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SCHEDULE 14A
INFORMATION REQUIRED IN PROXY STATEMENT
SCHEDULE 14A INFORMATION
Proxy Statement Pursuant to Section 14(a) of the
Securities Exchange Act of 1934
Check the appropriate box:
Filed by the Registrant [X]
Filed by a Party other than the Registrant [ ]
[ ] Preliminary Proxy Statement
[ ] Confidential, For Use of the Commission Only (as permitted by Rule
14a-6(e)(2))
[ ] Definitive Proxy Statement
[X] Definitive Additional Materials
[ ] Soliciting Material Under Rule 14a-12
CITIZENS FIRST FINANCIAL CORP.
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(Name of Registrant as Specified in Its Charter)
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(Name of Person(s) Filing Proxy Statement, if other than Registrant)
Payment of Filing Fee (Check the appropriate box):
[X] No fee required
[ ] Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and 0-11
(1) Title of each class of securities to which transaction applies:
N/A
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(2) Aggregate number of securities to which transaction applies:
N/A
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(3) Per unit price or other underlying value of transaction computed
pursuant to Exchange Act Rule 0-11 (set forth the amount on which
the filing fee is calculated and state how it was determined):
N/A
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(4) Proposed maximum aggregate value of transaction: N/A
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(5) Total fee paid: N/A
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[ ] Fee paid previously with preliminary materials: N/A
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[ ] Check box if any part of the fee is offset as provided by Exchange Act
Rule 0-11(a)(2) and identify the filing for which the offsetting fee was
paid previously. Identify the previous filing by registration statement
number, or the form or schedule and the date of its filing.
(1) Amount Previously Paid: N/A
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(2) Form, Schedule or Registration Statement No.: N/A
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(3) Filing Party: N/A
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(4) Date Filed: N/A
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WE'VE BEEN BANKER, NEIGHBOR
AND FRIEND TO THIS COMMUNITY
FOR 112 YEARS
WE HAVE 31,797 GREAT REASONS WHY
WE WANT TO REMAIN THAT WAY...
OUR
REMEMBER TO VOTE THE CUSTOMERS
BLUE PROXY
AND SUPPORT
YOUR HOMETOWN BANK!
[PHOTO OF BILL LANDEFELD GREETING CUSTOMERS]
CITIZENS FIRST
FINANCIAL CORP.
2101 North Veterans Parkway
Bloomington, IL 61704
For more information, please contact C. William Landefeld
President & Chief Executive Officer,
Citizens First Financial Corp.,
309/661-8700
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Citizens Savings Bank is a local, hometown bank that knows our community inside
and out -- providing home loans, car loans, business loans, Certificates of
Deposit, and other services as well as savings and checking accounts. More
importantly, Citizens offers personalized service that our customers have grown
accustomed to since 1888.
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As President and Chairman of the Bank, we are asking you to help us remain a [PHOTO OF RONALD C. (RUSTY) WELLS, CHAIRMAN OF THE
local bank directed by a local Board of Directors, which understands the needs BOARD AND C. WILLIAM LANDEFELD, PRESIDENT AND
of our community. We are asking that you support our recommendations and cast CHIEF EXECUTIVE OFFICER]
your proxy vote for Art Mier and Carl Borngasser.
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Art and Carl are homegrown, hometown people who know the significance of
operating as a truly hometown bank. Art and Carl will ensure that Citizens
continues with our mission of providing:
o Quality products and services to our customers
o Opportunities for our employees
o Value to our shareholders
o Commitment to our communities
VOTE THE BLUE PROXY and together, we can continue to provide a truly local
source for people to rely on.
