UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of
1934
Date of Report (Date of earliest event report) September 24, 1998
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(September 16, 1998)
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CITIZENS FIRST FINANCIAL CORP.
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(Exact name of registrant as specified in its charter)
Delaware 1,14274 37-1351861
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(State or other jurisdiction (Commission (IRS Employer
of incorporation or File Number) Identification
organization) No.)
2101 North Veteran Parkway, Bloomington, Illinois 61704
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(Address of principal executive offices)
(309) 661-8700
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(Issuer's telephone number, including area code)
Not Applicable
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(Former name or former address, if changed since last report)
Total Pages: 3
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Item 5. Other Events
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Citizens First Financial Corp., the parent company of
Citizens Savings Bank, F.S.B. announced the implementation of a
stock repurchase program of 5% of its outstanding shares of
common stock. The 120,449 shares of common stock will be
repurchased subject to the availability of stock and market
conditions.
A press release announcing the completion of the stock
repurchase program is attached as Exhibit 99.1.
Exhibit No. Page
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99.1 Press release dated September 16, 1998 3
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned hereunto duly authorized.
Dated: September 24, 1998 By: /s/ C. William Landefeld
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C. William Landefeld
President and Chief
Executive Officer
Dated: September 24, 1998 By: /s/ Dallas G. Smiley
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Dallas G. Smiley
Senior Vice-President and
Chief Financial Officer
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Citizens First Logo
FOR IMMEDIATE RELEASE
Contact: C. William Landefeld
President & Chief Executive Officer
Citizens First Financial Corporation
(309) 661-8700
CITIZENS FIRST FINANCIAL CORP.
COMPLETES
STOCK REPURCHASE PROGRAM
Bloomington, Illinois, September 16, 1998 -- Citizens First
Financial Corp. (AMEX-CBK) (the 'Company'), the holding company
for Citizens Savings Bank, F.S.B. today announced it is
implementing a stock repurchase program with the company
repurchasing up to 5% or 120,449 shares of its outstanding common
stock. Stock repurchased under this new program will be made
subject to the availability of stock and market conditions, and
will commence as soon as practicable.
Prior to this new program, common stock repurchased by the
Company equals 408,529 shares at an average price of $16.24.
Citizens Savings Bank is headquartered in Bloomington,
Illinois and operates through six full service branches -
throughout Central Illinois.
