UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 2000
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check Only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report
Name: The Trust Company of Toledo, N.A.
Address: 6135 Trust Dr.
Holland, OH 43528
13F File Number:1
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Lenore Peterson
Title: Vice President
Phone: 419-865-3066
Signature, Place, and Date Of Signing:
Lenore Peterson Holland OH September 30, 2000
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 239
Form 13F Information Table Value Total: $244,546,000
List of Other Managers: NONE
<PAGE>
<TABLE>
<CAPTION>
13 F Report Of Managed Assets
Page 1
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Sh/ Investment Other Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Prn Discretion Managers Sole Shared None
====================================================================================================================================
<S> <C> <C> <C> <C> <C> <C> <C> <C>
AFLAC INC COMMON STOCK Com 001055102 237,031 3,700 SH Other 0 1,500 0 2,200
AT & T CORP COMMON Com 001957109 11,750 400 SH Sole 0 21,779 0 32,614
AT & T CORP COMMON Com 001957109 83,719 2,850 SH Defined 0 0 0 0
AT & T CORP COMMON Com 001957109 1,502,296 51,142 SH Other 0 0 0 0
AT&T CORP-LIBERTY MEDIA G Com 001957208 3,333,348 185,186 SH Other 0 140,746 0 44,440
A T & T WIRELESS GROUP Com 001957406 237,975 11,400 SH Other 0 11,200 0 200
ABBOTT LABORATORIES Com 002824109 152,200 3,200 SH Sole 0 11,900 0 22,600
ABBOTT LABORATORIES Com 002824109 413,794 8,700 SH Defined 0 0 0 0
ABBOTT LABORATORIES Com 002824109 1,074,913 22,600 SH Other 0 0 0 0
A C NIELSEN CORP COMMON Com 004833109 476 20 SH Defined 0 30,820 0 500
A C NIELSEN CORP COMMON Com 004833109 745,331 31,300 SH Other 0 0 0 0
AETNA INC (FKA ATENA LIFE Com 008117103 11,613 200 SH Defined 0 200 0 12,000
AETNA INC (FKA ATENA LIFE Com 008117103 696,750 12,000 SH Other 0 0 0 0
AFFYMETRIX, INC. Com 00826T108 249,375 5,000 SH Other 0 5,000 0 0
AGILENT TECHNOLOGIES INC Com 00846U101 69,883 1,428 SH Sole 0 3,315 0 14,834
AGILENT TECHNOLOGIES INC Com 00846U101 92,345 1,887 SH Defined 0 0 0 0
AGILENT TECHNOLOGIES INC Com 00846U101 725,939 14,834 SH Other 0 0 0 0
ALCOA INC. Com 013817101 20,250 800 SH Defined 0 800 0 16,000
ALCOA INC. Com 013817101 405,000 16,000 SH Other 0 0 0 0
ALLTEL CORP Com 020039103 20,875 400 SH Sole 0 1,200 0 9,200
ALLTEL CORP Com 020039103 41,750 800 SH Defined 0 0 0 0
ALLTEL CORP Com 020039103 480,125 9,200 SH Other 0 0 0 0
AMERICAN ON-LINE Com 02364J104 10,750 200 SH Sole 0 26,050 0 16,020
AMERICAN ON-LINE Com 02364J104 45,688 850 SH Defined 0 0 0 0
AMERICAN ON-LINE Com 02364J104 2,204,825 41,020 SH Other 0 0 0 0
AMERICAN EXPRESS CO Com 025816108 625,725 10,300 SH Other 0 1,200 0 9,100
AMERICAN GENERAL CORP Com 026351106 312,000 4,000 SH Other 0 0 0 4,000
AMERICAN HOME PRODUCTS Com 026609106 938,938 16,600 SH Sole 0 23,825 0 14,800
AMERICAN HOME PRODUCTS Com 026609106 514,719 9,100 SH Defined 0 0 0 0
AMERICAN HOME PRODUCTS Com 026609106 731,070 12,925 SH Other 0 0 0 0
AMERICAN INTL GROUP INC Com 026874106 37,892 396 SH Sole 0 13,679 0 16,799
AMERICAN INTL GROUP INC Com 026874106 67,747 708 SH Defined 0 0 0 0
AMERICAN INTL GROUP INC Com 026874106 2,810,725 29,374 SH Other 0 0 0 0
AMGEN, INC. COM W/RTS Com 031162100 29,049 416 SH Sole 0 716 0 2,200
AMGEN, INC. COM W/RTS Com 031162100 20,948 300 SH Defined 0 0 0 0
AMGEN, INC. COM W/RTS Com 031162100 153,622 2,200 SH Other 0 0 0 0
ANHEUSER-BUSCH COS Com 035229102 169,250 4,000 SH Sole 0 4,400 0 5,000
ANHEUSER-BUSCH COS Com 035229102 16,925 400 SH Defined 0 0 0 0
ANHEUSER-BUSCH COS Com 035229102 211,563 5,000 SH Other 0 0 0 0
