[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/2000
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: INVESTORS TRUST COMPANY
Address: 2201 RIDGEWOOD ROAD #180
WYOMISSING, PA 19610
13F File Number: 28-68520
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: JAMES D KING
Title: SENIOR VICE PRESIDENT
Phone: 610-371-2088
Signature, Place, and Date of Signing:
JAMES D KING WYOMISSING, PA 19610 10/06/2000
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 183
Form 13F Information Table Value Total: $ 302,686
List of Other Included Managers:
NONE
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
AT&T CORP Domestic Common 001957109 364 12386 SH
AT&T CORP Domestic Common 001957109 9 300 SH
AT&T CORP Domestic Common 001957109 85 2887 SH
AT&T CORP Corporate Bonds 001957AV1 4505 4995000 PRN
AT&T CORP Corporate Bonds 001957AV1 63 70000 PRN
AT&T CORP Corporate Bonds 001957AV1 280 310000 PRN
ABBOTT LABS Domestic Common 002824100 324 6822 SH
ABBOTT LABS Domestic Common 002824100 14 300 SH
ALLIED IRISH BKS PLC SPON Foreign Common 019228402 654 29884 SH
ALLIED IRISH BKS PLC SPON Foreign Common 019228402 79 3600 SH
ALZA CORP Domestic Common 022615108 7108 82169 SH
ALZA CORP Domestic Common 022615108 27 317 SH
ALZA CORP Domestic Common 022615108 634 7334 SH
AMERICAN EXPRESS CO Domestic Common 025816109 7018 115523 SH
AMERICAN EXPRESS CO Domestic Common 025816109 28 453 SH
AMERICAN EXPRESS CO Domestic Common 025816109 691 11369 SH
AMERICAN HOME PRODS CORP Domestic Common 026609107 139 2464 SH
AMERICAN HOME PRODS CORP Domestic Common 026609107 651 11534 SH
AMERICAN INTERNATIONAL GROUP INC Domestic Common 026874107 12284 128375 SH
AMERICAN INTERNATIONAL GROUP INC Domestic Common 026874107 24 247 SH
AMERICAN INTERNATIONAL GROUP INC Domestic Common 026874107 1261 13182 SH
BP AMOCO PLC Foreign Common 055622104 161 3029 SH
BP AMOCO PLC Foreign Common 055622104 17 328 SH
BP AMOCO PLC Foreign Common 055622104 1770 33388 SH
BANK OF NEW YORK CO Domestic Common 064057102 227 4016 SH
BELLSOUTH CORP Domestic Common 079860102 4324 106758 SH
BELLSOUTH CORP Domestic Common 079860102 37 910 SH
BELLSOUTH CORP Domestic Common 079860102 720 17771 SH
BESTFOODS Domestic Common 08658U101 229 3150 SH
BESTFOODS Domestic Common 08658U101 62 848 SH
BRISTOL MYERS SQUIBB CO Domestic Common 110122108 90 1564 SH
BRISTOL MYERS SQUIBB CO Domestic Common 110122108 230 4000 SH
C P & L ENERGY INC Domestic Common 12614C106 6091 146061 SH
C P & L ENERGY INC Domestic Common 12614C106 37 878 SH
