & LOMB INC COM 071707103 15 200 SH SOLE 200 0 0
</TABLE>
3
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
BAXTER INTL INC COM 071813109 7 100 SH SOLE 100 0 0
BEAR STEARNS COS INC COM 073902108 26 630 SH DEFINED 630 0 0
BECTON DICKINSON & CO COM 075887109 298 10400 SH SOLE 8400 0 2000
BELDEN INC COM 077459105 2 100 SH SOLE 100 0 0
BELL ATLANTIC CORP COM 077853109 1211 23839 SH SOLE 18235 0 5604
BELL ATLANTIC CORP COM 077853109 35 700 SH DEFINED 700 0 0
BELLSOUTH CORP COM 079860102 2610 61244 SH SOLE 51844 350 9050
BELLSOUTH CORP COM 079860102 215 5054 SH DEFINED 5054 0 0
BERGEN BRUNSWIG CORP CL A 083739102 3 565 SH SOLE 565 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 53 1 SH SOLE 1 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 140 80 SH SOLE 80 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 58 33 SH DEFINED 33 0 0
BESTFOODS COM 08658U101 13 200 SH SOLE 0 0 200
BIOGEN INC COM 090597105 482 7475 SH SOLE 2875 0 4600
BIOGEN INC COM 090597105 116 1800 SH DEFINED 1800 0 0
BLACK & DECKER CORP COM 091797100 27 700 SH DEFINED 700 0 0
BLACK HILLS CORP COM 092113109 5 225 SH SOLE 225 0 0
BLOCK H & R INC COM 093671105 0 18 SH SOLE 0 0 18
BLOCK H & R INC COM 093671105 30 950 SH DEFINED 950 0 0
BOEING CO COM 097023105 13 324 SH SOLE 224 0 100
BRINKER INTL INC COM 109641100 23 800 SH SOLE 0 0 800
BRISTOL MYERS SQUIBB CO COM 110122108 2699 46337 SH SOLE 39937 0 6400
BRISTOL MYERS SQUIBB CO COM 110122108 1055 18128 SH DEFINED 18128 0 0
BROADWING INC COM 111620100 52 2016 SH SOLE 2016 0 0
BROWN FORMAN CORP CL B 115637209 10 200 SH SOLE 200 0 0
BROWN FORMAN CORP CL B 115637209 53 1000 SH DEFINED 1000 0 0
BRUNSWICK CORP COM 117043109 21 1300 SH SOLE 0 0 1300
BURLINGTON NORTHN SANTA FE CCOM 12189T104 7 332 SH SOLE 295 0 37
BURLINGTON RES INC COM 122014103 46 1220 SH SOLE 1220 0 0
CIGNA CORP COM 125509109 49 525 SH SOLE 525 0 0
CIGNA HIGH INCOME SHS SH BEN INT 12551D109 2 397 SH SOLE 397 0 0
CSX CORP COM 126408103 42 2025 SH SOLE 2025 0 0
CSX CORP COM 126408103 16 800 SH DEFINED 800 0 0
</TABLE>
4
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CABLETRON SYS INC COM 126920107 10 400 SH SOLE 400 0 0
CABOT CORP COM 127055101 5 200 SH SOLE 200 0 0
CABOT CORP COM 127055101 15 586 SH DEFINED 586 0 0
CAMPBELL SOUP CO COM 134429109 46 1600 SH SOLE 1600 0 0
CAMPBELL SOUP CO COM 134429109 26 900 SH DEFINED 900 0 0
CANADIAN PAC LTD NEW COM 135923100 28 1100 SH SOLE 1100 0 0
CARDINAL HEALTH INC COM 14149Y108 314 4254 SH SOLE 1489 450 2315
CARDINAL HEALTH INC COM 14149Y108 261 3537 SH DEFINED 3537 0 0
CARNIVAL CORP 143658102 113 5820 SH SOLE 900 0 4920
CATERPILLAR INC DEL COM 149123101 101 3000 SH SOLE 1000 0 2000
CATERPILLAR INC DEL COM 149123101 6 200 SH DEFINED 0 0 200
CENDANT CORP COM 151313103 5 400 SH SOLE 400 0 0
CENTEX CORP COM 152312104 4 200 SH SOLE 200 0 0
CENTRAL SECS CORP COM 155123102 24 694 SH DEFINED 0 0 694
CHARTERED SEMICONDUCTOR MFG ADR 16133R106 333 3700 SH DEFINED 3700 0 0
CHASE MANHATTAN CORP NEW COM 16161A108 1286 27924 SH SOLE 26274 300 1350
CHASE MANHATTAN CORP NEW COM 16161A108 355 7725 SH DEFINED 7725 0 0
CHEVRON CORPORATION COM 166751107 830 9787 SH SOLE 9667 0 120
CHEVRON CORPORATION COM 166751107 93 1100 SH DEFINED 1100 0 0
CHUBB CORP COM 171232101 27 455 SH SOLE 455 0 0
CHUBB CORP COM 171232101 18 300 SH DEFINED 300 0 0
CINERGY CORP COM 172474108 10 400 SH SOLE 400 0 0
CISCO SYS INC COM 17275R102 2212 34810 SH SOLE 32760 0 2050
CISCO SYS INC COM 17275R102 1213 19100 SH DEFINED 18200 0 900
CINTAS CORP COM 172908105 25 700 SH SOLE 0 0 700
CITIGROUP INC 172967101 1283 21301 SH SOLE 20301 0 1000
CITIGROUP INC 172967101 286 4750 SH DEFINED 4750 0 0
CITRIX SYS INC COM 177376100 7 400 SH SOLE 0 0 400
CLARCOR INC COM 179895107 110 5550 SH SOLE 5250 0 300
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 105 1400 SH DEFINED 1400 0 0
CLOROX CO DEL COM 189054109 661 14766 SH SOLE 12966 0 1800
COCA COLA CO COM 191216100 1439 25058 SH SOLE 22490 0 2568
COCA COLA CO COM 191216100 120 2100 SH DEFINED 2100 0 0
</TABLE>
5
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
COHU INC COM 192576106 43 1600 SH SOLE 1000 0 600
COLGATE PALMOLIVE CO COM 194162103 95 1600 SH SOLE 1600 0 0
COLGATE PALMOLIVE CO COM 194162103 143 2400 SH DEFINED 2400 0 0
COLUMBIA ENERGY GROUP 197648108 9 150 SH SOLE 150 0 0
COMMERCE BANCSHARES 200525103 30 1015 SH SOLE 315 0 700
COMMERCIAL METALS CO COM 201723103 20 730 SH SOLE 730 0 0
COMMUNICATION INTELLIGENCE NCOM 20338K106 7 1600 SH SOLE 1600 0 0
