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FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
LORAL SPACE & COMMUNICATIONS G56462107 85 5000 SH SOLE 3500 0 1500
LORAL SPACE & COMMUNICATIONS G56462107 49 2905 SH DEFINED 500 0 2405
ACM GOVERNMENT INCOME FUND 000912105 29 3600 SH SOLE 1600 0 2000
AGL RESOURCES INC 001204106 110 6800 SH SOLE 6400 0 400
AGL RESOURCES INC 001204106 13 850 SH DEFINED 800 0 50
AT&T CORP 00195710S 103 2385 SH SOLE 1817 0 568
AT&T CORP 001957109 2825 64958 SH SOLE 57888 0 7070
AT&T CORP 001957109 386 8883 SH DEFINED 6683 0 2200
AXA FINANCIAL INC 002451102 6 124 SH SOLE 116 0 8
ABBOTT LABORATORIES 002824100 610 16631 SH SOLE 9831 0 6800
ABBOTT LABORATORIES 002824100 14 400 SH DEFINED 0 0 400
ADV MICRO DEVICES INC 007903107 8 500 SH SOLE 500 0 0
AEGON NV 007924103 45 528 SH SOLE 528 0 0
AETNA INC 008117103 49 1000 SH DEFINED 1000 0 0
ALBERTSON'S INC 013104104 158 4000 SH SOLE 3100 0 900
ALBERTSON'S INC 013104104 55 1400 SH DEFINED 800 0 600
ALCOA INC 013817101 186 3000 SH SOLE 3000 0 0
ALLEGHENY POWER SYSTEM 017361106 186 5862 SH SOLE 5062 0 800
ALLEGHENY POWER SYSTEM 017361106 19 600 SH DEFINED 600 0 0
ALLEGHENY TELEDYNE INC 017415100 4 259 SH DEFINED 0 0 259
ALLIANCE CAPITAL MGMT -LP 018548107 38 1400 SH SOLE 1400 0 0
ALLIANT CORP 018802108 6 228 SH SOLE 228 0 0
ALLIED IRISH BANKS PLC ADR 019228402 47 1872 SH SOLE 1872 0 0
ALLIEDSIGNAL INC 019512102 118 1980 SH SOLE 900 0 1080
ALLIEDSIGNAL INC 019512102 316 5276 SH DEFINED 5276 0 0
ALLIED WASTE INDUSTRIES INC 019589308 11 1000 SH SOLE 1000 0 0
ALLIED WASTE INDUSTRIES INC 019589308 11 1000 SH DEFINED 0 0 1000
ALLMERICA FINANCIAL CORP 019754100 4 100 SH SOLE 100 0 0
ALLMERICA SECURITIES TRUST SBI 019921105 57 6000 SH SOLE 6000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ALLSTATE CORP 020002101 59 2388 SH SOLE 2388 0 0
ALLTEL CORP 020039103 589 8384 SH SOLE 8026 0 358
AMEREN CORP 023608102 193 5116 SH SOLE 5116 0 0
AMERICA ONLINE INC 02364J104 23 230 SH SOLE 60 0 170
AMERICAN ELECTRIC POWER 025537101 14 419 SH SOLE 419 0 0
AMERICAN EXPRESS COMPANY 02581610S 92 682 SH SOLE 490 0 192
AMERICAN GENERAL CORP 026351106 136 2160 SH SOLE 2160 0 0
AMERICAN HOME PRODUCTS CORP 026609107 1334 32154 SH SOLE 32154 0 0
AMERICAN HOME PRODUCTS CORP 026609107 149 3600 SH DEFINED 2000 0 1600
AMERICAN INSURED MTG INVESTOR LP SER 86 02686F103 1 200 SH SOLE 0 0 200
AMERICAN WATER WORKS INC 030411102 231 8000 SH SOLE 8000 0 0
AMERICAN WATER WORKS INC 030411102 11 400 SH DEFINED 0 0 400
AMERITECH CORPORATION/DEL 030954101 1731 25937 SH SOLE 24401 0 1536
AMERITECH CORPORATION/DEL 030954101 130 1952 SH DEFINED 1072 0 880
AMERIGAS PARTNERS L.P 030975106 18 1000 SH SOLE 1000 0 0
AMERIGAS PARTNERS L.P 030975106 37 2000 SH DEFINED 2000 0 0
AMETEK NEW 031100100 25 1300 SH SOLE 1300 0 0
AMGEN INC 031162100 61 750 SH SOLE 750 0 0
ARMCO INC 042170100 7 1000 SH SOLE 1000 0 0
ASIA PACIFIC FUND 044901106 4 532 SH SOLE 532 0 0
ASSETS INVESTORS CORP DEL COM 04541W107 2 200 SH SOLE 200 0 0
ASSOCIATES 1ST CAP CORP CL A 046008108 224 6230 SH SOLE 6230 0 0
ASSOCIATES 1ST CAP CORP CL A 046008108 39 1098 SH DEFINED 1046 0 52
ATLANTIC RICHFIELD CO 048825103 241 2720 SH SOLE 2720 0 0
ATLANTIC RICHFIELD CO 048825103 30 344 SH DEFINED 344 0 0
AUTODESK INC 052769106 4 200 SH DEFINED 0 0 200
AUTOLIV INC 052800109 12 341 SH SOLE 341 0 0
AUTOMATIC DATA PROCESSING 053015103 17 400 SH SOLE 400 0 0
AVISTA CORP SHS PFD CONV 12.40 05379B503 7 400 SH SOLE 400 0 0
AVON PRODUCTS INC 054303102 72 2916 SH SOLE 400 0 2516
BPAMOCO PLC SPONSORED ADR 05562210S 109 988 SH SOLE 704 0 284
BP AMOCO PLC SPONSORED ADR 055622104 1056 9536 SH SOLE 9536 0 0
BT FINANCIAL CORP 055763106 194 8074 SH SOLE 8074 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BAKER HUGHES INC 057224107 11 400 SH SOLE 400 0 0
BANK OF AMERICA CORP 06050510S 78 1410 SH SOLE 1056 0 354
BANK OF AMERICA CORP 060505104 171 3084 SH SOLE 2380 0 704
BANK ONE CORP 06423A10S 58 1687 SH SOLE 1256 0 431
BANK ONE CORP 06423A103 131 3774 SH SOLE 3329 0 445
