UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No.)*
UNICO AMERICAN CORPORATION
________________________________________________________________________
(Name of Issuer)
COMMON STOCK, NO PAR
________________________________________________________________________
(Title of Class of Securities)
904607108
________________________________________________________________________
(CUSIP Number)
* The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information
which would alter disclosures provided in a prior cover page.
The information required on the remainder of this cover page shall not
be deemed to be "filed" for the purpose of Section 18 of the Securities
Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of
that section of the Act but shall be subject to all other provisions of the
Act (however, see the Notes.)
CUSIP No. 904607108 13G Page __2__ of __9__ Pages
1
NAME OF REPORTING PERSON
SS or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
General Re Corporation
06-1026471
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a)
(b)
3
SEC USE ONLY
4
CITIZENSHIP OR PLACE OF ORGANIZATION
State of Delaware
NUMBER OF
SHARES 5 SOLE VOTING POWER
NONE
BENEFICIALLY
OWNED BY 6 SHARED VOTING POWER
432,092
EACH
REPORTING 7 SOLE DISPOSITIVE POWER
NONE
PERSON
WITH 8 SHARED DISPOSITIVE POWER
432,092
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY
EACH REPORTING PERSON
432,092
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES*
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN
ROW 9
7.1%
12 TYPE OF REPORTING PERSON*
Corporation
*SEE INSTRUCTIONS BEFORE FILLING OUT
CUSIP No. 904607108 13G Page __3__ of __9__ Pages
1
NAME OF REPORTING PERSON
SS or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
National Re Corporation
75-2300920
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a)
(b)
3
SEC USE ONLY
4
CITIZENSHIP OR PLACE OF ORGANIZATION
State of Delaware
NUMBER OF
SHARES 5 SOLE VOTING POWER
NONE
BENEFICIALLY
OWNED BY 6 SHARED VOTING POWER
432,092
EACH
REPORTING 7 SOLE DISPOSITIVE POWER
NONE
PERSON
WITH 8 SHARED DISPOSITIVE POWER
432,092
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY
EACH REPORTING PERSON
432,092
10 CHECK BOX IF THE AGGREGATE AMOUNT IN
ROW (9) EXCLUDES CERTAIN SHARES*
11 PERCENT OF CLASS REPRESENTED BY AMOUNT
IN ROW 9
7.1%
12 TYPE OF REPORTING PERSON*
Corporation
*SEE INSTRUCTIONS BEFORE FILLING OUT
CUSIP No. 904607108 13G Page __4__ of __9__ Pages
1
NAME OF REPORTING PERSON
SS or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
National Reinsurance Corporation
13-1988169
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a)
(b)
3
SEC USE ONLY
4
CITIZENSHIP OR PLACE OF ORGANIZATION
State of Delaware
NUMBER OF
SHARES 5 SOLE VOTING POWER
NONE
BENEFICIALLY
OWNED BY 6 SHARED VOTING POWER
432,092
EACH
REPORTING 7 SOLE DISPOSITIVE POWER
NONE
PERSON
WITH 8 SHARED DISPOSITIVE POWER
432,092
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY
EACH REPORTING PERSON
432,092
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES*
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN
ROW 9
7.1%
12 TYPE OF REPORTING PERSON*
Corporation
*SEE INSTRUCTIONS BEFORE FILLING OUT
CUSIP No. 904607108 13G Page __5__ of __9__ Pages
1
NAME OF REPORTING PERSON
SS or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
National Intermediaries, Inc.
13-2866667
2
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a)
(b)
3
SEC USE ONLY
4
CITIZENSHIP OR PLACE OF ORGANIZATION
New York
NUMBER OF
SHARES 5 SOLE VOTING POWER
NONE
BENEFICIALLY
OWNED BY 6 SHARED VOTING POWER
10
EACH
REPORTING 7 SOLE DISPOSITIVE POWER
NONE
PERSON
WITH 8 SHARED DISPOSITIVE POWER
10
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY
EACH REPORTING PERSON
10
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES*
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
.00016%
12 TYPE OF REPORTING PERSON*
Corporation
*SEE INSTRUCTIONS BEFORE FILLING OUT
Page 6 of 9 Pages
SCHEDULE 13G
Item 1.
(a) Name of Issuer
UNICO AMERICAN CORPORATION
(b) Address of Issuer's Principal Executive Offices
23251 Mulholland Drive, Woodland Hills, California 91364
Item 2.
(a) Name of Person Filing
GENERAL RE CORPORATION
NATIONAL RE CORPORATION
NATIONAL REINSURANCE CORPORATION
NATIONAL INTERMEDIARIES, INC.
(b) Address of Principal Business Office or, if none, Residence
FINANCIAL CENTRE, 695 EAST MAIN STREET, STAMFORD, CT 06904
(c) Citizenship
General Re Corporation, National Re Corporation and
National Reinsurance Corporation
DELAWARE CORPORATIONS
National Intermediaries, Inc. NEW YORK CORPORATION
(d) Title of Class of Securities
COMMON STOCK, NO PAR
(e) CUSIP Number
904607108
Item 3. If this statement is filed pursuant to Rule 13d-1(b), or 13d-2(b),
check whether the person filing is a:
General Re Corporation and National Re Corporation are each a
Parent Holding Company, in accordance with Rule 13d-(b)(ii)(G)
(Note: See Item 7).