COMPASS BANCSHARES INC COM 20449H109 22 1300 SH SOLE 300 0 1000
COMPAQ COMPUTER CORP COM 204493100 1701 66574 SH SOLE 46524 300 19750
COMPAQ COMPUTER CORP COM 204493100 153 6000 SH DEFINED 6000 0 0
COMPUTER ASSOC INTL INC COM 204912109 367 7175 SH SOLE 7175 0 0
COMPUTER ASSOC INTL INC COM 204912109 51 1000 SH DEFINED 1000 0 0
CONAGRA INC COM 205887102 9 500 SH SOLE 500 0 0
CONEXANT SYSTEMS INC COM 207142100 48 1000 SH SOLE 600 0 400
CONOCO INC CL A 208251306 12 575 SH SOLE 575 0 0
CONOCO INC CL B 208251405 27 1100 SH SOLE 700 0 400
CONOCO INC CL B 208251405 44 1800 SH DEFINED 1800 0 0
CONSOLIDATED EDISON INC 209115104 39 1332 SH SOLE 1332 0 0
CONSOLIDATED PAPERS INC COM 209759109 54 1500 SH DEFINED 1500 0 0
CONVERGYS CORP COM 212485106 56 1091 SH SOLE 1091 0 0
COOPER INDS INC COM 216669101 52 1600 SH SOLE 1400 0 200
COOPER TIRE & RUBR CO COM 216831107 10 960 SH SOLE 960 0 0
COOPER TIRE & RUBR CO COM 216831107 88 8000 SH DEFINED 8000 0 0
CORIXA CORP COM 21887F100 22 513 SH SOLE 0 0 513
CORNING INC COM 219350105 495 1836 SH SOLE 1836 0 0
COSTCO WHSL CORP NEW COM 22160K105 508 15400 SH SOLE 15400 0 0
COSTCO WHSL CORP NEW COM 22160K105 62 1900 SH DEFINED 1900 0 0
COVANCE INC COM 222816100 1 226 SH SOLE 226 0 0
CRANE CO COM 224399105 26 1100 SH SOLE 0 0 1100
CROWN CORK & SEAL CO INCORP 228255105 4 315 SH SOLE 315 0 0
DQE INC COM 23329J104 33 850 SH SOLE 700 0 150
DALLAS SEMICONDUCTOR CORP COM 235204104 285 7000 SH SOLE 5400 0 1600
DANA CORP COM 235811106 69 3300 SH SOLE 2700 0 600
DANA CORP COM 235811106 10 500 SH DEFINED 500 0 0
</TABLE>
6
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DANAHER CORP DEL COM 235851102 24 500 SH DEFINED 500 0 0
DEERE & CO COM 244199105 64 1750 SH SOLE 1150 0 600
DELL COMPUTER CORP COM 247025109 136 2775 SH SOLE 2750 0 25
DELL COMPUTER CORP COM 247025109 295 6000 SH DEFINED 6000 0 0
DELPHI AUTOMOTIVE SYS CORP COM 247126105 21 1490 SH SOLE 1490 0 0
DEVON ENERGY CORP NEW COM 25179M103 39 700 SH SOLE 0 0 700
DIAGEO PLC SPON ADR NEW 25243Q205 42 1209 SH DEFINED 1209 0 0
DIAMOND OFFSHORE DRILLING INCOM 25271C102 5 150 SH SOLE 150 0 0
DIONEX CORP COM 254546104 21 800 SH SOLE 0 0 800
DISNEY WALT CO COM DISNEY 254687106 308 7951 SH SOLE 4149 0 3802
DISNEY WALT CO COM DISNEY 254687106 236 6100 SH DEFINED 6100 0 0
DOMINION RES INC VA NEW COM 25746U109 11 266 SH SOLE 266 0 0
DOMINION RES INC VA NEW COM 25746U109 40 950 SH DEFINED 950 0 0
DONNELLEY R R & SONS CO COM 257867101 18 800 SH SOLE 800 0 0
DONNELLEY R R & SONS CO COM 257867101 78 3500 SH DEFINED 3500 0 0
DOVER CORP COM 260003108 202 5000 SH SOLE 4200 0 800
DOW CHEM CO COM 260543103 136 4521 SH SOLE 3783 0 738
DOW CHEM CO COM 260543103 347 11514 SH DEFINED 11514 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 2070 47320 SH SOLE 44390 300 2630
DU PONT E I DE NEMOURS & CO COM 263534109 365 8352 SH DEFINED 8352 0 0
DUKE ENERGY CORP COM 264399106 2704 47978 SH SOLE 46078 200 1700
DUKE ENERGY CORP COM 264399106 135 2400 SH DEFINED 2400 0 0
DUN & BRADSTREET CORP DEL COM 26483B106 5 200 SH SOLE 0 0 200
E M C CORP MASS COM 268648102 3067 39880 SH SOLE 37700 300 1880
E M C CORP MASS COM 268648102 200 2600 SH DEFINED 2600 0 0
ENSCO INTERNATIONAL 26874Q100 32 900 SH SOLE 0 0 900
EAGLE WIRELESS INTL INC COM 27002R101 49 6500 SH SOLE 0 0 6500
EASTMAN CHEM CO COM 277432100 60 1277 SH SOLE 1277 0 0
EASTMAN KODAK CO COM 277461109 176 2962 SH SOLE 2962 0 0
EASTMAN KODAK CO COM 277461109 143 2414 SH DEFINED 2414 0 0
EATON CORP COM 278058102 26 400 SH SOLE 400 0 0
EATON CORP COM 278058102 43 650 SH DEFINED 650 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1 86 SH SOLE 86 0 0
</TABLE>
7
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
EDWARDS AG INC COM 281760108 1012 25950 SH SOLE 17250 0 8700
EDWARDS AG INC COM 281760108 175 4500 SH DEFINED 4500 0 0
EL PASO ENERGY CORP DEL COM 283905107 80 1584 SH SOLE 1584 0 0
EL PASO ENERGY CORP DEL COM 283905107 55 1098 SH DEFINED 1098 0 0
ELECTRONIC ARTS INC COM 285512109 29 400 SH SOLE 0 0 400
ELECTRONIC DATA SYS NEW COM 285661104 350 8503 SH SOLE 8503 0 0
ELECTRONIC DATA SYS NEW COM 285661104 61 1500 SH DEFINED 1500 0 0
EMERSON ELEC CO COM 291011104 912 15121 SH SOLE 12921 0 2200
EMERSON ELEC CO COM 291011104 96 1600 SH DEFINED 1600 0 0
ENERGY EAST CORP COM 29266M109 22 1164 SH SOLE 1164 0 0
ENERGIZER HLDGS INC COM 29266R108 2 140 SH DEFINED 0 0 140
ENRON CORP 293561106 914 14173 SH SOLE 13173 0 1000
ENRON CORP 293561106 212 3300 SH DEFINED 3300 0 0
ENTERGY CORP NEW COM 29364G103 39 1450 SH DEFINED 1450 0 0
