UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 1999
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check Only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report
Name: THE TRUST COMPANY OF TOLEDO
Address: 6135 TRUST DR SUITE 206
HOLLAND, OH 43528
13F File Number:1
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: LENORE PETERSON
Title: VICE PRESIDENT
Phone: 419-865-3066
Signature, Place, and Date Of Signing:
LENORE PETERSON HOLLAND OH March 31, 1999
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 185
Form 13F Information Table Value Total: $236,249,190
List of Other Managers: NONE
<PAGE>
<TABLE>
<CAPTION>
13 F Report Of Managed Assets
Page 1
================================================================================
====================================================
Sh/
Investment Other Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Prn
Discretion Managers Sole Shared None
================================================================================
====================================================
<S> <C> <C> <C> <C> <C>
<C> <C> <C>
AT & T CORP COMMON Com 001957109 15,963 200 SH
Sole 0 14,069 0 21,157
AT & T CORP COMMON Com 001957109 139,672 1,750 SH
Defined 0 0 0 0
AT & T CORP COMMON Com 001957109 2,655,841 33,276 SH
Other 0 0 0 0
AT&T CORP-LIBERTY MEDIA G Com 001957208 2,710,954 51,549 SH
Other 0 35,549 0 16,000
ABBOTT LABORATORIES Com 002824109 149,800 3,200 SH
Sole 0 14,900 0 300
ABBOTT LABORATORIES Com 002824109 407,269 8,700 SH
Defined 0 0 0 0
ABBOTT LABORATORIES Com 002824109 154,481 3,300 SH
Other 0 0 0 0
AETNA INC (FKA ATENA LIFE Com 008117103 26,975 325 SH
Defined 0 325 0 5,600
AETNA INC (FKA ATENA LIFE Com 008117103 464,800 5,600 SH
Other 0 0 0 0
ALCOA INC. Com 013817101 16,475 400 SH
Defined 0 400 0 10,000
ALCOA INC. Com 013817101 411,875 10,000 SH
Other 0 0 0 0
ALLIED SIGNAL INC Com 019512102 1,175,581 23,900 SH
Other 0 0 0 23,900
ALLSTATE CORP COMMON Com 020002101 25,499 688 SH
Defined 0 688 0 11,600
ALLSTATE CORP COMMON Com 020002101 429,925 11,600 SH
Other 0 0 0 0
AMBAC INC Com 023139108 1,458,000 27,000 SH
Other 0 0 0 27,000
AMERICAN ON-LINE Com 02364J104 352,800 2,400 SH
Other 0 0 0 2,400
AMERICAN EXPRESS CO Com 025816108 1,518,975 12,900 SH
Other 0 400 0 12,500
AMERICAN HOME PRODUCTS Com 026609106 1,265,850 19,400 SH
Sole 0 24,500 0 27,900
AMERICAN HOME PRODUCTS Com 026609106 593,775 9,100 SH
Defined 0 0 0 0
AMERICAN HOME PRODUCTS Com 026609106 1,559,475 23,900 SH
Other 0 0 0 0
AMERICAN INTL GROUP INC Com 026874106 8,926 74 SH
Sole 0 16,160 0 7,200
AMERICAN INTL GROUP INC Com 026874106 45,596 378 SH
Defined 0 0 0 0
AMERICAN INTL GROUP INC Com 026874106 2,763,278 22,908 SH
Other 0 0 0 0
AMERITECH Com 030954101 230,500 4,000 SH
Sole 0 5,660 0 10,100
AMERITECH Com 030954101 95,658 1,660 SH
Defined 0 0 0 0
AMERITECH Com 030954101 582,013 10,100 SH
Other 0 0 0 0
AMGEN, INC. COM W/RTS Com 031162100 29,950 400 SH
Defined 0 1,100 0 8,500
AMGEN, INC. COM W/RTS Com 031162100 688,850 9,200 SH
Other 0 0 0 0
ANHEUSER-BUSCH COS Com 035229102 152,250 2,000 SH
