UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: December 31, 1999
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check Only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report
Name: THE TRUST COMPANY OF TOLEDO
Address: 6135 TRUST DR SUITE 206
HOLLAND, OH 43528
13F File Number:1
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: LENORE PETERSON
Title: VICE PRESIDENT
Phone: 419-865-3066
Signature, Place, and Date Of Signing:
LENORE PETERSON HOLLAND OH December 31, 1999
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 199
Form 13F Information Table Value Total: $277,983,091
List of Other Managers: NONE
<PAGE>
<TABLE>
<CAPTION>
13 F Report Of Managed Assets
Page 1
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Sh/
Investment Other Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Prn
Discretion Managers Sole Shared None
================================================================================
====================================================
<S> <C> <C> <C> <C> <C>
<C> <C> <C>
AT & T CORP COMMON Com 001957109 26,067 513 SH
Sole 0 21,417 0 35,536
AT & T CORP COMMON Com 001957109 133,383 2,625 SH
Defined 0 0 0 0
AT & T CORP COMMON Com 001957109 2,734,424 53,814 SH
Other 0 0 0 0
AT&T CORP-LIBERTY MEDIA G Com 001957208 76,697 1,350 SH
Defined 0 72,473 0 32,000
AT&T CORP-LIBERTY MEDIA G Com 001957208 5,858,675 103,123 SH
Other 0 0 0 0
ABBOTT LABORATORIES Com 002824109 174,300 4,800 SH
Sole 0 13,500 0 24,900
ABBOTT LABORATORIES Com 002824109 315,919 8,700 SH
Defined 0 0 0 0
ABBOTT LABORATORIES Com 002824109 904,181 24,900 SH
Other 0 0 0 0
A C NIELSEN CORP COMMON Com 004833109 493 20 SH
Defined 0 32,120 0 0
A C NIELSEN CORP COMMON Com 004833109 790,463 32,100 SH
Other 0 0 0 0
AETNA INC (FKA ATENA LIFE Com 008117103 18,139 325 SH
Defined 0 325 0 6,300
AETNA INC (FKA ATENA LIFE Com 008117103 351,619 6,300 SH
Other 0 0 0 0
ALBERTSONS INC Com 013104104 242,907 7,532 SH
Other 0 0 0 7,532
ALCOA INC. Com 013817101 24,900 300 SH
Defined 0 300 0 12,900
ALCOA INC. Com 013817101 1,070,700 12,900 SH
Other 0 0 0 0
ADR ALCATEL ALSTHOM SPONS Com 013904305 396,000 8,800 SH
Other 0 0 0 8,800
ALLSTATE CORP COMMON Com 020002101 16,555 688 SH
Defined 0 688 0 11,600
ALLSTATE CORP COMMON Com 020002101 279,125 11,600 SH
Other 0 0 0 0
AMBAC INC Com 023139108 1,242,063 23,800 SH
Other 0 0 0 23,800
AMERICAN ON-LINE Com 02364J104 15,175 200 SH
Defined 0 520 0 10,200
AMERICAN ON-LINE Com 02364J104 798,205 10,520 SH
Other 0 0 0 0
AMERICAN EXPRESS CO Com 025816108 465,500 2,800 SH
Other 0 400 0 2,400
AMERICAN HOME PRODUCTS Com 026609106 651,550 16,600 SH
Sole 0 23,825 0 37,000
AMERICAN HOME PRODUCTS Com 026609106 357,175 9,100 SH
Defined 0 0 0 0
AMERICAN HOME PRODUCTS Com 026609106 1,378,656 35,125 SH
Other 0 0 0 0
AMERICAN INTL GROUP INC Com 026874106 10,002 93 SH
Sole 0 20,200 0 7,000
AMERICAN INTL GROUP INC Com 026874106 51,089 473 SH
Defined 0 0 0 0
AMERICAN INTL GROUP INC Com 026874106 2,879,909 26,635 SH
Other 0 0 0 0
AMGEN, INC. COM W/RTS Com 031162100 24,025 400 SH
Defined 0 1,800 0 5,200
AMGEN, INC. COM W/RTS Com 031162100 396,413 6,600 SH
Other 0 0 0 0
ANHEUSER-BUSCH COS Com 035229102 141,750 2,000 SH
Sole 0 2,200 0 6,700
ANHEUSER-BUSCH COS Com 035229102 14,175 200 SH
Defined 0 0 0 0
