CITIZENS FIRST FINANCIAL CORP
8-A12G/A, 2000-10-03
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<PAGE> 1

                       SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549




                             AMENDMENT NO. 1 TO THE

                                    FORM 8-A

                FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES
                     PURSUANT TO SECTION 12(B) OR (G) OF THE
                         SECURITIES EXCHANGE ACT OF 1934



                         CITIZENS FIRST FINANCIAL CORP.
                         ------------------------------
             (Exact name of registrant as specified in its charter)



DELAWARE                                       37-1351861
--------                                       ----------
(state of incorporation or organization)       (IRS Employer Identification No.)


2101 North Veterans Parkway, Bloomington, Illinois         61704
--------------------------------------------------         -----
(Address of principal executive offices)                   (Zip Code)


Securities to be registered pursuant to Section 12(b) of the Act: None

      If this form relates to the registration of a class of securities pursuant
to Section 12(b) of the Exchange Act and is effective pursuant to General
Instruction A.(c), check the following box.
[  ]

      If this form relates to the registration of a class of securities pursuant
to Section 12(g) of the Exchange Act and is effective pursuant to General
Instruction A.(d), check the following box.
[ X ]

      Securities  Act  registration  statement  file  number to which  this form
relates: 333-556.
         -------

Securities to be registered pursuant to Section 12(g) of the Act:

                    COMMON STOCK PAR VALUE $.01 PER SHARE(1)
                     ---------------------------------------
                                (Title of class)

(1) Common Stock previously registered under Section 12(b) of the Act and
previously listed on the American Stock Exchange.



<PAGE> 2



ITEM 1.     DESCRIPTION OF REGISTRANT'S SECURITIES TO BE REGISTERED.

      Incorporated by reference to the portion of the Prospectus under the
heading - "Description of Capital Stock of the Company," filed on January 24,
1996 as part of the Registrant's Registration Statement on Form SB-2, No.
333-556.

ITEM 2.     EXHIBITS.

      1.    Copies of all constituent instruments defining the rights of all the
            holders of each class of such securities, including any contracts or
            other documents which limit or qualify the rights of such holders.

            (a)   Certificate of Incorporation

                  Incorporated by reference to Exhibit 3.1 to Registrant's
                  Registration Statement on Form SB-2, No. 333-556, filed on
                  January 24, 1996.

            (b)   Bylaws

                  Incorporated by reference to Exhibit 99.1 to the Registrant's
                  Current Report on Form 8-K filed on September 1, 2000.

      2.    A copy of the security to be registered hereunder is incorporated by
            reference to Exhibit 4.0 to Registrant's  Registration  Statement on
            Form SB-2, No. 333-556, filed on January 24, 1996.



<PAGE> 3



      Pursuant to the requirements of Section 12 of the Securities Exchange Act
of 1934, as amended, the Registrant has duly caused this Registration Statement
to be signed on its behalf by the undersigned, thereto duly authorized.


                                    CITIZENS FIRST FINANCIAL CORP.
                                    --------------------------------
                                    (Registrant)


                                    Date: October 3, 2000


                                    By:   /s/ C. William Landefeld
                                          ------------------------
                                          C. William Landefeld
                                          President and Chief Executive Officer




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