C P & L ENERGY INC Domestic Common 12614C106 579 13885 SH
CARDINAL HEALTH INC Domestic Common 14149Y108 6936 78656 SH
CARDINAL HEALTH INC Domestic Common 14149Y108 24 272 SH
CARDINAL HEALTH INC Domestic Common 14149Y108 713 8089 SH
CISCO SYSTEMS INC Domestic Common 17275R102 6263 113363 SH
CISCO SYSTEMS INC Domestic Common 17275R102 34 617 SH
CISCO SYSTEMS INC Domestic Common 17275R102 738 13362 SH
CITIGROUP INC Domestic Common 172967101 290 5366 SH
CITIGROUP INC Domestic Common 172967101 40 749 SH
CITIGROUP INC Domestic Common 172967101 41 752 SH
COCA COLA CO Domestic Common 191216100 167 3033 SH
COCA COLA CO Domestic Common 191216100 103 1870 SH
COLGATE PALMOLIVE CO Domestic Common 194162103 47 1000 SH
COLGATE PALMOLIVE CO Domestic Common 194162103 551 11672 SH
CONESTOGA ENTERPRISES Domestic Common 207015108 30 1575 SH
CONESTOGA ENTERPRISES Domestic Common 207015108 228 11830 SH
CONOCO INC Corporate Bonds 208251AD0 5046 5315000 PRN
CONOCO INC Corporate Bonds 208251AD0 76 80000 PRN
CONOCO INC Corporate Bonds 208251AD0 328 345000 PRN
CONSOLIDATED EDISION INC Domestic Common 209115104 290 8500 SH
DOW CHEM CO Domestic Common 260543103 108 4347 SH
DOW CHEM CO Domestic Common 260543103 95 3816 SH
E I DU PONT DE NEMOURS CO Domestic Common 263534109 151 3699 SH
E I DU PONT DE NEMOURS CO Domestic Common 263534109 134 3280 SH
EMC CORPORATION Domestic Common 268648102 8721 87645 SH
EMC CORPORATION Domestic Common 268648102 27 269 SH
EMC CORPORATION Domestic Common 268648102 999 10036 SH
EATON CORP Domestic Common 278058102 251 4080 SH
EATON CORP Domestic Common 278058102 37 600 SH
EXXON MOBIL CORPORATION Domestic Common 30231G102 9854 110589 SH
EXXON MOBIL CORPORATION Domestic Common 30231G102 42 466 SH
EXXON MOBIL CORPORATION Domestic Common 30231G102 1647 18486 SH
FEDERAL NATIONAL MTG ASN Domestic Common 313586109 9557 133664 SH
FEDERAL NATIONAL MTG ASN Domestic Common 313586109 42 593 SH
FEDERAL NATIONAL MTG ASN Domestic Common 313586109 935 13072 SH
FIRST UNION CORP Domestic Common 337358105 3030 94150 SH
FIRST UNION CORP Domestic Common 337358105 11 350 SH
FIRST UNION CORP Domestic Common 337358105 1298 40334 SH
FORD MOTOR CO Domestic Common 345370860 234 9174 SH
FORD MOTOR CO Domestic Common 345370860 27 1054 SH
FORD MOTOR CO Domestic Common 345370860 167 6548 SH
GATEWAY INC Domestic Common 367626108 6302 130605 SH
GATEWAY INC Domestic Common 367626108 13 279 SH
GATEWAY INC Domestic Common 367626108 664 13758 SH
GENERAL ELECTRIC CO Domestic Common 369604103 12902 223162 SH