Sole 0 2,200 0 2,500
ANHEUSER-BUSCH COS Com 035229102 15,225 200 SH
Defined 0 0 0 0
ANHEUSER-BUSCH COS Com 035229102 190,313 2,500 SH
Other 0 0 0 0
APPLIED PWR INC CL A Com 038225108 572,250 21,000 SH
Other 0 21,000 0 0
ATLANTIC RICHFIELD CO Com 048825102 14,625 200 SH
Sole 0 4,200 0 0
ATLANTIC RICHFIELD CO Com 048825102 182,813 2,500 SH
Defined 0 0 0 0
ATLANTIC RICHFIELD CO Com 048825102 109,688 1,500 SH
Other 0 0 0 0
AUTOMATIC DATA PROCESSING Com 053015103 529,600 12,800 SH
Sole 0 12,800 0 1,160
AUTOMATIC DATA PROCESSING Com 053015103 47,995 1,160 SH
Other 0 0 0 0
AUTOZONE INC Com 053332102 1,518,750 50,000 SH
Other 0 0 0 50,000
AVON PRODUCTS INC Com 054303102 211,781 4,500 SH
Other 0 0 0 4,500
BP AMOCO PLC SPONSORED AD Com 055622104 501,768 4,968 SH
Sole 0 8,010 0 730
BP AMOCO PLC SPONSORED AD Com 055622104 307,242 3,042 SH
Defined 0 0 0 0
BP AMOCO PLC SPONSORED AD Com 055622104 73,730 730 SH
Other 0 0 0 0
BMC SOFTWARE Com 055921100 2,694,444 72,700 SH
Other 0 25,200 0 47,500
BANK NEW YORK, INC. Com 064057102 1,904,688 53,000 SH
Other 0 20,000 0 33,000
BANK ONE CORPORATION Com 06423A103 274,156 4,979 SH
Sole 0 8,318 0 8,790
BANK ONE CORPORATION Com 06423A103 183,854 3,339 SH
Defined 0 0 0 0
BANK ONE CORPORATION Com 06423A103 483,999 8,790 SH
Other 0 0 0 0
BANKAMERICA CORPORATION Com 06605F102 950,966 13,465 SH
Other 0 0 0 13,465
BARD C R INC Com 067383109 1,008,750 20,000 SH
Other 0 0 0 20,000
BAXTER INTL Com 071813108 6,600 100 SH
Defined 0 8,750 0 22,500
BAXTER INTL Com 071813108 2,055,900 31,150 SH
Other 0 0 0 0
BELL ATLANTIC CORP Com 077853108 72,363 1,400 SH
Sole 0 1,400 0 16,500
BELL ATLANTIC CORP Com 077853108 852,844 16,500 SH
Other 0 0 0 0
BIOMET INC. Com 090613100 335,500 8,000 SH
Other 0 0 0 8,000
BLOCK H & R INC Com 093671104 326,888 6,900 SH
Other 0 0 0 6,900
BOB EVANS FARMS Com 096761101 332,420 16,621 SH
Sole 0 57,232 0 0
BOB EVANS FARMS Com 096761101 812,220 40,611 SH
Defined 0 0 0 0
BOWATER INC Com 102183100 356,625 9,000 SH
Other 0 0 0 9,000
BRISTOL MYERS SQUIBB Com 110122108 12,518,483 195,220 SH
Sole 0 199,970 0 43,000
BRISTOL MYERS SQUIBB Com 110122108 125,044 1,950 SH
Defined 0 0 0 0
BRISTOL MYERS SQUIBB Com 110122108 2,936,925 45,800 SH
Other 0 0 0 0
CBS CORPORATION Com 12490K107 1,799,831 44,100 SH
Other 0 100 0 44,000
CMAC INVESTMENT CORP Com 125662106 421,200 10,800 SH
Other 0 10,800 0 0
CADENCE DESIGN SYSTEM INC Com 127387108 1,789,625 69,500 SH
Other 0 0 0 69,500
CAPITAL HOLDINGS INC COMM Com 14018R101 1,340,220 22,337 SH
Sole 0 171,565 0 1,376
CAPITAL HOLDINGS INC COMM Com 14018R101 8,919,540 148,659 SH
Defined 0 0 0 0
CAPITAL HOLDINGS INC COMM Com 14018R101 116,700 1,945 SH
Other 0 0 0 0
CARNIVAL CORP COMMON Com 143658102 2,360,138 48,600 SH
Other 0 18,000 0 30,600
CEDAR FAIR L.P. DEPOSITOR Com 150185106 226,125 9,000 SH
Defined 0 11,000 0 1,400
CEDAR FAIR L.P. DEPOSITOR Com 150185106 85,425 3,400 SH
Other 0 0 0 0
CENTRUM INDUSTRIES Com 15640H106 1,500 2,000 SH
Sole 0 2,000 0 174,653
CENTRUM INDUSTRIES Com 15640H106 130,990 174,653 SH
Other 0 0 0 0
