UNION PLANTERS CORP
8-K, 2000-07-20
NATIONAL COMMERCIAL BANKS
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                UNITED STATES SECURITIES AND EXCHANGE COMMISSION

                              WASHINGTON, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

                          July 20, 2000 (July 20, 2000)
             ------------------------------------------------------
                Date of Report (Date of earliest event reported)

                           UNION PLANTERS CORPORATION
             ------------------------------------------------------
               (Exact name of registrant as specified in charter)

       TENNESSEE                      1-10160                 62-0859007
------------------------          ---------------      -----------------------
(State of incorporation)            (Commission          (IRS Employer
                                    File Number)         Identification No.)

                      UNION PLANTERS ADMINISTRATIVE CENTER
                           7130 GOODLETT FARMS PARKWAY
                            MEMPHIS, TENNESSEE 38018
                  --------------------------------------------
                    (Address of principal executive offices)

       Registrant's telephone number, including area code: (901) 580-6000
                                                           --------------

                                 Not Applicable
        -----------------------------------------------------------------
          (Former name or former address, if changed since last report)


<PAGE>   2

ITEM 5. OTHER EVENTS

SECOND QUARTER EARNINGS RELEASE

         On July 20, 2000, Union Planters Corporation announced operating
results for the three and six months ended June 30, 2000. A copy of the
Company's press release announcing the results is attached as Exhibit 99.1 and
is incorporated by reference herein. Additionally, the Company provided
supplemental financial information for analysts and other interested investors
which is attached as Exhibit 99.2 and is incorporated by reference herein.

ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS, AND EXHIBITS

         C. Exhibits

<TABLE>
         <S>      <C>
         99.1     Union Planters Corporation Press Release dated July 20, 2000
                  announcing operating results for the three and six months
                  ended June 30, 2000
         99.2     Second Quarter 2000 Unaudited Supplemental Financial
                  Information
</TABLE>


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<PAGE>   3

                                    SIGNATURE

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                                 Union Planters Corporation
                                             -----------------------------------
                                                         Registrant



Date:     July  20, 2000                           /s/ M. Kirk Walters
     ------------------------                -----------------------------------
                                                       M. Kirk Walters
                                                   Executive Vice President
                                                   and Chief Accounting Officer


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