S&T BANK/PA
13F-HR, 2000-02-10
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549

FORM 13F

FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended:  December 31, 1999

Check here if Amendment [  ]: Amendment Number:

This Amendment (Check only one.):	[  ] is a restatement.

          					[  ] adds new holdings entries.


Institutional Investment Manager Filing this Report:

Name:		S & T Bank
Address:	800 Philadelphia Street
		Indiana, PA  15701

13F File Number:  28-0001010911

The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all information contained
herein is true, correct and complete, and that it is understood that
all required items, statements, schedules,lists, and tables, are
considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:

Name:	      Lisa K. Wymer
Title:	Assistant Vice President
Phone:	724-465-1410

Signature, Place, and Date of Signing:

	Lisa K. Wymer	Indiana, PA	February 10, 2000

Report Type (Check only one):

[  ]	13F HOLDINGS REPORT.

[  ]	13F NOTICE

[X ]	13F COMBINATION REPORT


List of Other Managers Reporting for this Manager:

	Form 13F File Number	Name

<PAGE>
Form 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:	0

Form 13F Information Table Entry Total:	551

Form 13F Information Table Value Total:	$188,078 (thousands)


List of Other Included Managers:

No.	13F File Number		Name

<TABLE>

<S>                            <C>              <C>        <C>    <C>      <C>  <C>  <C>     <C>          <C>      <C>      <C>
                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

LERNOUT & HAUSPIE SPEECH                        B5628B104        9      200 SH       SOLE                      200        0        0
LORAL SPACE & COMMUNICATIONS                    G56462107      119     4900 SH       SOLE                     3900        0     1000
LORAL SPACE & COMMUNICATIONS                    G56462107       70     2905 SH       DEFINED                   500        0     2405
ACM GOVERNMENT INCOME FUND                      000912105       23     3600 SH       SOLE                     1600        0     2000
AGL RESOURCES INC                               001204106      115     6800 SH       SOLE                     6400        0      400
AGL RESOURCES INC                               001204106       14      850 SH       DEFINED                   800        0       50
AK STL HOLDING CORP                             001547108        7      382 SH       SOLE                      382        0        0
AT&T CORP                                       00195710S      157     3092 SH       SOLE                     1860        0     1232
AT&T CORP                                       001957109     3476    68425 SH       SOLE                    63464        0     4961
AT&T CORP                                       001957109      451     8884 SH       DEFINED                  6684        0     2200
AXA FINANCIAL INC                               002451102        8      248 SH       SOLE                      232        0       16
ABBOTT LABORATORIES                             002824100      594    16379 SH       SOLE                    10379        0     6000
ABBOTT LABORATORIES                             002824100       14      400 SH       DEFINED                     0        0      400
ADV MICRO DEVICES INC                           007903107       14      500 SH       SOLE                      500        0        0
AEGON NV                                        007924103       50      528 SH       SOLE                      528        0        0
AETNA INC                                       008117103       55     1000 SH       DEFINED                  1000        0        0
ALBERTSON'S INC                                 013104104      129     4000 SH       SOLE                     3100        0      900
ALBERTSON'S INC                                 013104104       45     1400 SH       DEFINED                   800        0      600
ALCOA INC                                       013817101      249     3000 SH       SOLE                     3000        0        0
ALLEGHENY POWER SYSTEM                          017361106      152     5662 SH       SOLE                     5662        0        0
ALLEGHENY POWER SYSTEM                          017361106       16      600 SH       DEFINED                   600        0        0
ALLIANCE CAPITAL MGMT HOLDING LP UNIT LTD PARTNE01855A101       41     1400 SH       SOLE                     1400        0        0
ALLIANT CORP                                    018802108        6      228 SH       SOLE                      228        0        0
ALLIED IRISH BANKS PLC ADR                      019228402       39     1872 SH       SOLE                     1872        0        0
ALLIED WASTE INDUSTRIES INC                     019589308        8     1000 SH       SOLE                     1000        0        0
ALLIED WASTE INDUSTRIES INC                     019589308        8     1000 SH       DEFINED                     0        0     1000
ALLMERICA FINANCIAL CORP                        019754100        5      100 SH       SOLE                      100        0        0
ALLMERICA SECURITIES TRUST  SBI                 019921105       52     6000 SH       SOLE                     6000        0        0
ALLSTATE CORP                                   020002101       57     2388 SH       SOLE                     2388        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

ALLTEL CORP                                     020039103      693     8384 SH       SOLE                     8026        0      358
AMEREN CORP                                     023608102      167     5116 SH       SOLE                     5116        0        0
AMERICA ONLINE INC                              02364J104       33      435 SH       SOLE                      120        0      315
AMERICAN ELECTRIC POWER                         025537101       13      419 SH       SOLE                      419        0        0
AMERICAN EXPRESS COMPANY                        02581610S      164      992 SH       SOLE                      625        0      367
AMERICAN GENERAL CORP                           026351106      163     2160 SH       SOLE                     2160        0        0
AMERICAN HOME PRODUCTS CORP                     026609107     1260    32104 SH       SOLE                    32104        0        0
AMERICAN HOME PRODUCTS CORP                     026609107      141     3600 SH       DEFINED                  2000        0     1600
AMERICAN INSURED MTG        INVESTOR LP SER 86  02686F103        0      200 SH       SOLE                        0        0      200
AMERICAN INTERNATIONAL GROUP INC                026874107       41      384 SH       SOLE                      384        0        0
AMERICAN WATER WORKS INC                        030411102      169     8000 SH       SOLE                     8000        0        0
AMERICAN WATER WORKS INC                        030411102        8      400 SH       DEFINED                     0        0      400
AMERIGAS PARTNERS L.P                           030975106       15     1000 SH       SOLE                     1000        0        0
AMERIGAS PARTNERS L.P                           030975106       30     2000 SH       DEFINED                  2000        0        0
AMETEK NEW                                      031100100       24     1300 SH       SOLE                     1300        0        0
AMGEN INC                                       031162100       90     1500 SH       SOLE                     1500        0        0
ASIA PACIFIC FUND                               044901106        5      532 SH       SOLE                      532        0        0
ASSET INVESTORS CORPORATION                     04541W107        2      200 SH       SOLE                      200        0        0
ASSOCIATES 1ST CAP CORP CL A                    046008108      154     5646 SH       SOLE                     5646        0        0
ASSOCIATES 1ST CAP CORP CL A                    046008108       30     1098 SH       DEFINED                  1046        0       52
ATLANTIC RICHFIELD CO                           048825103      235     2720 SH       SOLE                     2720        0        0
ATLANTIC RICHFIELD CO                           048825103       29      344 SH       DEFINED                   344        0        0
AUTODESK INC                                    052769106        6      200 SH       DEFINED                     0        0      200
AUTOLIV INC                                     052800109        9      341 SH       SOLE                      341        0        0
AUTOMATIC DATA PROCESSING                       053015103       21      400 SH       SOLE                      400        0        0
AVISTA CORP SHS PFD CONV    12.40               05379B503        6      400 SH       SOLE                      400        0        0
AVON PRODUCTS INC                               054303102       96     2916 SH       SOLE                      400        0     2516
BPAMOCO PLC SPONSORED ADR                       05562210S      176     2969 SH       SOLE                     1909        0     1060
BP AMOCO PLC SPONSORED ADR                      055622104     1131    19072 SH       SOLE                    19072        0        0
BT FINANCIAL CORP                               055763106      177     8074 SH       SOLE                     8074        0        0
BAKER HUGHES INC                                057224107        8      400 SH       SOLE                      400        0        0
BANK OF AMERICA CORP                            06050510S      148     2958 SH       SOLE                     1687        0     1271
BANK OF AMERICA CORP                            060505104      320     6384 SH       SOLE                     5080        0     1304
BANK OF AMERICA CORP                            060505104       50     1000 SH       DEFINED                     0        0     1000