CENTURY TELEPHONE ENTERPR Com 156686107 210,750 3,000 SH
Other 0 0 0 3,000
CHASE MANHATTAN CORP NEW Com 16161A108 16,926 208 SH
Defined 0 208 0 15,800
CHASE MANHATTAN CORP NEW Com 16161A108 1,285,725 15,800 SH
Other 0 0 0 0
CHEVRON CORP Com 166751107 26,625 300 SH
Sole 0 2,166 0 6,100
CHEVRON CORP Com 166751107 149,633 1,686 SH
Defined 0 0 0 0
CHEVRON CORP Com 166751107 557,350 6,280 SH
Other 0 0 0 0
CIRCUIT CITY STORES Com 17273710 321,825 4,200 SH
Other 0 0 0 4,200
CISCO SYSTEMS, INC. Com 17275R102 147,909 1,350 SH
Sole 0 4,350 0 21,425
CISCO SYSTEMS, INC. Com 17275R102 2,676,064 24,425 SH
Other 0 0 0 0
CITIGROUP INC Com 172967101 977,288 15,300 SH
Other 0 0 0 15,300
CLAIRE'S STORES INC COMMO Com 179584107 1,205,000 40,000 SH
Other 0 40,000 0 0
COCA COLA CO Com 191216109 98,200 1,600 SH
Sole 0 15,810 0 950
COCA COLA CO Com 191216109 872,139 14,210 SH
Defined 0 0 0 0
COCA COLA CO Com 191216109 58,306 950 SH
Other 0 0 0 0
COLGATE PALMOLIVE CO Com 194162102 1,021,200 11,100 SH
Other 0 1,300 0 9,800
COLUMBIA/HCA HEALTH Com 197677107 1,401,375 74,000 SH
Other 0 0 0 74,000
COMPAQ COMPUTER CORP Com 204493100 15,844 500 SH
Sole 0 11,090 0 68,200
COMPAQ COMPUTER CORP Com 204493100 332,719 10,500 SH
Defined 0 0 0 0
COMPAQ COMPUTER CORP Com 204493100 2,163,939 68,290 SH
Other 0 0 0 0
COMPUTER ASSOC INTL INC Com 204912108 1,358,488 38,200 SH
Other 0 0 0 38,200
COMPUTER SCIENCES CORP Com 205363104 16,556 300 SH
Sole 0 3,600 0 22,500
COMPUTER SCIENCES CORP Com 205363104 182,119 3,300 SH
Defined 0 0 0 0
COMPUTER SCIENCES CORP Com 205363104 1,241,719 22,500 SH
Other 0 0 0 0
CONAGRA INC Com 205887101 253,688 9,900 SH
Other 0 0 0 9,900
CONSOLIDATED EDISON INC. Com 209115104 326,250 7,200 SH
Other 0 0 0 7,200
CORNING INC. Com 21935010 348,000 5,800 SH
Other 0 800 0 5,000
DQE INC. COMMON Com 23329J104 57,563 1,500 SH
Sole 0 1,500 0 4,500
DQE INC. COMMON Com 23329J104 172,688 4,500 SH
Other 0 0 0 0
DALLAS SEMICONDUCTOR CORP Com 235204104 772,500 20,000 SH
Other 0 20,000 0 0
DANA CORP Com 235811105 298,376 7,852 SH
Sole 0 8,252 0 0
DANA CORP Com 235811105 15,200 400 SH
Defined 0 0 0 0
DAYTON HUDSON CORP Com 239753106 39,975 600 SH
Defined 0 600 0 3,000
DAYTON HUDSON CORP Com 239753106 199,875 3,000 SH
Other 0 0 0 0
DIAGEO PLC SPONSORED ADR Com 25243Q205 9,882 216 SH
Defined 0 216 0 7,042
DIAGEO PLC SPONSORED ADR Com 25243Q205 322,172 7,042 SH
Other 0 0 0 0
WALT DISNEY CO Com 254687106 135,394 4,350 SH
Sole 0 18,273 0 13,450
WALT DISNEY CO Com 254687106 174,300 5,600 SH
Defined 0 0 0 0
WALT DISNEY CO Com 254687106 677,685 21,773 SH
Other 0 0 0 0
DU PONT DE NEMOURS EI CO Com 263534109 40,063 690 SH
Defined 0 890 0 4,085
DU PONT DE NEMOURS EI CO Com 263534109 248,798 4,285 SH
Other 0 0 0 0
DUKE ENERGY CORP Com 264399105 32,888 600 SH
Sole 0 600 0 3,100
DUKE ENERGY CORP Com 264399105 169,919 3,100 SH
Other 0 0 0 0
DUN & BRADSTREET CORPORAT Com 26483B106 240,219 6,743 SH
Defined 0 7,943 0 0
DUN & BRADSTREET CORPORAT Com 26483B106 42,750 1,200 SH
Other 0 0 0 0
EASTMAN KODAK CO Com 277461109 97,026 1,519 SH
Defined 0 1,649 0 4,000