GENERAL ELECTRIC CO Domestic Common 369604103 92 1588 SH
GENERAL ELECTRIC CO Domestic Common 369604103 3222 55725 SH
GENERAL MOTORS CORP Domestic Common 370442105 288 4426 SH
GENERAL MOTORS CORP Domestic Common 370442105 136 2096 SH
HIGH INCOME OPPORTUNITY FD INC Mutual Funds--I 42967Q105 117 13138 SH
HOME DEPOT INC Domestic Common 437076102 7011 132435 SH
HOME DEPOT INC Domestic Common 437076102 43 803 SH
HOME DEPOT INC Domestic Common 437076102 833 15729 SH
ICN PHARMACEUTICALS INC Domestic Common 448924100 428 12814 SH
IMCLONE SYS INC Domestic Common 45245W109 234 2000 SH
INTEL CORP Domestic Common 458140100 4703 113159 SH
INTEL CORP Domestic Common 458140100 83 1998 SH
INTEL CORP Domestic Common 458140100 480 11556 SH
INTERNATIONAL BUS MACHS CORP Domestic Common 459200101 6102 54183 SH
INTERNATIONAL BUS MACHS CORP Domestic Common 459200101 15 137 SH
INTERNATIONAL BUS MACHS CORP Domestic Common 459200101 842 7476 SH
INTERNATIONAL PAPER CO Domestic Common 460146103 287 10000 SH
JOHNSON & JOHNSON Domestic Common 478160104 86 918 SH
JOHNSON & JOHNSON Domestic Common 478160104 19 200 SH
JOHNSON & JOHNSON Domestic Common 478160104 242 2575 SH
LONGVIEW FIBRE COMPANY Domestic Common 543213102 624 52000 SH
LUCENT TECHNOLOGIES INC Domestic Common 549463107 239 7823 SH
LUCENT TECHNOLOGIES INC Domestic Common 549463107 14 452 SH
LUCENT TECHNOLOGIES INC Domestic Common 549463107 86 2814 SH
MCGRAW HILL COS INC Domestic Common 580645109 8778 138106 SH
MCGRAW HILL COS INC Domestic Common 580645109 33 524 SH
MCGRAW HILL COS INC Domestic Common 580645109 937 14747 SH
MEDTRONIC INC Domestic Common 585055106 7204 139043 SH
MEDTRONIC INC Domestic Common 585055106 28 533 SH
MEDTRONIC INC Domestic Common 585055106 739 14260 SH
MERCK & CO INC Domestic Common 589331107 5977 80295 SH
MERCK & CO INC Domestic Common 589331107 24 318 SH
MERCK & CO INC Domestic Common 589331107 993 13345 SH
MICROSOFT CORP Domestic Common 594918104 4747 78714 SH
MICROSOFT CORP Domestic Common 594918104 11 187 SH
MICROSOFT CORP Domestic Common 594918104 469 7772 SH
NASH-FINCH COMPANY Domestic Common 631158102 334 32000 SH
NATIONAL PENN BANCSHARES INC Domestic Common 637138108 10885 565889 SH
NATIONAL PENN BANCSHARES INC Domestic Common 637138108 225 11687 SH
NATIONAL PENN BANCSHARES INC Domestic Common 637138108 5626 292519 SH
NOVELLUS SYSTEMS INC Domestic Common 670008101 6403 137506 SH
NOVELLUS SYSTEMS INC Domestic Common 670008101 25 544 SH
NOVELLUS SYSTEMS INC Domestic Common 670008101 557 11967 SH
ORACLE CORP Domestic Common 68389X105 6626 84143 SH