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

BANK ONE CORP                                   06423A10S      110     3463 SH       SOLE                     1997        0     1466
BANK ONE CORP                                   06423A103      450    14067 SH       SOLE                    12834        0     1233
BANK ONE CORP                                   06423A103     1075    33606 SH       DEFINED                  2712        0    30894
BARNES GROUP INC                                067806109       10      639 SH       SOLE                      639        0        0
BAXTER INTERNATIONAL INC                        071813109      285     4550 SH       SOLE                     4550        0        0
BAXTER INTERNATIONAL INC                        071813109       52      838 SH       DEFINED                   838        0        0
BECTON DICKINSON & CO                           075887109      468    17400 SH       SOLE                    17300        0      100
BECTON DICKINSON & CO                           075887109       88     3300 SH       DEFINED                  3300        0        0
BELL ATLANTIC CORP                              077853109     4440    72127 SH       SOLE                    65482        0     6645
BELL ATLANTIC CORP                              077853109      350     5694 SH       DEFINED                  3114        0     2580
BELLSOUTH CORP                                  079860102     4036    86235 SH       SOLE                    76608        0     9627
BELLSOUTH CORP                                  079860102      449     9596 SH       DEFINED                  5784        0     3812
BESTFOODS                                       08658U101       42      800 SH       SOLE                      800        0        0
BETHLEHEM STEEL (BS )       $2.5000             087509402       11      500 SH       SOLE                      500        0        0
BLACK & DECKER CORP                             091797100        5      100 SH       SOLE                      100        0        0
BLACKROCK INCOME TRUST                          09247F100       28     5000 SH       SOLE                     5000        0        0
BLACKROCK NORTH AMER GVT INC                    092475102       12     1333 SH       SOLE                        0        0     1333
BLACKROCK TARGET TERM TRUST                     092476100       19     2000 SH       SOLE                        0        0     2000
BLACKROCK 2001 TERM TRUST                       092477108     1311   148900 SH       SOLE                   138000        0    10900
BLACKROCK 2001 TERM TRUST                       092477108      151    17200 SH       DEFINED                 17200        0        0
BLAIR CORPORATION                               092828102        2      150 SH       SOLE                      150        0        0
BOB EVANS FARMS                                 096761101        2      182 SH       SOLE                      182        0        0
BODDIE-NOELL PROPERTIES INC                     096903109        1      212 SH       SOLE                      212        0        0
BOEING CO                                       097023105      214     5167 SH       SOLE                     4991        0      176
BOEING CO                                       097023105       13      332 SH       DEFINED                   332        0        0
BRISTOL-MYERS SQUIBB CO                         110122108     3584    55843 SH       SOLE                    50043        0     5800
BRISTOL-MYERS SQUIBB CO                         110122108      358     5580 SH       DEFINED                  4480        0     1100
BURLINGTON NORTHERN SANTE FE                    12189T104       37     1542 SH       SOLE                     1542        0        0
BUTLER MANUFACTURING CO                         123655102        8      379 SH       SOLE                      379        0        0
CBRL GROUP INC COM                              12489V106        0      100 SH       SOLE                      100        0        0
CBS CORPORATION                                 12490K107      878    13739 SH       SOLE                    13039        0      700
CBS CORPORATION                                 12490K107       26      420 SH       DEFINED                   420        0        0
CENTRAL HUDSON GAS & ELECTRIC CORP              12541M102        6      200 SH       SOLE                      200        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

CIGNA HIGH INCOME SHS FUND                      12551D109        4      888 SH       SOLE                      888        0        0
CNB FINANCIAL CORP/PA                           126128107       13      570 SH       SOLE                      570        0        0
CSX CORP                                        126408103        4      144 SH       SOLE                      144        0        0
CVS CORP                                        126650100       78     1968 SH       SOLE                     1968        0        0
CVS CORP                                        126650100      627    15732 SH       DEFINED                 15732        0        0
CALGON CARBON CORP                              129603106        2      400 SH       SOLE                      400        0        0
CAMPBELL SOUP CO                                13442910S       69     1792 SH       SOLE                     1266        0      526
CAMPBELL SOUP CO                                134429109       11      300 SH       SOLE                      100        0      200
CANADIAN PACIFIC LTD                            135923100        6      300 SH       SOLE                      300        0        0
CANADIAN PACIFIC LTD                            135923100        6      300 SH       DEFINED                   300        0        0
CARDINAL HEALTH INC                             14149Y108       49     1043 SH       SOLE                     1043        0        0
CARDINAL HEALTH INC                             14149Y108       11      232 SH       DEFINED                   232        0        0
CARLISLE COS INC                                142339100       72     2000 SH       SOLE                        0        0     2000
CAROLINA POWER & LIGHT                          144141108       72     2373 SH       SOLE                     2373        0        0
CATELLUS DEVELOPMENT CORP                       149111106        1      115 SH       SOLE                      115        0        0
CATERPILLAR INC                                 14912310S       77     1643 SH       SOLE                     1005        0      638
CATERPILLAR INC                                 149123101      103     2205 SH       SOLE                     2205        0        0
CENDANT CORP CD                                 151313103        5      200 SH       DEFINED                   200        0        0
CHASE MANHATTAN CORP                            16161A108      230     2966 SH       SOLE                     2966        0        0
CHEVRON CORP                                    166751107       43      500 SH       SOLE                      500        0        0
CHEVRON CORP                                    166751107       51      600 SH       DEFINED                   600        0        0
CHUBB CORP                                      17123210S       79     1409 SH       SOLE                      918        0      491
CINERGY CORP                                    172474108        4      168 SH       SOLE                      168        0        0
CISCO SYSTEMS                                   17275R10S      178     1669 SH       SOLE                     1033        0      636
CISCO SYSTEMS INC                               17275R102      498     4650 SH       SOLE                     4550        0      100
CITIGROUP INC COM                               17296710S      154     2775 SH       SOLE                     2007        0      768
CITIGROUP INC COM                               172967101      337     6062 SH       SOLE                     5312        0      750
CITIGROUP INC COM                               172967101       41      750 SH       DEFINED                     0        0      750
CITIZENS UTILITIES CO-CL B                      177342201       37     2610 SH       SOLE                      900        0     1710
CLOROX COMPANY                                  18905410S       54     1076 SH       SOLE                      854        0      222
CLOROX COMPANY                                  189054109       84     1672 SH       SOLE                     1272        0      400
CLOROX COMPANY                                  189054109       17      340 SH       DEFINED                   140        0      200
COCA COLA COMPANY                               191216100      209     3600 SH       SOLE                     3400        0      200
COCA COLA COMPANY                               191216100      131     2256 SH       DEFINED                  2256        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