EASTMAN KODAK CO Com 277461109 263,804 4,130 SH
Other 0 0 0 0
EMERSON ELEC CO Com 291011103 150,978 2,852 SH
Sole 0 20,494 0 21,400
EMERSON ELEC CO Com 291011103 298,673 5,642 SH
Defined 0 0 0 0
EMERSON ELEC CO Com 291011103 1,768,113 33,400 SH
Other 0 0 0 0
ENRON CORP Com 293561105 732,450 11,400 SH
Other 0 1,400 0 10,000
EXXON CORP Com 302290101 1,362,421 19,308 SH
Sole 0 30,527 0 5,520
EXXON CORP Com 302290101 736,249 10,434 SH
Defined 0 0 0 0
EXXON CORP Com 302290101 444,897 6,305 SH
Other 0 0 0 0
FPL GROUP INC Com 302571104 340,800 6,400 SH
Other 0 0 0 6,400
FEDERAL HOME LOAN MORTGAG Com 313400301 1,748,031 30,500 SH
Other 0 10,300 0 20,200
FEDERAL NATIONAL MORTGAGE Com 313586109 512,450 7,400 SH
Defined 0 16,400 0 33,000
FEDERAL NATIONAL MORTGAGE Com 313586109 2,908,500 42,000 SH
Other 0 0 0 0
FEDERATED DEPT STORES INC Com 31410H101 312,975 7,800 SH
Other 0 0 0 7,800
FIFTH THIRD BANCORP, COMM Com 316773100 655,748 9,945 SH
Sole 0 63,794 0 0
FIFTH THIRD BANCORP, COMM Com 316773100 3,550,668 53,849 SH
Defined 0 0 0 0
FIRST DATA CORP. Com 319963104 483,075 11,300 SH
Other 0 0 0 11,300
FIRST UNION CORP Com 33735810 25,971 486 SH
Sole 0 486 0 14,600
FIRST UNION CORP Com 33735810 780,188 14,600 SH
Other 0 0 0 0
FIRSTAR CORP - NEW Com 33763V109 268,500 3,000 SH
Sole 0 9,364 0 0
FIRSTAR CORP - NEW Com 33763V109 301,078 3,364 SH
Defined 0 0 0 0
FIRSTAR CORP - NEW Com 33763V109 268,500 3,000 SH
Other 0 0 0 0
FLEET FINANCIAL GROUP INC Com 338915101 75,250 2,000 SH
Sole 0 2,000 0 10,000
FLEET FINANCIAL GROUP INC Com 338915101 376,250 10,000 SH
Other 0 0 0 0
FOOD LION INC CLASS A Com 34477520 736,250 80,000 SH
Other 0 80,000 0 0
GATX CORP COMMON Com 361448103 658,750 20,000 SH
Other 0 20,000 0 0
GTE CORP Com 362320103 36,300 600 SH
Sole 0 1,176 0 10,200
GTE CORP Com 362320103 34,848 576 SH
Defined 0 0 0 0
GTE CORP Com 362320103 617,100 10,200 SH
Other 0 0 0 0
GENERAL CABLE CORP Com 369300108 845,000 80,000 SH
Other 0 80,000 0 0
GENERAL ELECTRIC CO Com 369604103 1,363,343 12,324 SH
Sole 0 36,824 0 18,600
GENERAL ELECTRIC CO Com 369604103 1,593,000 14,400 SH
Defined 0 0 0 0
GENERAL ELECTRIC CO Com 369604103 3,174,938 28,700 SH
Other 0 0 0 0
GENERAL MOTORS CORP Com 370442105 69,600 800 SH
Sole 0 1,030 0 11,500
GENERAL MOTORS CORP Com 370442105 4,350 50 SH
Defined 0 0 0 0
GENERAL MOTORS CORP Com 370442105 1,016,160 11,680 SH
Other 0 0 0 0
GILLETTE CO Com 375766102 136,706 2,300 SH
Sole 0 2,660 0 2,400
GILLETTE CO Com 375766102 164,048 2,760 SH
Other 0 0 0 0
HCR MANOR CARE Com 404134108 31,755 1,392 SH
Sole 0 12,192 0 2,400
HCR MANOR CARE Com 404134108 237,250 10,400 SH
Defined 0 0 0 0
HCR MANOR CARE Com 404134108 63,875 2,800 SH
Other 0 0 0 0
HALLIBURTON CO Com 406216101 7,700 200 SH
Sole 0 200 0 47,500
HALLIBURTON CO Com 406216101 1,828,750 47,500 SH
Other 0 0 0 0
HARCOURT GENERAL INC. COM Com 41163G101 1,484,469 33,500 SH
Other 0 0 0 33,500
HARRIS CORP DEL Com 413875104 480,900 16,800 SH
Other 0 15,000 0 1,800
HARTFORD FINANCIAL SERVIC Com 416515104 22,725 400 SH
Defined 0 400 0 9,000
