FIRST LANCASTER BANCSHARES INC
10QSB, EX-27, 2000-11-03
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<TABLE> <S> <C>

<ARTICLE>                                            9

<S>                                                          <C>
<PERIOD-TYPE>                                                 3-MOS
<FISCAL-YEAR-END>                                             JUN-30-2001
<PERIOD-START>                                                JUL-1-2000
<PERIOD-END>                                                  SEP-30-2000
<CASH>                                                             490,414
<INT-BEARING-DEPOSITS>                                           1,527,161
<FED-FUNDS-SOLD>                                                         0
<TRADING-ASSETS>                                                         0
<INVESTMENTS-HELD-FOR-SALE>                                      1,333,768
<INVESTMENTS-CARRYING>                                             239,457
<INVESTMENTS-MARKET>                                               239,457
<LOANS>                                                         50,680,606
<ALLOWANCE>                                                        336,248
<TOTAL-ASSETS>                                                  57,125,537
<DEPOSITS>                                                      28,323,959
<SHORT-TERM>                                                    12,125,000
<LIABILITIES-OTHER>                                                838,255
<LONG-TERM>                                                      3,083,503
                                                    0
                                                              0
<COMMON>                                                             9,588
<OTHER-SE>                                                      12,373,500
<TOTAL-LIABILITIES-AND-EQUITY>                                  57,125,537
<INTEREST-LOAN>                                                  1,116,864
<INTEREST-INVEST>                                                   43,487
<INTEREST-OTHER>                                                         0
<INTEREST-TOTAL>                                                 1,160,351
<INTEREST-DEPOSIT>                                                 400,954
<INTEREST-EXPENSE>                                                 639,501
<INTEREST-INCOME-NET>                                              520,850
<LOAN-LOSSES>                                                       10,000
<SECURITIES-GAINS>                                                       0
<EXPENSE-OTHER>                                                    344,066
<INCOME-PRETAX>                                                    176,759
<INCOME-PRE-EXTRAORDINARY>                                         176,759
<EXTRAORDINARY>                                                          0
<CHANGES>                                                                0
<NET-INCOME>                                                       116,511
<EPS-BASIC>                                                           0.15
<EPS-DILUTED>                                                         0.15
<YIELD-ACTUAL>                                                        2.78
<LOANS-NON>                                                        228,930
<LOANS-PAST>                                                       228,930
<LOANS-TROUBLED>                                                         0
<LOANS-PROBLEM>                                                          0
<ALLOWANCE-OPEN>                                                   331,445
<CHARGE-OFFS>                                                        5,197
<RECOVERIES>                                                             0
<ALLOWANCE-CLOSE>                                                  336,248
<ALLOWANCE-DOMESTIC>                                               336,248
<ALLOWANCE-FOREIGN>                                                      0
<ALLOWANCE-UNALLOCATED>                                                  0


</TABLE>


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