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Previous: GATEWAY BANCSHARES INC /GA/, 10QSB, EX-11, 2000-08-07 |
Next: PROFIT RECOVERY GROUP INTERNATIONAL INC, 4, 2000-08-07 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF GATEWAY BANCSHARES, INC. FOR THE SIX MONTHS ENDED JUNE
30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,837,594
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 16,345,295
<INVESTMENTS-CARRYING> 4,726,586
<INVESTMENTS-MARKET> 4,483,000
<LOANS> 69,266,248
<ALLOWANCE> 834,189
<TOTAL-ASSETS> 96,396,839
<DEPOSITS> 85,024,480
<SHORT-TERM> 2,000,000
<LIABILITIES-OTHER> 468,899
<LONG-TERM> 2,000,000
0
0
<COMMON> 3,395,240
<OTHER-SE> 3,508,220
<TOTAL-LIABILITIES-AND-EQUITY> 96,396,839
<INTEREST-LOAN> 3,200,166
<INTEREST-INVEST> 659,894
<INTEREST-OTHER> 19,341
<INTEREST-TOTAL> 3,879,401
<INTEREST-DEPOSIT> 1,975,201
<INTEREST-EXPENSE> 2,044,650
<INTEREST-INCOME-NET> 1,834,751
<LOAN-LOSSES> 188,500
<SECURITIES-GAINS> (1,250)
<EXPENSE-OTHER> 1,278,221
<INCOME-PRETAX> 583,701
<INCOME-PRE-EXTRAORDINARY> 583,701
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 385,701
<EPS-BASIC> 0.57
<EPS-DILUTED> 0.57
<YIELD-ACTUAL> 9.27
<LOANS-NON> 101,000
<LOANS-PAST> 54,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 701,234
<CHARGE-OFFS> 55,545
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 834,189
<ALLOWANCE-DOMESTIC> 526,450
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 307,739
</TABLE>
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