COLGATE-PALMOLIVE CO                            194162103      143     2200 SH       SOLE                     2200        0        0
COLGATE-PALMOLIVE CO                            194162103       26      400 SH       DEFINED                   400        0        0
COLUMBIA ENERGY GROUP                           197648108        9      150 SH       SOLE                      150        0        0
COLUMBIA ENERGY GROUP                           197648108        9      150 SH       DEFINED                   150        0        0
COMMONWEALTH TELEPHONE      ENTERPRISES         203349105       11      220 SH       SOLE                      110        0      110
COMPAQ COMPUTER CORP                            20449310S      188     6967 SH       SOLE                     3948        0     3019
COMPAQ COMPUTER CORP                            204493100      271    10050 SH       SOLE                     8150        0     1900
COMPAQ COMPUTER CORP                            204493100      121     4500 SH       DEFINED                  2500        0     2000
COMPUTER ASSOCIATES INTL INC                    204912109      360     5150 SH       SOLE                     4550        0      600
COMPUTER ASSOCIATES INTL INC                    204912109       66      950 SH       DEFINED                   950        0        0
CONEXANT SYSTEMS INC                            207142100      762    11492 SH       SOLE                     9592        0     1900
CONEXANT SYSTEMS INC                            207142100      335     5050 SH       DEFINED                  4950        0      100
CONOCO INC CL B                                 208251405       15      613 SH       DEFINED                   613        0        0
CONSOLIDATED EDISON INC                         209115104       17      500 SH       SOLE                      500        0        0
CONSOLIDATED NATURAL GAS                        209615103      966    14893 SH       SOLE                    14593        0      300
CONSOLIDATED NATURAL GAS                        209615103      103     1600 SH       DEFINED                  1300        0      300
CONSTELLATION ENERGY GROUP  INC COM             210371100      349    12039 SH       SOLE                    12039        0        0
CONSTELLATION ENERGY GROUP  INC COM             210371100      101     3500 SH       DEFINED                  1800        0     1700
CORN PRODUCTS INTERL I                          219023108        3      100 SH       SOLE                      100        0        0
CORUS GROUP PLC SPONS ADR                       22087M101       25     1000 SH       SOLE                     1000        0        0
CREDIT SUISSE ASSET MGMT    INCOME FUND INC     224916106       12     2000 SH       SOLE                     2000        0        0
CRESENT REAL ESTATE EQUITIESCO                  225756105        5      300 SH       SOLE                      300        0        0
DQE INC                                         23329J104      605    17493 SH       SOLE                    17268        0      225
DQE INC                                         23329J104      114     3300 SH       DEFINED                  3000        0      300
DARDEN RESTAURANTS INC                          237194105        9      500 SH       SOLE                      500        0        0
DATA DIMENSIONS INC                             237654207        1      500 SH       SOLE                      500        0        0
DEERE & COMPANY                                 244199105      158     3650 SH       SOLE                     3650        0        0
DELL COMPUTER                                   247025109      224     4400 SH       SOLE                     4400        0        0
DELPHI AUTOMOTIVE SYSTEMS   CORPORATION         247126105       91     5789 SH       SOLE                     5789        0        0
DELPHI AUTOMOTIVE SYSTEMS   CORPORATION         247126105       14      930 SH       DEFINED                   930        0        0
DEVON ENERGY CORP                               25179M103        1       33 SH       SOLE                       33        0        0
DIAL CORP                                       25247D101      170     7008 SH       SOLE                     6308        0      700
DIAL CORP                                       25247D101        4      200 SH       DEFINED                   100        0      100