ORACLE CORP Domestic Common 68389X105 98 1243 SH
ORACLE CORP Domestic Common 68389X105 694 8808 SH
PECO ENERGY CO Domestic Common 693304107 78 1285 SH
PECO ENERGY CO Domestic Common 693304107 545 9000 SH
PECO ENERGY CO Domestic Common 693304107 68 1118 SH
PNC FINANCIAL SERVICES GROUP INC Domestic Common 693475105 169 2600 SH
PNC FINANCIAL SERVICES GROUP INC Domestic Common 693475105 459 7063 SH
PPG INDS INC Domestic Common 693506107 425 10700 SH
PPL CORP Domestic Common 69351T106 544 13028 SH
PPL CORP Domestic Common 69351T106 76 1816 SH
PATRIOT BANK CORP PA Domestic Common 70335P103 3493 532333 SH
PFIZER INC Domestic Common 717081103 8290 184541 SH
PFIZER INC Domestic Common 717081103 32 702 SH
PFIZER INC Domestic Common 717081103 1431 31855 SH
PHILIP MORRIS COS INC Domestic Common 718154107 414 14056 SH
PHILIP MORRIS COS INC Domestic Common 718154107 29 1000 SH
PHILIP MORRIS COS INC Domestic Common 718154107 69 2358 SH
PHILLIPS PETROLEUM CO Domestic Common 718507106 6185 98564 SH
PHILLIPS PETROLEUM CO Domestic Common 718507106 24 377 SH
PHILLIPS PETROLEUM CO Domestic Common 718507106 612 9749 SH
PROCTER & GAMBLE CO Domestic Common 742718109 136 2024 SH
PROCTER & GAMBLE CO Domestic Common 742718109 13 200 SH
PROCTER & GAMBLE CO Domestic Common 742718109 224 3350 SH
QWEST COMMUNICATIONS INTL Domestic Common 749121109 255 5295 SH
QWEST COMMUNICATIONS INTL Domestic Common 749121109 320 6641 SH
SBC COMMUNICATIONS INC Domestic Common 78387G103 1282 25703 SH
SBC COMMUNICATIONS INC Domestic Common 78387G103 492 9874 SH
SAFEWAY INC Domestic Common 786514208 4708 100830 SH
SAFEWAY INC Domestic Common 786514208 18 378 SH
SAFEWAY INC Domestic Common 786514208 421 9010 SH
SUN MICROSYSTEMS INC Domestic Common 866810104 8315 71219 SH
SUN MICROSYSTEMS INC Domestic Common 866810104 29 247 SH
SUN MICROSYSTEMS INC Domestic Common 866810104 951 8149 SH
SUSQUEHANNA BANCSHARES INC Domestic Common 869099101 412 27000 SH
SWARTHMORE BORO (PA) Municipal Bonds 870000DU7 667 695000 PRN
SWARTHMORE BORO (PA) Municipal Bonds 870000DU7 48 50000 PRN
SWARTHMORE BORO (PA) Municipal Bonds 870000DU7 408 425000 PRN
TELEFLEX INC Domestic Common 879369106 267 7769 SH
TELLABS INC Domestic Common 879664100 7837 164130 SH
TELLABS INC Domestic Common 879664100 31 644 SH
TELLABS INC Domestic Common 879664100 707 14808 SH
TENNESSEE VALLEY AUTH Domestic Prefer 880591102 872 35042 SH
TENNESSEE VALLEY AUTH Domestic Prefer 880591102 101 4080 SH
TEXAS INSTRUMENTS INC Domestic Common 882508104 38 800 SH