HARTFORD FINANCIAL SERVIC Com 416515104 511,313 9,000 SH
Other 0 0 0 0
HAYES LEMMERZ INTERNATION Com 420781106 436,724 18,584 SH
Defined 0 18,584 0 0
HAYES WHEELS INT'L WARRAN Com 421124WTS 0 13,463 SH
Defined 0 13,463 0 0
HEALTHSOUTH REHABILITATIO Com 421924101 1,125,688 108,500 SH
Other 0 0 0 108,500
HEALTH CARE REIT Com 42217K106 441,868 20,552 SH
Sole 0 22,502 0 0
HEALTH CARE REIT Com 42217K106 9,675 450 SH
Defined 0 0 0 0
HEALTH CARE REIT Com 42217K106 32,250 1,500 SH
Other 0 0 0 0
HEALTH CARE REIT PFD 8.87 Pfd 42217K205 249,375 11,400 SH
Sole 0 10,800 0 1,000
HEALTH CARE REIT PFD 8.87 Pfd 42217K205 8,750 400 SH
Other 0 0 0 0
ADR HEINEKEN NV NETH Com 423012202 345,356 6,850 SH
Other 0 0 0 6,850
HEWLETT PACKARD CO Com 428236103 254,297 3,750 SH
Sole 0 8,900 0 12,700
HEWLETT PACKARD CO Com 428236103 349,234 5,150 SH
Defined 0 0 0 0
HEWLETT PACKARD CO Com 428236103 861,219 12,700 SH
Other 0 0 0 0
HOME DEPOT INC Com 437076102 24,900 400 SH
Defined 0 10,400 0 398
HOME DEPOT INC Com 437076102 647,276 10,398 SH
Other 0 0 0 0
HONEYWELL INC Com 438506107 150,943 1,991 SH
Defined 0 1,991 0 5,900
HONEYWELL INC Com 438506107 447,294 5,900 SH
Other 0 0 0 0
IMS HEALTH INCORPORATED Com 449934108 427,975 12,920 SH
Defined 0 32,320 0 0
IMS HEALTH INCORPORATED Com 449934108 642,625 19,400 SH
Other 0 0 0 0
INGERSOLL RAND CO Com 456866101 451,588 9,100 SH
Other 0 0 0 9,100
INTEL CORP Com 458140100 398,231 3,350 SH
Sole 0 20,730 0 21,400
INTEL CORP Com 458140100 1,414,613 11,900 SH
Defined 0 0 0 0
INTEL CORP Com 458140100 3,195,360 26,880 SH
Other 0 0 0 0
INTL BUSINESS MACHINES CO Com 459200101 177,250 1,000 SH
Sole 0 7,800 0 9,000
INTL BUSINESS MACHINES CO Com 459200101 372,225 2,100 SH
Defined 0 0 0 0
INTL BUSINESS MACHINES CO Com 459200101 2,428,325 13,700 SH
Other 0 0 0 0
INTL PAPER CO Com 460146103 8,438 200 SH
Sole 0 600 0 7,000
INTL PAPER CO Com 460146103 6,328 150 SH
Defined 0 0 0 0
INTL PAPER CO Com 460146103 305,859 7,250 SH
Other 0 0 0 0
JOHNSON & JOHNSON Com 478160104 897,600 9,600 SH
Sole 0 11,025 0 20,700
JOHNSON & JOHNSON Com 478160104 133,238 1,425 SH
Defined 0 0 0 0
JOHNSON & JOHNSON Com 478160104 1,935,450 20,700 SH
Other 0 0 0 0
KENNAMETAL INC. Com 489170100 220,313 12,500 SH
Other 0 0 0 12,500
KEYCORP NEW COMMON STOCK Com 493267108 780,729 25,756 SH
Sole 0 85,082 0 64,600
KEYCORP NEW COMMON STOCK Com 493267108 1,757,276 57,972 SH
Defined 0 0 0 0
KEYCORP NEW COMMON STOCK Com 493267108 1,999,231 65,954 SH
Other 0 0 0 0
KIMBERLY CLARK CORP Com 494368101 86,288 1,800 SH
Sole 0 2,900 0 5,448
KIMBERLY CLARK CORP Com 494368101 313,895 6,548 SH
Other 0 0 0 0
LILLY ELI & CO Com 532457108 441,350 5,200 SH
Sole 0 5,700 0 800
LILLY ELI & CO Com 532457108 84,875 1,000 SH
Defined 0 0 0 0
LILLY ELI & CO Com 532457108 25,463 300 SH
Other 0 0 0 0
LINCOLN NATIONAL CORP IND Com 534187109 9,888 100 SH
Defined 0 100 0 3,000
LINCOLN NATIONAL CORP IND Com 534187109 296,625 3,000 SH
Other 0 0 0 0
LOWES COMPANIES INC Com 548661107 871,200 14,400 SH
Other 0 14,000 0 400
LUCENT TECHNOLOGIES INC Com 549463107 64,800 600 SH
Sole 0 3,816 0 2,050
