<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND CONSOLIDATED STATEMENT OF OPERATIONS FROM THE
COMPANY FORM 10QSB FOR THE YEAR TO DATE AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 4,507,200
<INT-BEARING-DEPOSITS> 200,000
<FED-FUNDS-SOLD> 9,205,000
<TRADING-ASSETS> 184,000
<INVESTMENTS-HELD-FOR-SALE> 2,156,600
<INVESTMENTS-CARRYING> 11,591,800
<INVESTMENTS-MARKET> 11,363,000
<LOANS> 41,614,800
<ALLOWANCE> 450,200
<TOTAL-ASSETS> 73,329,200
<DEPOSITS> 61,884,800
<SHORT-TERM> 50,000
<LIABILITIES-OTHER> 1,095,700
<LONG-TERM> 5,800,000
0
0
<COMMON> 3,391,800
<OTHER-SE> 1,106,900
<TOTAL-LIABILITIES-AND-EQUITY> 73,329,200
<INTEREST-LOAN> 3,190,000
<INTEREST-INVEST> 835,600
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 4,025,600
<INTEREST-DEPOSIT> 1,493,000
<INTEREST-EXPENSE> 1,754,400
<INTEREST-INCOME-NET> 2,271,200
<LOAN-LOSSES> 105,000
<SECURITIES-GAINS> 69,000
<EXPENSE-OTHER> 3,561,700
<INCOME-PRETAX> 781,100
<INCOME-PRE-EXTRAORDINARY> 781,100
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 559,000
<EPS-BASIC> .50
<EPS-DILUTED> .43
<YIELD-ACTUAL> 5.56
<LOANS-NON> 27,800
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 402,400
<ALLOWANCE-OPEN> 400,000
<CHARGE-OFFS> 58,100
<RECOVERIES> 3,300
<ALLOWANCE-CLOSE> 450,200
<ALLOWANCE-DOMESTIC> 23,100
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 427,100
</TABLE>