ANHEUSER-BUSCH COS Com 035229102 474,863 6,700 SH
Other 0 0 0 0
APPLIED MICRO CIRCUITS CO Com 03822W109 852,575 6,700 SH
Other 0 0 0 6,700
ATLANTIC RICHFIELD CO Com 048825102 216,250 2,500 SH
Defined 0 4,000 0 0
ATLANTIC RICHFIELD CO Com 048825102 129,750 1,500 SH
Other 0 0 0 0
AUTOMATIC DATA PROCESSING Com 053015103 689,600 12,800 SH
Sole 0 12,800 0 200
AUTOMATIC DATA PROCESSING Com 053015103 10,775 200 SH
Other 0 0 0 0
AUTOZONE INC Com 053332102 1,454,063 45,000 SH
Other 0 0 0 45,000
AVON PRODUCTS INC Com 054303102 630,300 19,100 SH
Other 0 0 0 19,100
BCE INC. Com 05534B109 1,343,794 14,900 SH
Other 0 0 0 14,900
BP AMOCO PLC SPONSORED AD Com 055622104 589,329 9,936 SH
Sole 0 16,020 0 1,460
BP AMOCO PLC SPONSORED AD Com 055622104 360,857 6,084 SH
Defined 0 0 0 0
BP AMOCO PLC SPONSORED AD Com 055622104 86,596 1,460 SH
Other 0 0 0 0
BMC SOFTWARE Com 055921100 3,012,045 37,680 SH
Other 0 11,500 0 26,180
BANKAMERICA CORPORATION Com 060505104 836,375 16,665 SH
Other 0 0 0 16,665
BANK NEW YORK, INC. Com 064057102 2,120,000 53,000 SH
Other 0 20,000 0 33,000
BANK ONE CORPORATION Com 06423A103 185,440 5,795 SH
Sole 0 12,721 0 140
BANK ONE CORPORATION Com 06423A103 217,248 6,789 SH
Defined 0 0 0 0
BANK ONE CORPORATION Com 06423A103 8,864 277 SH
Other 0 0 0 0
BAXTER INTL Com 071813108 6,281 100 SH
Defined 0 8,300 0 22,300
BAXTER INTL Com 071813108 1,915,781 30,500 SH
Other 0 0 0 0
BELL ATLANTIC CORP Com 077853108 186,842 3,035 SH
Sole 0 3,035 0 18,300
BELL ATLANTIC CORP Com 077853108 1,126,594 18,300 SH
Other 0 0 0 0
BELLSOUTH CORP Com 079860101 155,698 3,326 SH
Sole 0 5,326 0 1,800
BELLSOUTH CORP Com 079860101 37,450 800 SH
Defined 0 0 0 0
BELLSOUTH CORP Com 079860101 140,438 3,000 SH
Other 0 0 0 0
BIOMET INC. Com 090613100 480,000 12,000 SH
Other 0 0 0 12,000
BOB EVANS FARMS Com 096761101 256,587 16,621 SH
Sole 0 57,232 0 0
BOB EVANS FARMS Com 096761101 626,932 40,611 SH
Defined 0 0 0 0
BOEING CO Com 097023104 24,863 600 SH
Sole 0 1,600 0 7,500
BOEING CO Com 097023104 352,219 8,500 SH
Other 0 0 0 0
BOWATER INC Com 102183100 488,813 9,000 SH
Other 0 0 0 9,000
BRISTOL MYERS SQUIBB Com 110122108 10,870,988 169,363 SH
Sole 0 174,113 0 34,400
BRISTOL MYERS SQUIBB Com 110122108 125,166 1,950 SH
Defined 0 0 0 0
BRISTOL MYERS SQUIBB Com 110122108 2,387,775 37,200 SH
Other 0 0 0 0
CBS CORPORATION Com 12490K107 1,732,706 27,100 SH
Other 0 100 0 27,000
CMGI INC. Com 125750109 359,938 1,300 SH
Other 0 0 0 1,300
CAPITAL HOLDINGS INC COMM Com 14018R101 2,080,018 75,637 SH
Sole 0 549,942 0 4,285
CAPITAL HOLDINGS INC COMM Com 14018R101 12,975,490 471,836 SH
Defined 0 0 0 0
CAPITAL HOLDINGS INC COMM Com 14018R101 185,735 6,754 SH
Other 0 0 0 0
CARNIVAL CORP COMMON Com 143658102 2,084,625 43,600 SH
Other 0 13,000 0 30,600
CEDAR FAIR L.P. DEPOSITOR Com 150185106 174,375 9,000 SH
Defined 0 9,000 0 1,400
CEDAR FAIR L.P. DEPOSITOR Com 150185106 27,125 1,400 SH
Other 0 0 0 0
CENTRUM INDUSTRIES Com 15640H106 1,125 2,000 SH
Sole 0 2,000 0 174,653
CENTRUM INDUSTRIES Com 15640H106 98,242 174,653 SH
Other 0 0 0 0
CENTURYTEL INC Com 156700106 213,188 4,500 SH
Other 0 0 0 4,500
CHASE MANHATTAN CORP NEW Com 16161A108 16,159 208 SH
Defined 0 208 0 10,600
CHASE MANHATTAN CORP NEW Com 16161A108 823,488 10,600 SH
Other 0 0 0 0
CHEVRON CORP Com 166751107 36,642 423 SH
