GLENBROOK LIFE MULTI-MANAGER VARIABLE ACCOUNT
485APOS, EX-9, 2000-12-15
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(9)(g)         Opinion and Consent of General Counsel



                       GLENBROOK LIFE AND ANNUITY COMPANY
                          LAW AND REGULATION DEPARTMENT
                             3100 Sanders Road, J5B
                           Northbrook, Illinois 60062

                         Direct Dial Number 847 402-2400
                             Facsimile 847 402-4371

Michael J. Velotta                                       Please direct reply to:
Vice President, Secretary                                   Post Office Box 3005
   and General Counsel                          Northbrook, Illinois  60065-3005

                                December 14, 2000

TO:      GLENBROOK LIFE AND ANNUITY COMPANY
         NORTHBROOK, ILLINOIS 60062

FROM:    MICHAEL J. VELOTTA
         VICE PRESIDENT, SECRETARY AND GENERAL COUNSEL

RE:      FORM N-4 REGISTRATION STATEMENT
         UNDER THE SECURITIES ACT OF 1933
         AND THE INVESTMENT COMPANY ACT OF 1940
         FILE NOS. 333-00999, 811-07541

With reference to the Registration Statement on Form N-4 filed by Glenbrook Life
and Annuity Company (the "Company"), as depositor, and Glenbrook Life
Multi-Manager Variable Account, as registrant, with the Securities and Exchange
Commission covering the Flexible Premium Deferred Variable Annuity Contracts,
known as the Glenbrook ___________________ Variable Annuity ("Contracts"), I
have examined such documents and such laws as I have considered necessary and
appropriate, and on the basis of such examination, it is my opinion that as of
December 11, 2000:

     1. The Company is duly organized and existing under the laws of the State
     of Arizona and has been duly authorized to do business by the Director of
     Insurance of the State of Arizona.

     2. The securities registered by the above Registration Statement when
     issued will be valid, legal and binding obligations of the Company.

I hereby consent to the filing of this opinion as an exhibit to the above
referenced Registration Statement and to the use of my name under the caption
"Legal Matters" in the prospectus describing the Contracts constituting a part
of the Registration Statement.

Sincerely,

/s/MICHAEL J. VELOTTA
----------------------
Michael J. Velotta
Vice President, Secretary and
General Counsel





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