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<PAGE> PAGE 2
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<PAGE> PAGE 4
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<PAGE> PAGE 5
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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013 A000401 KPMG LLP
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015 A000401 INTRUST BANK, N.A.
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<PAGE> PAGE 23
015 C010401 WICHITA
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015 C030401 67202
015 E030401 X
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<PAGE> PAGE 24
032 000400 0
033 000400 0
034 000400 N
035 000400 0
036 B000400 0
037 000400 N
038 000400 0
039 000400 N
040 000400 Y
041 000400 N
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046 000400 Y
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050 000400 N
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<PAGE> PAGE 25
053 B000400 Y
053 C000400 N
054 A000400 N
054 B000400 N
054 C000400 N
054 D000400 N
054 E000400 N
054 F000400 N
054 G000400 N
054 H000400 N
054 I000400 N
054 J000400 N
054 K000400 N
054 L000400 N
054 M000400 N
054 N000400 N
054 O000400 N
055 A000400 N
055 B000400 N
056 000400 Y
057 000400 N
058 A000400 N
059 000400 Y
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060 B000400 Y
061 000400 1000
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<PAGE> PAGE 26
066 F000400 N
066 G000400 N
067 000400 N
068 A000400 N
068 B000400 N
069 000400 N
070 A010400 Y
070 A020400 N
070 B010400 Y
070 B020400 N
070 C010400 Y
070 C020400 N
070 D010400 Y
070 D020400 N
070 E010400 Y
070 E020400 N
070 F010400 Y
070 F020400 N
070 G010400 Y
070 G020400 N
070 H010400 Y
070 H020400 N
070 I010400 N
070 I020400 N
070 J010400 Y
070 J020400 N
070 K010400 Y
070 K020400 Y
070 L010400 Y
070 L020400 N
070 M010400 N
070 M020400 N
070 N010400 Y
070 N020400 N
070 O010400 Y
070 O020400 N
070 P010400 N
070 P020400 N
070 Q010400 N
070 Q020400 N
070 R010400 Y
070 R020400 N
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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054 D000500 N
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054 F000500 N
054 G000500 N
054 H000500 N
054 I000500 N
054 J000500 N
054 K000500 N
054 L000500 N
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<PAGE> PAGE 32
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070 H010500 N
070 H020500 N
070 I010500 N
070 I020500 N
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<PAGE> PAGE 33
070 R020500 N
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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SIGNATURE DARLA BALL
TITLE MANAGER
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0001006242
<NAME> INTRUST FUNDS TRUST
<SERIES>
<NUMBER> 3
<NAME> INTERMEDIATE BOND FUND
<S>
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<CIK> 0001006242
<NAME> INTRUST FUNDS TRUST
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<NAME> INTERNATIONAL MULTI-MANAGER STOCK FUND
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<NAME> INTRUST FUNDS TRUST
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<NAME> KANSAS TAX-EXEMPT BOND FUND
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<TABLE> <S> <C>
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<CIK> 0001006242
<NAME> INTRUST FUNDS TRUST
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<NAME> MONEY MARKET FUND
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<TABLE> <S> <C>
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<CIK> 0001006242
<NAME> INTRUST FUND TRUST
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<NAME> SHORT-TERM BOND FUND
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<TABLE> <S> <C>
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<CIK> 0001006242
<NAME>INTRUST FUNDS TRUST
<SERIES>
<NUMBER> 4
<NAME> STOCK FUND
<S>
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<NET-INVESTMENT-INCOME> 995165
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</TABLE>
The Board of Trustees
of INTRUST Funds Trust:
In planning and performing our audit of the financial statements of the
INTRUST Funds Trust for the year ended October 31, 1999, we considered
its internal control, including control activities for safeguarding
securities, in order to determine our auditing procedures for the purpos
e of expressing our opinion on the financial statements and to comply wit
h the requirements of Form N-SAR, not to provide assurance on internal
control.
The management of the INTRUST Funds Trust is responsible for
establishing and maintaining internal control. In fulfilling this
responsibility, estimates and judgments by management are required to
assess the expected benefits and related costs of controls. Generally,
controls that are relevant to an audit pertain to the entity's objective
of preparing financial statements for external purposes that are fairly
presented in conformity with generally accepted accounting principles.
Those controls include the safeguarding of assets against unauthorized
acquisition, use, or disposition.
Because of inherent limitations in any internal control, errors or fraud
may occur and not be detected. Also, projection of any evaluation of
internal control to future periods is subject to the risk that it may
become inadequate because of changes in conditions or that the
effectiveness of the design and operation may deteriorate.
Our consideration of internal control would not necessarily disclose
all matters in internal control that might be material weaknesses under
standards established by the American Institute of Certified Public
Accountants. A material weakness is a condition in which the design
or operation of one or more internal control components does not reduce
to a relatively low level the risk that misstatements caused by error
or fraud in amounts that would be material in relation to the financial
statements being audited may occur and not be detected within a timely
period by employees in the normal course of performing their assigned
functions. However, we noted no matters involving internal control and
its operation, including controls for safeguarding securities, that we
consider to be material weaknesses as defined above as of October 31,
1999.
This report is intended solely for the information and use of management,
the Board of Trustees of the INTRUST Funds Trust and the Securities and
Exchange Commission and is not intended to be and should not be used by
anyone other than these specified parties.
KPMG LLP
Columbus, Ohio
December 21, 1999