BANK ONE CORP 06423A103 1138 32706 SH DEFINED 2512 0 30194
BARNES GROUP INC 067806109 12 639 SH SOLE 639 0 0
BAXTER INTERNATIONAL INC 071813109 274 4550 SH SOLE 4550 0 0
BAXTER INTERNATIONAL INC 071813109 50 838 SH DEFINED 838 0 0
BECTON DICKINSON & CO 075887109 482 17200 SH SOLE 17200 0 0
BECTON DICKINSON & CO 075887109 86 3100 SH DEFINED 3100 0 0
BELL ATLANTIC CORP 077853109 4978 73963 SH SOLE 66974 0 6989
BELL ATLANTIC CORP 077853109 383 5694 SH DEFINED 3114 0 2580
BELLSOUTH CORP 079860102 4016 89254 SH SOLE 77939 0 11315
BELLSOUTH CORP 079860102 431 9596 SH DEFINED 5784 0 3812
BESTFOODS 08658U101 38 800 SH SOLE 800 0 0
BETHLEHEM STEEL (BS ) $2.5000 087509402 12 500 SH SOLE 500 0 0
BLACK & DECKER CORP 091797100 4 100 SH SOLE 100 0 0
BLACKROCK INCOME TRUST 09247F100 31 5000 SH SOLE 5000 0 0
BLACKROCK 1999 TERM TRUST 09247T100 1311 130350 SH SOLE 119950 0 10400
BLACKROCK 1999 TERM TRUST 09247T100 191 19000 SH DEFINED 19000 0 0
BLACKROCK NORTH AMER GVT INC 092475102 13 1333 SH SOLE 0 0 1333
BLACKROCK TARGET TERM TRUST 092476100 19 2000 SH SOLE 0 0 2000
BLACKROCK 2001 TERM TRUST 092477108 1368 152100 SH SOLE 138000 0 14100
BLACKROCK 2001 TERM TRUST 092477108 154 17200 SH DEFINED 17200 0 0
BLAIR CORPORATION 092828102 2 150 SH SOLE 150 0 0
BOB EVANS FARMS 096761101 3 182 SH SOLE 182 0 0
BODDIE-NOELL PROPERTIES INC 096903109 2 212 SH SOLE 212 0 0
BOEING CO 097023105 228 5367 SH SOLE 5191 0 176
BOEING CO 097023105 14 332 SH DEFINED 332 0 0
BRISTOL-MYERS SQUIBB CO 110122108 3904 57843 SH SOLE 51643 0 6200
BRISTOL-MYERS SQUIBB CO 110122108 376 5580 SH DEFINED 4480 0 1100
BRITISH STEEL PLC ADR 111015301 25 1000 SH SOLE 1000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BURLINGTON NORTHERN SANTE FE 12189T104 28 1050 SH SOLE 1050 0 0
BUTLER MANUFACTURING CO 123655102 9 379 SH SOLE 379 0 0
CBRL GROUP INC COM 12489V106 2 150 SH SOLE 150 0 0
CBS CORPORATION 12490K107 711 15384 SH SOLE 12664 0 2720
CBS CORPORATION 12490K107 19 420 SH DEFINED 420 0 0
CIGNA HIGH INCOME SHS FUND 12551D109 5 888 SH SOLE 888 0 0
CNB FINANCIAL CORP/PA 126128107 14 570 SH SOLE 570 0 0
CSX CORP 126408103 6 144 SH SOLE 144 0 0
CVS CORP 126650100 80 1968 SH SOLE 1968 0 0
CVS CORP 126650100 642 15732 SH DEFINED 15732 0 0
CALGON CARBON CORP 129603106 2 400 SH SOLE 400 0 0
CAMPBELL SOUP CO 13442910S 46 1191 SH SOLE 943 0 248
CAMPBELL SOUP CO 134429109 15 400 SH SOLE 200 0 200
CANADIAN PACIFIC LTD 135923100 6 300 SH SOLE 300 0 0
CANADIAN PACIFIC LTD 135923100 6 300 SH DEFINED 300 0 0
CARDINAL HEALTH INC 14149Y108 56 1043 SH SOLE 1043 0 0
CARDINAL HEALTH INC 14149Y108 12 232 SH DEFINED 232 0 0
CARLISLE COS INC 142339100 79 2000 SH SOLE 0 0 2000
CAROLINA POWER & LIGHT 144141108 83 2373 SH SOLE 2373 0 0
CATERPILLAR INC 14912310S 70 1293 SH SOLE 984 0 309
CATERPILLAR INC 149123101 20 375 SH SOLE 375 0 0
CEMEX S A SPNOSOR ADR NEW REP ORD PARTN 151290889 3 134 SH SOLE 134 0 0
CENDANT CORP CD 151313103 3 200 SH DEFINED 200 0 0
CENTRAL HUDSON GAS & ELEC 153609102 7 200 SH SOLE 200 0 0
CHASE MANHATTAN CORP 16161A108 223 2966 SH SOLE 2966 0 0
CHEVRON CORP 166751107 46 528 SH SOLE 528 0 0
CHEVRON CORP 166751107 53 600 SH DEFINED 600 0 0
CHUBB CORP 17123210S 44 888 SH SOLE 685 0 203
CINERGY CORP 172474108 4 168 SH SOLE 168 0 0
CISCO SYSTEMS 17275R10S 88 1287 SH SOLE 895 0 392
CISCO SYSTEMS INC 17275R102 315 4600 SH SOLE 4500 0 100
CITIGROUP INC COM 17296710S 122 2775 SH SOLE 2007 0 768
CITIGROUP INC COM 172967101 266 6062 SH SOLE 5312 0 750
CITIGROUP INC COM 172967101 33 750 SH DEFINED 0 0 750
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CITIZENS UTILITIES CO-CL B 177342201 31 2788 SH SOLE 1078 0 1710
CITIZENS UTILITIES CO-CL B 177342201 7 690 SH DEFINED 0 0 690
CLOROX COMPANY 18905410S 41 1076 SH SOLE 854 0 222
CLOROX COMPANY 189054109 71 1872 SH SOLE 1272 0 600
CLOROX COMPANY 189054109 13 340 SH DEFINED 140 0 200
COCA COLA COMPANY 191216100 173 3600 SH SOLE 3400 0 200
COCA COLA COMPANY 191216100 113 2356 SH DEFINED 2256 0 100
