<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF CHESTER BANCORP, INC. AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0001010838
<NAME> CHESTER BANCORP, INC.
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 1,233
<INT-BEARING-DEPOSITS> 2,274
<FED-FUNDS-SOLD> 4,220
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 10,096
<INVESTMENTS-CARRYING> 46,821
<INVESTMENTS-MARKET> 45,904
<LOANS> 48,506
<ALLOWANCE> 599
<TOTAL-ASSETS> 115,750
<DEPOSITS> 95,151
<SHORT-TERM> 0
<LIABILITIES-OTHER> 932
<LONG-TERM> 0
0
0
<COMMON> 22
<OTHER-SE> 21,384
<TOTAL-LIABILITIES-AND-EQUITY> 115,750
<INTEREST-LOAN> 3,018
<INTEREST-INVEST> 2,690
<INTEREST-OTHER> 87
<INTEREST-TOTAL> 5,795
<INTEREST-DEPOSIT> 2,952
<INTEREST-EXPENSE> 3,051
<INTEREST-INCOME-NET> 2,744
<LOAN-LOSSES> 0
<SECURITIES-GAINS> (22)
<EXPENSE-OTHER> 1,738
<INCOME-PRETAX> 1,105
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 794
<EPS-BASIC> .66
<EPS-DILUTED> .65
<YIELD-ACTUAL> 0
<LOANS-NON> 151
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 605
<CHARGE-OFFS> 18
<RECOVERIES> 12
<ALLOWANCE-CLOSE> 599
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>