LUCENT TECHNOLOGIES INC Com 549463107 347,328 3,216 SH
Defined 0 0 0 0
LUCENT TECHNOLOGIES INC Com 549463107 221,400 2,050 SH
Other 0 0 0 0
MCI WORLDCOM INC. Com 55268B106 38,613 436 SH
Defined 0 936 0 6,549
MCI WORLDCOM INC. Com 55268B106 624,277 7,049 SH
Other 0 0 0 0
MCCORMICK & CO INC. Com 579780206 638,000 22,000 SH
Other 0 22,000 0 0
MCDONALDS CORP Com 580135100 338,394 7,468 SH
Sole 0 12,668 0 64,000
MCDONALDS CORP Com 580135100 235,625 5,200 SH
Defined 0 0 0 0
MCDONALDS CORP Com 580135100 2,900,000 64,000 SH
Other 0 0 0 0
MEAD CORPORATION Com 582834105 3,614,355 117,540 SH
Defined 0 0 0 119,040
MEAD CORPORATION Com 582834105 46,125 1,500 SH
Other 0 0 0 0
MELLON BANK CORP Com 585509100 105,563 1,500 SH
Defined 0 1,500 0 7,400
MELLON BANK CORP Com 585509100 520,775 7,400 SH
Other 0 0 0 0
MERCK & CO INC Com 589331106 689,075 8,600 SH
Sole 0 18,916 0 16,400
MERCK & CO INC Com 589331106 655,102 8,176 SH
Defined 0 0 0 0
MERCK & CO INC Com 589331106 1,485,518 18,540 SH
Other 0 0 0 0
MICROSOFT CORP COMMON Com 594918104 1,254,750 7,000 SH
Sole 0 32,493 0 5,500
MICROSOFT CORP COMMON Com 594918104 1,492,256 8,325 SH
Defined 0 0 0 0
MICROSOFT CORP COMMON Com 594918104 4,063,239 22,668 SH
Other 0 0 0 0
MINNESOTA MINING & MFG Com 604059104 113,200 1,600 SH
Sole 0 2,257 0 4,000
MINNESOTA MINING & MFG Com 604059104 65,444 925 SH
Defined 0 0 0 0
MINNESOTA MINING & MFG Com 604059104 264,039 3,732 SH
Other 0 0 0 0
MOBIL CORP Com 607059101 440,000 5,000 SH
Sole 0 5,825 0 5,800
MOBIL CORP Com 607059101 37,400 425 SH
Defined 0 0 0 0
MOBIL CORP Com 607059101 545,600 6,200 SH
Other 0 0 0 0
MONSANTO CO Com 611662107 45,938 1,000 SH
Sole 0 1,200 0 7,700
MONSANTO CO Com 611662107 9,188 200 SH
Defined 0 0 0 0
MONSANTO CO Com 611662107 353,719 7,700 SH
Other 0 0 0 0
MORGAN J P & CO INC Com 616880109 74,025 600 SH
Defined 0 728 0 1,000
MORGAN J P & CO INC Com 616880109 139,167 1,128 SH
Other 0 0 0 0
MORGAN STANLEY, DEAN WITT Com 617446448 131,918 1,320 SH
Defined 0 1,320 0 4,600
MORGAN STANLEY, DEAN WITT Com 617446448 459,713 4,600 SH
Other 0 0 0 0
MOTOROLA INC Com 620076109 10,988 150 SH
Defined 0 750 0 9,800
MOTOROLA INC Com 620076109 761,800 10,400 SH
Other 0 0 0 0
NATIONAL CITY CORP Com 635405103 5,695,838 85,813 SH
Sole 0 98,497 0 6,670
NATIONAL CITY CORP Com 635405103 111,776 1,684 SH
Defined 0 0 0 0
NATIONAL CITY CORP Com 635405103 1,172,846 17,670 SH
Other 0 0 0 0
NETWORKS ASSOCIATES INC Com 640938106 899,297 29,305 SH
Other 0 29,305 0 0
NEW YORK TIMES CO CL A Com 650111107 11,400 400 SH
Defined 0 400 0 11,500
NEW YORK TIMES CO CL A Com 650111107 327,750 11,500 SH
Other 0 0 0 0
NEWELL RUBBERMAID INC Com 651229106 217,075 4,570 SH
Sole 0 5,870 0 13,336
NEWELL RUBBERMAID INC Com 651229106 23,750 500 SH
Defined 0 0 0 0
NEWELL RUBBERMAID INC Com 651229106 671,460 14,136 SH
Other 0 0 0 0
NEXTEL COMMUNICATIONS INC Com 65332V103 750,813 20,500 SH
Other 0 20,500 0 0
NIELSEN MEDIA RESEARCH NE Com 653929307 49,029 1,986 SH
Defined 0 33,518 0 1
NIELSEN MEDIA RESEARCH NE Com 653929307 778,471 31,533 SH
Other 0 0 0 0