EQUITABLE RES INC COM 294549100 36 757 SH SOLE 757 0 0
ETHAN ALLEN INTERIORS INC COM 297602104 24 1000 SH SOLE 0 0 1000
EUROWEB INTL CORP COM 298801101 1 500 SH SOLE 500 0 0
EXODUS COMMUNICATIONS INC COM 302088109 13 300 SH SOLE 100 0 200
EXODUS COMMUNICATIONS INC COM 302088109 396 8600 SH DEFINED 8600 0 0
EXXON MOBIL CORP COM 30231G102 10928 139213 SH SOLE 124228 400 14585
EXXON MOBIL CORP COM 30231G102 2244 28590 SH DEFINED 28242 0 348
F M C CORP COM NEW 302491303 1 25 SH SOLE 25 0 0
FPL GROUP INC COM 302571104 38 769 SH SOLE 300 0 469
FEDERAL HOME LN MTG CORP COM 313400301 20 500 SH DEFINED 500 0 0
FEDERAL NATL MTG ASSN COM 313586109 286 5500 SH SOLE 5300 0 200
FEDERAL NATL MTG ASSN COM 313586109 75 1450 SH DEFINED 1450 0 0
FEDERAL SIGNAL CORP COM 313855108 110 6706 SH SOLE 5106 0 1600
FEDERAL SIGNAL CORP COM 313855108 134 8165 SH DEFINED 8165 0 0
FEDERATED DEPT STORES INC DECOM 31410H101 10 300 SH SOLE 300 0 0
FIFTH THIRD BANCORP COM 316773100 316 5000 SH SOLE 2375 600 2025
FIFTH THIRD BANCORP COM 316773100 63 1000 SH DEFINED 1000 0 0
FIRST ALBANY COS INC COM 318465101 2 105 SH SOLE 105 0 0
FIRST AUSTRALIA PRIME INCOME 318653102 15 3249 SH DEFINED 3249 0 0
</TABLE>
8
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
FIRST SEC CORP DEL COM 336294103 9 700 SH SOLE 700 0 0
FIRST UN CORP COM 337358105 19 794 SH SOLE 794 0 0
FIRST UN CORP COM 337358105 27 1100 SH DEFINED 1100 0 0
FIRSTAR CORP NEW WIS COM 33763V109 30 1463 SH SOLE 1463 0 0
FIRSTENERGY CORP COM 337932107 24 1050 SH SOLE 550 0 500
FLEETBOSTON FINL CORP 339030108 29 862 SH SOLE 862 0 0
FLEETBOSTON FINL CORP 339030108 128 3779 SH DEFINED 3779 0 0
FLORIDA PROGRESS CORP COM 341109106 2 60 SH SOLE 60 0 0
FLUOR CORP COM 343861100 1 40 SH SOLE 40 0 0
FORD MTR CO DEL COM 345370100 18 420 SH SOLE 420 0 0
FOREST LABS INC COM 345838106 30 300 SH SOLE 0 0 300
FORT JAMES CORP COM 347471104 11 500 SH SOLE 500 0 0
FORT JAMES CORP COM 347471104 11 500 SH DEFINED 500 0 0
FOUNDATION HEALTH SYS CLASS A 350404109 27 2100 SH DEFINED 2100 0 0
FRANCHISE FIN CORP AMER 351807102 29 1290 SH SOLE 1290 0 0
GATX CORP COM 361448103 34 1000 SH SOLE 1000 0 0
GTE CORP COM 362320103 554 8904 SH SOLE 8904 0 0
GTE CORP COM 362320103 141 2270 SH DEFINED 2270 0 0
GANNETT INC COM 364730101 1124 18800 SH SOLE 15950 0 2850
GANNETT INC COM 364730101 179 3000 SH DEFINED 3000 0 0
GAP INC DEL COM 364760108 165 5312 SH SOLE 5312 0 0
GAP INC DEL COM 364760108 144 4612 SH DEFINED 4612 0 0
GATEWAY INC COM 367626108 476 8400 SH SOLE 5500 0 2900
GATEWAY INC COM 367626108 272 4800 SH DEFINED 4800 0 0
GENERAL DYNAMICS CORP COM 369550108 47 900 SH SOLE 900 0 0
GENERAL ELEC CO COM 369604103 19648 370722 SH SOLE 309638 1200 59884
GENERAL ELEC CO COM 369604103 2411 45494 SH DEFINED 45494 0 0
GENERAL MLS INC COM 370334104 359 9400 SH SOLE 9400 0 0
GENERAL MLS INC COM 370334104 362 9468 SH DEFINED 9468 0 0
GENERAL MTRS CORP COM 370442105 182 3138 SH SOLE 3138 0 0
GENERAL MTRS CORP COM 370442105 40 700 SH DEFINED 700 0 0
GENUINE PARTS CO COM 372460105 116 5840 SH SOLE 4340 0 1500
GENUINE PARTS CO COM 372460105 18 900 SH DEFINED 900 0 0
</TABLE>
9
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GENZYME CORP COM GENL DIV 372917104 5 100 SH SOLE 100 0 0
GENZYME CORP COM SURG PRODS 372917609 0 17 SH SOLE 17 0 0
GEORGIA PACIFIC CORP 373298108 65 2494 SH SOLE 2494 0 0
GEORGIA PACIFIC TIMBER GROUP 373298702 26 1247 SH SOLE 1247 0 0
GERBER SCIENTIFIC INC COM 373730100 11 1012 SH SOLE 0 0 1012
GIBRALTAR STL CORP COM 37476F103 1 75 SH SOLE 75 0 0
GILLETTE CO COM 375766102 311 8925 SH SOLE 8925 0 0
GILLETTE CO COM 375766102 216 6200 SH DEFINED 6200 0 0
GLAXO WELLCOME PLC SPONSORED ADR 37733W105 234 4050 SH SOLE 3750 0 300
BF GOODRICH CO 382388106 13 390 SH SOLE 390 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 6 325 SH SOLE 125 0 200
GRAINGER W W INC COM 384802104 12 400 SH SOLE 400 0 0
GRAINGER W W INC COM 384802104 49 1600 SH DEFINED 1600 0 0
GREAT LAKES CHEM CORP COM 390568103 4 134 SH SOLE 134 0 0
GREAT LAKES CHEM CORP COM 390568103 78 2500 SH DEFINED 2500 0 0
HSB GROUP INC COM 40428N109 37 1200 SH SOLE 1200 0 0
HALLIBURTON CO COM 406216101 470 9983 SH SOLE 9283 0 700
HALLIBURTON CO COM 406216101 23 500 SH DEFINED 500 0 0
HANCOCK JOHN FINL SVCS INC COM 41014S106 12 522 SH DEFINED 522 0 0
HANNAFORD BROS CO COM 410550107 179 2500 SH SOLE 2500 0 0
HARLEY DAVIDSON INC COM 412822108 234 6100 SH SOLE 5300 0 800
HARLEY DAVIDSON INC COM 412822108 204 5300 SH DEFINED 5300 0 0