COLGATE-PALMOLIVE CO 194162103 100 2200 SH SOLE 2200 0 0
COLGATE-PALMOLIVE CO 194162103 18 400 SH DEFINED 400 0 0
COLUMBIA ENERGY GROUP 197648108 8 150 SH SOLE 150 0 0
COLUMBIA ENERGY GROUP 197648108 8 150 SH DEFINED 150 0 0
COMMONWEALTH TELEPHONE ENTERPRISES 203349105 9 220 SH SOLE 110 0 110
COMPAQ COMPUTER CORP 20449310S 86 3776 SH SOLE 3067 0 709
COMPAQ COMPUTER CORP 204493100 204 8950 SH SOLE 7150 0 1800
COMPAQ COMPUTER CORP 204493100 80 3500 SH DEFINED 2500 0 1000
COMPUTER ASSOCIATES INTL INC 204912109 314 5150 SH SOLE 4550 0 600
COMPUTER ASSOCIATES INTL INC 204912109 58 950 SH DEFINED 950 0 0
CONEXANT SYSTEMS INC 207142100 417 5746 SH SOLE 4796 0 950
CONEXANT SYSTEMS INC 207142100 197 2725 SH DEFINED 2475 0 250
CONOCO INC CL B 208251405 16 613 SH DEFINED 613 0 0
CONSOLIDATED EDISON INC 209115104 20 500 SH SOLE 500 0 0
CONSOLIDATED NATURAL GAS 209615103 938 15043 SH SOLE 14143 0 900
CONSOLIDATED NATURAL GAS 209615103 99 1600 SH DEFINED 1300 0 300
CONSTELLATION ENERGY GROUP INC COM 210371100 338 12039 SH SOLE 12039 0 0
CONSTELLATION ENERGY GROUP INC COM 210371100 98 3500 SH DEFINED 1800 0 1700
CORN PRODUCTS INTERL I 219023108 3 100 SH SOLE 100 0 0
CREDIT SUISSE ASSET MGMT INCOME FUND INC 224916106 13 2000 SOLE 2000 0 0
CRESENT REAL ESTATE EQUITIESCO 225756105 5 300 SH SOLE 300 0 0
DQE INC 23329J104 682 17443 SH SOLE 17218 0 225
DQE INC 23329J104 129 3300 SH DEFINED 3000 0 300
DARDEN RESTAURANTS INC 237194105 9 500 SH SOLE 500 0 0
DATA DIMENSIONS INC 237654207 0 500 SH SOLE 500 0 0
DEERE & COMPANY 244199105 3 100 SH SOLE 100 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DELL COMPUTER 247025109 165 3950 SH SOLE 3950 0 0
DELPHI AUTOMOTIVE SYSTEMS CORPORATION 247126105 93 5835 SH SOLE 5835 0 0
DELPHI AUTOMOTIVE SYSTEMS CORPORATION 247126105 14 930 SH DEFINED 930 0 0
DEVON ENERGY CORP 25179M103 1 33 SH SOLE 33 0 0
DIAL CORP 25247D101 178 7008 SH SOLE 6308 0 700
DIAL CORP 25247D101 5 200 SH DEFINED 100 0 100
UIT DIAMONDS TR SER 1 252787106 9 90 SH SOLE 90 0 0
DIEBOLD INC 253651103 4 200 SH SOLE 200 0 0
THE WALT DISNEY CO 25468710S 16 650 SH SOLE 231 0 419
THE WALT DISNEY CO 254687106 371 14300 SH SOLE 12100 0 2200
THE WALT DISNEY CO 254687106 46 1800 SH DEFINED 1200 0 600
DOMINION RESOURCES INC/VA 257470104 22 500 SH SOLE 500 0 0
DONNELLEY (R.R) & SONS CO 257867101 17 600 SH SOLE 600 0 0
DOW CHEMICAL 260543103 38 340 SH SOLE 340 0 0
DU PONT (E.I.) DE NEMOUR 26353410S 65 1090 SH SOLE 813 0 277
DU PONT (E.I.) DE NEMOURS 263534109 45 750 SH SOLE 200 0 550
DU PONT (E.I.) DE NEMOURS 263534109 380 6292 SH DEFINED 6292 0 0
DUFF & PHELPS UTIL & CORP BD 26432K108 3 250 SH SOLE 250 0 0
DUN & BRADSTREET CORP-NEW 26483B106 313 10500 SH SOLE 9400 0 1100
DUN & BRADSTREET CORP-NEW 26483B106 50 1700 SH DEFINED 1200 0 500
DYNEX CAP INC COM NEW 26817Q506 6 932 SH SOLE 932 0 0
EMC CORP/MASS 268648102 24 340 SH SOLE 0 0 340
ENSCO INTERNATIONAL INC 26874Q100 23 1300 SH SOLE 1000 0 300
ESB FINANCIAL CORP 26884F102 60 4598 SH SOLE 4598 0 0
EASTMAN KODAK CO 277461109 15 200 SH SOLE 200 0 0
ECHELON INTERNATIONAL CORP 278747100 7 289 SH SOLE 0 0 289
ECHO BAY MINES LTD 278751102 0 400 SH SOLE 400 0 0
ELECTRONIC DATA SYSTEMS CORP 285661104 786 14854 SH SOLE 12122 0 2732
ELECTRONIC DATA SYSTEMS CORP 285661104 116 2200 SH DEFINED 1900 0 300
EMERGING MARKETS INC FD II 290920107 52 5148 SH SOLE 5148 0 0
EMERSON ELECTRIC CO 291011104 151 2400 SH SOLE 2400 0 0
EMERSON ELECTRIC CO 291011104 6 100 SH DEFINED 0 0 100
ENERGY EAST CORP 29266M109 3 150 SH SOLE 75 0 75
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ENRON CORP 293561106 254 6200 SH SOLE 6200 0 0
EQUITABLE RESOURCES INC 294549100 100 2654 SH SOLE 2654 0 0
EQUITABLE RESOURCES INC 294549100 22 601 SH DEFINED 601 0 0
EQUITY RESIDENTIAL PPTYS TR PFD CONV SER 2.1529476L826 10 400 SH SOLE 400 0 0
EQUITY RESIDENTAL PPTYS SER E CONV PFD 7% 29476L883 24 1000 SH SOLE 1000 0 0
ERICSSON LM TEL CO ADR 294821400 15 500 SH SOLE 0 0 500
EXCELSIOR HENDERSON 300906104 0 100 SH SOLE 100 0 0
EXXON CORP 302290101 3969 52234 SH SOLE 46034 0 6200