Sole 0 2,289 0 9,800
CHEVRON CORP Com 166751107 146,050 1,686 SH
Defined 0 0 0 0
CHEVRON CORP Com 166751107 864,518 9,980 SH
Other 0 0 0 0
CISCO SYSTEMS, INC. Com 17275R102 332,088 3,100 SH
Sole 0 9,844 0 26,550
CISCO SYSTEMS, INC. Com 17275R102 3,566,620 33,294 SH
Other 0 0 0 0
CITIGROUP INC Com 172967101 2,686,922 48,250 SH
Other 0 300 0 47,950
CLAIRE'S STORES INC COMMO Com 179584107 895,000 40,000 SH
Other 0 40,000 0 0
CLEARNET COMMUNICATIONS I Com 184902104 422,813 12,300 SH
Other 0 12,300 0 0
COASTAL CORP Com 190441104 389,813 11,000 SH
Other 0 11,000 0 0
COCA COLA CO Com 191216109 104,617 1,796 SH
Sole 0 16,006 0 950
COCA COLA CO Com 191216109 827,733 14,210 SH
Defined 0 0 0 0
COCA COLA CO Com 191216109 55,338 950 SH
Other 0 0 0 0
COGNIZANT TECH SOLUTIONS Com 192446102 546,563 5,000 SH
Defined 0 5,000 0 0
COLGATE PALMOLIVE CO Com 194162102 1,313,000 20,200 SH
Other 0 2,600 0 17,600
COLUMBIA/HCA HEALTH Com 197677107 425,031 14,500 SH
Other 0 0 0 14,500
COMCAST CORP CL K Com 200300200 252,813 5,000 SH
Other 0 0 0 5,000
COMPAQ COMPUTER CORP Com 204493100 13,531 500 SH
Sole 0 11,700 0 10,900
COMPAQ COMPUTER CORP Com 204493100 284,156 10,500 SH
Defined 0 0 0 0
COMPAQ COMPUTER CORP Com 204493100 313,925 11,600 SH
Other 0 0 0 0
COMPUTER SCIENCES CORP Com 205363104 28,388 300 SH
Sole 0 3,600 0 0
COMPUTER SCIENCES CORP Com 205363104 312,263 3,300 SH
Defined 0 0 0 0
CONOCO INC CL B Com 208251405 297,754 11,970 SH
Other 0 0 0 11,970
CONVERGYS CORP Com 212485106 430,500 14,000 SH
Other 0 14,000 0 0
CORNING INC. Com 21935010 870,328 6,750 SH
Other 0 800 0 5,950
DQE INC. COMMON Com 23329J104 51,938 1,500 SH
Sole 0 1,500 0 4,500
DQE INC. COMMON Com 23329J104 155,813 4,500 SH
Other 0 0 0 0
DALLAS SEMICONDUCTOR CORP Com 235204104 1,288,750 20,000 SH
Other 0 20,000 0 0
DANA CORP Com 235811105 235,069 7,852 SH
Sole 0 7,952 0 0
DANA CORP Com 235811105 2,994 100 SH
Defined 0 0 0 0
DAYTON HUDSON CORP Com 239753106 44,063 600 SH
Defined 0 600 0 13,000
DAYTON HUDSON CORP Com 239753106 954,688 13,000 SH
Other 0 0 0 0
DEERE & CO Com 244199104 351,338 8,100 SH
Other 0 600 0 7,500
DELL COMPUTER CORP Com 247025109 40,800 800 SH
Sole 0 2,100 0 2,600
DELL COMPUTER CORP Com 247025109 40,800 800 SH
Defined 0 0 0 0
DELL COMPUTER CORP Com 247025109 158,100 3,100 SH
Other 0 0 0 0
DIAGEO PLC SPONSORED ADR Com 25243Q205 6,912 216 SH
Defined 0 216 0 7,042
DIAGEO PLC SPONSORED ADR Com 25243Q205 225,344 7,042 SH
Other 0 0 0 0
DISNEY COMPANY COMMON Com 254687106 136,013 4,650 SH
Sole 0 10,600 0 13,550
DISNEY COMPANY COMMON Com 254687106 168,188 5,750 SH
Defined 0 0 0 0
DISNEY COMPANY COMMON Com 254687106 402,188 13,750 SH
Other 0 0 0 0
DU PONT DE NEMOURS EI CO Com 263534109 11,660 177 SH
Sole 0 1,267 0 6,685
DU PONT DE NEMOURS EI CO Com 263534109 45,454 690 SH
Defined 0 0 0 0
DU PONT DE NEMOURS EI CO Com 263534109 466,724 7,085 SH
Other 0 0 0 0
DUKE ENERGY CORP Com 264399105 30,075 600 SH
Sole 0 5,600 0 5,700
DUKE ENERGY CORP Com 264399105 536,338 10,700 SH
Other 0 0 0 0
DUN & BRADSTREET CORPORAT Com 26483B106 238,685 8,091 SH
Defined 0 9,291 0 0
DUN & BRADSTREET CORPORAT Com 26483B106 35,400 1,200 SH
Other 0 0 0 0
EMC CORPORATION Com 268648102 1,810,600 16,573 SH
Other 0 0 0 16,573
EASTMAN KODAK CO Com 277461109 9,341 141 SH
Sole 0 1,860 0 5,200
