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Previous: CITIZENS FIRST FINANCIAL CORP, 10-Q, EX-11, 2000-11-14 |
Next: LORAL SPACE & COMMUNICATIONS LTD, S-8, 2000-11-14 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 4,640
<INT-BEARING-DEPOSITS> 4,581
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 15,394
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 287,294
<ALLOWANCE> 3,936
<TOTAL-ASSETS> 328,903
<DEPOSITS> 216,170
<SHORT-TERM> 39,500
<LIABILITIES-OTHER> 6,298
<LONG-TERM> 29,820
0
0
<COMMON> 28
<OTHER-SE> 35,289
<TOTAL-LIABILITIES-AND-EQUITY> 328,903
<INTEREST-LOAN> 17,408
<INTEREST-INVEST> 744
<INTEREST-OTHER> 318
<INTEREST-TOTAL> 18,470
<INTEREST-DEPOSIT> 7,485
<INTEREST-EXPENSE> 10,456
<INTEREST-INCOME-NET> 8,014
<LOAN-LOSSES> 2,360
<SECURITIES-GAINS> (378)
<EXPENSE-OTHER> 6,349
<INCOME-PRETAX> 2,851
<INCOME-PRE-EXTRAORDINARY> 2,851
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,744
<EPS-BASIC> 0.94
<EPS-DILUTED> 0.91
<YIELD-ACTUAL> .034
<LOANS-NON> 4,287
<LOANS-PAST> 721
<LOANS-TROUBLED> 304
<LOANS-PROBLEM> 1,100
<ALLOWANCE-OPEN> 1,679
<CHARGE-OFFS> 103
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 3,936
<ALLOWANCE-DOMESTIC> 3,936
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,681
</TABLE>
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