APACHE CORP Com 037411105 396,138 6,700 SH Other 0 0 0 6,700
APPLIED MATLS INC W/RTS Com 038222105 47,450 800 SH Sole 0 800 0 5,000
APPLIED MATLS INC W/RTS Com 038222105 296,563 5,000 SH Other 0 0 0 0
APPLIED MICRO CIRCUITS CO Com 03822W109 248,475 1,200 SH Other 0 0 0 1,200
ARIBA INC. Com 04033V104 327,219 2,284 SH Defined 0 12,200 0 2,284
ARIBA INC. Com 04033V104 1,747,841 12,200 SH Other 0 0 0 0
ASSOCIATES FIRST CAPITAL Com 046008108 2,128 56 SH Sole 0 6,256 0 100
ASSOCIATES FIRST CAPITAL Com 046008108 239,400 6,300 SH Other 0 0 0 0
AUTOMATIC DATA PROCESSING Com 053015103 977,311 14,614 SH Sole 0 14,614 0 200
AUTOMATIC DATA PROCESSING Com 053015103 13,375 200 SH Other 0 0 0 0
AVON PRODUCTS INC Com 054303102 245,250 6,000 SH Other 0 0 0 6,000
BP AMOCO PLC SPONSORED AD Com 055622104 498,624 9,408 SH Sole 0 22,052 0 1,460
BP AMOCO PLC SPONSORED AD Com 055622104 539,752 10,184 SH Defined 0 0 0 0
BP AMOCO PLC SPONSORED AD Com 055622104 207,760 3,920 SH Other 0 0 0 0
BMC SOFTWARE Com 055921100 221,850 11,600 SH Other 0 11,500 0 100
BANKAMERICA CORPORATION Com 060505104 1,637,504 31,265 SH Other 0 0 0 31,265
BANK NEW YORK, INC. Com 064057102 448,500 8,000 SH Other 0 0 0 8,000
BANK ONE CORPORATION Com 06423A103 223,832 5,795 SH Sole 0 12,341 0 277
BANK ONE CORPORATION Com 06423A103 252,839 6,546 SH Defined 0 0 0 0
BANK ONE CORPORATION Com 06423A103 10,699 277 SH Other 0 0 0 0
BAXTER INTL Com 071813108 7,981 100 SH Defined 0 100 0 5,800
BAXTER INTL Com 071813108 462,913 5,800 SH Other 0 0 0 0
BEAR STEARNS Com 073902108 302,400 4,800 SH Other 0 0 0 4,800
BELLSOUTH CORP Com 079860101 112,700 2,800 SH Sole 0 4,800 0 1,800
BELLSOUTH CORP Com 079860101 32,200 800 SH Defined 0 0 0 0
BELLSOUTH CORP Com 079860101 120,750 3,000 SH Other 0 0 0 0
BEST BUY COMPANY Com 086516101 324,488 5,100 SH Other 0 0 0 5,100
BESTFOODS COMMON Com 08658U101 436,500 6,000 SH Sole 0 6,000 0 0
BIOMET INC. Com 090613100 420,000 12,000 SH Other 0 0 0 12,000
BOB EVANS FARMS Com 096761101 1,058,792 57,232 SH Sole 0 57,232 0 0
BOEING CO Com 097023104 37,800 600 SH Sole 0 1,900 0 5,000
BOEING CO Com 097023104 18,900 300 SH Defined 0 0 0 0
BOEING CO Com 097023104 378,000 6,000 SH Other 0 0 0 0
BOWATER INC Com 102183100 417,938 9,000 SH Other 0 0 0 9,000
BRISTOL MYERS SQUIBB Com 110122108 8,330,882 145,836 SH Sole 0 150,286 0 3,200
BRISTOL MYERS SQUIBB Com 110122108 105,681 1,850 SH Defined 0 0 0 0
BRISTOL MYERS SQUIBB Com 110122108 331,325 5,800 SH Other 0 0 0 0
BROADCOM CORP Com 111320107 658,125 2,700 SH Other 0 2,500 0 200
BURLINGTON RES W/PFD STK Com 122014103 353,400 9,600 SH Other 0 0 0 9,600
CACHEFLOW INC ISIN US1269 Com 126946102 314,600 2,200 SH Other 0 2,200 0 0
CAPITAL HOLDINGS INC COMM Com 14018R101 1,416,909 57,833 SH Sole 0 574,759 0 6,630
CAPITAL HOLDINGS INC COMM Com 14018R101 12,614,854 514,892 SH Defined 0 0 0 0
CAPITAL HOLDINGS INC COMM Com 14018R101 212,268 8,664 SH Other 0 0 0 0
CARNIVAL CORP COMMON Com 143658102 662,413 26,900 SH Other 0 0 0 26,900
CEDAR FAIR L.P. DEPOSITOR Com 150185106 165,938 9,000 SH Defined 0 9,000 0 1,500
CEDAR FAIR L.P. DEPOSITOR Com 150185106 27,656 1,500 SH Other 0 0 0 0
CELL THERAPEUTICS INC Com 150934107 400,125 6,000 SH Other 0 6,000 0 0
CELGENE CORP Com 151020104 892,500 15,000 SH Other 0 15,000 0 0
CENTRUM INDUSTRIES Com 15640H106 313 2,000 SH Sole 0 2,000 0 174,653
CENTRUM INDUSTRIES Com 15640H106 27,290 174,653 SH Other 0 0 0 0
CHASE MANHATTAN CORP NEW Com 16161A108 14,411 312 SH Defined 0 312 0 15,900
CHASE MANHATTAN CORP NEW Com 16161A108 734,381 15,900 SH Other 0 0 0 0
CHEVRON CORP Com 166751107 149,955 1,759 SH Sole 0 2,109 0 4,200
CHEVRON CORP Com 166751107 29,838 350 SH Defined 0 0 0 0
CHEVRON CORP Com 166751107 358,050 4,200 SH Other 0 0 0 0