HARSCO CORP COM 415864107 26 1050 SH SOLE 250 0 800
HARTFORD FINL SVCS GROUP INCCOM 416515104 110 1980 SH SOLE 1980 0 0
HASBRO INC COM 418056107 59 3937 SH SOLE 3937 0 0
HASBRO INC COM 418056107 46 3100 SH DEFINED 3100 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100 6 200 SH SOLE 200 0 0
HEALTH MGMT SYS INC COM 42219M100 0 210 SH SOLE 210 0 0
HEINZ H J CO COM 423074103 165 3775 SH SOLE 2850 0 925
HEINZ H J CO COM 423074103 59 1350 SH DEFINED 1350 0 0
HERCULES INC COM 427056106 7 500 SH DEFINED 500 0 0
HERSHEY FOODS CORP COM 427866108 194 4000 SH SOLE 2900 0 1100
HERSHEY FOODS CORP COM 427866108 67 1400 SH DEFINED 1400 0 0
</TABLE>
10
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
HEWLETT PACKARD CO COM 428236103 1317 10550 SH SOLE 9650 0 900
HEWLETT PACKARD CO COM 428236103 31 250 SH DEFINED 0 0 250
HOME DEPOT INC COM 437076102 92 1850 SH SOLE 650 0 1200
HOME DEPOT INC COM 437076102 194 3900 SH DEFINED 3900 0 0
HONEYWELL INTL INC COM 438516106 286 8500 SH SOLE 8150 0 350
HONEYWELL INTL INC COM 438516106 43 1300 SH DEFINED 1300 0 0
HORMEL FOODS CORP COM 440452100 42 2500 SH SOLE 900 0 1600
IXL ENTERPRISES INC COM 450718101 1 100 SH SOLE 100 0 0
ILLINOIS TOOL WKS INC COM 452308109 713 12514 SH SOLE 12414 0 100
ILLINOIS TOOL WKS INC COM 452308109 136 2400 SH DEFINED 2400 0 0
INGERSOLL-RAND CO COM 456866102 564 14025 SH SOLE 13275 300 450
INGERSOLL-RAND CO COM 456866102 12 300 SH DEFINED 300 0 0
INGRAM MICRO INC CL A 457153104 6 400 SH SOLE 400 0 0
INTEL CORP COM 458140100 10550 78925 SH SOLE 65475 200 13250
INTEL CORP COM 458140100 1176 8800 SH DEFINED 8800 0 0
INTERNATIONAL BUSINESS MACHSCOM 459200101 4913 44849 SH SOLE 42469 150 2230
INTERNATIONAL BUSINESS MACHSCOM 459200101 336 3070 SH DEFINED 3070 0 0
INTERNATIONAL FLAVORS&FRAGRACOM 459506101 0 20 SH SOLE 0 0 20
INTERNATIONAL FLAVORS&FRAGRACOM 459506101 30 1000 SH DEFINED 1000 0 0
INTL PAPER CO COM 460146103 85 2882 SH SOLE 2882 0 0
INTL PAPER CO COM 460146103 62 2110 SH DEFINED 2110 0 0
INTERSIL HLDG CORP CL A 46069S109 237 4400 SH DEFINED 4400 0 0
INTERPUBLIC GROUP COS INC COM 460690100 12 300 SH SOLE 300 0 0
IPALCO ENTERPRISES INC COM 462613100 3 192 SH SOLE 192 0 0
JDS UNIPHASE CORP COM 46612J101 31 260 SH SOLE 260 0 0
JDS UNIPHASE CORP COM 46612J101 479 4000 SH DEFINED 4000 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 58 1800 SH SOLE 1800 0 0
JEFFERSON PILOT CORP COM 475070108 272 4827 SH SOLE 4327 0 500
JEFFERSON PILOT CORP COM 475070108 22 400 SH DEFINED 400 0 0
JOHNSON & JOHNSON COM 478160104 4561 44777 SH SOLE 35546 150 9081
JOHNSON & JOHNSON COM 478160104 797 7825 SH DEFINED 7700 0 125
JOHNSON CTLS INC COM 478366107 48 950 SH SOLE 950 0 0
JONES APPAREL GROUP INC COM 480074103 21 900 SH SOLE 0 0 900
</TABLE>
11
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
JUNIPER NETWORKS INC COM 48203R104 291 2000 SH DEFINED 2000 0 0
KLA-TENCOR CORP COM 482480100 54 925 SH SOLE 725 0 200
KLA-TENCOR CORP COM 482480100 35 600 SH DEFINED 600 0 0
KANSAS CITY PWR & LT CO COM 485134100 13 600 SH SOLE 0 0 600
KELLOGG CO COM 487836108 742 24968 SH SOLE 14368 0 10600
KEYCORP NEW COM 493267108 280 15915 SH SOLE 13384 0 2531
KEYCORP NEW COM 493267108 14 800 SH DEFINED 800 0 0
KEYSPAN CORP COM 49337W100 30 1000 SH DEFINED 1000 0 0
KIMBERLY CLARK CORP COM 494368103 960 16750 SH SOLE 16650 0 100
KIMBERLY CLARK CORP COM 494368103 91 1600 SH DEFINED 1600 0 0
KOHLS CORP COM 500255104 189 3400 SH DEFINED 3400 0 0
KONINKLIJKE AHOLD NV SPNSRD ADR NEW 500467303 4 150 SH SOLE 150 0 0
KONINKLIJKE PHILIPS ELECTRS SPON ADR NEW 500472204 95 2008 SH SOLE 2008 0 0
KONINKLIJKE PHILIPS ELECTRS SPON ADR NEW 500472204 3 76 SH DEFINED 76 0 0
KRISPY KREME DOUGHNUTS INC COM 501014104 3 50 SH SOLE 0 0 50
KROGER CO COM 501044101 39 1800 SH DEFINED 1800 0 0
LSI LOGIC CORP 502161102 1 25 SH SOLE 25 0 0
LAFARGE CORP COM 505862102 3 150 SH SOLE 150 0 0
LANCASTER COLONY CORP COM 513847103 39 2050 SH SOLE 1050 0 1000
LANDS END INC COM 515086106 21 650 SH SOLE 650 0 0
LEGGETT & PLATT INC COM 524660107 33 2000 SH SOLE 2000 0 0
LEXMARK INTL GROUP INC CL A 529771107 36 550 SH SOLE 350 0 200
LIBBEY INC COM 529898108 2 68 SH SOLE 68 0 0
LILLY ELI & CO COM 532457108 836 8380 SH SOLE 7880 0 500
LILLY ELI & CO COM 532457108 468 4694 SH DEFINED 4694 0 0
LINEAR TECHNOLOGY CORP COM 535678106 51 800 SH SOLE 0 0 800
LITTON INDS INC COM 538021106 5 125 SH SOLE 125 0 0
LIZ CLAIBORNE INC COM 539320101 28 800 SH SOLE 0 0 800
LOCKHEED MARTIN CORP COM 539830109 12 500 SH DEFINED 500 0 0
