UNION PLANTERS CORP
S-4, EX-23.1, 2000-11-22
NATIONAL COMMERCIAL BANKS
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<PAGE>   1
                                                                   EXHIBIT 23.1



                       CONSENT OF INDEPENDENT ACCOUNTANTS



We hereby consent to the incorporation by reference in this Registration
Statement on Form S-4 of Union Planters Corporation of our report dated January
20, 2000 relating to the consolidated financial statements, which appear in
Union Planters Corporation's 1999 Annual Report to Shareholders, which is
incorporated by reference in its Annual Report on Form 10-K for the year ended
December 31, 1999. We also consent to the reference to us under the heading
"Experts" in such Registration Statement.



/s/ PRICEWATERHOUSECOOPERS LLP

Memphis, Tennessee
November 17, 2000






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