CISCO SYSTEMS, INC. Com 17275R102 343,655 6,220 SH Sole 0 19,190 0 28,188
CISCO SYSTEMS, INC. Com 17275R102 3,868 70 SH Defined 0 0 0 0
CISCO SYSTEMS, INC. Com 17275R102 2,270,112 41,088 SH Other 0 0 0 0
CITIGROUP INC Com 172967101 2,328,202 43,065 SH Other 0 10,466 0 32,599
CLEARNET COMMUNICATIONS I Com 184902104 545,044 12,300 SH Other 0 12,000 0 300
COCA COLA CO Com 191216109 135,332 2,455 SH Sole 0 16,105 0 200
COCA COLA CO Com 191216109 752,456 13,650 SH Defined 0 0 0 0
COCA COLA CO Com 191216109 11,025 200 SH Other 0 0 0 0
COGNIZANT TECH SOLUTIONS Com 192446102 390,000 10,000 SH Defined 0 10,000 0 0
COLGATE PALMOLIVE CO Com 194162102 13,452 285 SH Sole 0 2,385 0 5,600
COLGATE PALMOLIVE CO Com 194162102 363,440 7,700 SH Other 0 0 0 0
COMPAQ COMPUTER CORP Com 204493100 289,590 10,500 SH Defined 0 50,400 0 10,000
COMPAQ COMPUTER CORP Com 204493100 1,376,242 49,900 SH Other 0 0 0 0
COMPUTER ASSOC INTL INC Com 204912108 4,962 197 SH Sole 0 17,385 0 225
COMPUTER ASSOC INTL INC Com 204912108 438,590 17,413 SH Other 0 0 0 0
COMPUTER SCIENCES CORP Com 205363104 22,275 300 SH Sole 0 3,600 0 0
COMPUTER SCIENCES CORP Com 205363104 245,025 3,300 SH Defined 0 0 0 0
CONOCO INC. Com 208251306 261,250 10,000 SH Other 0 0 0 10,000
CONOCO INC CL B Com 208251405 618,754 22,970 SH Other 0 0 0 22,970
CORNING INC. Com 21935010 1,737,450 5,850 SH Other 0 4,600 0 1,250
COSTCO WHOLESALE CORP Com 22160K105 296,969 8,500 SH Other 0 0 0 8,500
COUNTRYWIDE CREDIT IND Com 222372104 15,100 400 SH Defined 0 400 0 18,700
COUNTRYWIDE CREDIT IND Com 222372104 705,925 18,700 SH Other 0 0 0 0
DQE INC. COMMON Com 23329J104 60,188 1,500 SH Sole 0 1,500 0 4,500
DQE INC. COMMON Com 23329J104 180,563 4,500 SH Other 0 0 0 0
DEERE & CO Com 244199104 269,325 8,100 SH Other 0 600 0 7,500
DELPHI AUTOMOTIVE SYSTEMS Com 247126105 1,513 100 SH Defined 0 100 0 34,549
DELPHI AUTOMOTIVE SYSTEMS Com 247126105 522,554 34,549 SH Other 0 0 0 0
DELTA AIR LINES INC Com 247361108 634,563 14,300 SH Other 0 0 0 14,300
DILLARDS INC. CL A Com 254067101 331,500 31,200 SH Other 0 0 0 31,200
DISNEY COMPANY COMMON Com 254687106 172,699 4,515 SH Sole 0 10,565 0 7,285
DISNEY COMPANY COMMON Com 254687106 231,413 6,050 SH Defined 0 0 0 0
DISNEY COMPANY COMMON Com 254687106 278,651 7,285 SH Other 0 0 0 0
DU PONT DE NEMOURS EI CO Com 263534109 11,478 277 SH Sole 0 767 0 8,710
DU PONT DE NEMOURS EI CO Com 263534109 20,304 490 SH Defined 0 0 0 0
DU PONT DE NEMOURS EI CO Com 263534109 360,921 8,710 SH Other 0 0 0 0
DUKE ENERGY CORP Com 264399105 51,450 600 SH Sole 0 600 0 8,300
DUKE ENERGY CORP Com 264399105 711,725 8,300 SH Other 0 0 0 0
DUN & BRADSTREET CORPORAT Com 26483B106 286,486 8,319 SH Defined 0 9,519 0 0
DUN & BRADSTREET CORPORAT Com 26483B106 41,325 1,200 SH Other 0 0 0 0
EMC CORPORATION Com 268648102 39,055 394 SH Sole 0 5,394 0 10,050
EMC CORPORATION Com 268648102 1,491,831 15,050 SH Other 0 0 0 0
ECHOSTAR Com 278762109 327,050 6,200 SH Other 0 0 0 6,200
EL PASO ENERGY CORPORATIO Com 283905107 384,540 6,240 SH Defined 0 9,040 0 2,320
EL PASO ENERGY CORPORATIO Com 283905107 315,520 5,120 SH Other 0 0 0 0
ELECTRONIC DATA SYSTEMS C Com 285661104 18,260 440 SH Sole 0 540 0 11,100
ELECTRONIC DATA SYSTEMS C Com 285661104 4,150 100 SH Defined 0 0 0 0
ELECTRONIC DATA SYSTEMS C Com 285661104 460,650 11,100 SH Other 0 0 0 0
EMERSON ELEC CO Com 291011103 164,284 2,452 SH Sole 0 7,094 0 11,500
EMERSON ELEC CO Com 291011103 311,014 4,642 SH Defined 0 0 0 0
EMERSON ELEC CO Com 291011103 770,500 11,500 SH Other 0 0 0 0
ENCOMPASS SERVICES INC Com 29255U104 3,249,318 399,916 SH Defined 0 399,916 0 100
ENCOMPASS SERVICES INC Com 29255U104 813 100 SH Other 0 0 0 0
ENRON CORP Com 293561105 639,663 7,300 SH Other 0 2,800 0 4,500