LOWES COS INC COM 548661107 141 3450 SH SOLE 3450 0 0
LOWES COS INC COM 548661107 49 1200 SH DEFINED 1200 0 0
LUBRIZOL CORP COM 549271104 4 200 SH SOLE 200 0 0
LUCENT TECHNOLOGIES INC COM 549463107 5519 93159 SH SOLE 89279 0 3880
LUCENT TECHNOLOGIES INC COM 549463107 16605 280260 SH DEFINED 280260 0 0
</TABLE>
12
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
LYONDELL CHEMICAL CO COM 552078107 2 150 SH SOLE 150 0 0
MBIA INC COM 55262C100 269 5600 SH SOLE 4800 0 800
MBIA INC COM 55262C100 14 300 SH DEFINED 300 0 0
MBNA CORP COM 55262L100 113 4200 SH DEFINED 4200 0 0
MGIC INVT CORP WIS COM 552848103 77 1700 SH DEFINED 1700 0 0
MGM GRAND INC COM 552953101 23 724 SH DEFINED 724 0 0
MANDALAY RESORT GROUP COM 562567107 12 600 SH DEFINED 600 0 0
MANITOWOC INC COM 563571108 425 15895 SH SOLE 15895 0 0
MARSH & MCLENNAN COS INC COM 571748102 404 3875 SH SOLE 3875 0 0
MARSH & MCLENNAN COS INC COM 571748102 167 1600 SH DEFINED 1600 0 0
MARSHALL & ILSLEY CORP COM 571834100 74 1800 SH SOLE 1800 0 0
MARRIOTT INTL INC NEW CL A 571903202 50 1400 SH SOLE 1400 0 0
MATTEL INC COM 577081102 3 300 SH SOLE 0 0 300
MATTEL INC COM 577081102 23 1780 SH DEFINED 1780 0 0
MAXIM INTEGRATED PRODS INC COM 57772K101 27 400 SH SOLE 0 0 400
MAXIM INTEGRATED PRODS INC COM 57772K101 176 2600 SH DEFINED 2600 0 0
MAY DEPT STORES CO COM 577778103 216 9004 SH SOLE 8554 0 450
MAY DEPT STORES CO COM 577778103 28 1200 SH DEFINED 1200 0 0
MCCORMICK & CO INC COM NON VTG 579780206 78 2400 SH SOLE 2400 0 0
MCCORMICK & CO INC COM NON VTG 579780206 178 5500 SH DEFINED 5500 0 0
MCDONALDS CORP COM 580135101 312 9504 SH SOLE 6000 0 3504
MCDONALDS CORP COM 580135101 65 2000 SH DEFINED 2000 0 0
MCKESSON HBOC INC COM 58155Q103 33 1600 SH DEFINED 1600 0 0
MEAD CORP COM 582834107 219 8675 SH SOLE 8675 0 0
MEAD CORP COM 582834107 40 1600 SH DEFINED 1600 0 0
MEDIAONE GROUP INC COM 58440J104 172 2590 SH SOLE 1694 0 896
MEDTRONIC INC COM 585055106 307 6175 SH SOLE 6175 0 0
MEDTRONIC INC COM 585055106 510 10248 SH DEFINED 10248 0 0
MELLON FINL CORP COM 58551A108 72 2000 SH DEFINED 2000 0 0
MENTOR INCOME FUND INC 587204108 12 1646 SH DEFINED 1646 0 0
MERCK & CO INC COM 589331107 5747 75014 SH SOLE 56862 600 17552
MERCK & CO INC COM 589331107 513 6700 SH DEFINED 6700 0 0
MERCURY COMPUTER SYS COM 589378108 420 13000 SH SOLE 13000 0 0
</TABLE>
13
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
METROMEDIA FIBER NETWORK INCCL A 591689104 234 5900 SH DEFINED 5900 0 0
MICROSOFT CORP COM 594918104 2238 27985 SH SOLE 22625 150 5210
MICROSOFT CORP COM 594918104 464 5800 SH DEFINED 5800 0 0
MILLENNIUM CHEMICALS INC COM 599903101 4 250 SH SOLE 250 0 0
MINNESOTA MNG & MFG CO COM 604059105 409 4959 SH SOLE 4059 0 900
MINNESOTA MNG & MFG CO COM 604059105 313 3797 SH DEFINED 3797 0 0
MONTANA POWER CO COM 612085100 42 1200 SH SOLE 1200 0 0
MONY GROUP INC COM 615337102 1 47 SH SOLE 47 0 0
MORGAN J P & CO INC COM 616880100 173 1573 SH SOLE 1556 0 17
MORGAN J P & CO INC COM 616880100 257 2336 SH DEFINED 2336 0 0
MORGAN STANELY DEAN WITTER DISCOVER & CO 617446448 84 1016 SH SOLE 1016 0 0
MORGAN STANLEY DEAN WITTER INCOME SEC INC 61745P874 9 565 SH SOLE 0 0 565
MOTOROLA INC COM 620076109 63 2199 SH SOLE 1299 0 900
MUELLER INDS INC COM 624756102 22 800 SH SOLE 800 0 0
MUNIASSETS FUND INC 62618Q106 9 850 SOLE 850 0 0
MUNIYIELD NY INSD FD INC 626301105 8 735 SOLE 735 0 0
MYLAN LABS INC COM 628530107 3 200 SH SOLE 200 0 0
NBT BANCORP INC COM 628778102 174 16309 SH SOLE 16309 0 0
NCR CORP NEW COM 62886E108 650 16699 SH DEFINED 16699 0 0
NABISCO GROUP HLDG CORP 62952P102 30 1172 SH SOLE 1172 0 0
NABORS INDS INC COM 629568106 35 850 SH SOLE 150 0 700
NATIONAL CITY CORP COM 635405103 6 400 SH SOLE 400 0 0
NATIONAL CITY CORP COM 635405103 47 2800 SH DEFINED 2800 0 0
NATIONAL SVC INDS INC COM 637657107 4 200 SH SOLE 200 0 0
NEIMAN MARCUS GROUP INC CL A 640204202 29 1000 SH DEFINED 1000 0 0
NETSMART TECHNOLOGIES INC COM NEW 64114W306 0 50 SH SOLE 50 0 0
NEW CENTURY ENERGIES INC COM 64352U103 22 750 SH SOLE 250 0 500
NEW YORK TIMES CO CL A 65011110R 3059 77464 SH SOLE 77464 0 0
NEW YORK TIMES CO CL A 65011110R 14424 365185 SH DEFINED 365185 0 0
NEW YORK TIMES CO CL A 650111107 1948 49340 SH SOLE 48840 0 500
NEW YORK TIMES CO CL A 650111107 9419 238459 SH DEFINED 238459 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 85 1400 SH DEFINED 1400 0 0
NEXTLINK COMMUNICATIONS INC CL A 65333H707 189 5000 SH DEFINED 5000 0 0
</TABLE>
14
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