EXXON CORP 302290101 352 4644 SH DEFINED 3744 0 900
FMC CORPORATION 302491303 174 3626 SH SOLE 3626 0 0
FNB CORP 302520101 1 68 SH SOLE 68 0 0
FPL GROUP INC 302571104 1 29 SH SOLE 29 0 0
FPL GROUP INC 302571104 100 2000 SH DEFINED 2000 0 0
FEDERAL MOGUL CORP 313549107 5 200 SH SOLE 200 0 0
FANNIE MAE 313586109 918 14650 SH SOLE 13450 0 1200
FANNIE MAE 313586109 181 2900 SH DEFINED 2900 0 0
FINOVA GROUP INC 317928109 14 400 SH SOLE 400 0 0
FIRST COMMONWEALTH FINL CORP 319829107 1548 60725 SH SOLE 47549 0 13176
FIRST COMMONWEALTH FINL CORP 319829107 344 13508 SH DEFINED 12698 0 810
FIRST UNION CORP 337358105 122 3445 SH SOLE 2819 0 626
FIRST VIRGINIA BANKS INC 337477103 9 224 SH SOLE 0 0 224
FIRST ENGERY CORP 337932107 190 7519 SH SOLE 7070 0 449
FIRST ENGERY CORP 337932107 144 5719 SH DEFINED 5719 0 0
FLEET FINANACIAL GROUP INC 338915101 29 800 SH SOLE 0 0 800
FLORIDA PROGRESS CORP 341109106 161 3500 SH SOLE 1500 0 2000
FLUOR CORP 343861100 8 200 SH SOLE 0 0 200
FOOTSTAR INC 344912100 44 1266 SH DEFINED 1266 0 0
FORD MOTOR COMPANY 345370100 590 11744 SH SOLE 11644 0 100
FORD MOTOR COMPANY 345370100 160 3200 SH DEFINED 3000 0 200
FOREST LABS INC 345838106 21 500 SH SOLE 0 0 500
FORTUNE BRANDS INC 349631101 506 15700 SH SOLE 14500 0 1200
FORTUNE BRANDS INC 349631101 36 1125 SH DEFINED 1125 0 0
FRANCHISE FINANCIAL CORP OF AM 351807102 16 726 SH SOLE 726 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GPU INC 36225X100 161 4965 SH SOLE 4339 0 626
GPU INC 36225X100 188 5767 SH DEFINED 5767 0 0
GTE CORP 362320103 1638 21313 SH SOLE 20225 0 1088
GTE CORP 362320103 272 3548 SH DEFINED 3498 0 50
GABELLI GLOBAL MULTIMEDIA TRUST 36239Q109 4 285 SH SOLE 285 0 0
GABELLI EQUITY TRUST INC 362397101 35 3183 SH SOLE 3183 0 0
GABELLI UTILITY TRUST COMMON 36240A101 2 318 SH SOLE 318 0 0
GALLAHER GROUP PLC 363595109 410 15100 SH SOLE 13900 0 1200
GALLAHER GROUP PLC 363595109 33 1225 SH DEFINED 1225 0 0
GANNETT INC 364730101 345 5000 SH SOLE 5000 0 0
GARTNER GROUP INC NEW COM CLASS B 366651206 38 2288 SH SOLE 2002 0 286
GARTNER GROUP INC NEW COM CLASS B 366651206 4 260 SH DEFINED 260 0 0
GATEWAY INC 367626108 17 400 SH SOLE 400 0 0
GENERAL CABLE CORP 369300108 16 1350 SH SOLE 1350 0 0
GENERAL ELECTRIC CO 36960410S 16 137 SH SOLE 48 0 89
GENERAL ELECTRIC CO 369604103 3335 28130 SH SOLE 24830 0 3300
GENERAL ELECTRIC CO 369604103 177 1500 SH DEFINED 1300 0 200
GENERAL INSTRUMENT CORP 370120107 4 100 SH SOLE 100 0 0
GENERAL MILLS INC 370334104 103 1275 SH SOLE 1175 0 100
GENERAL MILLS INC 370334104 16 200 SH DEFINED 200 0 0
GENERAL MOTORS CORP 370442105 526 8372 SH SOLE 8372 0 0
GENERAL MOTORS CORP 370442105 83 1333 SH DEFINED 1333 0 0
GENERAL MOTORS CORP H 370442832 4 76 SH SOLE 76 0 0
GENUINE PARTS CO 372460105 17 650 SH SOLE 650 0 0
GENUINE PARTS CO 372460105 7 300 SH DEFINED 300 0 0
GILLETTE COMPANY 37576610S 80 2368 SH SOLE 1803 0 565
GILLETTE COMPANY 375766102 335 9874 SH SOLE 8874 0 1000
GILLETTE COMPANY 375766102 20 600 SH DEFINED 0 0 600
GLAXO WELLCOME PLC SPONSORED 37733W105 20 400 SH SOLE 400 0 0
GLOBAL MARINE INC 379352404 16 1000 SH SOLE 1000 0 0
HRPT PPTYS TR 40426W101 13 1230 SH SOLE 1230 0 0
HALLIBURTON CO 406216101 15 375 SH SOLE 375 0 0
JOHN HANCOCK BK & THRIFT FD 409735107 7 892 SH SOLE 892 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
JOHN HAN PATR PREM DIV FD I 41013Q101 6 756 SH SOLE 0 0 756
HARNISHFEGER INDUSTRIES INC 413345109 0 800 SH SOLE 800 0 0
HARTFORD FINL GRP INC COM 416515104 40 996 SH SOLE 996 0 0
HAWAIIAN ELECTRIC INDS 419870100 17 494 SH SOLE 494 0 0
HEALTH CARE PPTY INVS 421915109 13 500 SH SOLE 500 0 0
HEALTHCARE REALTY TRUST INC 421946104 16 880 SH SOLE 880 0 0
HEINZ (H.J.) CO 423074103 2270 52800 SH SOLE 50350 0 2450
HEINZ (H.J.) CO 423074103 25 600 SH DEFINED 600 0 0
HERITAGE FINANCIAL CORP 42722X106 6 800 SH SOLE 800 0 0
HERSHEY FOODS CORP 427866108 136 2800 SH SOLE 2800 0 0
HERSHEY FOODS CORP 427866108 38 800 SH DEFINED 0 0 800
HEWLETT-PACKARD CO 428236103 154 1700 SH SOLE 1200 0 500