ENZON INC. Com 293904108 409,200 6,200 SH Other 0 6,200 0 0
EXXON-MOBIL CORPORATION Com 30231G102 2,331,867 26,164 SH Sole 0 38,167 0 7,386
EXXON-MOBIL CORPORATION Com 30231G102 979,929 10,995 SH Defined 0 0 0 0
EXXON-MOBIL CORPORATION Com 30231G102 748,115 8,394 SH Other 0 0 0 0
FAIRCHILD SEMICONDUCTOR I Com 303726103 582,188 20,700 SH Other 0 20,700 0 0
FEDERAL HOME LOAN MORTGAG Com 313400301 10,542 195 SH Sole 0 195 0 8,200
FEDERAL HOME LOAN MORTGAG Com 313400301 443,313 8,200 SH Other 0 0 0 0
FEDERAL NATIONAL MORTGAGE Com 313586109 12,870 180 SH Sole 0 7,880 0 3,000
FEDERAL NATIONAL MORTGAGE Com 313586109 550,550 7,700 SH Defined 0 0 0 0
FEDERAL NATIONAL MORTGAGE Com 313586109 214,500 3,000 SH Other 0 0 0 0
FIFTH THIRD BANCORP, COMM Com 316773100 1,034,131 19,195 SH Sole 0 105,090 0 0
FIFTH THIRD BANCORP, COMM Com 316773100 4,344,749 80,645 SH Defined 0 0 0 0
FIFTH THIRD BANCORP, COMM Com 316773100 282,844 5,250 SH Other 0 0 0 0
FINISAR CORP Com 31787A101 725,625 15,000 SH Other 0 15,000 0 0
FIRST UNION CORP Com 33735810 6,438 200 SH Defined 0 200 0 30,050
FIRST UNION CORP Com 33735810 967,234 30,050 SH Other 0 0 0 0
FIRSTAR CORP - NEW Com 33763V109 201,375 9,000 SH Sole 0 31,077 0 0
FIRSTAR CORP - NEW Com 33763V109 292,598 13,077 SH Defined 0 0 0 0
FIRSTAR CORP - NEW Com 33763V109 201,375 9,000 SH Other 0 0 0 0
FLEETBOSTON FINANCIAL COR Com 339030108 78,000 2,000 SH Sole 0 2,000 0 20,600
FLEETBOSTON FINANCIAL COR Com 339030108 803,400 20,600 SH Other 0 0 0 0
FORD MOTOR COMPANY Com 345370860 4,860 192 SH Sole 0 1,764 0 26,747
FORD MOTOR COMPANY Com 345370860 13,264 524 SH Defined 0 0 0 0
FORD MOTOR COMPANY Com 345370860 703,561 27,795 SH Other 0 0 0 0
FORTUNE BRANDS INC. (FKA Com 349631101 458,450 17,300 SH Other 0 0 0 17,300
FRANKLIN RES INC. Com 354613101 222,150 5,000 SH Other 0 0 0 5,000
FUTURA BANC CORP Com 36113R108 222,592 11,563 SH Defined 0 11,563 0 0
GEMSTAR-TV GUIDE INTL INC Com 36866W106 26,156 300 SH Sole 0 800 0 3,660
GEMSTAR-TV GUIDE INTL INC Com 36866W106 362,700 4,160 SH Other 0 0 0 0
GENENTECH INC Com 368710406 965,575 5,200 SH Other 0 5,000 0 200
GENERAL ELECTRIC CO Com 369604103 2,568,767 44,529 SH Sole 0 95,229 0 31,234
GENERAL ELECTRIC CO Com 369604103 2,578,631 44,700 SH Defined 0 0 0 0
GENERAL ELECTRIC CO Com 369604103 2,147,936 37,234 SH Other 0 0 0 0
GENERAL MOTORS CORP Com 370442105 59,865 921 SH Sole 0 1,021 0 4,100
GENERAL MOTORS CORP Com 370442105 6,500 100 SH Defined 0 0 0 0
GENERAL MOTORS CORP Com 370442105 266,500 4,100 SH Other 0 0 0 0
GILLETTE CO Com 375766102 9,263 300 SH Sole 0 860 0 12,250
GILLETTE CO Com 375766102 6,175 200 SH Defined 0 0 0 0
GILLETTE CO Com 375766102 389,334 12,610 SH Other 0 0 0 0
GOLDMAN SACHS GROUP INC. Com 38141G104 227,875 2,000 SH Other 0 0 0 2,000
HCA - THE HEALTHCARE CO. Com 404119109 538,313 14,500 SH Other 0 0 0 14,500
HALLIBURTON CO Com 406216101 1,125,563 23,000 SH Other 0 0 0 23,000
JOHN HANCOCK FINANCIAL SE Com 41014S106 271,034 10,085 SH Defined 0 10,085 0 0
HARTFORD FINANCIAL SERVIC Com 416515104 29,175 400 SH Defined 0 400 0 14,000
HARTFORD FINANCIAL SERVIC Com 416515104 1,021,125 14,000 SH Other 0 0 0 0
HASBRO INC Com 418056107 520,406 45,500 SH Other 0 0 0 45,500
HEALTH CARE REIT Com 42217K106 161,117 9,077 SH Sole 0 47,779 0 125
HEALTH CARE REIT Com 42217K106 325,748 18,352 SH Defined 0 0 0 0
HEALTH CARE REIT Com 42217K106 363,431 20,475 SH Other 0 0 0 0
HELLER FINANCIAL INC CL A Com 423328103 819,744 28,700 SH Other 0 0 0 28,700
HEWLETT PACKARD CO Com 428236103 372,480 3,840 SH Sole 0 8,730 0 6,500
HEWLETT PACKARD CO Com 428236103 474,330 4,890 SH Defined 0 0 0 0
HEWLETT PACKARD CO Com 428236103 630,500 6,500 SH Other 0 0 0 0
HOME DEPOT INC Com 437076102 14,486 273 SH Sole 0 8,653 0 7,322
