COLUMBIA BANCORP \OR\
10-Q, EX-27, 2000-08-11
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM COLUMBIA
BANCORP'S CONSOLIDATED FINANCIAL STATEMENTS CONTAINED IN ITS QUARTERLY REPORT ON
FORM 10-Q FOR THE PERIOD ENDED JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1
<CURRENCY>   U.S. DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                      24,042,820
<INT-BEARING-DEPOSITS>                         605,021
<FED-FUNDS-SOLD>                             1,266,611
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 42,039,848
<INVESTMENTS-CARRYING>                      19,115,625
<INVESTMENTS-MARKET>                                 0
<LOANS>                                    290,075,177
<ALLOWANCE>                                  4,104,189
<TOTAL-ASSETS>                             407,858,967
<DEPOSITS>                                 341,115,053
<SHORT-TERM>                                24,842,678
<LIABILITIES-OTHER>                          1,872,507
<LONG-TERM>                                  1,259,448
                                0
                                          0
<COMMON>                                    14,408,889
<OTHER-SE>                                  24,360,392
<TOTAL-LIABILITIES-AND-EQUITY>             407,858,967
<INTEREST-LOAN>                             13,689,170
<INTEREST-INVEST>                            1,668,922
<INTEREST-OTHER>                               332,414
<INTEREST-TOTAL>                            15,690,506
<INTEREST-DEPOSIT>                           5,050,854
<INTEREST-EXPENSE>                           5,697,359
<INTEREST-INCOME-NET>                        9,993,147
<LOAN-LOSSES>                                  853,000
<SECURITIES-GAINS>                             (2,150)
<EXPENSE-OTHER>                              4,942,687
<INCOME-PRETAX>                              4,195,310
<INCOME-PRE-EXTRAORDINARY>                   2,625,801
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 2,625,801
<EPS-BASIC>                                       0.33
<EPS-DILUTED>                                     0.32
<YIELD-ACTUAL>                                    9.45
<LOANS-NON>                                    491,360
<LOANS-PAST>                                    15,253
<LOANS-TROUBLED>                               119,101
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             3,298,460
<CHARGE-OFFS>                                   69,492
<RECOVERIES>                                    22,221
<ALLOWANCE-CLOSE>                            4,104,189
<ALLOWANCE-DOMESTIC>                         4,104,189
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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