UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Schedule 13G
Under the Securities Exchange Act of 1934
(Amendment No. ___)*
HOME FINANCIAL BANCORP
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
(Name of Issuer)
Common Stock, No Par Value
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
(Title of Class of Securities)
43708T 10 1
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
(CUSIP Number)
December 31, l999
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule
pursuant to which this Schedule is filed:
[ ] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ X ] Rule 13d-1(d)
* The remainder of this cover page shall be filled out
for a reporting person's initial filing on this form
with respect to the subject class of securities, and
for any subsequent amendment containing information
which would alter the disclosures provided in a prior
cover page.
The information required in the remainder of this cover
page shall not be deemed to be "filed" for the purpose
of Section 18 of the Securities Exchange Act of 1934
("Act") or otherwise subject to the liabilities of that
section of the Act but shall be subject to all other
provisions of the Act (however, see the Notes).
Potential persons who are to respond to the collection
of information contained in this form are not required
to respond unless the form displays a currently valid
OMB control number.
<PAGE>
CUSIP No. 43708T 10 1 Page 2 of 4
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1. Names of Reporting Persons.
I.R.S. Identification Nos. of above persons
(entities only).
Gary E. Gray, Jr.
2. Check the Appropriate Box if a Member of a Group
(See Instructions)
(a) Not applicable.
(b) Not applicable.
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
3. SEC Use only _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
4. Citizenship or Place of Organization: U.S.A.
Number of 5. Sole Voting Power: 48,000
Shares Bene-
ficially Owned 6. Shared Voting Power: 0
by Each
Reporting 7. Sole Dispositive Power: 48,000
Person with:
8. Shared Dispositive Power: 0
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
9. Aggregate Amount Beneficially Owned by Each
Reporting Person: 48,000
10. Check if the Aggregate Amount in Row (11) Excludes
Certain Shares: Not applicable.
11. Percent of Class Represented by Amount in
Row (11): 5.48
12. Type of Reporting Person: IN
<PAGE>
CUSIP No. 43708T 10 1 Page 3 of 4
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Item 1.
(a) Name of Issuer: Home Financial Bancorp
(b) Address of Issuer's Principal Executive
Offices: 279 East Morgan Street, Spencer, IN
47460
Item 2.
(a) Name of Person Filing: Gary E. Gray, Jr.
(b) Address of Principal Business Office or, if
none, Residence: 2600 6th, Apt. 13, Bedford,
IN 47421
(c) Citizenship: U.S.A.
(d) Title of Class of Securities: Common Stock,
No Par Value
(e) CUSIP Number: 43708T 10 1
Item 3. If this statement is filed pursuant to
240.13d-1(b) or 240.13d-2(b) or (c), check whether
the person filing is a:
Not applicable.
Item 4. Ownership.
(a) Amount beneficially owned: 48,000
(b) Percent of class: 5.48
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the
vote: 48,000
(ii) Shared power to vote or to direct the
vote: 0
(iii) Sole power to dispose or to direct the
disposition of: 48,000
(iv) Shared power to dispose or to direct
the disposition of: 0
Item 5. Ownership of Five Percent or Less of a Class.
Not applicable.
<PAGE>
CUSIP No. 43708T 10 1 Page 4 of 4
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Item 6. Ownership of More than Five Percent on Behalf
of Another Person.
Not applicable.
Item 7. Identification and Classification of the
Subsidiary Which Acquired the Security Being
Reported on By the Parent Holding Company
Not applicable.
Item 8. Identification and Classification of members
of the Group.
Not applicable.
Item 9. Notice of Dissolution of Group.
Not applicable.
Item 10. Certification.
(a) Not applicable.
(b) By signing below I certify that, to the best
of my knowledge and belief, the securities
referred to above were not acquired and are
not held for the purpose of or with the
effect of changing or influencing the control
of the issuer of the securities and were not
acquired and are not held in connection with
or as a participant in any transaction having
that purpose or effect.
SIGNATURE
After reasonable inquiry and to the best of my
knowledge and belief, I certify that the information
set forth in this statement is true, complete and
correct.
February 4, 2000
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Gary E. Gray, Jr.