HOME DEPOT INC Com 437076102 36,083 680 SH Defined 0 0 0 0
HOME DEPOT INC Com 437076102 797,105 15,022 SH Other 0 0 0 0
HONEYWELL INTERNATIONAL I Com 438516106 132,988 3,733 SH Defined 0 3,733 0 9,000
HONEYWELL INTERNATIONAL I Com 438516106 320,625 9,000 SH Other 0 0 0 0
HOUSEHOLD INTL INC Com 441815106 135,900 2,400 SH Sole 0 12,100 0 0
HOUSEHOLD INTL INC Com 441815106 549,263 9,700 SH Other 0 0 0 0
HUNTINGTON BANCSHARES INC Com 446150104 122,788 8,360 SH Sole 0 9,970 0 779
HUNTINGTON BANCSHARES INC Com 446150104 23,647 1,610 SH Defined 0 0 0 0
HUNTINGTON BANCSHARES INC Com 446150104 11,442 779 SH Other 0 0 0 0
IMS HEALTH INCORPORATED Com 449934108 257,715 12,420 SH Defined 0 23,920 0 12,200
IMS HEALTH INCORPORATED Com 449934108 491,775 23,700 SH Other 0 0 0 0
ILLINOIS TOOL WORKS INC Com 452308108 87,500 1,566 SH Sole 0 1,566 0 5,600
ILLINOIS TOOL WORKS INC Com 452308108 312,900 5,600 SH Other 0 0 0 0
IMMUNEX CORP NEW COMMON Com 452528102 6,525 150 SH Sole 0 7,350 0 0
IMMUNEX CORP NEW COMMON Com 452528102 313,200 7,200 SH Other 0 0 0 0
INDYMAC MORTGAGE HOLDINGS Com 456607100 822,500 40,000 SH Other 0 0 0 40,000
INGERSOLL RAND CO Com 456866101 745,250 22,000 SH Other 0 0 0 22,000
INTEGRATED DEVICE TECH IN Com 458118106 1,188,265 13,130 SH Other 0 10,000 0 3,130
INTEL CORP Com 458140100 605,981 14,580 SH Sole 0 82,000 0 30,100
INTEL CORP Com 458140100 2,065,656 49,700 SH Defined 0 0 0 0
INTEL CORP Com 458140100 1,987,519 47,820 SH Other 0 0 0 0
INTL BUSINESS MACHINES CO Com 459200101 225,000 2,000 SH Sole 0 21,600 0 14,800
INTL BUSINESS MACHINES CO Com 459200101 472,500 4,200 SH Defined 0 0 0 0
INTL BUSINESS MACHINES CO Com 459200101 3,397,500 30,200 SH Other 0 0 0 0
INTL PAPER CO Com 460146103 387,281 13,500 SH Other 0 0 0 13,500
INTERNET SECURITY SYSTEMS Com 46060X107 1,690,313 22,500 SH Other 0 22,500 0 0
I2 TECHNOLOGIES INC. Com 465754109 1,870,625 10,000 SH Other 0 10,000 0 0
JDS UNIPHASE CORP Com 46612J101 1,363,500 14,400 SH Other 0 10,000 0 4,400
JOHNSON & JOHNSON Com 478160104 691,286 7,359 SH Sole 0 10,584 0 4,674
JOHNSON & JOHNSON Com 478160104 199,617 2,125 SH Defined 0 0 0 0
JOHNSON & JOHNSON Com 478160104 542,395 5,774 SH Other 0 0 0 0
JUNIPER NETWORKS INC. Com 48203R104 437,875 2,000 SH Other 0 1,500 0 500
KENNAMETAL INC. Com 489170100 231,750 9,000 SH Other 0 0 0 9,000
KEYCORP NEW COMMON STOCK Com 493267108 1,523,306 60,180 SH Sole 0 97,262 0 65,813
KEYCORP NEW COMMON STOCK Com 493267108 558,951 22,082 SH Defined 0 0 0 0
KEYCORP NEW COMMON STOCK Com 493267108 2,045,579 80,813 SH Other 0 0 0 0
KIMBERLY CLARK CORP Com 494368101 100,463 1,800 SH Sole 0 2,900 0 5,100
KIMBERLY CLARK CORP Com 494368101 346,038 6,200 SH Other 0 0 0 0
LSI LOGIC CORP Com 502161102 321,750 11,000 SH Other 0 0 0 11,000
LEAR CORP Com 521865105 308,438 15,000 SH Other 0 0 0 15,000
LILLY ELI & CO Com 532457108 429,963 5,300 SH Sole 0 7,000 0 2,300
LILLY ELI & CO Com 532457108 64,900 800 SH Defined 0 0 0 0
LILLY ELI & CO Com 532457108 259,600 3,200 SH Other 0 0 0 0
LINCOLN NATIONAL CORP IND Com 534187109 9,625 200 SH Defined 0 200 0 6,000
LINCOLN NATIONAL CORP IND Com 534187109 288,750 6,000 SH Other 0 0 0 0
LOWES COMPANIES INC Com 548661107 309,997 6,908 SH Other 0 0 0 6,908
LUCENT TECHNOLOGIES INC Com 549463107 55,013 1,800 SH Sole 0 8,320 0 8,773
LUCENT TECHNOLOGIES INC Com 549463107 199,268 6,520 SH Defined 0 0 0 0
LUCENT TECHNOLOGIES INC Com 549463107 268,125 8,773 SH Other 0 0 0 0
MBNA CORP COMMON Com 55262L100 539,000 14,000 SH Other 0 0 0 14,000
MGIC INVESTMENT CORP Com 552848103 794,625 13,000 SH Other 0 0 0 13,000
MANDALAY RESORT GROUP Com 562567107 279,313 10,900 SH Other 0 0 0 10,900
MANOR CARE INC Com 564055101 30,465 1,942 SH Sole 0 16,342 0 2,500