NIAGARA MOHAWK HLDGS INC COM 653520106 20 1500 SH DEFINED 1500 0 0
NIKE INC CL B 654106103 55 1400 SH SOLE 400 0 1000
NISOURCE INC COM 65473P105 107 5750 SH SOLE 4250 0 1500
NOKIA CORP PFD SPONS ADR 654902204 34 692 SH SOLE 92 0 600
NOKIA CORP PFD SPONS ADR 654902204 59 1200 SH DEFINED 1200 0 0
NORDSTROM INC COM 655664100 16 700 SH DEFINED 700 0 0
NORFOLK SOUTHERN CORP COM 655844108 84 5670 SH SOLE 5670 0 0
NORFOLK SOUTHERN CORP COM 655844108 7 500 SH DEFINED 500 0 0
NORTHN STS PWR CO MINN COM 665772109 2 102 SH SOLE 102 0 0
NORTHROP GRUMMAN CORP COM 666807102 7 111 SH SOLE 111 0 0
NOVELLUS SYS INC COM 670008101 22 400 SH SOLE 0 0 400
NUCOR CORP COM 670346105 102 3100 SH SOLE 2600 0 500
NUVEEN NY MUNI VALUE INC 67062M105 12 1500 SOLE 0 0 1500
OGE ENERGY CORP COM 670837103 18 1000 SH SOLE 0 0 1000
OGE ENERGY CORP COM 670837103 4 250 SH DEFINED 250 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 23 1100 SH SOLE 1100 0 0
OFFICE DEPOT INC COM 676220106 3 500 SH SOLE 500 0 0
OLD KENT FINL CORP COM 679833103 4 169 SH SOLE 169 0 0
OLD REP INTL CORP COM 680223104 8 525 SH SOLE 525 0 0
ORACLE CORP COM 68389X105 846 10075 SH SOLE 9575 0 500
ORACLE CORP COM 68389X105 210 2500 SH DEFINED 2500 0 0
OWENS CORNING COM 69073F103 2 235 SH SOLE 235 0 0
OWENS ILL INC COM NEW 690768403 4 400 SH SOLE 400 0 0
PECO ENERGY CO COM 693304107 40 1000 SH SOLE 0 0 1000
PECO ENERGY CO COM 693304107 48 1200 SH DEFINED 1200 0 0
PG&E CORP COM 69331C108 42 1710 SH SOLE 1710 0 0
PNC FINL SVCS GROUP INC COM 693475105 73 1558 SH SOLE 1558 0 0
PNC FINL SVCS GROUP INC COM 693475105 67 1450 SH DEFINED 1450 0 0
PPG INDS INC COM 693506107 336 7600 SH SOLE 5100 0 2500
PPL CORP 69351T106 21 1000 SH SOLE 0 0 1000
PACCAR INC COM 693718108 36 920 SH SOLE 920 0 0
PACIFICARE HEALTH SYSTEMS B 695112102 3 50 SH SOLE 50 0 0
PALL CORP COM 696429307 18 1000 SH DEFINED 1000 0 0
</TABLE>
15
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PARAGON TECHNOLOGIES INC 69912T108 9 1239 SH SOLE 1239 0 0
PENN ENGR & MFG CORP CL A 707389102 3 100 SH SOLE 100 0 0
PENNEY J C INC COM 708160106 576 31300 SH SOLE 31300 0 0
PENNEY J C INC COM 708160106 12 700 SH DEFINED 700 0 0
PEPSICO INC COM 713448108 1961 44150 SH SOLE 41125 0 3025
PEPSICO INC COM 713448108 115 2600 SH DEFINED 2600 0 0
PER SE TECHNOLOGIES INC COM NEW 713569309 0 36 SH DEFINED 36 0 0
PFIZER INC COM 717081103 5337 111204 SH SOLE 100368 3300 7536
PFIZER INC COM 717081103 912 19016 SH DEFINED 19016 0 0
PHARMACIA CORP COM 71713U102 269 5224 SH SOLE 5224 0 0
PHARMACIA CORP COM 71713U102 554 10720 SH DEFINED 10720 0 0
PHELPS DODGE CORP COM 717265102 48 1300 SH SOLE 1300 0 0
PHILIP MORRIS COS INC COM 718154107 92 3500 SH SOLE 2300 0 1200
PHILLIPS PETE CO COM 718507106 166 3294 SH SOLE 2952 0 342
PINNACLE WEST CAP CORP COM 723484101 16 500 SH SOLE 500 0 0
PITNEY BOWES INC COM 724479100 894 22350 SH SOLE 16450 0 5900
PITNEY BOWES INC COM 724479100 196 4900 SH DEFINED 4900 0 0
PLUG POWER INC COM 72919P103 10 160 SH SOLE 160 0 0
PRAXAIR INC COM 74005P104 12 325 SH SOLE 325 0 0
PROCTER & GAMBLE CO COM 742718109 996 17407 SH SOLE 16881 0 526
PROCTER & GAMBLE CO COM 742718109 210 3674 SH DEFINED 3674 0 0
PUGET SOUND ENERGY INC COM 745332106 1 50 SH SOLE 50 0 0
QLOGIC CORP COM 747277101 26 400 SH SOLE 0 0 400
QUAKER OATS CO COM 747402105 210 2800 SH SOLE 2400 0 400
QUALCOMM INC COM 747525103 6 100 SH SOLE 0 0 100
QUANTUM CORP COM DSSG 747906204 3 325 SH SOLE 325 0 0
QUEST DIAGNOSTICS INC COM 74834L100 8 113 SH SOLE 113 0 0
QUESTAR CORP COM 748356102 77 4000 SH SOLE 2400 0 1600
QWEST COMMUNICATIONS INTL INCOM 749121109 0 10 SH SOLE 10 0 0
R H DONNELLEY CORP COM NEW 74955W307 0 40 SH SOLE 0 0 40
RALSTON PURINA CO COM RAL-PUR GP 751277302 8 420 SH DEFINED 0 0 420
RAYTHEON CO CL A 755111309 1 55 SH SOLE 55 0 0
RAYTHEON CO CLASS B COM 755111408 216 11236 SH SOLE 9936 0 1300
RAYTHEON CO CLASS B COM 755111408 61 3200 SH DEFINED 3200 0 0
</TABLE>
16
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
READERS DIGEST ASSN INC CL B 755267200 25 700 SH DEFINED 700 0 0
RED HAT INC COM 756577102 5 200 SH SOLE 200 0 0
REGIONS FINL CORP COM 758940100 74 3760 SH SOLE 3760 0 0
RELIANT ENERGY INC COM 75952J108 32 1100 SH DEFINED 1100 0 0
REUTERS GROUP PLC SPNS ADR 76132M102 9 100 SH SOLE 100 0 0
REYNOLDS R J TOB HLDGS INC COM 76182K105 10 366 SH SOLE 366 0 0
ROCKWELL INTL CORP NEW COM 773903109 29 950 SH SOLE 700 0 250
ROCKWELL INTL CORP NEW COM 773903109 15 500 SH DEFINED 500 0 0
ROHM & HAAS CO COM 775371107 87 2538 SH SOLE 2238 0 300
