<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FIRST
FEDERAL FINANCIAL BANCORP, INC. AND SUBSIDIARY CONSOLIDATED BALANCE SHEET AS OF
JUNE 30, 2000 AND THE CONSOLIDATED STATEMENT OF INCOME FOR THE NINE MONTHS ENDED
JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-START> OCT-01-1999
<PERIOD-END> JUN-30-2000
<CASH> 282,158
<INT-BEARING-DEPOSITS> 911,821
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 4,812,332
<INVESTMENTS-CARRYING> 6,298,166
<INVESTMENTS-MARKET> 6,197,102
<LOANS> 54,031,970
<ALLOWANCE> 290,822
<TOTAL-ASSETS> 68,229,783
<DEPOSITS> 47,342,136
<SHORT-TERM> 3,400,000
<LIABILITIES-OTHER> 298,252
<LONG-TERM> 7,949,436
0
0
<COMMON> 5,317
<OTHER-SE> 9,234,642
<TOTAL-LIABILITIES-AND-EQUITY> 68,229,783
<INTEREST-LOAN> 2,922,914
<INTEREST-INVEST> 539,967
<INTEREST-OTHER> 35,070
<INTEREST-TOTAL> 3,497,951
<INTEREST-DEPOSIT> 1,688,036
<INTEREST-EXPENSE> 2,087,817
<INTEREST-INCOME-NET> 1,410,134
<LOAN-LOSSES> 16,500
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,093,561
<INCOME-PRETAX> 391,890
<INCOME-PRE-EXTRAORDINARY> 267,867
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 267,867
<EPS-BASIC> .52
<EPS-DILUTED> .52
<YIELD-ACTUAL> 2.75
<LOANS-NON> 180,000
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 292,500
<CHARGE-OFFS> 18,178
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 290,822
<ALLOWANCE-DOMESTIC> 290,822
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>