MANOR CARE INC Com 564055101 210,213 13,400 SH Defined 0 0 0 0
MANOR CARE INC Com 564055101 54,906 3,500 SH Other 0 0 0 0
MARSH & MCLENNAN CO INC Com 571748101 584,100 4,400 SH Other 0 0 0 4,400
MCDONALDS CORP Com 580135100 235,463 7,800 SH Sole 0 13,000 0 8,400
MCDONALDS CORP Com 580135100 156,975 5,200 SH Defined 0 0 0 0
MCDONALDS CORP Com 580135100 253,575 8,400 SH Other 0 0 0 0
MEAD CORPORATION Com 582834105 2,666,316 114,067 SH Defined 0 0 0 115,567
MEAD CORPORATION Com 582834105 35,063 1,500 SH Other 0 0 0 0
MEDIMMUNE INC. Com 584699102 386,250 5,000 SH Other 0 5,000 0 0
MEDTRONIC INC Com 585055105 93,781 1,810 SH Sole 0 1,810 0 8,700
MEDTRONIC INC Com 585055105 450,769 8,700 SH Other 0 0 0 0
MELLON FINANCIAL CORPORAT Com 58551A108 139,125 3,000 SH Defined 0 3,000 0 7,400
MELLON FINANCIAL CORPORAT Com 58551A108 343,175 7,400 SH Other 0 0 0 0
MERCK & CO INC Com 589331106 913,571 12,273 SH Sole 0 24,399 0 16,790
MERCK & CO INC Com 589331106 683,039 9,176 SH Defined 0 0 0 0
MERCK & CO INC Com 589331106 1,469,396 19,740 SH Other 0 0 0 0
MICROSOFT CORP COMMON Com 594918104 863,072 14,310 SH Sole 0 80,433 0 27,195
MICROSOFT CORP COMMON Com 594918104 1,244,548 20,635 SH Defined 0 0 0 0
MICROSOFT CORP COMMON Com 594918104 4,383,693 72,683 SH Other 0 0 0 0
MINNESOTA MINING & MFG Com 604059104 145,800 1,600 SH Sole 0 2,125 0 400
MINNESOTA MINING & MFG Com 604059104 84,291 925 SH Defined 0 0 0 0
MORGAN STANLEY, DEAN WITT Com 617446448 241,395 2,640 SH Defined 0 2,640 0 0
MOTOROLA INC Com 620076109 8,814 312 SH Sole 0 2,112 0 51,600
MOTOROLA INC Com 620076109 1,508,550 53,400 SH Other 0 0 0 0
NTL INC. Com 629407107 712,286 15,380 SH Other 0 0 0 15,380
NABORS INDUSTRIES INC Com 629568106 695,348 13,270 SH Other 0 11,000 0 2,270
NATIONAL CITY CORP Com 635405103 3,788,818 171,246 SH Sole 0 175,614 0 40,240
NATIONAL CITY CORP Com 635405103 74,517 3,368 SH Defined 0 0 0 0
NATIONAL CITY CORP Com 635405103 912,435 41,240 SH Other 0 0 0 0
NATIONAL SEMICONDUCTOR CO Com 637640103 483,000 12,000 SH Other 0 12,000 0 0
NETWORK APPLIANCE INC. Com 64120L104 443,265 3,480 SH Other 0 2,200 0 1,280
NEXTEL COMMUNICATIONS INC Com 65332V103 2,047,650 43,800 SH Other 0 40,800 0 3,000
NEXTLINK COMMUNICATIONS I Com 65333H707 351,523 9,990 SH Other 0 0 0 9,990
NOBLE AFFILIATES INC Com 654894104 556,875 15,000 SH Other 0 0 0 15,000
NOKIA CORPORATION ADR Com 654902204 7,963 200 SH Defined 0 200 0 9,000
NOKIA CORPORATION ADR Com 654902204 358,313 9,000 SH Other 0 0 0 0
NORTEL NETWORKS CORP NEW Com 656568102 11,913 200 SH Sole 0 200 0 9,950
NORTEL NETWORKS CORP NEW Com 656568102 592,647 9,950 SH Other 0 0 0 0
NORTHERN TRUST Com 665859104 53,325 600 SH Sole 0 2,600 0 0
NORTHERN TRUST Com 665859104 177,750 2,000 SH Defined 0 0 0 0
ORACLE CORPORATION (AKA O Com 68389X10 11,813 150 SH Sole 0 12,650 0 11,250
ORACLE CORPORATION (AKA O Com 68389X10 39,375 500 SH Defined 0 0 0 0
ORACLE CORPORATION (AKA O Com 68389X10 1,830,938 23,250 SH Other 0 0 0 0
OWENS-ILLINOIS, INC. COMM Com 690768403 2,577,772 278,678 SH Defined 0 1,400 0 278,878
OWENS-ILLINOIS, INC. COMM Com 690768403 14,800 1,600 SH Other 0 0 0 0
PE CORP-BE BIOSYSTEMS GRO Com 69332S102 1,847,690 15,860 SH Other 0 15,000 0 860
PMC SIERRA INC Com 69344F106 1,076,250 5,000 SH Sole 0 7,500 0 300
PMC SIERRA INC Com 69344F106 602,700 2,800 SH Other 0 0 0 0
PACKAGING CORP AMERICA Com 695156109 453,563 41,000 SH Other 0 0 0 41,000
PARAMETRIC TECHNOLOGY COR Com 699173100 262,500 24,000 SH Other 0 0 0 24,000
PARKER HANNIFIN CORP Com 701094104 361,125 10,700 SH Other 0 0 0 10,700
PEOPLESOFT INC. Com 712713106 363,188 13,000 SH Other 0 13,000 0 0
PEPSICO INC Com 713448107 662,400 14,400 SH Defined 0 9,900 0 10,550
PEPSICO INC Com 713448107 278,300 6,050 SH Other 0 0 0 0