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

UIT DIAMONDS TR SER 1                           252787106       10       90 SH       SOLE                       90        0        0
THE WALT DISNEY CO                              25468710S      124     4256 SH       SOLE                     2625        0     1631
DISNEY (WALT) COMPANY HOLDING CO                254687106      435    14890 SH       SOLE                    12690        0     2200
DISNEY (WALT) COMPANY HOLDING CO                254687106      111     3800 SH       DEFINED                  1200        0     2600
DOMINION RESOURCES INC/VA                       257470104       19      500 SH       SOLE                      500        0        0
DONNELLEY (R.R) & SONS CO                       257867101       14      600 SH       SOLE                      600        0        0
DOW CHEMICAL                                    260543103       45      340 SH       SOLE                      340        0        0
DU PONT (E.I.) DE NEMOUR                        26353410S      102     1551 SH       SOLE                      980        0      571
DU PONT (E.I.) DE NEMOURS                       263534109       42      650 SH       SOLE                      200        0      450
DU PONT (E.I.) DE NEMOURS                       263534109      414     6292 SH       DEFINED                  6292        0        0
DUFF & PHELPS UTIL & CORP BD                    26432K108        2      250 SH       SOLE                      250        0        0
DUN & BRADSTREET CORP-NEW                       26483B106      309    10500 SH       SOLE                     9400        0     1100
DUN & BRADSTREET CORP-NEW                       26483B106       50     1700 SH       DEFINED                  1200        0      500
DYNEX CAP INC COM NEW                           26817Q506        5      932 SH       SOLE                      932        0        0
EMC CORP/MASS                                   268648102       37      340 SH       SOLE                        0        0      340
ENSCO INTERNATIONAL INC                         26874Q100       29     1300 SH       SOLE                     1000        0      300
ESB FINANCIAL CORP                              26884F102       54     4598 SH       SOLE                     4598        0        0
ECHELON INTERNATIONAL CORP                      278747100        6      289 SH       SOLE                        0        0      289
ECHO BAY MINES LTD                              278751102        0      400 SH       SOLE                      400        0        0
ELECTRONIC DATA SYSTEMS CORP                    285661104      880    13154 SH       SOLE                    11522        0     1632
ELECTRONIC DATA SYSTEMS CORP                    285661104      147     2200 SH       DEFINED                  1900        0      300
EMERGING MARKETS INC FD II                      290920107       52     5148 SH       SOLE                     5148        0        0
EMERSON ELECTRIC CO                             291011104      137     2400 SH       SOLE                     2400        0        0
EMERSON ELECTRIC CO                             291011104        5      100 SH       DEFINED                     0        0      100
ENERGY EAST CORP                                29266M109        3      150 SH       SOLE                       75        0       75
ENRON CORP                                      293561106      270     6100 SH       SOLE                     6100        0        0
EQUITABLE RESOURCES INC                         294549100       88     2654 SH       SOLE                     2654        0        0
EQUITABLE RESOURCES INC                         294549100       20      601 SH       DEFINED                   601        0        0
EQUITY RESIDENTIAL PPTYS    TR PFD CONV SER 2.1529476L826        5      200 SH       SOLE                      200        0        0
EQUITY RESIDENTAL PPTYS SER E CONV PFD 7%       29476L883       23     1000 SH       SOLE                     1000        0        0
ERICSSON LM TEL CO ADR                          294821400       59      900 SH       SOLE                      400        0      500
EXCELSIOR HENDERSON                             300906104        0      100 SH       SOLE                      100        0        0
EXXON MOBIL CORP                                30231G102     5854    72667 SH       SOLE                    67267        0     5400
EXXON MOBIL CORP                                30231G102      120     1500 SH       DEFINED                  1500        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

FMC CORPORATION                                 302491303      207     3626 SH       SOLE                     3626        0        0
FNB CORP                                        302520101        1       68 SH       SOLE                       68        0        0
FPL GROUP INC                                   302571104       85     2000 SH       DEFINED                  2000        0        0
FEDERAL MOGUL CORP                              313549107        4      200 SH       SOLE                      200        0        0
FANNIE MAE                                      313586109      914    14650 SH       SOLE                    13450        0     1200
FANNIE MAE                                      313586109      181     2900 SH       DEFINED                  2900        0        0
FINOVA GROUP INC                                317928109       14      400 SH       SOLE                      400        0        0
FIRST COMMONWEALTH FINL CORP                    319829107     1364   113746 SH       SOLE                    98244        0    15502
FIRST COMMONWEALTH FINL CORP                    319829107      324    27016 SH       DEFINED                 25396        0     1620
FIRST UNION CORP                                337358105      113     3445 SH       SOLE                     2819        0      626
FIRST VIRGINIA BANKS INC                        337477103        9      224 SH       SOLE                        0        0      224
FIRST ENGERY CORP                               337932107      170     7519 SH       SOLE                     7070        0      449
FIRST ENGERY CORP                               337932107      129     5719 SH       DEFINED                  5719        0        0
FLEETBOSTON FINANCIAL CORP                      339030108       27      800 SH       SOLE                        0        0      800
FLORIDA PROGRESS CORP                           341109106      148     3500 SH       SOLE                     1500        0     2000
FLUOR CORP                                      343861100       27      600 SH       SOLE                      400        0      200
FOOTSTAR INC                                    344912100       38     1266 SH       DEFINED                  1266        0        0
FORD MOTOR COMPANY                              345370100      626    11744 SH       SOLE                    11644        0      100
FORD MOTOR COMPANY                              345370100      170     3200 SH       DEFINED                  3000        0      200
FOREST LABS INC                                 345838106       30      500 SH       SOLE                        0        0      500
FORTUNE BRANDS INC                              349631101      519    15700 SH       SOLE                    14500        0     1200
FORTUNE BRANDS INC                              349631101       37     1125 SH       DEFINED                  1125        0        0
FRANCHISE FINANCIAL CORP OF AM                  351807102       17      726 SH       SOLE                      726        0        0
GPU INC                                         36225X100      147     4968 SH       SOLE                     4342        0      626
GPU INC                                         36225X100      171     5767 SH       DEFINED                  5767        0        0
GTE CORP                                        362320103     1492    21148 SH       SOLE                    20060        0     1088
GTE CORP                                        362320103      250     3548 SH       DEFINED                  3498        0       50
GABELLI GLOBAL MULTIMEDIA   TRUST               36239Q109        5      285 SH       SOLE                      285        0        0
GABELLI EQUITY TRUST INC                        362397101       39     3183 SH       SOLE                     3183        0        0
GABELLI UTILITY TRUST COMMON                    36240A101        2      318 SH       SOLE                      318        0        0
GALLAHER GROUP PLC                              363595109      232    15100 SH       SOLE                    13900        0     1200
GALLAHER GROUP PLC                              363595109       18     1225 SH       DEFINED                  1225        0        0
GANNETT INC                                     364730101      407     5000 SH       SOLE                     5000        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

