<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> JUN-30-2001
<PERIOD-END> SEP-30-2000
<CASH> 18021
<INT-BEARING-DEPOSITS> 673796
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 25947
<INVESTMENTS-CARRYING> 175237
<INVESTMENTS-MARKET> 168874
<LOANS> 867226
<ALLOWANCE> 6855
<TOTAL-ASSETS> 1132405
<DEPOSITS> 693005
<SHORT-TERM> 158600
<LIABILITIES-OTHER> 21329
<LONG-TERM> 168535
0
0
<COMMON> 51
<OTHER-SE> 90885
<TOTAL-LIABILITIES-AND-EQUITY> 1132405
<INTEREST-LOAN> 17275
<INTEREST-INVEST> 3539
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 20219
<INTEREST-DEPOSIT> 8385
<INTEREST-EXPENSE> 13669
<INTEREST-INCOME-NET> 6550
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 6423
<INCOME-PRETAX> 2999
<INCOME-PRE-EXTRAORDINARY> 2999
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1733
<EPS-BASIC> 0.49
<EPS-DILUTED> 0.48
<YIELD-ACTUAL> 2.40
<LOANS-NON> 856
<LOANS-PAST> 0
<LOANS-TROUBLED> 1475
<LOANS-PROBLEM> 2576
<ALLOWANCE-OPEN> 6850
<CHARGE-OFFS> 1
<RECOVERIES> 6
<ALLOWANCE-CLOSE> 6855
<ALLOWANCE-DOMESTIC> 6855
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>