PENNWOOD BANCORP INC
15-12G, 2000-07-18
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION
                                Washington, D.C.

                                     FORM 15


CERTIFICATION  AND NOTICE OF TERMINATION OF REGISTRATION  UNDER SECTION 12(g) OF
THE SECURITIES  EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.

                                                  Commission File Number 0-21939
                                                                         -------

                             Pennwood Bancorp, Inc.
                   (by its successor, Fidelity Bancorp, Inc.)
--------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)


               683 Lincoln Avenue, Pittsburgh, Pennsylvania 15202
                                 (412) 761-1234
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    (Address, including zip code, and telephone number, including area code,
                  of registrant's principal executive offices)


                     Common Stock, par value $0.01 per share
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            (Title of each class of securities covered by this Form)

                                 Not Applicable
--------------------------------------------------------------------------------
       (Titles of all other classes of securities for which a duty to file
                 reports under section 13(a) or 15(d) remains)

         Please place an X in the box(es) to  designate,  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

        Rule 12g-4(a)(1)(i)       |X|           Rule 12h-3(b)(1)(i)       |_|
        Rule 12g-4(a)(1)(ii)      |_|           Rule 12h-3(b)(1)(ii)      |_|
        Rule 12g-4(a)(2)(i)       |_|           Rule 12h-3(b)(2)(i)       |_|
        Rule 12g-4(a)(2)(ii)      |_|           Rule 12h-3(b)(2)(ii)      |_|
                                                Rule 15d-6                |_|

         Approximate  number of  holders  of record as of the  certification  or
notice date:   None
              ------

         Effective 7/14/00, Pennwood Bancorp, Inc. merged with and into Fidelity
Bancorp, Inc. (0-22288)

         Pursuant to the  requirements  of the  Securities  Exchange Act of 1934
Fidelity Bancorp, Inc. has caused this  certification/notice to be signed on its
behalf by the undersigned duly authorized person.

Date: July 18, 2000          By: /s/ William L. Windisch
                                 -----------------------------------------------
                                 William L. Windisch
                                 President and Chief Executive Officer






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