OFFICE DEPOT INC COMMON Com 676220106 365,952 9,775 SH
Other 0 0 0 9,775
ORACLE CORPORATION (AKA O Com 68389X10 431,231 16,350 SH
Other 0 0 0 16,350
OWENS-ILLINOIS, INC. COMM Com 690768403 6,966,950 278,678 SH
Defined 0 278,678 0 600
OWENS-ILLINOIS, INC. COMM Com 690768403 15,000 600 SH
Other 0 0 0 0
PACIFICORP Com 69511410 345,000 20,000 SH
Other 0 0 0 20,000
PEPSICO INC Com 713448107 70,538 1,800 SH
Sole 0 11,700 0 49,200
PEPSICO INC Com 713448107 564,300 14,400 SH
Defined 0 0 0 0
PEPSICO INC Com 713448107 1,751,681 44,700 SH
Other 0 0 0 0
PETE GEO SVCADR Com 716597109 414,800 27,200 SH
Other 0 27,200 0 0
PFIZER INC Com 717081103 471,750 3,400 SH
Sole 0 6,300 0 14,950
PFIZER INC Com 717081103 381,563 2,750 SH
Defined 0 0 0 0
PFIZER INC Com 717081103 2,095,125 15,100 SH
Other 0 0 0 0
PHILIP MORRIS COS INC Com 718154107 453,919 12,900 SH
Sole 0 13,375 0 70,900
PHILIP MORRIS COS INC Com 718154107 2,511,508 71,375 SH
Other 0 0 0 0
PIER I IMPORTS, INC. Com 720279108 650,000 80,000 SH
Other 0 80,000 0 0
PROCTER & GAMBLE CO Com 742718108 274,225 2,800 SH
Sole 0 3,800 0 4,900
PROCTER & GAMBLE CO Com 742718108 97,938 1,000 SH
Defined 0 0 0 0
PROCTER & GAMBLE CO Com 742718108 479,894 4,900 SH
Other 0 0 0 0
PROVIDIAN FINANCIAL CORP Com 74406A102 99,000 900 SH
Sole 0 900 0 8,500
PROVIDIAN FINANCIAL CORP Com 74406A102 935,000 8,500 SH
Other 0 0 0 0
RALSTON-RALSTON PURINA GR Com 751277302 80,063 3,000 SH
Sole 0 3,000 0 13,900
RALSTON-RALSTON PURINA GR Com 751277302 370,956 13,900 SH
Other 0 0 0 0
RELIANT ENERGY Com 75952J108 260,625 10,000 SH
Other 0 0 0 10,000
RICHFOOD HOLDINGS INC CL Com 763408101 862,500 40,000 SH
Other 0 40,000 0 0
ROYAL DUTCH PETROLEUM 1. Com 780257804 20,800 400 SH
Sole 0 5,700 0 0
ROYAL DUTCH PETROLEUM 1. Com 780257804 234,000 4,500 SH
Defined 0 0 0 0
ROYAL DUTCH PETROLEUM 1. Com 780257804 41,600 800 SH
Other 0 0 0 0
SBC COMMUNICATIONS INC. Com 78387G103 27,558 584 SH
Defined 0 584 0 10,900
SBC COMMUNICATIONS INC. Com 78387G103 514,344 10,900 SH
Other 0 0 0 0
SARA LEE CORP Com 803111103 19,800 800 SH
Sole 0 800 0 10,000
SARA LEE CORP Com 803111103 247,500 10,000 SH
Other 0 0 0 0
SCHERING-PLOUGH CORP Com 806605101 455,702 8,248 SH
Sole 0 20,982 0 25,800
SCHERING-PLOUGH CORP Com 806605101 703,554 12,734 SH
Defined 0 0 0 0
SCHERING-PLOUGH CORP Com 806605101 1,425,450 25,800 SH
Other 0 0 0 0
SCHLUMBERGER LTD Com 806857107 36,113 600 SH
Sole 0 1,400 0 24,700
SCHLUMBERGER LTD Com 806857107 1,534,781 25,500 SH
Other 0 0 0 0
SEARS ROEBUCK & CO Com 812387108 16,810 372 SH
Defined 0 372 0 5,000
SEARS ROEBUCK & CO Com 812387108 225,938 5,000 SH
Other 0 0 0 0
SKY FINANCIAL GROUP INC Com 83080P103 339,472 12,544 SH
Defined 0 12,544 0 988
SKY FINANCIAL GROUP INC Com 83080P103 26,738 988 SH
Other 0 0 0 0
SONAT INC Com 835415100 127,200 4,240 SH
Defined 0 7,040 0 0
SONAT INC Com 835415100 84,000 2,800 SH
Other 0 0 0 0
SOUTHERN CO Com 842587107 223,800 9,600 SH
Other 0 0 0 9,600
STERLING COMMERCE INC Com 859205106 455,592 14,816 SH
Other 0 14,816 0 0
STERLING SOFTWARE INC Com 859547101 679,250 28,600 SH