EASTMAN KODAK CO Com 277461109 100,634 1,519 SH
Defined 0 0 0 0
EASTMAN KODAK CO Com 277461109 357,750 5,400 SH
Other 0 0 0 0
EL PASO ENERGY CORPORATIO Com 283905107 180,090 4,640 SH
Defined 0 7,440 0 0
EL PASO ENERGY CORPORATIO Com 283905107 108,675 2,800 SH
Other 0 0 0 0
EMERSON ELEC CO Com 291011103 140,684 2,452 SH
Sole 0 19,094 0 21,400
EMERSON ELEC CO Com 291011103 266,335 4,642 SH
Defined 0 0 0 0
EMERSON ELEC CO Com 291011103 1,916,325 33,400 SH
Other 0 0 0 0
ENRON CORP Com 293561105 656,750 14,800 SH
Other 0 2,800 0 12,000
ENTERGY CORP Com 29364G103 283,250 11,000 SH
Other 0 0 0 11,000
EXXON-MOBIL CORPORATION Com 30231G102 2,097,606 26,037 SH
Sole 0 38,140 0 10,030
EXXON-MOBIL CORPORATION Com 30231G102 877,728 10,895 SH
Defined 0 0 0 0
EXXON-MOBIL CORPORATION Com 30231G102 905,361 11,238 SH
Other 0 0 0 0
FPL GROUP INC Com 302571104 17,125 400 SH
Sole 0 400 0 6,400
FPL GROUP INC Com 302571104 274,000 6,400 SH
Other 0 0 0 0
FEDERAL HOME LOAN MORTGAG Com 313400301 1,727,194 36,700 SH
Other 0 11,500 0 25,200
FEDERAL NATIONAL MORTGAGE Com 313586109 462,038 7,400 SH
Defined 0 16,400 0 29,000
FEDERAL NATIONAL MORTGAGE Com 313586109 2,372,625 38,000 SH
Other 0 0 0 0
FEDERATED DEPT STORES INC Com 31410H101 394,388 7,800 SH
Other 0 0 0 7,800
FIFTH THIRD BANCORP, COMM Com 316773100 759,064 10,345 SH
Sole 0 71,730 0 0
FIFTH THIRD BANCORP, COMM Com 316773100 4,504,124 61,385 SH
Defined 0 0 0 0
FIRST DATA CORP. Com 319963104 726,373 14,730 SH
Other 0 0 0 14,730
FIRST UNION CORP Com 33735810 433,128 13,150 SH
Other 0 150 0 13,000
FIRSTAR CORP - NEW Com 33763V109 190,125 9,000 SH
Sole 0 31,077 0 0
FIRSTAR CORP - NEW Com 33763V109 276,252 13,077 SH
Defined 0 0 0 0
FIRSTAR CORP - NEW Com 33763V109 190,125 9,000 SH
Other 0 0 0 0
FLEETBOSTON FINANCIAL COR Com 339030108 69,625 2,000 SH
Sole 0 2,000 0 14,900
FLEETBOSTON FINANCIAL COR Com 339030108 518,706 14,900 SH
Other 0 0 0 0
FORD MOTOR CO Com 345370100 5,864 110 SH
Sole 0 310 0 6,700
FORD MOTOR CO Com 345370100 10,663 200 SH
Defined 0 0 0 0
FORD MOTOR CO Com 345370100 357,194 6,700 SH
Other 0 0 0 0
FUTURA BANC CORP Com 36113R108 218,124 10,512 SH
Defined 0 10,512 0 0
GATX CORP COMMON Com 361448103 675,000 20,000 SH
Other 0 20,000 0 0
GTE CORP Com 362320103 42,338 600 SH
Sole 0 1,306 0 19,700
GTE CORP Com 362320103 40,644 576 SH
Defined 0 0 0 0
GTE CORP Com 362320103 1,399,254 19,830 SH
Other 0 0 0 0
GENERAL CABLE CORP Com 369300108 453,750 60,000 SH
Other 0 60,000 0 0
GENERAL DYNAMICS CORP Com 369550108 295,400 5,600 SH
Other 0 0 0 5,600
GENERAL ELECTRIC CO Com 369604103 2,220,508 14,349 SH
Sole 0 38,727 0 21,100
GENERAL ELECTRIC CO Com 369604103 2,197,450 14,200 SH
Defined 0 0 0 0
GENERAL ELECTRIC CO Com 369604103 4,840,271 31,278 SH
Other 0 0 0 0
GENERAL MILLS INC Com 370334104 908,050 25,400 SH
Other 0 0 0 25,400
GENERAL MOTORS CORP Com 370442105 66,945 921 SH
Sole 0 1,201 0 14,200
GENERAL MOTORS CORP Com 370442105 7,269 100 SH
Defined 0 0 0 0
GENERAL MOTORS CORP Com 370442105 1,045,246 14,380 SH
Other 0 0 0 0
GILLETTE CO Com 375766102 94,731 2,300 SH
Sole 0 3,210 0 39,600
GILLETTE CO Com 375766102 1,668,506 40,510 SH
Other 0 0 0 0
GOLDMAN SACHS GROUP INC. Com 38141G104 282,563 3,000 SH
Other 0 0 0 3,000
GROUP MAINTENANCE AMERICA Com 39943E107 6,020,108 563,285 SH