GARTNER GROUP INC NEW COM   CLASS B             366651206       30     2184 SH       SOLE                     1898        0      286
GARTNER GROUP INC NEW COM   CLASS B             366651206        3      260 SH       DEFINED                   260        0        0
GATEWAY INC                                     367626108       28      400 SH       SOLE                      400        0        0
GENERAL CABLE CORP                              369300108       10     1350 SH       SOLE                     1350        0        0
GENERAL ELECTRIC CO                             36960410S      131      848 SH       SOLE                      476        0      372
GENERAL ELECTRIC CO                             369604103     4167    26930 SH       SOLE                    23630        0     3300
GENERAL ELECTRIC CO                             369604103      232     1500 SH       DEFINED                  1300        0      200
GENERAL INSTRUMENT CORP                         370120107        8      100 SH       SOLE                      100        0        0
GENERAL MILLS INC                               370334104       84     2350 SH       SOLE                     2350        0        0
GENERAL MILLS INC                               370334104       14      400 SH       DEFINED                   400        0        0
GENERAL MOTORS CORP                             370442105      603     8305 SH       SOLE                     8305        0        0
GENERAL MOTORS CORP                             370442105       96     1333 SH       DEFINED                  1333        0        0
GENERAL MOTORS CORP H                           370442832        7       76 SH       SOLE                       76        0        0
GENUINE PARTS CO                                372460105       16      650 SH       SOLE                      650        0        0
GENUINE PARTS CO                                372460105        7      300 SH       DEFINED                   300        0        0
GILLETTE COMPANY                                37576610S      149     3638 SH       SOLE                     2251        0     1387
GILLETTE COMPANY                                375766102      406     9874 SH       SOLE                     8874        0     1000
GILLETTE COMPANY                                375766102       24      600 SH       DEFINED                     0        0      600
GLAXO WELLCOME PLC SPONSORED                    37733W105       22      400 SH       SOLE                      400        0        0
GLOBAL MARINE INC                               379352404       24     1500 SH       SOLE                     1000        0      500
HRPT PPTYS TR                                   40426W101       11     1230 SH       SOLE                     1230        0        0
HALLIBURTON CO                                  406216101       15      375 SH       SOLE                      375        0        0
JOHN HANCOCK BK & THRIFT FD                     409735107        7      892 SH       SOLE                      892        0        0
JOHN HAN PATR PREM DIV FD I                     41013Q101        5      756 SH       SOLE                        0        0      756
HANSON PLC SPON ADR NEW                         411352404        4      100 SH       SOLE                      100        0        0
HARTFORD FINL GRP INC COM                       416515104       47      996 SH       SOLE                      996        0        0
HAWAIIAN ELECTRIC INDS                          419870100       14      494 SH       SOLE                      494        0        0
HEALTH CARE PPTY INVS                           421915109       11      500 SH       SOLE                      500        0        0
HEALTHCARE REALTY TRUST INC                     421946104       13      880 SH       SOLE                      880        0        0
HEINZ (H.J.) CO                                 423074103     2084    52350 SH       SOLE                    50200        0     2150
HEINZ (H.J.) CO                                 423074103       23      600 SH       DEFINED                   600        0        0
HERITAGE FINANCIAL CORP                         42722X106        6      800 SH       SOLE                      800        0        0
HERSHEY FOODS CORP                              427866108      132     2800 SH       SOLE                     2800        0        0
HERSHEY FOODS CORP                              427866108       37      800 SH       DEFINED                     0        0      800

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

HEWLETT-PACKARD CO                              428236103      193     1700 SH       SOLE                     1200        0      500
HEWLETT-PACKARD CO                              428236103       34      300 SH       DEFINED                     0        0      300
HIRSCH INTERNATIONAL CORP A                     433550100        0      120 SH       SOLE                      120        0        0
HOME DEPOT INC                                  437076102       10      150 SH       SOLE                      150        0        0
HONEYWELL INTERNATIONAL INC                     438516106      114     1980 SH       SOLE                      900        0     1080
HONEYWELL INTERNATIONAL INC                     438516106      304     5276 SH       DEFINED                  5276        0        0
HUBBELL INC -CL B                               443510201       19      700 SH       SOLE                      700        0        0
HUBBELL INC -CL B                               443510201       35     1298 SH       DEFINED                  1298        0        0
HUSSMAN INTERNATIONAL                           448110106       19     1274 SH       SOLE                        0        0     1274
HYPERION 2002 TERM TRUST INC                    448915108       37     4595 SH       SOLE                        0        0     4595
IMS HEALTH INC                                  449934108      429    15800 SH       SOLE                    13600        0     2200
IMS HEALTH INC                                  449934108       54     2000 SH       DEFINED                  2000        0        0
ITT INDUSTRIES INC                              450911102       62     1858 SH       SOLE                     1758        0      100
ITT INDUSTRIES INC                              450911102        6      200 SH       DEFINED                   200        0        0
IKON OFFICE SOLUTIONS INC                       451713101        2      300 SH       SOLE                      300        0        0
IKON OFFICE SOLUTIONS INC                       451713101        2      300 SH       DEFINED                     0        0      300
IMAGING TECHNOLOGY CORP                         45244U104       37    60000 SH       SOLE                        0        0    60000
INGERSOLL-RAND CO                               456866102       41      750 SH       SOLE                        0        0      750
INTEL CORP                                      45814010S      154     1879 SH       SOLE                     1106        0      773
INTEL CORP                                      458140100     3577    43468 SH       SOLE                    36168        0     7300
INTEL CORP                                      458140100      600     7300 SH       DEFINED                  4900        0     2400
INTL BUSINESS MACHINES CORP                     459200101      858     7962 SH       SOLE                     7432        0      530
INTL BUSINESS MACHINES CORP                     459200101      151     1400 SH       DEFINED                  1400        0        0
IPALCO ENTERPRISES INC                          462613100       71     4200 SH       SOLE                     4200        0        0
JEFFERSON-PILOT CORP                            475070108       20      300 SH       SOLE                        0        0      300
JOHNSON & JOHNSON                               47816010S      167     1801 SH       SOLE                     1051        0      750
JOHNSON & JOHNSON                               478160104      111     1200 SH       SOLE                      400        0      800
KMART CORP                                      482584109       11     1100 SH       SOLE                        0        0     1100
KMART CORP                                      482584109       13     1300 SH       DEFINED                  1300        0        0
KELLOGG CO                                      487836108        6      200 SH       SOLE                      200        0        0
KENNAMETAL INC                                  489170100       43     1300 SH       SOLE                     1300        0        0
KERR-MCGEE CORP                                 492386107        5       81 SH       SOLE                       81        0        0
KEYCORP                                         493267108       28     1300 SH       SOLE                     1300        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