National Reinsurance Company and National Intermediaries, Inc.
are each an Insurance Company as defined in section 3(a)(19)
of the Act.
Item 4. Ownership
If the percent of the class owned, as of December 31 of the year
covered by the statement, or as of the last day of any month described in
Rule 13d-1(b)(2), if applicable, exceeds five percent, provide the following
information as of that date and identify those shares which there is a
right to acquire.
(a) Amount beneficially Owned
See the Cover Pages for each of the Reporting Persons.
(b) Percent of Class
See the Cover Pages for each of the Reporting Persons.
(c) Number of shares as to which such person has:
(i) sole power to vote or to direct the vote
(ii) shared power to vote or to direct the vote
(iii) sole power to dispose or to direct the disposition of
(iv) shared power to dispose or to direct the disposition
of See the Cover Pages for each of the Reporting Persons.
Instruction: For computations regarding securities which represents a
right to acquire an underlying security see Rule 13d-3(d)(1)
Page 7 of 9 Pages
Item 5. Ownership of Five Percent or Less of a Class
Not Applicable
Item 6. Ownership of More than Five Percent on Behalf of Another Person.
Not Applicable
Item 7. Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on By the Parent Holding Company
If a parent holding company has filed this schedule pursuant to
Rule 13d-1(b)(ii)(G), so indicate under Item 3(g) and attach an exhibit
stating the identify and Item 3 classification of the relevant subsidiary.
If a parent holding company has filed this schedule pursuant to Rule
13d-1(c), attach an exhibit stating the identification of the relevant
subsidiary. See Exhibit A.
Item 8. Identification and Classification of Members of the Group
Not Applicable
Item 9. Notice of Dissolution of Group
Not Applicable
Item 10. Certification
Not Applicable
SIGNATURES
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this statement is true,
complete and correct.
April 25, 1997
______________________________________________________
Date
ERNEST C. FROHBOESE
______________________________________________________
Signature
Ernest C. Frohboese, Vice President - Investments
______________________________________________________
Name/Title
GENERAL RE CORPORATION
April 25, 1997
_____________________________________________________
Date
RICHARD G. MCCARTY
_____________________________________________________
Signature
Richard G. McCarty, Assistant Secretary
_____________________________________________________
Name/Title
NATIONAL RE CORPORATION
April 25, 1997
______________________________________________________
Date
LORRAINE D. MANDEL
______________________________________________________
Signature
Lorraine D. Mandel, Assistant Secretary
______________________________________________________
Name/Title
NATIONAL REINSURANCE CORPORATION
April 25, 1997
_____________________________________________________
Date
RICHARD G. MC CARTY
_____________________________________________________
Signature
Richard G. McCarty, Assistant Secretary
_____________________________________________________
Name/Title
NATIONAL INTERMEDIARIES, INC.
Page 8 of 9 Pages
SCHEDULE 13G
EXHIBIT A
TO BE INCLUDED IN STATEMENTS FILED BY
PARENT HOLDING COMPANY PURSUANT TO ITEM 7
National Re Corporation, a Delaware corporation, is a wholly
owned subsidiary of General Re Corporation with its principal office at
Financial Centre, 695 East Main Street, Stamford, CT 06904.
National Reinsurance Corporation, a Delaware corporation, is a
wholly owned subsidiary of National Re Corporation, with its principal
office at Financial Centre, 695 East Main Street, Stamford, CT 06904.
National Intermediaries, Inc., a New York Corporation, is a
wholly owned subsidiary of National Reinsurance Corporation with its
principal office at Financial Centre, 695 East Main Street, Stamford, CT
06904.
National Intermediaries, Inc. is an insurance company as defined in
Section 3(a)(19) of the Securities Exchange Act of 1934, with its principal
office at Financial Centre, 695 East Main Street, Stamford, CT 06904.
Page 9 of 9 Pages
SCHEDULE 13G
EXHIBIT B
TO BE INCLUDED IN STATEMENTS
FILED PURSUANT TO RULE 13d-1(c)
RULE 13d-1(f)(1)
The undersigned persons agree and consent to the joint filing on
their behalf of this Schedule 13G in connection with their beneficial
ownership of the Common Stock of UNICO AMERICAN
CORPORATION at December 31, 1996.
GENERAL RE CORPORATION
ERNEST C. FROHBOESE
Dated: April 25, 1997 By: ________________________________________________
NATIONAL RE CORPORATION
RICHARD G. MC CARTY
Dated: April 25, 1997 By: ________________________________________________
NATIONAL REINSURANCE CORPORATION
LORRAINE D. MANDEL
Dated: April 25, 1997 By: ________________________________________________
NATIONAL INTERMEDIARIES, INC.
RICHARD G. MC CARTY
Dated: April 25, 1997 By: ________________________________________________