HEWLETT-PACKARD CO 428236103 27 300 SH DEFINED 0 0 300
HIRSCH INTERNATIONAL CORP A 433550100 0 120 SH SOLE 120 0 0
HUBBELL INC -CL B 443510201 22 700 SH SOLE 700 0 0
HUBBELL INC -CL B 443510201 41 1298 SH DEFINED 1298 0 0
HUSSMAN INTERNATIONAL 448110106 21 1274 SH SOLE 0 0 1274
HYPERION 2002 TERM TRUST INC 448915108 37 4595 SH SOLE 0 0 4595
IMS HEALTH INC 449934108 399 17500 SH SOLE 15300 0 2200
IMS HEALTH INC 449934108 45 2000 SH DEFINED 2000 0 0
ITT INDUSTRIES INC 450911102 59 1858 SH SOLE 1758 0 100
ITT INDUSTRIES INC 450911102 6 200 SH DEFINED 200 0 0
IKON OFFICE SOLUTIONS INC 451713101 3 300 SH SOLE 300 0 0
IKON OFFICE SOLUTIONS INC 451713101 3 300 SH DEFINED 0 0 300
INGERSOLL-RAND CO 456866102 41 750 SH SOLE 0 0 750
INTEL CORP 45814010S 100 1358 SH SOLE 1004 0 354
INTEL CORP 458140100 3107 41823 SH SOLE 34323 0 7500
INTEL CORP 458140100 490 6600 SH DEFINED 4900 0 1700
INTL BUSINESS MACHINES CORP 459200101 968 8002 SH SOLE 7432 0 570
INTL BUSINESS MACHINES CORP 459200101 169 1400 SH DEFINED 1400 0 0
IPALCO ENTERPRISES INC 462613100 81 4200 SH SOLE 4200 0 0
JEFFERSON-PILOT CORP 475070108 18 300 SH SOLE 0 0 300
JOHNSON & JOHNSON 47816010S 95 1045 SH SOLE 786 0 259
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
JOHNSON & JOHNSON 478160104 110 1200 SH SOLE 400 0 800
JOHNSON & JOHNSON 478160104 9 100 SH DEFINED 0 0 100
JUNO ONLINE SERVICES INC 482048105 1 100 SH SOLE 100 0 0
KMART CORP 482584109 12 1100 SH SOLE 0 0 1100
KMART CORP 482584109 15 1300 SH DEFINED 1300 0 0
KELLOGG CO 487836108 7 200 SH SOLE 200 0 0
KENNAMETAL INC 489170100 33 1300 SH SOLE 1300 0 0
KERR-MCGEE CORP 492386107 4 81 SH SOLE 81 0 0
KEYCORP 493267108 20 800 SH SOLE 800 0 0
KEYSTONE FIN INC 493482103 6 280 SH SOLE 280 0 0
KIMBERLY-CLARK CORP 494368103 1128 21400 SH SOLE 19400 0 2000
KIMBERLY-CLARK CORP 494368103 168 3200 SH DEFINED 3000 0 200
KINDER MORGAN ENERGY 494550106 6 139 SH SOLE 139 0 0
KONINKLIJKE PHILIPS ELECTRS NEW 500472204 9 92 SH SOLE 92 0 0
LSI LOGIC CORP 502161102 31 600 SH SOLE 0 0 600
ESTEE LAUDER COMPANY CL A 518439104 7 200 SH SOLE 200 0 0
LEXINGTON CORP PPTYS TR COM 529043101 33 2975 SH SOLE 2975 0 0
LIBERTY ALL STAR EQUITY FUND 530158104 57 4915 SH SOLE 4915 0 0
LILLY (ELI) & CO 532457108 25 400 SH SOLE 400 0 0
LINCOLN NATIONAL CORP 534187109 537 14320 SH SOLE 14320 0 0
LUCENT TECHNOLOGIES INC 54946310S 122 1896 SH SOLE 1404 0 492
LUCENT TECHNOLOGIES INC 549463107 4304 66356 SH SOLE 58499 0 7857
LUCENT TECHNOLOGIES INC 549463107 555 8558 SH DEFINED 5682 0 2876
LYONDELL CHEMICAL COMPANY 552078107 53 4000 SH DEFINED 4000 0 0
MBNA CORP 55262L100 38 1687 SH SOLE 337 0 1350
MCI WORLDCOM INC 55268B10S 102 1426 SH SOLE 1037 0 389
MCI WORLDCOM INC 55268B106 246 3424 SH SOLE 1974 0 1450
MCI WORLDCOM INC 55268B106 111 1550 SH DEFINED 750 0 800
MFS CHARTER INCOME TRUST 552727109 8 1000 SH SOLE 0 0 1000
MANAGED MUNI PORTFOLIO INC 561662107 26 2726 SH SOLE 2726 0 0
MATTEL INC 577081102 15 796 SH SOLE 796 0 0
MAY DEPARTMENT STORES CO 577778103 139 3834 SH SOLE 3834 0 0
MAY DEPARTMENT STORES CO 577778103 167 4587 SH DEFINED 4587 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MAYTAG CORP 57859210S 42 1282 SH SOLE 994 0 288
MCDONALD'S CORP 580135101 354 8200 SH SOLE 5400 0 2800
MCDONALD'S CORP 580135101 157 3652 SH DEFINED 2852 0 800
MCKESSON HBOC INC 58155Q103 261 9000 SH SOLE 9000 0 0
MCKESSON HBOC INC 58155Q103 11 400 SH DEFINED 200 0 200
MEDIAONE GROUP INC 58440J104 73 1083 SH SOLE 973 0 110
MELLON BANK CORP 585509102 245 7308 SH SOLE 7308 0 0
MERCK & CO., INC 589331107 1561 24096 SH SOLE 22826 0 1270
MERITOR AUTOMOTIVE 59000G100 84 4063 SH SOLE 3430 0 633
MERITOR AUTOMOTIVE 59000G100 41 1965 SH DEFINED 1965 0 0
MICROSOFT CORP 59491810S 125 1388 SH SOLE 1024 0 364
MICROSOFT CORP 594918104 2701 29834 SH SOLE 26334 0 3500
MICROSOFT CORP 594918104 271 3000 SH DEFINED 800 0 2200
MIDAS GROUP 595626102 8 424 SH SOLE 0 0 424
MILLENNIUM CHEMICALS INC 599903101 0 7 SH SOLE 7 0 0
MILLS CORP 601148109 8 500 SH SOLE 500 0 0