KEYSTONE FIN INC                                493482103        5      280 SH       SOLE                      280        0        0
KIMBERLY-CLARK CORP                             494368103     1321    20200 SH       SOLE                    18600        0     1600
KIMBERLY-CLARK CORP                             494368103      209     3200 SH       DEFINED                  3000        0      200
KINDER MORGAN ENERGY                            494550106        5      139 SH       SOLE                      139        0        0
KONINKLIJKE PHILIPS ELECTRS NEW                 500472204       12       92 SH       SOLE                       92        0        0
LSI LOGIC CORP                                  502161102       40      600 SH       SOLE                        0        0      600
ESTEE LAUDER COMPANY CL A                       518439104       10      200 SH       SOLE                      200        0        0
LEXINGTON CORP PPTYS TR COM                     529043101       27     2975 SH       SOLE                     2975        0        0
LIBERTY ALL STAR EQUITY FUND                    530158104       54     4915 SH       SOLE                     4915        0        0
LILLY (ELI) & CO                                532457108       26      400 SH       SOLE                      400        0        0
LINCOLN NATIONAL CORP                           534187109      572    14320 SH       SOLE                    14320        0        0
LUCENT TECHNOLOGIES INC                         54946310S      175     2344 SH       SOLE                     1508        0      836
LUCENT TECHNOLOGIES INC                         549463107     4947    65972 SH       SOLE                    60235        0     5737
LUCENT TECHNOLOGIES INC                         549463107      604     8058 SH       DEFINED                  5682        0     2376
LYONDELL CHEMICAL COMPANY                       552078107       51     4000 SH       DEFINED                  4000        0        0
MBNA CORP                                       55262L100       45     1687 SH       SOLE                      337        0     1350
MCI WORLDCOM INC                                55268B10S      164     3107 SH       SOLE                     1737        0     1370
MCI WORLDCOM INC                                55268B106      383     7236 SH       SOLE                     4311        0     2925
MCI WORLDCOM INC                                55268B106      187     3525 SH       DEFINED                  1125        0     2400
MFS CHARTER INCOME TRUST                        552727109        8     1000 SH       SOLE                        0        0     1000
MANAGED MUNI PORTFOLIO INC                      561662107       24     2726 SH       SOLE                     2726        0        0
MATTEL INC                                      577081102       10      796 SH       SOLE                      796        0        0
MAY DEPARTMENT STORES CO                        577778103      123     3834 SH       SOLE                     3834        0        0
MAY DEPARTMENT STORES CO                        577778103      147     4587 SH       DEFINED                  4587        0        0
MAYTAG CORP                                     57859210S       61     1282 SH       SOLE                      994        0      288
MAYTAG CORP                                     578592107        9      200 SH       SOLE                      200        0        0
MCDONALD'S CORP                                 580135101      330     8200 SH       SOLE                     5400        0     2800
MCDONALD'S CORP                                 580135101      147     3652 SH       DEFINED                  2852        0      800
MCKESSON HBOC INC                               58155Q103      198     8800 SH       SOLE                     8800        0        0
MCKESSON HBOC INC                               58155Q103        9      400 SH       DEFINED                   200        0      200
MEDIAONE GROUP INC                              58440J104       83     1083 SH       SOLE                      973        0      110
MELLON FINANCIAL CORP                           58551A108      248     7308 SH       SOLE                     7308        0        0
MERCK & CO., INC                                589331107     1618    24096 SH       SOLE                    22826        0     1270

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

MERITOR AUTOMOTIVE                              59000G100       78     4063 SH       SOLE                     3430        0      633
MERITOR AUTOMOTIVE                              59000G100       38     1965 SH       DEFINED                  1965        0        0
MICROSOFT CORP                                  59491810S      200     1719 SH       SOLE                     1101        0      618
MICROSOFT CORP                                  594918104     3741    32050 SH       SOLE                    28550        0     3500
MICROSOFT CORP                                  594918104      338     2900 SH       DEFINED                   800        0     2100
MIDAS GROUP                                     595626102        9      424 SH       SOLE                        0        0      424
MILLENNIUM CHEMICALS INC                        599903101        0        7 SH       SOLE                        7        0        0
MILLS CORP                                      601148109        8      500 SH       SOLE                      500        0        0
MINNESOTA MINING & MFG CO                       604059105       33      344 SH       SOLE                      344        0        0
MITEL CORP                                      606711109        1      100 SH       SOLE                      100        0        0
THE MONY GROUP INC                              615337102        3      111 SH       SOLE                      111        0        0
J P MORGAN & COMPANY                            616880100       16      130 SH       SOLE                      130        0        0
MORGAN STANLEY DEAN WITTER                      617446448      130      914 SH       SOLE                      914        0        0
MORGAN STANLEY DEAN WITTER                      617446448       11       82 SH       DEFINED                    82        0        0
MORGAN STANLEY DEAN WITTER  GOVT INCOME TR      61745P106        8     1000 SH       SOLE                     1000        0        0
MOTOROLA INC                                    620076109       73      500 SH       SOLE                      500        0        0
NCR CORP                                        62886E108       14      385 SH       SOLE                      370        0       15
NCR CORP                                        62886E108        3      104 SH       DEFINED                   104        0        0
NABISCO GROUP HOLDING GROUP                     62952P102       35     3346 SH       SOLE                     3146        0      200
NABISCO GROUP HOLDING GROUP                     62952P102        1      100 SH       DEFINED                     0        0      100
NACCO INDUSTRIES -CL A                          629579103       16      300 SH       SOLE                      300        0        0
UIT NASDAQ 100 TR 1                             631100104       15       84 SH       SOLE                       84        0        0
NATIONAL CITY CORP                              635405103     3548   149851 SH       SOLE                   149851        0        0
NATIONAL FUEL GAS CO                            636180101      652    14039 SH       SOLE                    14039        0        0
NATIONAL FUEL GAS CO                            636180101       18      400 SH       DEFINED                     0        0      400
NEW CENTURY ENERGIES INC                        64352U103        3      100 SH       SOLE                      100        0        0
NEW ENGLAND ELECTRIC SYSTEM                     644001109       25      500 SH       SOLE                      500        0        0
NEWELL RUBBERMAID INC                           651229106      380    13108 SH       SOLE                    13108        0        0
NEWMONT MINING CORP                             651639106        2      119 SH       SOLE                      119        0        0
NICOR INC                                       654086107       13      402 SH       SOLE                      402        0        0
NORFOLK SOUTHERN CORP                           655844108      128     6258 SH       SOLE                      300        0     5958
NORTEL NETWORKS CORP                            656569100      121     1200 SH       SOLE                        0        0     1200
NORTH FORK BANCORPORATION INC                   659424105        7      450 SH       SOLE                      450        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

