Exhibit 23.1
INDEPENDENT AUDITORS' CONSENT
The Board of Directors
Chester Bancorp, Inc.:
We consent to incorporation by reference in the Registration Statement
on Form S-8 of Chester Bancorp, Inc. of our report dated January 28, 2000,
relating to the consolidated balance sheets of Chester Bancorp, Inc. and
subsidiaries as of December 31, 1999 and 1998, and the related consolidated
statements of income, stockholders' equity, comprehensive income, and cash flows
for each of the years in the three-year period ended December 31, 1999, which
report appears in the December 31, 1999 annual report on Form 10-K of Chester
Bancorp, Inc.
/s/ KPMG LLP
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KPMG LLP
St. Louis, Missouri
August 31, 2000