MINNESOTA MINING & MFG CO 604059105 33 344 SH SOLE 344 0 0
MISSISSIPPI CHEMICAL 605288208 0 100 SH SOLE 0 0 100
MITEL CORP 606711109 0 100 SH SOLE 100 0 0
MOBIL CORP 607059102 1446 14362 SH SOLE 13362 0 1000
MOBIL CORP 607059102 66 656 SH DEFINED 656 0 0
THE MONY GROUP INC 615337102 3 111 SH SOLE 111 0 0
J P MORGAN & COMPANY 616880100 14 130 SH SOLE 130 0 0
MORGAN STANLEY DEAN WITTER 617446448 81 914 SH SOLE 914 0 0
MORGAN STANLEY DEAN WITTER 617446448 7 82 SH DEFINED 82 0 0
MORGAN STANLEY DEAN WITTER GOVT INCOME TR 61745P106 8 1000 SH SOLE 1000 0 0
MOTOROLA INC 620076109 44 500 SH SOLE 500 0 0
NCR CORP 62886E108 12 385 SH SOLE 370 0 15
NCR CORP 62886E108 3 104 SH DEFINED 104 0 0
NABISCO GROUP HOLDING GROUP 62952P102 50 3346 SH SOLE 3146 0 200
NABISCO GROUP HOLDING GROUP 62952P102 1 100 SH DEFINED 0 0 100
NACCO INDUSTRIES -CL A 629579103 20 300 SH SOLE 300 0 0
UIT NASDAQ 100 TR 1 631100104 10 84 SH SOLE 84 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NATIONAL CITY CORP 635405103 2059 77196 SH SOLE 77196 0 0
NATIONAL FUEL GAS CO 636180101 704 14939 SH SOLE 14939 0 0
NATIONAL FUEL GAS CO 636180101 18 400 SH DEFINED 0 0 400
NEW CENTURY ENERGIES INC 64352U103 3 100 SH SOLE 100 0 0
NEW ENGLAND ELECTRIC SYSTEM 644001109 25 500 SH SOLE 500 0 0
NEWELL RUBBERMAID INC 651229106 374 13108 SH SOLE 13108 0 0
NIELSON MEDIA RESH INC NEW 653929307 7 198 SH SOLE 165 0 33
NICOR INC 654086107 14 402 SH SOLE 402 0 0
NORFOLK SOUTHERN CORP 655844108 153 6258 SH SOLE 300 0 5958
NORTEL NETWORKS CORP 656569100 61 1200 SH SOLE 0 0 1200
NORTHWEST BANCORP PA 667328108 8 1000 SH SOLE 1000 0 0
NORTHWESTERN CORP 668074107 12 536 SH SOLE 536 0 0
NOVACARE INC 669930109 59 50000 SH SOLE 0 0 50000
NUVEEN PREMIUM INC MUNI FUND 6706K4105 14 1200 SOLE 1200 0 0
NUVEEN PENN PREMIUM INC 2 67061F101 56 4413 SOLE 4413 0 0
NUVEEN PENN PREMIUM INC 2 67061F101 3 300 DEFINED 300 0 0
NUVEEN MUNI ADVANTAGE FUND 67062H106 10 745 SH SOLE 745 0 0
OGE ENERGY CORP 670837103 105 4734 SH SOLE 4734 0 0
NUVEEN MUNI VALUE FUND 670928100 8 1063 SH SOLE 1063 0 0
NUVEEN PA INVESTMENT QUALITYMUNICIPAL FUND INC 670972108 50 3300 SOLE 3300 0 0
NUVEEN PA INVESTMENT QUALITYMUNICIPAL FUND INC 670972108 65 4234 DEFINED 4234 0 0
NUVEEN QUALITY MUNI FUND 670977107 44 3000 SOLE 3000 0 0
OAK TECHNOLOGY 671802106 2 500 SH DEFINED 0 0 500
OGDEN CORP 676346109 20 2000 SH SOLE 2000 0 0
OLD REPUBLIC INTERNATIONAL CORP 680223104 84 5886 SH SOLE 5886 0 0
OMEGA FINANCIAL CORP 682092101 56 1800 SH SOLE 1800 0 0
OMNIPOINT CORP 68212D102 5 100 SH SOLE 100 0 0
ORACLE CORP 68389X105 34 750 SH DEFINED 0 0 750
OREGON TRAIL FINANCIAL CORP 685932105 7 700 SH SOLE 700 0 0
P COM INC 693262107 0 80 SH SOLE 80 0 0
PECO ENERGY CO 693304107 11 300 SH SOLE 100 0 200
PECO ENERGY CO 693304107 217 5789 SH DEFINED 5789 0 0
PNC BANK CORP 693475105 766 14546 SH SOLE 11921 0 2625
PNC BANK CORP 693475105 152 2900 SH DEFINED 2900 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PP&L RESOURCES INC 693499105 28 1037 SH SOLE 1037 0 0
PPG INDUSTRIES INC 693506107 658 10975 SH SOLE 10975 0 0
PPG INDUSTRIES INC 693506107 28 480 SH DEFINED 480 0 0
PARAMETRIC TECHNOLOGY CORP 699173100 2 200 SH SOLE 200 0 0
PAYLESS SHOESOURCE INC 704379106 14 297 SH DEFINED 297 0 0
PENN TRAFFIC CO NEW 707832200 0 15 SH SOLE 5 0 10
PENNEY (J.C.) CO 708160106 7 220 SH SOLE 220 0 0
PENNEY (J.C.) CO 708160106 152 4412 SH DEFINED 4412 0 0
PENNZOIL QUAKER ST CO 709323109 24 1903 SH SOLE 1903 0 0
PEPSICO INC 71344810S 84 2773 SH SOLE 2033 0 740
PEPSICO INC 713448108 648 21260 SH SOLE 18760 0 2500
PEPSICO INC 713448108 198 6500 SH DEFINED 3600 0 2900
PHARMACIA & UPJOHN INC 716941109 35 724 SH SOLE 724 0 0
PFIZER INC 71708110S 69 1925 SH SOLE 1472 0 453
PFIZER INC 717081103 461 12867 SH SOLE 10167 0 2700
PFIZER INC 717081103 43 1200 SH DEFINED 0 0 1200
PHILLIP MORRIS COMPANIES INC 718154107 119 3500 SH SOLE 900 0 2600
PHILLIP MORRIS COMPANIES INC 718154107 20 600 SH DEFINED 600 0 0
PHILLIPS PETROLEUM CO 718507106 19 393 SH SOLE 393 0 0
PHILLIPS PETROLEUM CO 718507106 12 257 SH DEFINED 257 0 0