NORTHWEST BANCORP PA                            667328108        6     1000 SH       SOLE                     1000        0        0
NORTHWESTERN CORP                               668074107       11      536 SH       SOLE                      536        0        0
NUVEEN PREMIUM INC MUNI FUND                    6706K4105       14     1200          SOLE                     1200        0        0
NUVEEN PENN PREMIUM INC 2                       67061F101       52     4413          SOLE                     4413        0        0
NUVEEN PENN PREMIUM INC 2                       67061F101        3      300          DEFINED                   300        0        0
NUVEEN MUNI ADVANTAGE FUND                      67062H106        8      745          SOLE                      745        0        0
OGE ENERGY CORP                                 670837103       89     4734 SH       SOLE                     4734        0        0
NUVEEN MUNI VALUE FUND                          670928100        8     1063          SOLE                     1063        0        0
NUVEEN PA INVESTMENT QUALITYMUNICIPAL FUND INC  670972108       43     3300          SOLE                     3300        0        0
NUVEEN PA INVESTMENT QUALITYMUNICIPAL FUND INC  670972108       56     4234          DEFINED                  4234        0        0
NUVEEN QUALITY MUNI FUND                        670977107       36     3000          SOLE                     3000        0        0
OAK TECHNOLOGY                                  671802106        4      500 SH       DEFINED                     0        0      500
OGDEN CORP                                      676346109       23     2000 SH       SOLE                     2000        0        0
OLD REPUBLIC INTERNATIONAL  CORP                680223104       80     5886 SH       SOLE                     5886        0        0
OMEGA FINANCIAL CORP                            682092101       52     1800 SH       SOLE                     1800        0        0
OMNIPOINT CORP                                  68212D102       12      100 SH       SOLE                      100        0        0
ORACLE CORP                                     68389X105       84      750 SH       DEFINED                     0        0      750
OREGON TRAIL FINANCIAL CORP                     685932105        7      700 SH       SOLE                      700        0        0
P COM INC                                       693262107        0       80 SH       SOLE                       80        0        0
PECO ENERGY CO                                  693304107       10      300 SH       SOLE                      100        0      200
PECO ENERGY CO                                  693304107      201     5789 SH       DEFINED                  5789        0        0
PNC BANK CORP                                   693475105      669    15046 SH       SOLE                    12421        0     2625
PNC BANK CORP                                   693475105      129     2900 SH       DEFINED                  2900        0        0
PP&L RESOURCES INC                              693499105       23     1037 SH       SOLE                     1037        0        0
PPG INDUSTRIES INC                              693506107      686    10975 SH       SOLE                    10975        0        0
PPG INDUSTRIES INC                              693506107       30      480 SH       DEFINED                   480        0        0
PACTIV CORPORATION                              695257105        7      710 SH       SOLE                      710        0        0
PARAMETRIC TECHNOLOGY CORP                      699173100        5      200 SH       SOLE                      200        0        0
PAYLESS SHOESOURCE INC                          704379106       13      297 SH       DEFINED                   297        0        0
PENN TRAFFIC CO NEW                             707832200        0       10 SH       SOLE                        0        0       10
PENNEY (J.C.) CO                                708160106        4      220 SH       SOLE                      220        0        0
PENNEY (J.C.) CO                                708160106       87     4412 SH       DEFINED                  4412        0        0
PENNZOIL QUAKER ST CO                           709323109       19     1903 SH       SOLE                     1903        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

PEPSICO INC                                     71344810S      154     4384 SH       SOLE                     2846        0     1538
PEPSICO INC                                     713448108      791    22460 SH       SOLE                    20460        0     2000
PEPSICO INC                                     713448108      232     6600 SH       DEFINED                  3700        0     2900
PHARMACIA & UPJOHN INC                          716941109       32      724 SH       SOLE                      724        0        0
PFIZER INC                                      71708110S      112     3461 SH       SOLE                     2050        0     1411
PFIZER INC                                      717081103      634    19567 SH       SOLE                    15567        0     4000
PFIZER INC                                      717081103      107     3300 SH       DEFINED                     0        0     3300
PHILLIP MORRIS COMPANIES INC                    718154107       80     3500 SH       SOLE                      900        0     2600
PHILLIP MORRIS COMPANIES INC                    718154107       13      600 SH       DEFINED                   600        0        0
PHILLIPS PETROLEUM CO                           718507106       18      393 SH       SOLE                      393        0        0
PHILLIPS PETROLEUM CO                           718507106       12      257 SH       DEFINED                   257        0        0
PILGRIM PRIME RATE TRUST NEW SH BEN INT         72146W103       34     4299 SH       SOLE                     4299        0        0
POTOMAC ELECTRIC POWER                          737679100      387    16920 SH       SOLE                    16220        0      700
POTOMAC ELECTRIC POWER                          737679100       41     1800 SH       DEFINED                  1400        0      400
PRAXAIR INC                                     74005P104      110     2204 SH       SOLE                     2204        0        0
PROCTOR & GAMBLE CO                             742718109      328     3000 SH       SOLE                     3000        0        0
PROCTOR & GAMBLE CO                             742718109       87      800 SH       DEFINED                     0        0      800
PROSPECT STREET HI INC FUND                     743586406        3      592 SH       SOLE                      592        0        0
PROVIDIAN FINANCIAL CORP                        74406A102       40      450 SH       SOLE                      450        0        0
PUBLIC SERVICE ENTERPRISE GP                    744573106      206     5940 SH       SOLE                     5940        0        0
PUBLIC SERVICE ENTERPRISE GP                    744573106       13      400 SH       DEFINED                   400        0        0
PUTNAM MASTER INCOME TRUST                      74683K104       26     4000 SH       SOLE                     4000        0        0
PUTNAM MASTER INTER INCOME  TR                  746909100        6     1129 SH       SOLE                     1129        0        0
PUTNAM MASTER INTER INCOME  TR                  746909100        2      500 SH       DEFINED                   500        0        0
QUAKER OATS CO                                  747402105      118     1800 SH       SOLE                     1800        0        0
QUANTUM CORP DSSG                               747906204       15     1000 SH       SOLE                     1000        0        0
QUANTUM CORP DSSG                               747906204       45     3000 SH       DEFINED                     0        0     3000
R&B FALCON CORPORATION                          74912E101       46     3500 SH       SOLE                     3500        0        0
R&B FALCON CORPORATION                          74912E101        5      440 SH       DEFINED                     0        0      440
QWEST COMMUNICATIONS INTL                       74912110S      157     3672 SH       SOLE                     2204        0     1468
QWEST COMMUN INTL                               749121109      282     6575 SH       SOLE                     4775        0     1800
QWEST COMMUN INTL                               749121109      169     3950 SH       DEFINED                  1150        0     2800
RCN CORPORATION                                 749361101       48     1000 SH       SOLE                      500        0      500

