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<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1
<CASH> 8,367
<INT-BEARING-DEPOSITS> 7
<FED-FUNDS-SOLD> 7,350
<TRADING-ASSETS> 0
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<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 99,648
<ALLOWANCE> 1,372
<TOTAL-ASSETS> 162,521
<DEPOSITS> 130,492
<SHORT-TERM> 13,488
<LIABILITIES-OTHER> 1,043
<LONG-TERM> 0
0
0
<COMMON> 0
<OTHER-SE> 17,499
<TOTAL-LIABILITIES-AND-EQUITY> 162,521
<INTEREST-LOAN> 5,051
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<INTEREST-OTHER> 191
<INTEREST-TOTAL> 6,376
<INTEREST-DEPOSIT> 1,706
<INTEREST-EXPENSE> 354
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<LOAN-LOSSES> 120
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,047
<INCOME-PRETAX> 1,682
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<NET-INCOME> 1,099
<EPS-BASIC> .43
<EPS-DILUTED> .43
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<ALLOWANCE-OPEN> 1,250
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<RECOVERIES> 24
<ALLOWANCE-CLOSE> 1,372
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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