PERKINELMER INC. Com 714046109 542,750 5,200 SH Other 0 5,200 0 0
PFIZER INC Com 717081103 1,103,620 24,559 SH Sole 0 40,095 0 39,245
PFIZER INC Com 717081103 704,890 15,686 SH Defined 0 0 0 0
PFIZER INC Com 717081103 1,756,832 39,095 SH Other 0 0 0 0
PHARMACIA CORP Com 71713U102 12,038 200 SH Defined 0 200 0 5,355
PHARMACIA CORP Com 71713U102 322,304 5,355 SH Other 0 0 0 0
PHILIP MORRIS COS INC Com 718154107 100,088 3,400 SH Sole 0 3,400 0 39,400
PHILIP MORRIS COS INC Com 718154107 1,159,838 39,400 SH Other 0 0 0 0
PRAXAIR INC Com 74005P104 710,125 19,000 SH Other 0 0 0 19,000
PROCTER & GAMBLE CO Com 742718108 187,600 2,800 SH Sole 0 3,800 0 11,085
PROCTER & GAMBLE CO Com 742718108 67,000 1,000 SH Defined 0 0 0 0
PROCTER & GAMBLE CO Com 742718108 742,695 11,085 SH Other 0 0 0 0
PROTEIN DESIGN LABS INC. Com 74369L103 421,750 3,500 SH Other 0 3,500 0 0
PROVIDIAN FINANCIAL CORP Com 74406A102 114,300 900 SH Sole 0 900 0 3,920
PROVIDIAN FINANCIAL CORP Com 74406A102 497,840 3,920 SH Other 0 0 0 0
QUANTUM CORP DSSG Com 747906204 626,600 41,600 SH Other 0 0 0 41,600
QUEST DIAGNOSTICS INC COM Com 74834L100 573,750 5,000 SH Other 0 5,000 0 0
R & B FALCON CORP Com 74912E101 650,324 23,330 SH Other 0 19,000 0 4,330
RESEARCH IN MOTION LTD Com 760975102 266,119 2,700 SH Other 0 1,700 0 1,000
ROHM & HAAS CO Com 775371107 598,688 20,600 SH Other 0 0 0 20,600
ROWAN CO INC Com 779382100 579,130 19,970 SH Other 0 16,000 0 3,970
ROYAL DUTCH PETROLEUM 1. Com 780257804 143,850 2,400 SH Sole 0 7,700 0 0
ROYAL DUTCH PETROLEUM 1. Com 780257804 269,719 4,500 SH Defined 0 0 0 0
ROYAL DUTCH PETROLEUM 1. Com 780257804 47,950 800 SH Other 0 0 0 0
SBC COMMUNICATIONS INC. Com 78387G103 440,850 8,817 SH Sole 0 11,584 0 7,300
SBC COMMUNICATIONS INC. Com 78387G103 138,350 2,767 SH Defined 0 0 0 0
SBC COMMUNICATIONS INC. Com 78387G103 365,000 7,300 SH Other 0 0 0 0
SARA LEE CORP Com 803111103 8,125 400 SH Sole 0 400 0 24,700
SARA LEE CORP Com 803111103 501,719 24,700 SH Other 0 0 0 0
SCHERING-PLOUGH CORP Com 806605101 421,197 9,058 SH Sole 0 22,317 0 8,800
SCHERING-PLOUGH CORP Com 806605101 592,131 12,734 SH Defined 0 0 0 0
SCHERING-PLOUGH CORP Com 806605101 433,613 9,325 SH Other 0 0 0 0
SCHLUMBERGER LTD Com 806857107 49,388 600 SH Sole 0 1,100 0 4,200
SCHLUMBERGER LTD Com 806857107 386,869 4,700 SH Other 0 0 0 0
SCHWAB CHARLES CORP Com 808513105 35,500 1,000 SH Defined 0 1,000 0 7,650
SCHWAB CHARLES CORP Com 808513105 271,575 7,650 SH Other 0 0 0 0
SCRIPPS E.W. INC. NEW CL Com 811054204 928,800 17,200 SH Other 0 0 0 17,200
ADR SERONO S A Com 81752M101 269,225 8,900 SH Other 0 0 0 8,900
SKY FINANCIAL GROUP INC Com 83080P103 275,161 15,502 SH Defined 0 15,502 0 1,086
SKY FINANCIAL GROUP INC Com 83080P103 19,277 1,086 SH Other 0 0 0 0
SMITHKLINE BEECHAM ADR UT Com 832378301 446,063 6,500 SH Other 0 0 0 6,500
SNAP-ON TOOLS CORP Com 833034101 381,713 16,200 SH Other 0 0 0 16,200
SPARTAN STORES INC Com 846822104 26,062 3,564 SH Sole 0 336,897 0 1,600
SPARTAN STORES INC Com 846822104 2,437,498 333,333 SH Defined 0 0 0 0
SPARTAN STORES INC Com 846822104 11,700 1,600 SH Other 0 0 0 0
SUN MICROSYSTEMS W/RTS EX Com 866810104 46,700 400 SH Sole 0 400 0 8,500
SUN MICROSYSTEMS W/RTS EX Com 866810104 992,375 8,500 SH Other 0 0 0 0
SYCAMORE NETWORKS INC. Com 871206108 600,480 5,560 SH Other 0 4,500 0 1,060
TECO ENERGY INC Com 872375100 301,875 10,500 SH Sole 0 10,500 0 0
TRW INC Com 872649107 203,125 5,000 SH Other 0 0 0 5,000
TARGET CORPORATION Com 87612E106 30,750 1,200 SH Defined 0 1,200 0 28,180
TARGET CORPORATION Com 87612E106 722,113 28,180 SH Other 0 0 0 0
TEL & DATA SYS INC Com 879433100 985,230 8,900 SH Other 0 0 0 8,900
TELLABS INC COM Com 879664100 615,975 12,900 SH Other 0 0 0 12,900
