CONSENT OF INDEPENDENT ACCOUNTANTS
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We hereby consent to the incorporation by reference in the Registration
Statement on Form S-8 (No. 333-21755) of First Lancaster Bancshares, Inc. and
Subsidiary of our report dated August 11, 2000, relating to the consolidated
financial statements, which appears in the 2000 Annual Report to Shareholders,
which is incorporated by reference in this Annual Report on Form 10-KSB for the
year ended June 30, 20000.
/s/ PricewaterhouseCoopers LLP
PricewawterhouseCoopers LLP
Louisville, Kentucky
September 27, 2000
