<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM CONSOLIDATED
STATEMENT OF OPERATIONS
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 58,927
<INT-BEARING-DEPOSITS> 1,568
<FED-FUNDS-SOLD> 61,727
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 104,402
<INVESTMENTS-CARRYING> 65,475
<INVESTMENTS-MARKET> 63,795
<LOANS> 738,888
<ALLOWANCE> 9,774
<TOTAL-ASSETS> 1,157,317
<DEPOSITS> 991,824
<SHORT-TERM> 0
<LIABILITIES-OTHER> 15,530
<LONG-TERM> 18,500
3,500
0
<COMMON> 132,847
<OTHER-SE> (4,884)
<TOTAL-LIABILITIES-AND-EQUITY> 1,157,317
<INTEREST-LOAN> 30,406
<INTEREST-INVEST> 4,790
<INTEREST-OTHER> 1,629
<INTEREST-TOTAL> 36,825
<INTEREST-DEPOSIT> 13,643
<INTEREST-EXPENSE> 14,561
<INTEREST-INCOME-NET> 22,264
<LOAN-LOSSES> 445
<SECURITIES-GAINS> (7)
<EXPENSE-OTHER> 25,843
<INCOME-PRETAX> (953)
<INCOME-PRE-EXTRAORDINARY> (953)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (1,212)<F1>
<EPS-BASIC> (0.05)
<EPS-DILUTED> (0.05)
<YIELD-ACTUAL> 5.04
<LOANS-NON> 3,286
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 6,750
<CHARGE-OFFS> 12
<RECOVERIES> 40
<ALLOWANCE-CLOSE> 9,774
<ALLOWANCE-DOMESTIC> 9,774
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 4,815
<FN>
<F1>INCLUDES COST OF PREFERRED STOCK DIVIDEND OF $81 THOUSAND
</FN>
</TABLE>