Defined 0 563,385 0 0
GROUP MAINTENANCE AMERICA Com 39943E107 1,069 100 SH
Other 0 0 0 0
GUIDANT CORP Com 401698105 18,048 384 SH
Sole 0 384 0 21,780
GUIDANT CORP Com 401698105 1,023,660 21,780 SH
Other 0 0 0 0
HALLIBURTON CO Com 406216101 4,025 100 SH
Sole 0 100 0 34,000
HALLIBURTON CO Com 406216101 1,368,500 34,000 SH
Other 0 0 0 0
HARTFORD FINANCIAL SERVIC Com 416515104 18,950 400 SH
Defined 0 400 0 12,300
HARTFORD FINANCIAL SERVIC Com 416515104 582,713 12,300 SH
Other 0 0 0 0
HEALTH CARE REIT Com 42217K106 386,882 25,579 SH
Sole 0 44,729 0 0
HEALTH CARE REIT Com 42217K106 6,806 450 SH
Defined 0 0 0 0
HEALTH CARE REIT Com 42217K106 282,838 18,700 SH
Other 0 0 0 0
HEINZ H J CO Com 423074103 17,916 450 SH
Sole 0 450 0 26,350
HEINZ H J CO Com 423074103 1,049,059 26,350 SH
Other 0 0 0 0
HERSHEY FOODS CORP Com 427866107 203,981 4,300 SH
Other 0 0 0 4,300
HEWLETT PACKARD CO Com 428236103 426,563 3,750 SH
Sole 0 8,700 0 8,500
HEWLETT PACKARD CO Com 428236103 563,063 4,950 SH
Defined 0 0 0 0
HEWLETT PACKARD CO Com 428236103 966,875 8,500 SH
Other 0 0 0 0
HOME DEPOT INC Com 437076102 41,250 400 SH
Defined 0 10,650 0 3,898
HOME DEPOT INC Com 437076102 1,459,013 14,148 SH
Other 0 0 0 0
HONEYWELL INTERNATIONAL I Com 438516106 54,919 952 SH
Sole 0 4,685 0 17,900
HONEYWELL INTERNATIONAL I Com 438516106 215,347 3,733 SH
Defined 0 0 0 0
HONEYWELL INTERNATIONAL I Com 438516106 1,032,606 17,900 SH
Other 0 0 0 0
HUNTINGTON BANCSHARES INC Com 446150104 181,450 7,600 SH
Sole 0 9,064 0 709
HUNTINGTON BANCSHARES INC Com 446150104 34,953 1,464 SH
Defined 0 0 0 0
HUNTINGTON BANCSHARES INC Com 446150104 16,927 709 SH
Other 0 0 0 0
IMS HEALTH INCORPORATED Com 449934108 337,669 12,420 SH
Defined 0 32,920 0 0
IMS HEALTH INCORPORATED Com 449934108 557,344 20,500 SH
Other 0 0 0 0
ILLINOIS TOOL WORKS INC Com 452308108 105,803 1,566 SH
Sole 0 1,566 0 4,300
ILLINOIS TOOL WORKS INC Com 452308108 290,519 4,300 SH
Other 0 0 0 0
INGERSOLL RAND CO Com 456866101 501,069 9,100 SH
Other 0 0 0 9,100
INTEGRATED DEVICE TECH IN Com 458118106 256,360 8,840 SH
Other 0 0 0 8,840
INTEL CORP Com 458140100 559,725 6,800 SH
Sole 0 39,483 0 35,900
INTEL CORP Com 458140100 1,960,931 23,823 SH
Defined 0 0 0 0
INTEL CORP Com 458140100 3,684,308 44,760 SH
Other 0 0 0 0
INTL BUSINESS MACHINES CO Com 459200101 215,750 2,000 SH
Sole 0 15,700 0 15,200
INTL BUSINESS MACHINES CO Com 459200101 453,075 4,200 SH
Defined 0 0 0 0
INTL BUSINESS MACHINES CO Com 459200101 2,664,513 24,700 SH
Other 0 0 0 0
INTL PAPER CO Com 460146103 22,575 400 SH
Sole 0 400 0 15,400
INTL PAPER CO Com 460146103 869,138 15,400 SH
Other 0 0 0 0
JDS UNIPHASE CORP Com 46612J101 690,418 2,140 SH
Other 0 640 0 1,500
JOHNSON & JOHNSON Com 478160104 686,413 7,361 SH
Sole 0 9,960 0 17,200
JOHNSON & JOHNSON Com 478160104 132,881 1,425 SH
Defined 0 0 0 0
JOHNSON & JOHNSON Com 478160104 1,713,376 18,374 SH
Other 0 0 0 0
KENNAMETAL INC. Com 489170100 369,875 11,000 SH
Other 0 0 0 11,000
KEYCORP NEW COMMON STOCK Com 493267108 525,602 23,756 SH
Sole 0 83,316 0 64,359
KEYCORP NEW COMMON STOCK Com 493267108 1,287,808 58,206 SH
Defined 0 0 0 0
KEYCORP NEW COMMON STOCK Com 493267108 1,453,900 65,713 SH
Other 0 0 0 0
KIMBERLY CLARK CORP Com 494368101 117,788 1,800 SH
Sole 0 2,900 0 7,248