TENET HEALTHCARE CORP Com 88033G100 741,686 20,390 SH Other 0 0 0 20,390
TEXACO INC Com 881694102 157,500 3,000 SH Defined 0 3,910 0 11,000
TEXACO INC Com 881694102 625,275 11,910 SH Other 0 0 0 0
TEXAS INSTRUMENTS INC Com 882508102 1,531,234 32,450 SH Other 0 16,800 0 15,650
TIME WARNER INC COM Com 887315109 508,625 6,500 SH Other 0 500 0 6,000
TORCHMARK CORP Com 89102710 773,188 27,800 SH Other 0 0 0 27,800
TOSCO CORP Com 891490302 623,750 20,000 SH Other 0 0 0 20,000
TRIBUNE CO Com 896047106 305,375 7,000 SH Other 0 0 0 7,000
TYCO INTNERNATIONAL Com 902124106 861,125 16,600 SH Other 0 600 0 16,000
USX-MARATHON GROUP Com 902905827 2,838 100 SH Sole 0 100 0 10,000
USX-MARATHON GROUP Com 902905827 283,750 10,000 SH Other 0 0 0 0
UNITEDHEALTH GROUP INC. Com 91324P102 493,750 5,000 SH Other 0 5,000 0 0
UNOCAL CORP Com 915289101 265,781 7,500 SH Other 0 0 0 7,500
VERITAS SOFTWARE CORP Com 923436109 1,105,044 7,782 SH Other 0 7,000 0 782
VERISIGN INC Com 92343E102 3,133,642 15,470 SH Other 0 15,000 0 470
VERIZON COMMUNICATIONS IN Com 92343V104 177,669 3,668 SH Sole 0 4,370 0 158
VERIZON COMMUNICATIONS IN Com 92343V104 34,003 702 SH Defined 0 0 0 0
VERIZON COMMUNICATIONS IN Com 92343V104 7,653 158 SH Other 0 0 0 0
VIACOM INC CLASS B COMMON Com 925524308 316,953 5,418 SH Other 0 600 0 4,818
VITESSE SEMICONDUCTOR COR Com 928497106 35,575 400 SH Defined 0 5,400 0 3,000
VITESSE SEMICONDUCTOR COR Com 928497106 711,500 8,000 SH Other 0 0 0 0
VITRIA TECHNOLOGY INC Com 92849Q104 582,813 12,500 SH Other 0 12,500 0 0
VODAFONE GROUP PLC Com 92857W100 37,000 1,000 SH Sole 0 62,829 0 742
VODAFONE GROUP PLC Com 92857W100 165,945 4,485 SH Defined 0 0 0 0
VODAFONE GROUP PLC Com 92857W100 2,149,182 58,086 SH Other 0 0 0 0
VOICESTREAM WIRELESS CORP Com 928615103 200,556 1,728 SH Other 0 0 0 1,728
WAL-MART STORES INC Com 931142103 215,793 4,484 SH Sole 0 4,984 0 3,800
WAL-MART STORES INC Com 931142103 14,438 300 SH Defined 0 0 0 0
WAL-MART STORES INC Com 931142103 192,500 4,000 SH Other 0 0 0 0
WALGREEN CO Com 931422109 242,800 6,400 SH Sole 0 6,600 0 10,300
WALGREEN CO Com 931422109 7,588 200 SH Defined 0 0 0 0
WALGREEN CO Com 931422109 390,756 10,300 SH Other 0 0 0 0
WASHINGTON MUTUAL INC. Com 939322103 10,033 252 SH Defined 0 252 0 9,300
WASHINGTON MUTUAL INC. Com 939322103 370,256 9,300 SH Other 0 0 0 0
WATSON PHARMACEUTICALS IN Com 942683103 311,400 4,800 SH Other 0 0 0 4,800
WELLS FARGO & CO NEW Com 949746101 114,844 2,500 SH Defined 0 2,500 0 10,061
WELLS FARGO & CO NEW Com 949746101 462,177 10,061 SH Other 0 0 0 0
WILLIAMS COMPANIES Com 969457100 321,100 7,600 SH Other 0 0 0 7,600
WORLDCOM INC. Com 98157D106 45,684 1,504 SH Sole 0 3,708 0 22,407
WORLDCOM INC. Com 98157D106 19,865 654 SH Defined 0 0 0 0
WORLDCOM INC. Com 98157D106 727,694 23,957 SH Other 0 0 0 0
XILINX INC Com 983919101 1,070,313 12,500 SH Other 0 12,500 0 0
YAHOO INC Com 984332106 318,500 3,500 SH Other 0 2,400 0 1,100
CATAWBA INVESTMENT COMPAN Com 9M013900 5,671,581 1,022 SH Sole 0 1,022 0 0
DAIMLER CHRYSLER AG Com D1668R123 11,453 258 SH Sole 0 258 0 19,292
DAIMLER CHRYSLER AG Com D1668R123 856,372 19,292 SH Defined 0 0 0 0
CORECOMM LIMITED Com G2422R109 228,600 28,800 SH Other 0 0 0 28,800
TRANSOCEAN SEDCO FOREX IN Com G90078109 6,801 116 SH Sole 0 4,270 0 6,355
TRANSOCEAN SEDCO FOREX IN Com G90078109 234,500 4,000 SH Defined 0 0 0 0
TRANSOCEAN SEDCO FOREX IN Com G90078109 381,590 6,509 SH Other 0 0 0 0
MILLICOM INTL CELLULAR SA Com L6388F102 558,331 15,700 SH Other 0 15,500 0 200
FLEXTRONICS INTL LTD Com Y2573F102 2,053,125 25,000 SH Other 0 25,000 0 0
PACIFIC CENTURY CYBERWORK Com Y6801N134 11,500 10,000 SH Other 0 0 0 10,000
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