UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. ________)
AFFINITY TECHNOLOGY GROUP, INC.
(Name of Issuer)
COMMON STOCK
(Title of Class of Securities)
00826M103
(CUSIP Number)
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CUSIP NO. 00826M103
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13G
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1 NAME OF REPORTING PERSON
S.S. or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Mel Ray
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2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
N/A
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3 SEC USE ONLY
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4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States Citizen
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5 SOLE VOTING POWER
3,317,800
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6 SHARED VOTING POWER
0
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7 SOLE DISPOSITIVE POWER
3,317,800
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8 SHARED DISPOSITIVE POWER
0
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9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
3,317,800
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10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
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11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
11.9%
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12 TYPE OF REPORTING PERSON
IN
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Item 1.
(a) Name of Issuer: Affinity Technology Group, Inc.
(b) Address of Issuer's Principal Executive Offices:
1201 Main Street, 23rd Floor
2301 Capital Center
Columbia, SC 29201-3201
Item 2.
(a) Name of Person Filing: Mel Ray
(b) Address of Principal Business Office:
1201 Main Street, 23rd Floor
2301 Capital Center
Columbia, SC 29201-3201
(c) Citizenship: United States
(d) Title of Class of Securities: Common Stock,
par value $.0001 per share
(e) CUSIP Number: 00826M103
Item 3. If this statement is filed pursuant to Rule 13d-1(b), or 13d-2(b),
check whether the person filing is a:
Not Applicable.
(a) oBroker or Dealer registered under Section 15 of the Act
(b) oBank as defined in section 3(a)(6) of the Act
(c) oInsurance Company as defined in section 3(a)(19) of the Act
(d) oInvestment Company registered under section 8 of the
Investment Company Act
(e) oInvestment Adviser registered under section 203 of the
Investment Advisers Act of 1940
(f) oEmployee Benefit Plan, Pension Fund which is subject to
the provisions of the Employee Retirement Income
Security Act of 1974 or Endowment Fund;
see ss 240.13d-1(b)(1)(ii)(F)
(g) oParent Holding Company, in accordance with
ss 240.13d-1(b)(ii)(G) (Note: See Item 7)
(h) oGroup, in accordance with ss 240.13d-1(b)(1)(ii)(H)
Item 4. Ownership
(a) Amount Beneficially Owned: 3,317,800 shares
(b) Percent of Class: 11.9%
(c) Number of shares as to which such person has:
(i) sole power to vote or to direct the vote:
3,317,800 shares
(ii) shared power to vote or to direct the vote: 0 shares
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(iii) sole power to dispose or to direct the disposition of:
3,317,800 shares
(iv) shared power to dispose or to direct the disposition of:
0 shares
Item 5. Ownership of Five Percent or Less of a Class
If this statement is being filed to report the fact that as of the date
hereof the reporting person has ceased to be the beneficial owner of more than
five percent of the class of securities, check the following o.
Item 6. Ownership of More than Five Percent on Behalf of Another Person.
Not Applicable
Item 7. Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on By the Parent Holding Company
Not Applicable
Item 8. Identification and Classification of Members of the Group
Not Applicable
Item 9. Notice of Dissolution of Group
Not Applicable
Item 10. Certification
Not applicable
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SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement is true, complete
and correct.
February 14, 1997
Date
Mel Ray