KIMBERLY CLARK CORP Com 494368101 546,272 8,348 SH
Other 0 0 0 0
LILLY ELI & CO Com 532457108 352,450 5,300 SH
Sole 0 7,000 0 6,300
LILLY ELI & CO Com 532457108 53,200 800 SH
Defined 0 0 0 0
LILLY ELI & CO Com 532457108 478,800 7,200 SH
Other 0 0 0 0
LINCOLN NATIONAL CORP IND Com 534187109 8,000 200 SH
Defined 0 200 0 6,000
LINCOLN NATIONAL CORP IND Com 534187109 240,000 6,000 SH
Other 0 0 0 0
LOWES COMPANIES INC Com 548661107 1,057,575 17,700 SH
Other 0 14,000 0 3,700
LUCENT TECHNOLOGIES INC Com 549463107 148,800 1,984 SH
Sole 0 8,116 0 26,121
LUCENT TECHNOLOGIES INC Com 549463107 459,900 6,132 SH
Defined 0 0 0 0
LUCENT TECHNOLOGIES INC Com 549463107 1,959,075 26,121 SH
Other 0 0 0 0
MBNA CORP COMMON Com 55262L100 381,500 14,000 SH
Other 0 0 0 14,000
MCI WORLDCOM INC. Com 55268B106 71,634 900 SH
Sole 0 2,461 0 31,246
MCI WORLDCOM INC. Com 55268B106 34,703 436 SH
Defined 0 0 0 0
MCI WORLDCOM INC. Com 55268B106 2,576,529 32,371 SH
Other 0 0 0 0
MANNESMANN AG - SPONSORED Com 563775303 360,078 1,500 SH
Other 0 1,500 0 0
MANOR CARE INC Com 564055101 22,272 1,392 SH
Sole 0 9,592 0 2,400
MANOR CARE INC Com 564055101 129,600 8,100 SH
Defined 0 0 0 0
MANOR CARE INC Com 564055101 40,000 2,500 SH
Other 0 0 0 0
MARSH & MCLENNAN CO INC Com 571748101 1,291,781 13,500 SH
Other 0 9,400 0 4,100
MCDONALDS CORP Com 580135100 314,438 7,800 SH
Sole 0 13,000 0 46,300
MCDONALDS CORP Com 580135100 209,625 5,200 SH
Defined 0 0 0 0
MCDONALDS CORP Com 580135100 1,866,469 46,300 SH
Other 0 0 0 0
MEAD CORPORATION Com 582834105 4,975,331 114,540 SH
Defined 0 0 0 116,040
MEAD CORPORATION Com 582834105 65,156 1,500 SH
Other 0 0 0 0
MEDTRONIC INC Com 585055105 393,525 10,800 SH
Other 0 0 0 10,800
MELLON FINANCIAL CORPORAT Com 58551A108 102,188 3,000 SH
Defined 0 3,000 0 14,800
MELLON FINANCIAL CORPORAT Com 58551A108 504,125 14,800 SH
Other 0 0 0 0
MERCK & CO INC Com 589331106 764,123 11,373 SH
Sole 0 23,389 0 28,750
MERCK & CO INC Com 589331106 582,919 8,676 SH
Defined 0 0 0 0
MERCK & CO INC Com 589331106 2,156,047 32,090 SH
Other 0 0 0 0
MICROSOFT CORP COMMON Com 594918104 1,629,830 13,960 SH
Sole 0 65,224 0 33,968
MICROSOFT CORP COMMON Com 594918104 1,947,974 16,685 SH
Defined 0 0 0 0
MICROSOFT CORP COMMON Com 594918104 8,002,862 68,547 SH
Other 0 0 0 0
MINNESOTA MINING & MFG Com 604059104 185,180 1,892 SH
Sole 0 2,617 0 5,200
MINNESOTA MINING & MFG Com 604059104 90,534 925 SH
Defined 0 0 0 0
MINNESOTA MINING & MFG Com 604059104 489,375 5,000 SH
Other 0 0 0 0
MORGAN STANLEY, DEAN WITT Com 617446448 188,430 1,320 SH
Defined 0 1,320 0 3,900
MORGAN STANLEY, DEAN WITT Com 617446448 556,725 3,900 SH
Other 0 0 0 0
MOTOROLA INC Com 620076109 22,088 150 SH
Defined 0 750 0 10,700
MOTOROLA INC Com 620076109 1,663,925 11,300 SH
Other 0 0 0 0
NATIONAL CITY CORP Com 635405103 4,056,390 171,246 SH
Sole 0 196,614 0 13,340
NATIONAL CITY CORP Com 635405103 79,780 3,368 SH
Defined 0 0 0 0
NATIONAL CITY CORP Com 635405103 837,116 35,340 SH
Other 0 0 0 0
NEW YORK TIMES CO CL A Com 650111107 486,338 9,900 SH
Other 0 0 0 9,900
NEWELL RUBBERMAID INC Com 651229106 132,530 4,570 SH
Sole 0 5,370 0 16,236
NEWELL RUBBERMAID INC Com 651229106 494,044 17,036 SH
Other 0 0 0 0
NEWS CP LTD ADR Com 652487703 382,500 10,000 SH
Other 0 0 0 10,000
NEXTEL COMMUNICATIONS INC Com 65332V103 2,134,688 20,700 SH
