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Previous: CITIZENS FIRST FINANCIAL CORP, 10-Q, EX-11, 2000-08-14 |
Next: ORTHODONTIX INC, 10QSB, 2000-08-14 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 5,304
<INT-BEARING-DEPOSITS> 10,152
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 7,343
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 284,283
<ALLOWANCE> 1,887
<TOTAL-ASSETS> 326,493
<DEPOSITS> 215,698
<SHORT-TERM> 39,000
<LIABILITIES-OTHER> 4,185
<LONG-TERM> 29,904
0
0
<COMMON> 28
<OTHER-SE> 35,879
<TOTAL-LIABILITIES-AND-EQUITY> 326,493
<INTEREST-LOAN> 11,409
<INTEREST-INVEST> 489
<INTEREST-OTHER> 195
<INTEREST-TOTAL> 12,093
<INTEREST-DEPOSIT> 4,843
<INTEREST-EXPENSE> 6,719
<INTEREST-INCOME-NET> 5,374
<LOAN-LOSSES> 240
<SECURITIES-GAINS> (378)
<EXPENSE-OTHER> 4,358
<INCOME-PRETAX> 3,941
<INCOME-PRE-EXTRAORDINARY> 3,941
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,411
<EPS-BASIC> 1.30
<EPS-DILUTED> 1.25
<YIELD-ACTUAL> .035
<LOANS-NON> 370
<LOANS-PAST> 140
<LOANS-TROUBLED> 307
<LOANS-PROBLEM> 5,100
<ALLOWANCE-OPEN> 1,679
<CHARGE-OFFS> 32
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 1,887
<ALLOWANCE-DOMESTIC> 1,887
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,624
</TABLE>
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