<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
First Federal Financial Bancorp, Inc. and subsidiary consolidated balance
sheet as of September 30, 2000 and the consolidated statement of income for
the year ended September 30, 2000 and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-START> OCT-01-1999
<PERIOD-END> SEP-30-2000
<CASH> 262,109
<INT-BEARING-DEPOSITS> 947,422
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 4,757,863
<INVESTMENTS-CARRYING> 6,055,322
<INVESTMENTS-MARKET> 5,998,956
<LOANS> 53,714,111
<ALLOWANCE> 296,822
<TOTAL-ASSETS> 67,619,526
<DEPOSITS> 46,365,769
<SHORT-TERM> 0
<LIABILITIES-OTHER> 277,176
<LONG-TERM> 11,690,299
0
0
<COMMON> 5,299
<OTHER-SE> 9,280,983
<TOTAL-LIABILITIES-AND-EQUITY> 67,619,526
<INTEREST-LOAN> 3,985,892
<INTEREST-INVEST> 713,603
<INTEREST-OTHER> 48,179
<INTEREST-TOTAL> 4,747,674
<INTEREST-DEPOSIT> 2,289,694
<INTEREST-EXPENSE> 2,873,114
<INTEREST-INCOME-NET> 1,874,560
<LOAN-LOSSES> 22,500
<SECURITIES-GAINS> (12,873)
<EXPENSE-OTHER> 1,440,630
<INCOME-PRETAX> 517,698
<INCOME-PRE-EXTRAORDINARY> 356,112
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 356,112
<EPS-BASIC> .70
<EPS-DILUTED> .70
<YIELD-ACTUAL> 2.90
<LOANS-NON> 206,000
<LOANS-PAST> 15,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 292,500
<CHARGE-OFFS> 24,491
<RECOVERIES> 6,313
<ALLOWANCE-CLOSE> 296,822
<ALLOWANCE-DOMESTIC> 296,822
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>