Other 0 20,700 0 0
NEXTLINK COMMUNICATIONS I Com 65333H707 203,503 2,450 SH
Other 0 0 0 2,450
NOKIA CORPORATION ADR Com 654902204 439,444 2,300 SH
Other 0 200 0 2,100
OFFICE DEPOT INC COMMON Com 676220106 163,482 14,862 SH
Other 0 0 0 14,862
ORACLE CORPORATION (AKA O Com 68389X10 4,877,520 43,525 SH
Other 0 0 0 43,525
OWENS-ILLINOIS, INC. COMM Com 690768403 6,984,367 278,678 SH
Defined 0 278,678 0 600
OWENS-ILLINOIS, INC. COMM Com 690768403 15,038 600 SH
Other 0 0 0 0
PMC SIERRA INC Com 69344F106 480,938 3,000 SH
Sole 0 3,000 0 420
PMC SIERRA INC Com 69344F106 67,331 420 SH
Other 0 0 0 0
PPG IND INC Com 693506106 500,500 8,000 SH
Other 0 0 0 8,000
PEPSICO INC Com 713448107 63,450 1,800 SH
Sole 0 11,850 0 59,000
PEPSICO INC Com 713448107 507,600 14,400 SH
Defined 0 0 0 0
PEPSICO INC Com 713448107 1,926,413 54,650 SH
Other 0 0 0 0
PETE GEO SVCADR Com 716597109 431,063 24,200 SH
Other 0 24,200 0 0
PHARMACIA & UPJOHN INC Com 716941109 234,000 5,200 SH
Other 0 0 0 5,200
PFIZER INC Com 717081103 335,728 10,350 SH
Sole 0 18,908 0 55,965
PFIZER INC Com 717081103 263,003 8,108 SH
Defined 0 0 0 0
PFIZER INC Com 717081103 1,829,962 56,415 SH
Other 0 0 0 0
PHILIP MORRIS COS INC Com 718154107 237,521 10,327 SH
Sole 0 10,802 0 48,700
PHILIP MORRIS COS INC Com 718154107 1,131,025 49,175 SH
Other 0 0 0 0
PITNEY BOWES Com 724479109 4,831 100 SH
Sole 0 100 0 4,750
PITNEY BOWES Com 724479109 229,484 4,750 SH
Other 0 0 0 0
PROCTER & GAMBLE CO Com 742718108 306,775 2,800 SH
Sole 0 3,885 0 14,500
PROCTER & GAMBLE CO Com 742718108 109,563 1,000 SH
Defined 0 0 0 0
PROCTER & GAMBLE CO Com 742718108 1,597,969 14,585 SH
Other 0 0 0 0
PROVIDIAN FINANCIAL CORP Com 74406A102 81,956 900 SH
Sole 0 900 0 14,300
PROVIDIAN FINANCIAL CORP Com 74406A102 1,302,194 14,300 SH
Other 0 0 0 0
RALSTON-RALSTON PURINA GR Com 751277302 83,625 3,000 SH
Sole 0 3,000 0 18,680
RALSTON-RALSTON PURINA GR Com 751277302 520,705 18,680 SH
Other 0 0 0 0
RESEARCH IN MOTION LTD Com 760975102 211,077 4,570 SH
Other 0 0 0 4,570
ROYAL DUTCH PETROLEUM 1. Com 780257804 24,225 400 SH
Sole 0 5,700 0 0
ROYAL DUTCH PETROLEUM 1. Com 780257804 272,531 4,500 SH
Defined 0 0 0 0
ROYAL DUTCH PETROLEUM 1. Com 780257804 48,450 800 SH
Other 0 0 0 0
SBC COMMUNICATIONS INC. Com 78387G103 444,649 9,121 SH
Sole 0 20,888 0 25,155
SBC COMMUNICATIONS INC. Com 78387G103 134,891 2,767 SH
Defined 0 0 0 0
SBC COMMUNICATIONS INC. Com 78387G103 1,665,056 34,155 SH
Other 0 0 0 0
SARA LEE CORP Com 803111103 17,650 800 SH
Sole 0 800 0 43,500
SARA LEE CORP Com 803111103 959,719 43,500 SH
Other 0 0 0 0
SCHERING-PLOUGH CORP Com 806605101 349,509 8,248 SH
Sole 0 21,507 0 800
SCHERING-PLOUGH CORP Com 806605101 539,603 12,734 SH
Defined 0 0 0 0
SCHERING-PLOUGH CORP Com 806605101 56,147 1,325 SH
Other 0 0 0 0
SCHLUMBERGER LTD Com 806857107 33,675 600 SH
Sole 0 1,400 0 7,200
SCHLUMBERGER LTD Com 806857107 449,000 8,000 SH
Other 0 0 0 0
SKY FINANCIAL GROUP INC Com 83080P103 455,429 22,630 SH
Sole 0 36,454 0 1,086
SKY FINANCIAL GROUP INC Com 83080P103 278,208 13,824 SH
Defined 0 0 0 0
SKY FINANCIAL GROUP INC Com 83080P103 21,856 1,086 SH
Other 0 0 0 0
SMITHKLINE BEECHAM ADR UT Com 832378301 102,600 1,600 SH
Sole 0 1,600 0 6,500
SMITHKLINE BEECHAM ADR UT Com 832378301 416,813 6,500 SH
Other 0 0 0 0