TEXAS INSTRUMENTS INC Domestic Common 882508104 190 4000 SH
UNITED TECHNOLOGIES CORP Domestic Common 913017109 8861 127730 SH
UNITED TECHNOLOGIES CORP Domestic Common 913017109 36 512 SH
UNITED TECHNOLOGIES CORP Domestic Common 913017109 1029 14827 SH
VERIZON COMMUNICATIONS Domestic Common 92343V104 6040 124698 SH
VERIZON COMMUNICATIONS Domestic Common 92343V104 20 412 SH
VERIZON COMMUNICATIONS Domestic Common 92343V104 1438 29681 SH
VODAFONE GROUP American Deposi 92857W100 227 6145 SH
WAL-MART STORES Domestic Common 931142103 117 2425 SH
WAL-MART STORES Domestic Common 931142103 97 2010 SH
WALGREEN CO Domestic Common 931422109 6281 165564 SH
WALGREEN CO Domestic Common 931422109 24 645 SH
WALGREEN CO Domestic Common 931422109 619 16324 SH
WASHINGTON MUTUAL INC Domestic Common 939322103 7849 197137 SH
WASHINGTON MUTUAL INC Domestic Common 939322103 30 758 SH
WASHINGTON MUTUAL INC Domestic Common 939322103 685 17217 SH
NAME OF ISSUER INVSTMT OTHER VOTING AUTHORITY
SECURITY NAME DISCRTN MANAGERS SOLE SHARED NONE
AT&T CORP SOLE 12386
AT&T CORP DEFINED 300
AT&T CORP OTHER 2032
AT&T CORP OTHER 855
AT&T CORP SOLE 4995000
AT&T CORP DEFINED 70000
AT&T CORP OTHER 165000
AT&T CORP OTHER 125000
AT&T CORP OTHER 20000
ABBOTT LABS SOLE 6822
ABBOTT LABS OTHER 300
ALLIED IRISH BKS PLC SPON SOLE 29884
ALLIED IRISH BKS PLC SPON OTHER 3600
ALZA CORP SOLE 81469
ALZA CORP SOLE 700
ALZA CORP DEFINED 317
ALZA CORP OTHER 4923
ALZA CORP OTHER 2178
ALZA CORP OTHER 233
AMERICAN EXPRESS CO SOLE 114591
AMERICAN EXPRESS CO SOLE 932
AMERICAN EXPRESS CO DEFINED 453
AMERICAN EXPRESS CO OTHER 6802
AMERICAN EXPRESS CO OTHER 4256
AMERICAN EXPRESS CO OTHER 311
AMERICAN HOME PRODS CORP SOLE 2464
AMERICAN HOME PRODS CORP OTHER 3014
AMERICAN HOME PRODS CORP OTHER 8520
AMERICAN INTERNATIONAL GROUP INCSOLE 127317
AMERICAN INTERNATIONAL GROUP INCSOLE 1058
AMERICAN INTERNATIONAL GROUP INCDEFINED 247
AMERICAN INTERNATIONAL GROUP INCOTHER 7771
AMERICAN INTERNATIONAL GROUP INCOTHER 5051
AMERICAN INTERNATIONAL GROUP INCOTHER 360
BP AMOCO PLC SOLE 3029
BP AMOCO PLC DEFINED 328
BP AMOCO PLC OTHER 31932
BP AMOCO PLC OTHER 1456
BANK OF NEW YORK CO SOLE 4016
BELLSOUTH CORP SOLE 106012
BELLSOUTH CORP SOLE 746
BELLSOUTH CORP DEFINED 910
BELLSOUTH CORP OTHER 12396
BELLSOUTH CORP OTHER 5128
BELLSOUTH CORP OTHER 247
BESTFOODS SOLE 3150
BESTFOODS OTHER 848
BRISTOL MYERS SQUIBB CO SOLE 1564
BRISTOL MYERS SQUIBB CO OTHER 2800
BRISTOL MYERS SQUIBB CO OTHER 1200
C P & L ENERGY INC SOLE 144885
C P & L ENERGY INC SOLE 1176
C P & L ENERGY INC DEFINED 878
