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We hereby consent to the incorporation by reference in
this Registration Statement on Form S-8 of our Report of Independent Auditors
dated February 19, 1999 which appears in Valley Ridge Financial Corporation's
Annual Report on Form 10-KSB for the year ended December 31, 1998.
s/Crowe, Chizek and Company
LLP |
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Crowe, Chizek and Company LLP | |
Grand Rapids, Michigan
December 30, 1999 |
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