SOUTHERN CO Com 842587107 9,400 400 SH
Sole 0 400 0 9,600
SOUTHERN CO Com 842587107 225,600 9,600 SH
Other 0 0 0 0
STAMPS.COM INC. Com 852857101 249,750 6,000 SH
Other 0 6,000 0 0
STERLING COMMERCE INC Com 859205106 840,344 24,716 SH
Other 0 24,716 0 0
STERLING SOFTWARE INC Com 859547101 951,300 30,200 SH
Other 0 30,200 0 0
SUN MICROSYSTEMS W/RTS EX Com 866810104 30,975 400 SH
Sole 0 400 0 16,800
SUN MICROSYSTEMS W/RTS EX Com 866810104 1,300,950 16,800 SH
Other 0 0 0 0
SYMBOL TECHNOLOGIES, INC. Com 871508107 273,954 4,310 SH
Other 0 0 0 4,310
TELLABS INC COM Com 879664100 620,051 9,660 SH
Other 0 0 0 9,660
TEXACO INC Com 881694102 152,075 2,800 SH
Defined 0 3,710 0 17,400
TEXACO INC Com 881694102 994,462 18,310 SH
Other 0 0 0 0
TEXAS INSTRUMENTS INC Com 882508102 2,299,675 23,800 SH
Other 0 8,000 0 15,800
TEXTRON INC Com 883203100 7,669 100 SH
Defined 0 100 0 7,400
TEXTRON INC Com 883203100 567,488 7,400 SH
Other 0 0 0 0
THREE COM CORP Com 885535104 460,600 9,800 SH
Other 0 0 0 9,800
TIME WARNER INC COM Com 887315109 1,410,094 19,500 SH
Other 0 1,000 0 18,500
TRIBUNE CO Com 896047106 247,781 4,500 SH
Other 0 0 0 4,500
TYCO INTNERNATIONAL Com 902124106 1,380,756 35,404 SH
Other 0 500 0 34,904
USX-MARATHON GROUP Com 902905827 2,469 100 SH
Sole 0 10,500 0 10,000
USX-MARATHON GROUP Com 902905827 503,625 20,400 SH
Other 0 0 0 0
U.S. FOODSERVICE Com 90331R101 185,088 11,050 SH
Other 0 0 0 11,050
UNILEVER NV ADR (NEW) Com 904784709 257,598 4,732 SH
Other 0 0 0 4,732
UNITED TECHNOLOGIES CORP Com 913017109 26,000 400 SH
Sole 0 800 0 9,200
UNITED TECHNOLOGIES CORP Com 913017109 26,000 400 SH
Defined 0 0 0 0
UNITED TECHNOLOGIES CORP Com 913017109 598,000 9,200 SH
Other 0 0 0 0
UNOCAL CORP Com 915289101 251,719 7,500 SH
Other 0 0 0 7,500
VIP COMLINK Com 918239104 15 150,000 SH
Other 0 150,000 0 0
VERITAS SOFTWARE CORP Com 923436109 276,947 1,935 SH
Other 0 0 0 1,935
VIAD CORP Com 92552R109 574,225 20,600 SH
Other 0 20,600 0 0
VODAFONE AIRTOUCH PLC Com 92857T107 49,500 1,000 SH
Sole 0 53,985 0 0
VODAFONE AIRTOUCH PLC Com 92857T107 222,008 4,485 SH
Defined 0 0 0 0
VODAFONE AIRTOUCH PLC Com 92857T107 2,400,750 48,500 SH
Other 0 0 0 0
WAL-MART STORES INC Com 931142103 298,205 4,314 SH
Sole 0 4,814 0 1,600
WAL-MART STORES INC Com 931142103 20,738 300 SH
Defined 0 0 0 0
WAL-MART STORES INC Com 931142103 124,425 1,800 SH
Other 0 0 0 0
WARNER LAMBERT CO Com 934488106 331,847 4,050 SH
Sole 0 6,615 0 1,245
WARNER LAMBERT CO Com 934488106 210,170 2,565 SH
Defined 0 0 0 0
WARNER LAMBERT CO Com 934488106 102,012 1,245 SH
Other 0 0 0 0
WASHINGTON MUTUAL INC. Com 939322103 6,521 252 SH
Defined 0 252 0 23,100
WASHINGTON MUTUAL INC. Com 939322103 597,713 23,100 SH
Other 0 0 0 0
WELLS FARGO & CO NEW Com 949746101 101,094 2,500 SH
Defined 0 19,500 0 5,000
WELLS FARGO & CO NEW Com 949746101 889,625 22,000 SH
Other 0 0 0 0
YAHOO INC Com 984332106 757,203 1,750 SH
Other 0 1,250 0 500
CATAWBA INVESTMENT COMPAN Com 9M013900 6,864,038 1,022 SH
Sole 0 1,022 0 0
DAIMLER CHRYSLER AG Com D1668R123 20,124 258 SH
Sole 0 19,550 0 0
DAIMLER CHRYSLER AG Com D1668R123 1,504,776 19,292 SH
Defined 0 0 0 0
MILLICOM INTL CELLULAR SA Com L6388F102 848,300 13,600 SH
Other 0 13,600 0 0
PACIFIC CENTURY CYBERWORK Com Y6801N100 25,469 10,000 SH
Other 0 10,000 0 0
</TABLE>
