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<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0001009162
<NAME> FNB Bancshares, Inc.
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 1,272,412
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 3,330,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 2,349,558
<INVESTMENTS-MARKET> 2,329,468
<LOANS> 33,758,941
<ALLOWANCE> (460,110)
<TOTAL-ASSETS> 43,398,164
<DEPOSITS> 35,754,298
<SHORT-TERM> 1,210,165
<LIABILITIES-OTHER> 213,566
<LONG-TERM> 0
0
0
<COMMON> 6,163
<OTHER-SE> 6,213,972
<TOTAL-LIABILITIES-AND-EQUITY> 43,398,164
<INTEREST-LOAN> 2,327,389
<INTEREST-INVEST> 191,057
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 2,518,446
<INTEREST-DEPOSIT> 898,548
<INTEREST-EXPENSE> 980,732
<INTEREST-INCOME-NET> 1,537,714
<LOAN-LOSSES> 112,500
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,365,982
<INCOME-PRETAX> 330,932
<INCOME-PRE-EXTRAORDINARY> 330,932
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 212,313
<EPS-BASIC> .34
<EPS-DILUTED> .34
<YIELD-ACTUAL> 8.85
<LOANS-NON> 274,294
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 429,049
<CHARGE-OFFS> 89,900
<RECOVERIES> 8,461
<ALLOWANCE-CLOSE> 460,110
<ALLOWANCE-DOMESTIC> 460,110
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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