ROSS STORES INC COM 778296103 54 3200 SH SOLE 1300 0 1900
ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 669 10874 SH SOLE 10874 0 0
SBC COMMUNICATIONS INC 78387G103 5190 120023 SH SOLE 102888 400 16735
SBC COMMUNICATIONS INC 78387G103 567 13125 SH DEFINED 13125 0 0
SABRE HLDGS CORP CL A 785905100 1 56 SH SOLE 56 0 0
SAFEGUARD SCIENTIFICS INC COM 786449108 1 50 SH SOLE 50 0 0
SAFESCIENCE INC COM 786452102 1 300 SH SOLE 300 0 0
ST PAUL COS INC COM 792860108 20 600 SH SOLE 600 0 0
SARA LEE CORP COM 803111103 41 2148 SH SOLE 2000 0 148
SCHERING PLOUGH CORP COM 806605101 2478 49076 SH SOLE 42340 0 6736
SCHLUMBERGER LTD COM 806857108 294 3950 SH SOLE 3950 0 0
SCHLUMBERGER LTD COM 806857108 197 2646 SH DEFINED 2646 0 0
SCOTTISH PWR PLC SPON ADR FINAL 81013T705 95 2843 SH SOLE 2843 0 0
SCOTTISH PWR PLC SPON ADR FINAL 81013T705 37 1131 SH DEFINED 1131 0 0
SEAGATE TECHNOLOGY COM 811804103 19 350 SH SOLE 350 0 0
SEAGRAM LTD 811850106 29 500 SH DEFINED 500 0 0
SEARS ROEBUCK & CO COM 812387108 65 2000 SH SOLE 2000 0 0
SERVICEMASTER CO COM 81760N109 11 1000 SH SOLE 1000 0 0
SHELL TRANS & TRADING PLC NEW YRK SH NEW 822703609 29 600 SH SOLE 0 0 600
SHERWIN WILLIAMS CO COM 824348106 8 400 SH SOLE 400 0 0
SIERRA HEALTH SVCS INC COM 826322109 0 300 SH SOLE 300 0 0
SIMON PPTY GROUP INC NEW 828806109 24 1122 SH DEFINED 1122 0 0
SKY FINL GROUP INC COM 83080P103 91 5761 SH SOLE 5761 0 0
SMITHKLINE BEECHAM PLC ORD AADR 832378301 6 100 SH SOLE 0 0 100
</TABLE>
17
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SMURFIT-STONE CONTAINER CORPCOM 832727101 1 100 SH SOLE 100 0 0
SOLECTRON CORP COM 834182107 1285 30700 SH SOLE 29100 0 1600
SOLECTRON CORP COM 834182107 175 4200 SH DEFINED 4200 0 0
SOLUTIA INC COM 834376105 29 2144 SH DEFINED 2144 0 0
SONOCO PRODS CO COM 835495102 5 250 SH SOLE 250 0 0
SOUTHDOWN INC COM 841297104 80 1400 SH SOLE 900 0 500
SOUTHTRUST CORP COM 844730101 58 2600 SH SOLE 2600 0 0
SOUTHWEST AIRLS CO COM 844741108 14 750 SH SOLE 750 0 0
SPRINT CORP COM FON GROUP 852061100 221 4338 SH SOLE 3248 0 1090
SPRINT CORP PCS COM SER 1 852061506 134 2268 SH SOLE 1624 0 644
STANDEX INTL CORP COM 854231107 4 300 SH SOLE 300 0 0
STANLEY WKS COM 854616109 28 1200 SH SOLE 600 0 600
STAPLES INC COM 855030102 16 1050 SH SOLE 1050 0 0
STARWOOD HOTELS&RESORTS WRLDPAIRED CTF 85590A203 81 2500 SH DEFINED 2500 0 0
STATE STR CORP COM 857477103 145 1372 SH DEFINED 1372 0 0
STORAGE TECHNOLOGY CORP COM PAR $0.10 862111200 16 1500 SH DEFINED 1500 0 0
STRYKER CORP COM 863667101 48 1100 SH SOLE 0 0 1100
SUFFOLK BANCORP COM 864739107 155 5972 SH SOLE 5972 0 0
SUN MICROSYSTEMS INC COM 866810104 11077 121820 SH SOLE 97170 200 24450
SUN MICROSYSTEMS INC COM 866810104 547 6025 SH DEFINED 5900 0 125
SUNOCO INC 86764P109 10 359 SH SOLE 359 0 0
SUNRISE TECHNOLOGIES INTL INCOM 86769L103 1 100 SH SOLE 100 0 0
SUNTRUST BKS INC COM 867914103 459 10066 SH SOLE 9666 0 400
SUNTRUST BKS INC COM 867914103 13 300 SH DEFINED 0 0 300
SUPERVALU INC COM 868536103 7 400 SH SOLE 400 0 0
SYNOVUS FINL CORP COM 87161C105 11 675 SH SOLE 0 0 675
SYSCO CORP COM 871829107 29 700 SH SOLE 0 0 700
TCW/DW TERM TRUST 2002 87234T101 30 3388 SH SOLE 3388 0 0
TECO ENERGY INC COM 872375100 278 13900 SH SOLE 12700 0 1200
TECO ENERGY INC COM 872375100 4 200 SH DEFINED 200 0 0
TJX COS INC NEW COM 872540109 71 3800 SH SOLE 2700 0 1100
TRW INC COM 872649108 41 960 SH SOLE 320 0 640
TXU CORP COM 873168108 11 400 SH SOLE 0 0 400
</TABLE>
18
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TECH DATA CORP COM 878237106 6 150 SH SOLE 150 0 0
TECHNICLONE CORP COM NEW 878517309 0 200 SH SOLE 200 0 0
TELEFONOS DE MEXICO SA ADR NOVINATIVE 879403400 45 16402 SH SOLE 16402 0 0
TELEFONOS DE MEXICO S A SPON ADR ORD L 879403780 34 600 SH SOLE 600 0 0
TELEFONOS DE MEXICO S A SPON ADR ORD L 879403780 34 600 SH DEFINED 600 0 0
TERAYON COMMUNICATION SYS COM 880775101 2 40 SH SOLE 0 0 40
TEXACO INC COM 881694103 91 1726 SH SOLE 1726 0 0
TEXACO INC COM 881694103 78 1472 SH DEFINED 1200 0 272
TEXAS INDS INC COM 882491103 8 300 SH SOLE 300 0 0
THERMO INSTR SYS INC COM 883559106 22 1200 SH SOLE 1200 0 0
THOMAS & BETTS CORP COM 884315102 2 150 SH SOLE 150 0 0
3DFX INTERACTIVE INC COM 88553X103 4 600 SH SOLE 600 0 0
TOLL BROTHERS INC COM 889478103 57 2800 SH SOLE 1500 0 1300
TOMPKINS TRUSTCO INC 890110109 25921 1047334 SH SOLE 1027076 6250 14008
TOMPKINS TRUSTCO INC 890110109 1871 75597 SH DEFINED 75597 0 0
TOYS R US INC COM 892335100 56 3900 SH DEFINED 3900 0 0