C P & L ENERGY INC OTHER 9257
C P & L ENERGY INC OTHER 4218
C P & L ENERGY INC OTHER 410
CARDINAL HEALTH INC SOLE 78001
CARDINAL HEALTH INC SOLE 655
CARDINAL HEALTH INC DEFINED 272
CARDINAL HEALTH INC OTHER 5011
CARDINAL HEALTH INC OTHER 2842
CARDINAL HEALTH INC OTHER 236
CISCO SYSTEMS INC SOLE 112439
CISCO SYSTEMS INC SOLE 924
CISCO SYSTEMS INC DEFINED 617
CISCO SYSTEMS INC OTHER 6521
CISCO SYSTEMS INC OTHER 6481
CISCO SYSTEMS INC OTHER 360
CITIGROUP INC SOLE 5366
CITIGROUP INC DEFINED 749
CITIGROUP INC OTHER 752
COCA COLA CO SOLE 3033
COCA COLA CO OTHER 1780
COCA COLA CO OTHER 90
COLGATE PALMOLIVE CO SOLE 1000
COLGATE PALMOLIVE CO OTHER 11672
CONESTOGA ENTERPRISES SOLE 1575
CONESTOGA ENTERPRISES OTHER 6082
CONESTOGA ENTERPRISES OTHER 5748
CONOCO INC SOLE 5315000
CONOCO INC DEFINED 80000
CONOCO INC OTHER 195000
CONOCO INC OTHER 130000
CONOCO INC OTHER 20000
CONSOLIDATED EDISION INC SOLE 8500
DOW CHEM CO SOLE 4347
DOW CHEM CO OTHER 3816
E I DU PONT DE NEMOURS CO SOLE 3699
E I DU PONT DE NEMOURS CO OTHER 1952
E I DU PONT DE NEMOURS CO OTHER 1245
E I DU PONT DE NEMOURS CO OTHER 83
EMC CORPORATION SOLE 86922
EMC CORPORATION SOLE 723
EMC CORPORATION DEFINED 269
EMC CORPORATION OTHER 6763
EMC CORPORATION OTHER 3032
EMC CORPORATION OTHER 241
EATON CORP SOLE 4080
EATON CORP OTHER 600
EXXON MOBIL CORPORATION SOLE 108868
EXXON MOBIL CORPORATION SOLE 1721
EXXON MOBIL CORPORATION DEFINED 466
EXXON MOBIL CORPORATION OTHER 10114
EXXON MOBIL CORPORATION OTHER 7375
EXXON MOBIL CORPORATION OTHER 997
FEDERAL NATIONAL MTG ASN SOLE 132532
FEDERAL NATIONAL MTG ASN SOLE 1132
FEDERAL NATIONAL MTG ASN DEFINED 593
FEDERAL NATIONAL MTG ASN OTHER 8156
FEDERAL NATIONAL MTG ASN OTHER 4534
FEDERAL NATIONAL MTG ASN OTHER 382
FIRST UNION CORP SOLE 94150
FIRST UNION CORP DEFINED 350
FIRST UNION CORP OTHER 4471
FIRST UNION CORP OTHER 35863
FORD MOTOR CO SOLE 9174
FORD MOTOR CO DEFINED 1054
FORD MOTOR CO OTHER 4532
FORD MOTOR CO OTHER 2016
GATEWAY INC SOLE 129498
GATEWAY INC SOLE 1107
GATEWAY INC DEFINED 279
GATEWAY INC OTHER 8882
GATEWAY INC OTHER 4510
GATEWAY INC OTHER 366
GENERAL ELECTRIC CO SOLE 218186
GENERAL ELECTRIC CO SOLE 4976
GENERAL ELECTRIC CO DEFINED 1588
GENERAL ELECTRIC CO OTHER 29726
GENERAL ELECTRIC CO OTHER 25060
GENERAL ELECTRIC CO OTHER 939
GENERAL MOTORS CORP SOLE 3765
GENERAL MOTORS CORP SOLE 661
GENERAL MOTORS CORP OTHER 711
GENERAL MOTORS CORP OTHER 1385
HIGH INCOME OPPORTUNITY FD INC OTHER 13138
HOME DEPOT INC SOLE 131567
HOME DEPOT INC SOLE 868
HOME DEPOT INC DEFINED 803
HOME DEPOT INC OTHER 8866