Other 0 28,600 0 0
STORAGE TECH COM W/PRD ST Com 862111200 1,285,038 46,100 SH
Other 0 0 0 46,100
SUNDANCE RESOURCES INC PR Pfd 867264913 0 12,500 SH
Other 0 12,500 0 0
TEXACO INC Com 881694102 22,700 400 SH
Sole 0 4,110 0 13,000
TEXACO INC Com 881694102 158,900 2,800 SH
Defined 0 0 0 0
TEXACO INC Com 881694102 789,393 13,910 SH
Other 0 0 0 0
TEXAS INSTRUMENTS INC Com 882508102 397,000 4,000 SH
Other 0 0 0 4,000
TEXAS UTILITIES CO Com 882848101 336,000 8,000 SH
Other 0 0 0 8,000
TEXTRON INC Com 883203100 7,738 100 SH
Defined 0 100 0 4,000
TEXTRON INC Com 883203100 309,500 4,000 SH
Other 0 0 0 0
TOYS-R-US INC Com 892335109 263,375 14,000 SH
Other 0 0 0 14,000
US BANCORP DEL INC. Com 902973106 674,438 19,800 SH
Other 0 19,800 0 0
UNILEVER NV Com 904784501 1,448,338 21,800 SH
Other 0 0 0 21,800
UNION PACIFIC CORP Com 907818106 80,156 1,500 SH
Sole 0 1,500 0 3,822
UNION PACIFIC CORP Com 907818106 204,238 3,822 SH
Other 0 0 0 0
UNITED TECHNOLOGIES CORP Com 913017109 27,088 200 SH
Sole 0 400 0 3,400
UNITED TECHNOLOGIES CORP Com 913017109 27,088 200 SH
Defined 0 0 0 0
UNITED TECHNOLOGIES CORP Com 913017109 460,488 3,400 SH
Other 0 0 0 0
UNOCAL CORP Com 915289101 276,563 7,500 SH
Other 0 0 0 7,500
VIP COMLINK Com 918239104 150 150,000 SH
Other 0 150,000 0 0
VIAD CORP Com 92552R109 572,938 20,600 SH
Other 0 20,600 0 0
VODAFONE GROUP PLC ADR Com 92857T107 130,862 697 SH
Defined 0 10,397 0 0
VODAFONE GROUP PLC ADR Com 92857T107 1,821,175 9,700 SH
Other 0 0 0 0
WAL-MART STORES INC Com 931142103 184,375 2,000 SH
Sole 0 2,400 0 800
WAL-MART STORES INC Com 931142103 27,656 300 SH
Defined 0 0 0 0
WAL-MART STORES INC Com 931142103 82,969 900 SH
Other 0 0 0 0
WALGREEN CO Com 931422109 180,800 6,400 SH
Sole 0 6,600 0 10,000
WALGREEN CO Com 931422109 5,650 200 SH
Defined 0 0 0 0
WALGREEN CO Com 931422109 282,500 10,000 SH
Other 0 0 0 0
WARNER LAMBERT CO Com 934488106 208,688 3,150 SH
Sole 0 5,860 0 1,100
WARNER LAMBERT CO Com 934488106 179,538 2,710 SH
Defined 0 0 0 0
WARNER LAMBERT CO Com 934488106 72,875 1,100 SH
Other 0 0 0 0
WASHINGTON MUTUAL INC. Com 939322103 10,301 252 SH
Defined 0 252 0 11,200
WASHINGTON MUTUAL INC. Com 939322103 457,800 11,200 SH
Other 0 0 0 0
WELLS FARGO & CO NEW Com 949746101 946,688 27,000 SH
Other 0 17,000 0 10,000
WOOD BANCORP, INC. COMMON Com 978237105 513,281 28,125 SH
Sole 0 84,375 0 0
WOOD BANCORP, INC. COMMON Com 978237105 1,026,563 56,250 SH
Other 0 0 0 0
XEROX CORP Com 984121102 1,449,075 27,800 SH
Other 0 0 0 27,800
YAHOO INC Com 984332106 202,050 1,200 SH
Other 0 1,200 0 0
CATAWBA INVESTMENT COMPAN Com 9M013900 7,747,950 1,022 SH
Sole 0 1,022 0 0
PRO AIR INC SERIES A PREF Pfd 9M02410A 150,000 50,000 SH
Defined 0 50,000 0 0
PRO AIR INC. SERIES B PRE Pfd 9M02410B 50,001 16,667 SH
Defined 0 16,667 0 0
CAVISTA CORP. PFD. SERIES Pfd 9M025900 150,000 150 SH
Defined 0 240 0 0
CAVISTA CORP. PFD. SERIES Pfd 9M025900 90,000 90 SH
Other 0 0 0 0
VIRXSYS CORPORATION SERIE Pfd 9M029800 0 80,000 SH
Defined 0 80,000 0 0
DAIMLER CHRYSLER AG Com D1668R123 1,655,495 19,292 SH
Defined 0 19,292 0 0
</TABLE>