TRANSACT TECHNOLOGIES 892918103 7 700 SH SOLE 700 0 0
TRI CONTL CORP COM 895436103 30 1196 SH SOLE 730 0 466
TRI CONTL CORP COM 895436103 5 217 SH DEFINED 217 0 0
TRIBUNE CO NEW COM 896047107 14 400 SH SOLE 400 0 0
TRINITY INDS INC COM 896522109 39 2150 SH SOLE 1950 0 200
TUPPERWARE CORP COM 899896104 4 224 SH SOLE 224 0 0
24 / 7 MEDIA INC COM 901314104 3 200 SH SOLE 200 0 0
TYCO INTL LTD NEW COM 902124106 1575 33268 SH SOLE 30418 0 2850
TYCO INTL LTD NEW COM 902124106 90 1900 SH DEFINED 1900 0 0
TYSON FOODS INC CL A 902494103 4 500 SH SOLE 500 0 0
USX MARATHON GROUP COM NEW 902905827 42 1700 SH DEFINED 1700 0 0
US BANCORP DEL COM 902973106 44 2325 SH SOLE 2325 0 0
UNICOM CORP COM 904911104 58 1500 SH DEFINED 1500 0 0
UNION CARBIDE CORP COM 905581104 22 450 SH SOLE 450 0 0
UNION PAC CORP COM 907818108 56 1513 SH SOLE 1500 0 13
UNION PAC CORP COM 907818108 16 450 SH DEFINED 450 0 0
UNION PAC RES GROUP INC COM 907834105 23 1088 SH SOLE 1077 0 11
</TABLE>
19
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
U S WEST INC NEW COM 91273H101 470 5491 SH SOLE 4342 0 1149
U S WEST INC NEW COM 91273H101 10 127 SH DEFINED 127 0 0
UNITED TECHNOLOGIES CORP COM 913017109 652 11077 SH SOLE 10827 250 0
UNITED TECHNOLOGIES CORP COM 913017109 17 300 SH DEFINED 300 0 0
UNITEDHEALTH GROUP INC 91324P102 120 1400 SH DEFINED 1400 0 0
UNIVERSAL FOODS CORP COM 913538104 24 1300 SH SOLE 0 0 1300
UNIVISION COMMUNICATIONS INCCL A 914906102 20 200 SH SOLE 0 0 200
UNOCAL CORP COM 915289102 26 800 SH SOLE 800 0 0
UNOCAL CORP COM 915289102 110 3344 SH DEFINED 3344 0 0
UNUMPROVIDENT CORP COM 91529Y106 10 500 SH DEFINED 500 0 0
V F CORP COM 918204108 21 900 SH SOLE 900 0 0
VAN KAMPEN AMERICAN CAPITAL MUNICIPAL TRUST 920919107 18 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE MUNCOM 920929106 18 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE N JCOM 920933108 36 2400 SOLE 2400 0 0
VAN KAMPEN AMERICAN CAP 921124103 25 2018 SH SOLE 2018 0 0
VERISIGN INC COM 92343E102 353 2000 SH DEFINED 2000 0 0
VERITAS SOFTWARE CO COM 923436109 33 300 SH SOLE 0 0 300
VERITAS SOFTWARE CO COM 923436109 262 2325 SH DEFINED 2325 0 0
VIACOM INC CLASS B 925524308 147 2170 SH DEFINED 2170 0 0
VIGNETTE CORP COM 926734104 306 5900 SH DEFINED 5900 0 0
VIRAGEN INC COM 927638106 0 200 SH SOLE 200 0 0
VISHAY INTERTECHNOLOGY INC COM 928298108 28 750 SH SOLE 0 0 750
VITESSE SEMICONDUCTOR CORP COM 928497106 36 500 SH SOLE 0 0 500
VODAFONE AIRTOUCH PLC SPONSORED ADR 92857T107 161 3900 SH SOLE 2650 0 1250
VODAFONE AIRTOUCH PLC SPONSORED ADR 92857T107 4 100 SH DEFINED 100 0 0
VOLVO AKTIEBOLAGET ADR B 928856400 1 90 SH SOLE 0 0 90
VULCAN MATLS CO COM 929160109 258 6050 SH SOLE 5250 0 800
VULCAN MATLS CO COM 929160109 36 850 SH DEFINED 850 0 0
WPP GROUP PLC SPON ADR NEW 929309300 83 1150 SH DEFINED 1150 0 0
WPS RESOURCES CORP COM 92931B106 9 300 SH SOLE 0 0 300
WAL MART STORES INC COM 931142103 3946 68500 SH SOLE 55700 450 12350
WAL MART STORES INC COM 931142103 351 6100 SH DEFINED 6100 0 0
WALGREEN CO COM 931422109 336 10466 SH SOLE 10466 0 0
</TABLE>
20
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------------- ------------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
WASHINGTON MUT INC COM 939322103 80 2800 SH DEFINED 2800 0 0
WASHINGTON POST CO CL B 939640108 23 50 SH SOLE 0 0 50
WASTE MGMT INC DEL COM 94106L109 127 6725 SH DEFINED 6725 0 0
WATSON PHARMACEUTICALS INC COM 942683103 146 2725 SH SOLE 1725 0 1000
WATSON PHARMACEUTICALS INC COM 942683103 77 1450 SH DEFINED 1450 0 0
WAUSAU-MOSINEE PAPER CORP COM 943315101 3 400 SH SOLE 400 0 0
WELLS FARGO & CO NEW COM 949746101 219 5662 SH SOLE 530 0 5132
WENDYS INTL INC COM 950590109 35 2000 SH SOLE 800 0 1200
WESTERN RES INC COM 959425109 17 1100 SH SOLE 0 0 1100
WESTVACO CORP COM 961548104 6 270 SH SOLE 270 0 0
WHIRLPOOL CORP COM 963320106 9 200 SH SOLE 200 0 0
WILMINGTON TRUST CORP COM 971807102 29 700 SH SOLE 0 0 700
WISCONSIN ENERGY CORP COM 976657106 11 560 SH SOLE 260 0 300
WORLDCOM INC GA NEW COM 98157D106 227 4960 SH SOLE 4550 0 410
WORLDCOM INC GA NEW COM 98157D106 438 9550 SH DEFINED 9550 0 0
WORTHINGTON INDS INC COM 981811102 0 52 SH SOLE 52 0 0
XILINX INC COM 983919101 41 500 SH SOLE 0 0 500
XEROX CORP COM 984121103 25 1216 SH SOLE 1216 0 0
XEROX CORP COM 984121103 20 1000 SH DEFINED 1000 0 0
ZIONS BANCORPORATION COM 989701107 45 1000 SH SOLE 1000 0 0
------ ------- ------- ----- ------
GRAND TOTALS 298054 6427760 5931063 17100 479597
====== ======= ======= ===== ======
</TABLE>
21