PILGRIM PRIME RATE TRUST NEW SH BEN INT 72146W103 40 4299 SH SOLE 4299 0 0
POTOMAC ELECTRIC POWER 737679100 486 19120 SH SOLE 18020 0 1100
POTOMAC ELECTRIC POWER 737679100 53 2100 SH DEFINED 1700 0 400
PRAXAIR INC 74005P104 101 2204 SH SOLE 2204 0 0
PROCTOR & GAMBLE CO 742718109 281 3000 SH SOLE 3000 0 0
PROCTOR & GAMBLE CO 742718109 75 800 SH DEFINED 0 0 800
PROSPECT STREET HI INC FUND 743586406 5 592 SH SOLE 592 0 0
PROVIDIAN FINANCIAL CORP 74406A102 35 450 SH SOLE 450 0 0
PUBLIC SERVICE ENTERPRISE GP 744573106 213 5540 SH SOLE 5540 0 0
PUBLIC SERVICE ENTERPRISE GP 744573106 15 400 SH DEFINED 400 0 0
PUTNAM MASTER INCOME TRUST 74683K104 27 4000 SH SOLE 4000 0 0
PUTNAM MASTER INTER INCOME TR 746909100 7 1129 SH SOLE 1129 0 0
PUTNAM MASTER INTER INCOME TR 746909100 3 500 SH DEFINED 500 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
QUAKER OATS CO 747402105 111 1800 SH SOLE 1800 0 0
R&B FALCON CORPORATION 74912E101 32 2500 SH SOLE 2500 0 0
R&B FALCON CORPORATION 74912E101 5 440 SH DEFINED 0 0 440
QWEST COMMUNICATIONS INTL 74912110S 74 2512 SH SOLE 1976 0 536
QWEST COMMUN INTL 749121109 190 6450 SH SOLE 3750 0 2700
QWEST COMMUN INTL 749121109 116 3950 SH DEFINED 1150 0 2800
RCN CORPORATION 749361101 54 1320 SH SOLE 660 0 660
RH DONNELLEY CORP COM NEW 74955W307 3 200 SH SOLE 180 0 20
RH DONNELLEY CORP COM NEW 74955W307 0 40 SH DEFINED 40 0 0
RGS ENERGY GROUP INC 74956K104 6 262 SH SOLE 262 0 0
RALCORP HOLDINGS INC NEW 751028101 8 466 SH SOLE 466 0 0
RALSTON-RALSTON 75127730S 62 2260 SH SOLE 1725 0 535
RALSTON-RALSTON 751277302 144 5172 SH SOLE 5172 0 0
RAYONIER INC 754907103 5 125 SH SOLE 125 0 0
RAYTHEON CO 755111309 4 98 SH SOLE 98 0 0
RAYTHEON CO 755111309 3 78 SH DEFINED 78 0 0
RAYTHEON CO CL B 755111408 94 1900 SH SOLE 1900 0 0
READERS DIGEST ASSN -CL A 755267101 122 4200 SH SOLE 3700 0 500
READERS DIGEST ASSN -CL A 755267101 11 400 SH DEFINED 300 0 100
RELIANT ENERGY INC 75952J108 43 1600 SH SOLE 1600 0 0
REMEDY CORPORATION 759548100 2 100 SH SOLE 100 0 0
RESPIRONICS INC 761230101 3 400 SH SOLE 400 0 0
REYNOLDS RJ TOBACCO HOLDINGS INC 76182K105 0 15 SH SOLE 15 0 0
RITE AID CORP 767754104 22 1600 SH SOLE 800 0 800
RITE AID CORP 767754104 4 300 SH DEFINED 200 0 100
ROCKWELL INTL CORP 773903109 770 14668 SH SOLE 12768 0 1900
ROCKWELL INTL CORP 773903109 312 5950 SH DEFINED 5250 0 700
ROHM & HAAS CO 775371107 13 368 SH SOLE 368 0 0
ROYAL DUTCH PETE 780257804 30 520 SH SOLE 520 0 0
ROYAL DUTCH PETE 780257804 11 200 SH DEFINED 0 0 200
S&T BANCORP INC 783859101 63144 2775569 SH SOLE 2721099 0 54470
S&T BANCORP INC 783859101 6457 283866 SH DEFINED 277726 0 6140
SBC COMMUNICATIONS INC 78387G103 1995 39081 SH SOLE 35510 0 3571
SBC COMMUNICATIONS INC 78387G103 111 2192 SH DEFINED 1792 0 400
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SAFETY KLEEN CORP NEW 78648R203 12 1000 SH SOLE 1000 0 0
ST PAUL COMPANIES 792860108 49 1804 SH SOLE 1804 0 0
SANTA FE ENERGY TR-UTS 802013102 27 1500 SH SOLE 1500 0 0
SARA LEE CORP 803111103 451 19300 SH SOLE 18700 0 600
SARA LEE CORP 803111103 70 3000 SH DEFINED 3000 0 0
SCHERING-PLOUGH CORP 806605101 731 16770 SH SOLE 16770 0 0
SCHERING-PLOUGH CORP 806605101 52 1200 SH DEFINED 0 0 1200
SCHLUMBERGER LTD 80685710S 76 1224 SH SOLE 917 0 307
SCHLUMBERGER LTD 806857108 81 1300 SH SOLE 800 0 500
SCHLUMBERGER LTD 806857108 169 2725 SH DEFINED 2475 0 250
CHARLES SCHWAB CORPORATION 808513105 3 100 SH SOLE 0 0 100
SCOTT TECHNOLOGIES INC COM 810022301 296 15000 SH SOLE 15000 0 0
SEARS, ROEBUCK AND CO 812387108 37 1208 SH SOLE 1208 0 0
SEARS, ROEBUCK AND CO 812387108 3 124 SH DEFINED 124 0 0
SERVICEMASTER CO 81760N109 60 3795 SH SOLE 3795 0 0
SHERWIN-WILLIAMS CO 824348106 2 120 SH SOLE 120 0 0
SKY FINANCIAL GROUP 83080P103 40 1711 SH SOLE 1711 0 0
SOUTH JERSEY INDUSTRIES 838518108 0 20 SH SOLE 20 0 0
SOUTHERN CO 842587107 62 2412 SH SOLE 2412 0 0
SPRINT CORP 852061100 144 2666 SH SOLE 2666 0 0
SPRINT CORP (PCS GROUP) 852061506 49 666 SH SOLE 666 0 0