HOME DEPOT INC OTHER 6539
HOME DEPOT INC OTHER 324
ICN PHARMACEUTICALS INC SOLE 5000
ICN PHARMACEUTICALS INC SOLE 7814
IMCLONE SYS INC SOLE 2000
INTEL CORP SOLE 112309
INTEL CORP SOLE 850
INTEL CORP DEFINED 1998
INTEL CORP OTHER 6296
INTEL CORP OTHER 4970
INTEL CORP OTHER 290
INTERNATIONAL BUS MACHS CORP SOLE 53739
INTERNATIONAL BUS MACHS CORP SOLE 444
INTERNATIONAL BUS MACHS CORP DEFINED 137
INTERNATIONAL BUS MACHS CORP OTHER 4255
INTERNATIONAL BUS MACHS CORP OTHER 3069
INTERNATIONAL BUS MACHS CORP OTHER 152
INTERNATIONAL PAPER CO OTHER 10000
JOHNSON & JOHNSON SOLE 918
JOHNSON & JOHNSON DEFINED 200
JOHNSON & JOHNSON OTHER 2575
LONGVIEW FIBRE COMPANY OTHER 52000
LUCENT TECHNOLOGIES INC SOLE 7823
LUCENT TECHNOLOGIES INC DEFINED 452
LUCENT TECHNOLOGIES INC OTHER 1430
LUCENT TECHNOLOGIES INC OTHER 1384
MCGRAW HILL COS INC SOLE 136945
MCGRAW HILL COS INC SOLE 1161
MCGRAW HILL COS INC DEFINED 524
MCGRAW HILL COS INC OTHER 9057
MCGRAW HILL COS INC OTHER 5286
MCGRAW HILL COS INC OTHER 404
MEDTRONIC INC SOLE 137862
MEDTRONIC INC SOLE 1181
MEDTRONIC INC DEFINED 533
MEDTRONIC INC OTHER 8307
MEDTRONIC INC OTHER 5530
MEDTRONIC INC OTHER 423
MERCK & CO INC SOLE 79656
MERCK & CO INC SOLE 639
MERCK & CO INC DEFINED 318
MERCK & CO INC OTHER 9559
MERCK & CO INC OTHER 3567
MERCK & CO INC OTHER 219
MICROSOFT CORP SOLE 78073
MICROSOFT CORP SOLE 641
MICROSOFT CORP DEFINED 187
MICROSOFT CORP OTHER 4880
MICROSOFT CORP OTHER 2674
MICROSOFT CORP OTHER 218
NASH-FINCH COMPANY OTHER 32000
NATIONAL PENN BANCSHARES INC SOLE 565162
NATIONAL PENN BANCSHARES INC SOLE 727
NATIONAL PENN BANCSHARES INC DEFINED 3013
NATIONAL PENN BANCSHARES INC DEFINED 8674
NATIONAL PENN BANCSHARES INC OTHER 131791
NATIONAL PENN BANCSHARES INC OTHER 134013
NATIONAL PENN BANCSHARES INC OTHER 26715
NOVELLUS SYSTEMS INC SOLE 136306
NOVELLUS SYSTEMS INC SOLE 1200
NOVELLUS SYSTEMS INC DEFINED 544
NOVELLUS SYSTEMS INC OTHER 8372
NOVELLUS SYSTEMS INC OTHER 3267
NOVELLUS SYSTEMS INC OTHER 328
ORACLE CORP SOLE 83454
ORACLE CORP SOLE 689
ORACLE CORP DEFINED 1243
ORACLE CORP OTHER 5548
ORACLE CORP OTHER 3020
ORACLE CORP OTHER 240
PECO ENERGY CO SOLE 1285
PECO ENERGY CO DEFINED 9000
PECO ENERGY CO OTHER 118
PECO ENERGY CO OTHER 1000
PNC FINANCIAL SERVICES GROUP INCSOLE 2600
PNC FINANCIAL SERVICES GROUP INCOTHER 7063
PPG INDS INC SOLE 10700
PPL CORP SOLE 13028
PPL CORP OTHER 50
PPL CORP OTHER 1766
PATRIOT BANK CORP PA SOLE 845
PATRIOT BANK CORP PA SOLE 531488
PFIZER INC SOLE 183337
PFIZER INC SOLE 1204
PFIZER INC DEFINED 702
PFIZER INC OTHER 25928