Thanks for your support and remember:
VOTE THE BLUE PROXY
Sincerely,
C. William Landefeld and Ronald C. "Rusty" Wells
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[PHOTO OF ART MIER] [PHOTO OF CARL BORNGASSER]
ART MIER CARL BORNGASSER
Art is owner of On Hand Safety Supplies, Carl spent his entire working life in the
which operates on-site safety stores at major banking business -- first in Peoria, then at
manufacturing facilities such as Caterpillar his hometown bank, Fairbury Federal
and Mitsubishi. However, he's no stranger Savings, where he served 36 years, the last
to the financial world, having been a Trust 20 as President. He came to Citizens as
Officer at Peoples Bank for five years. He Executive Vice President and Director when
also holds a degree in Economics from Fairbury Savings and Citizens merged. He
Notre Dame. Art and his wife Sandra reside retired from his Exec. VP position in 1996.
in Bloomington. They have two grown Carl and his wife, Georgann, still reside in
children, Blake and Lisa. Art serves as a their native community. They have two
Director of nine different community children and five grandchildren. Carl
charitable, business and social organizations, remains active in his community, serving as
including McLean County United Way and a Trustee of his church and a member of the
McLean County Red Cross. Livingston County Board.
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REVOCABLE PROXY
CITIZENS FIRST FINANCIAL CORP.
ANNUAL MEETING OF STOCKHOLDERS
APRIL 24, 2000
3:00 P.M. LOCAL TIME
________________________________
THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS
The undersigned hereby appoints the official proxy committee of Citizens
First Financial Corp. (the "Company") with full power of substitution, to act as
proxy for the undersigned, and to vote all shares of common stock of the Company
which the undersigned is entitled to vote only at the Annual Meeting of
Stockholders, to be held on April 24, 2000, at 3:00 p.m. local time, at Jumer's
Chateau, 1601 Jumer Drive, Bloomington, Illinois and at any and all adjournments
thereof, with all of the powers the undersigned would possess if personally
present at such meeting as follows:
1. The election as Directors of all nominees listed (unless the "FOR ALL
EXCEPT" box is marked and the instructions below are complied with).
Arthur W. Mier and Carl A. Borngasser, Jr.
FOR ALL
FOR VOTE WITHHELD EXCEPT
___ _____________ _______
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INSTRUCTION: To withhold your vote for any individual nominee, mark "FOR ALL
EXCEPT" and write that nominee's name on the line provided below.
________________________________________________________________________________
2. The ratification of the appointment of Olive LLP as independent
auditors of Citizens First Financial Corp. for the fiscal year
ending December 31, 2000.
FOR AGAINST ABSTAIN
___ _______ _______
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THE BOARD OF DIRECTORS RECOMMENDS A VOTE "FOR" EACH OF THE LISTED
PROPOSALS.
THIS PROXY IS REVOCABLE AND WILL BE VOTED AS DIRECTED, BUT IF NO
INSTRUCTIONS ARE SPECIFIED, THIS PROXY WILL BE VOTED "FOR" EACH OF THE PROPOSALS
LISTED. IF ANY OTHER BUSINESS IS PRESENTED AT THE ANNUAL MEETING, INCLUDING
WHETHER OR NOT TO ADJOURN THE MEETING, THIS PROXY WILL BE VOTED BY THE PROXIES
IN THEIR BEST JUDGMENT. AT THE PRESENT TIME, THE BOARD OF DIRECTORS KNOWS OF NO
OTHER BUSINESS TO BE PRESENTED AT THE ANNUAL MEETING. THIS PROXY ALSO CONFERS
DISCRETIONARY AUTHORITY ON THE BOARD OF DIRECTORS TO VOTE WITH RESPECT TO THE
ELECTION OF ANY PERSON AS DIRECTOR WHERE THE NOMINEES ARE UNABLE TO SERVE OR FOR
GOOD CAUSE WILL NOT SERVE AND MATTERS INCIDENT TO THE CONDUCT OF THE MEETING.
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Dated: ___________________________
__________________________________
SIGNATURE OF STOCKHOLDER
_________________________________
SIGNATURE OF CO-HOLDER (IF ANY)
The above signed acknowledges receipt from the Company prior to the
execution of this proxy of a Notice of Annual Meeting of Stockholders and of a
Proxy Statement dated March 8, 2000 and of the Annual Report to Stockholders.
Please sign exactly as your name appears on this card. When signing as
attorney, executor, administrator, trustee or guardian, please give your full
title. If shares are held jointly, each holder may sign but only one signature
is required.
______________________________
PLEASE COMPLETE, DATE, SIGN AND PROMPTLY MAIL THIS BLUE PROXY
IN THE ENCLOSED POSTAGE-PAID BLUE ENVELOPE.