STARBUCKS CORPORATION 855244109 13 536 SH SOLE 536 0 0
STARWOOD HOTELS & RESORTS WORLDWIDE INC 85590A203 18 823 SH SOLE 823 0 0
STORAGE TECHNOLOGY CORP NEW 862111200 1 100 SH SOLE 100 0 0
SUMMIT BANCORP 866005101 270 8352 SH SOLE 8352 0 0
SUNBEAM CORP 867071102 26 4750 SH SOLE 4100 0 650
SUNBEAM CORP 867071102 1 300 SH DEFINED 300 0 0
SUNOCO INC 86764P109 6 220 SH SOLE 220 0 0
TECO ENERGY INC 872375100 240 11400 SH SOLE 10200 0 1200
TECO ENERGY INC 872375100 8 400 SH DEFINED 0 0 400
TELESCAN INC 879516102 4 300 SH SOLE 300 0 0
TEMPLETON GLOBAL INCOME FUND 880198106 5 844 SH SOLE 844 0 0
TENNECO INC 88037E101 44 2610 SH SOLE 2560 0 50
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
TEXACO INC 881694103 204 3240 SH SOLE 2740 0 500
TEXACO INC 881694103 47 750 SH DEFINED 400 0 350
TEXAS UTILITIES CO 882848104 7 200 SH SOLE 200 0 0
TEXAS UTILITIES CO 882848104 18 500 SH DEFINED 500 0 0
3COM CORP 885535104 43 1500 SH SOLE 1200 0 300
TRICON GLOBAL RESTAURANT INC 895953107 69 1710 SH SOLE 1550 0 160
TRICON GLOBAL RESTAURANT INC 895953107 3 80 SH DEFINED 80 0 0
II-VI INC 902104108 11 1000 SH SOLE 0 0 1000
TYCO INTERNATIONAL LTD 902124106 189 1840 SH SOLE 1540 0 300
UGI CORP 902681105 15 650 SH SOLE 650 0 0
USX-MARATHON GROUP 902905827 59 2047 SH SOLE 2047 0 0
US BANCORP 902973106 3 117 SH SOLE 117 0 0
USX-US STEEL GROUP INC 90337T101 10 419 SH SOLE 419 0 0
UNILEVER NV NY SHARE F NEW 90478470S 95 1409 SH SOLE 1082 0 327
UNILEVER NV NY SHARE F NEW 904784709 479 7032 SH SOLE 6943 0 89
UNILEVER NV NY SHARE F NEW 904784709 36 535 SH DEFINED 0 0 535
UNION CARBIDE SORP HLDG CO 905581104 134 2370 SH SOLE 2370 0 0
UNION PACIFIC CORP 907818108 240 5000 SH SOLE 4200 0 800
UNION PACIFIC CORP 907818108 240 5000 SH DEFINED 4600 0 400
UNION PACIFIC RESOURCES GRP 907834105 35 2200 SH SOLE 2200 0 0
UNION PACIFIC RESOURCES GRP 907834105 60 3700 SH DEFINED 3300 0 400
UNITED DOMINION INDUSTRIES LTD 909914103 11 500 SH SOLE 0 0 500
US OFFICE PRODUCTS NEW 912325305 0 172 SH SOLE 172 0 0
US WEST INC 91273H101 406 7117 SH SOLE 6589 0 528
US WEST INC 91273H101 19 342 SH DEFINED 342 0 0
VAN KAMPEN INTERMEDIATE TERM HIGH INC TRUST 920911104 3 600 SH SOLE 600 0 0
VAM KAMPEN PENNA QUALITY MUNICIPAL TRUST 920924107 55 3627 SOLE 3627 0 0
VAN KAMPEN TRUST FOR INVEST MENT GRADE MUNICIPAL920929106 14 1000 SOLE 1000 0 0
VAN KAMPEN TRUST INVESTMENT GRADE PA MUNS 920934106 16 1000 SOLE 1000 0 0
VAN KAMPEN ADVANTAGE PENNA MUN INCOME TRUST 920937109 4 266 SOLE 266 0 0
VAN KAMPEN STRATEGIC SECTOR MUNICIPAL TRUST 920943107 3 335 SOLE 167 0 168
VAN KAMPEN SR INCOME TR COM 920961109 18 2000 SH SOLE 2000 0 0
VIAD CORP 92552R109 186 6308 SH SOLE 6008 0 300
VIAD CORP 92552R109 2 100 SH DEFINED 100 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
VODAFONE AIRTOUCH PUBLIC LTD CO ADR 92857T107 610 2568 SH SOLE 2520 0 48
VODAFONE AIRTOUCH PUBLIC LTD CO ADR 92857T107 23 100 SH DEFINED 100 0 0
WPS RESOURCES CORP 92931B106 106 3800 SH SOLE 3800 0 0
WAL-MART STORES INC 931142103 119 2520 SH SOLE 2520 0 0
WAL-MART STORES INC 931142103 4 100 SH DEFINED 0 0 100
WALGREEN CO 931422109 20 800 SH SOLE 800 0 0
WALGREEN CO 931422109 101 4000 SH DEFINED 0 0 4000
WARNER LAMBERT CO 93448810S 105 1595 SH SOLE 1237 0 358
WARNER LAMBERT CO 934488107 2697 40650 SH SOLE 36750 0 3900
WARNER LAMBERT CO 934488107 222 3350 SH DEFINED 1200 0 2150
WASHINGTON GAS LIGHT CO 938837101 9 354 SH SOLE 354 0 0
WASTE MANAGEMENT INC NEW 94106L109 106 5549 SH SOLE 4949 0 600
WEIDER NUTRITION "A" 948603105 3 1000 SH SOLE 1000 0 0
WELLS FARGO & CO NEW 949746101 32 820 SH SOLE 820 0 0
WHITMAN CORP NEW 96647R107 36 2548 SH SOLE 0 0 2548
WILLIAMS COS INC 969457100 34 912 SH SOLE 912 0 0
WINN-DIXIE STORES INC 974280109 13 460 SH SOLE 460 0 0
WORTHINGTON INDUSTRIES 981811102 251 14800 SH SOLE 13700 0 1100
WORTHINGTON INDUSTRIES 981811102 59 3500 SH DEFINED 1100 0 2400
YORK INTERNATIONAL CORP 986670107 53 1500 SH SOLE 0 0 1500
ZWEIG TOTAL RETURN FUND INC 989837109 24 3000 SH SOLE 3000 0 0
GRAND TOTALS 178759 5737447 5295124 0 442323
</TABLE>