PFIZER INC OTHER 5410
PFIZER INC OTHER 517
PHILIP MORRIS COS INC SOLE 14056
PHILIP MORRIS COS INC DEFINED 1000
PHILIP MORRIS COS INC OTHER 558
PHILIP MORRIS COS INC OTHER 1800
PHILLIPS PETROLEUM CO SOLE 97808
PHILLIPS PETROLEUM CO SOLE 756
PHILLIPS PETROLEUM CO DEFINED 377
PHILLIPS PETROLEUM CO OTHER 6395
PHILLIPS PETROLEUM CO OTHER 3089
PHILLIPS PETROLEUM CO OTHER 265
PROCTER & GAMBLE CO SOLE 2024
PROCTER & GAMBLE CO DEFINED 200
PROCTER & GAMBLE CO OTHER 621
PROCTER & GAMBLE CO OTHER 2729
QWEST COMMUNICATIONS INTL SOLE 5295
QWEST COMMUNICATIONS INTL OTHER 5878
QWEST COMMUNICATIONS INTL OTHER 763
SBC COMMUNICATIONS INC SOLE 25703
SBC COMMUNICATIONS INC OTHER 6511
SBC COMMUNICATIONS INC OTHER 3363
SAFEWAY INC SOLE 99993
SAFEWAY INC SOLE 837
SAFEWAY INC DEFINED 378
SAFEWAY INC OTHER 5933
SAFEWAY INC OTHER 2848
SAFEWAY INC OTHER 229
SUN MICROSYSTEMS INC SOLE 70640
SUN MICROSYSTEMS INC SOLE 579
SUN MICROSYSTEMS INC DEFINED 247
SUN MICROSYSTEMS INC OTHER 5323
SUN MICROSYSTEMS INC OTHER 2603
SUN MICROSYSTEMS INC OTHER 223
SUSQUEHANNA BANCSHARES INC SOLE 27000
SWARTHMORE BORO (PA) SOLE 675000
SWARTHMORE BORO (PA) SOLE 20000
SWARTHMORE BORO (PA) DEFINED 50000
SWARTHMORE BORO (PA) OTHER 200000
SWARTHMORE BORO (PA) OTHER 225000
TELEFLEX INC SOLE 7769
TELLABS INC SOLE 162868
TELLABS INC SOLE 1262
TELLABS INC DEFINED 644
TELLABS INC OTHER 10017
TELLABS INC OTHER 4339
TELLABS INC OTHER 452
TENNESSEE VALLEY AUTH SOLE 35042
TENNESSEE VALLEY AUTH OTHER 1280
TENNESSEE VALLEY AUTH OTHER 1850
TENNESSEE VALLEY AUTH OTHER 950
TEXAS INSTRUMENTS INC SOLE 800
TEXAS INSTRUMENTS INC DEFINED 4000
UNITED TECHNOLOGIES CORP SOLE 126596
UNITED TECHNOLOGIES CORP SOLE 1134
UNITED TECHNOLOGIES CORP DEFINED 512
UNITED TECHNOLOGIES CORP OTHER 7915
UNITED TECHNOLOGIES CORP OTHER 6602
UNITED TECHNOLOGIES CORP OTHER 310
VERIZON COMMUNICATIONS SOLE 123853
VERIZON COMMUNICATIONS SOLE 845
VERIZON COMMUNICATIONS DEFINED 412
VERIZON COMMUNICATIONS OTHER 18027
VERIZON COMMUNICATIONS OTHER 11342
VERIZON COMMUNICATIONS OTHER 312
VODAFONE GROUP SOLE 6145
WAL-MART STORES SOLE 2425
WAL-MART STORES OTHER 956
WAL-MART STORES OTHER 1054
WALGREEN CO SOLE 164236
WALGREEN CO SOLE 1328
WALGREEN CO DEFINED 645
WALGREEN CO OTHER 10474
WALGREEN CO OTHER 5383
WALGREEN CO OTHER 467
WASHINGTON MUTUAL INC SOLE 195459
WASHINGTON MUTUAL INC SOLE 1678
WASHINGTON MUTUAL INC DEFINED 758
WASHINGTON MUTUAL INC OTHER 11713
WASHINGTON MUTUAL INC OTHER 5045
WASHINGTON MUTUAL INC OTHER 459
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