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

RH DONNELLEY CORP COM NEW                       74955W307        3      200 SH       SOLE                      180        0       20
RH DONNELLEY CORP COM NEW                       74955W307        0       40 SH       DEFINED                    40        0        0
RGS ENERGY GROUP INC                            74956K104        5      262 SH       SOLE                      262        0        0
RALCORP HOLDINGS INC NEW                        751028101        9      466 SH       SOLE                      466        0        0
RALSTON-RALSTON                                 75127730S       96     3471 SH       SOLE                     2267        0     1204
RALSTON-RALSTON                                 751277302      144     5172 SH       SOLE                     5172        0        0
RAYONIER INC                                    754907103        6      125 SH       SOLE                      125        0        0
RAYTHEON CO                                     755111309        2       98 SH       SOLE                       98        0        0
RAYTHEON CO                                     755111309        1       78 SH       DEFINED                    78        0        0
RAYTHEON CO CL B                                755111408       50     1900 SH       SOLE                     1900        0        0
READERS DIGEST ASSN -CL A                       755267101       52     1800 SH       SOLE                     1300        0      500
READERS DIGEST ASSN -CL A                       755267101       11      400 SH       DEFINED                   300        0      100
RELIANT ENERGY INC                              75952J108       36     1600 SH       SOLE                     1600        0        0
REMEDY CORPORATION                              759548100        4      100 SH       SOLE                      100        0        0
RESPIRONICS INC                                 761230101        3      400 SH       SOLE                      400        0        0
REYNOLDS RJ TOBACCO HOLDINGS INC                76182K105        0       15 SH       SOLE                       15        0        0
RITE AID CORP                                   767754104       13     1200 SH       SOLE                      800        0      400
RITE AID CORP                                   767754104        3      300 SH       DEFINED                   200        0      100
ROCKWELL INTL CORP                              773903109      702    14668 SH       SOLE                    12768        0     1900
ROCKWELL INTL CORP                              773903109      256     5350 SH       DEFINED                  5250        0      100
ROHM & HAAS CO                                  775371107       14      368 SH       SOLE                      368        0        0
ROYAL DUTCH PETE                                780257804       31      520 SH       SOLE                      520        0        0
ROYAL DUTCH PETE                                780257804       12      200 SH       DEFINED                     0        0      200
S&T BANCORP INC                                 783859101    65276  2816082 SH       SOLE                  2772541        0    43541
S&T BANCORP INC                                 783859101     6612   285285 SH       DEFINED                279145        0     6140
SBC COMMUNICATIONS INC                          78387G103     3512    72056 SH       SOLE                    67751        0     4305
SBC COMMUNICATIONS INC                          78387G103      232     4760 SH       DEFINED                  3202        0     1558
SAFETY KLEEN CORP NEW                           78648R203       11     1000 SH       SOLE                     1000        0        0
ST PAUL COMPANIES                               792860108       60     1804 SH       SOLE                     1804        0        0
SANTA FE ENERGY TR-UTS                          802013102       26     1500 SH       SOLE                     1500        0        0
SANTA FE SNYDER CORP                            80218K105        1      138 SH       SOLE                      138        0        0
SARA LEE CORP                                   803111103      421    19100 SH       SOLE                    18500        0      600
SARA LEE CORP                                   803111103       66     3000 SH       DEFINED                  3000        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

SCHERING-PLOUGH CORP                            806605101      710    16770 SH       SOLE                    16770        0        0
SCHERING-PLOUGH CORP                            806605101       50     1200 SH       DEFINED                     0        0     1200
SCHLUMBERGER LTD                                80685710S      118     2106 SH       SOLE                     1220        0      886
SCHLUMBERGER LTD                                806857108       72     1300 SH       SOLE                      800        0      500
SCHLUMBERGER LTD                                806857108      152     2725 SH       DEFINED                  2475        0      250
CHARLES SCHWAB CORPORATION                      808513105       42     1100 SH       SOLE                      900        0      200
SCOTT TECHNOLOGIES INC COM                      810022301      283    15000 SH       SOLE                    15000        0        0
SEARS, ROEBUCK AND CO                           812387108       36     1208 SH       SOLE                     1208        0        0
SEARS, ROEBUCK AND CO                           812387108        3      125 SH       DEFINED                   125        0        0
SENIOR HOUSING PROPERTIES TRUST                 81721M109        1      123 SH       SOLE                      123        0        0
SERVICEMASTER CO                                81760N109       46     3795 SH       SOLE                     3795        0        0
SHERWIN-WILLIAMS CO                             824348106        2      120 SH       SOLE                      120        0        0
SKY FINANCIAL GROUP                             83080P103       37     1881 SH       SOLE                     1881        0        0
SOUTH JERSEY INDUSTRIES                         838518108        0       20 SH       SOLE                       20        0        0
SOUTHERN CO                                     842587107       56     2412 SH       SOLE                     2412        0        0
SPRINT CORP                                     852061100      179     2666 SH       SOLE                     2666        0        0
SPRINT CORP (PCS GROUP)                         852061506       68      666 SH       SOLE                      666        0        0
STARBUCKS CORPORATION                           855244109       12      536 SH       SOLE                      536        0        0
STARWOOD HOTELS & RESORTS   WORLDWIDE INC       85590A203       19      823 SH       SOLE                      823        0        0
STORAGE TECHNOLOGY CORP NEW                     862111200        1      100 SH       SOLE                      100        0        0
SUMMIT BANCORP                                  866005101      255     8352 SH       SOLE                     8352        0        0
SUNBEAM CORP                                    867071102       19     4750 SH       SOLE                     4100        0      650
SUNBEAM CORP                                    867071102        1      300 SH       DEFINED                   300        0        0
SUNOCO INC                                      86764P109        5      220 SH       SOLE                      220        0        0
TECO ENERGY INC                                 872375100      211    11400 SH       SOLE                    11400        0        0
TECO ENERGY INC                                 872375100        7      400 SH       DEFINED                     0        0      400
TANDY CORPORATION                               875382103        4      100 SH       SOLE                      100        0        0
TELESCAN INC                                    879516102        7      300 SH       SOLE                      300        0        0
TEMPLETON GLOBAL INCOME FUND                    880198106        4      844 SH       SOLE                      844        0        0
TENNECO AUTOMOTIVE INC                          880349105        4      502 SH       SOLE                      502        0        0
TEXACO INC                                      881694103      177     3260 SH       SOLE                     2760        0      500
TEXACO INC                                      881694103       40      750 SH       DEFINED                   400        0      350
TEXAS UTILITIES CO                              882848104        7      200 SH       SOLE                      200        0        0
TEXAS UTILITIES CO                              882848104       17      500 SH       DEFINED                   500        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

3COM CORP                                       885535104       23      500 SH       SOLE                      500        0        0
TRICON GLOBAL RESTAURANT INC                    895953107       57     1500 SH       SOLE                     1400        0      100
TRICON GLOBAL RESTAURANT INC                    895953107        3       80 SH       DEFINED                    80        0        0
II-VI INC                                       902104108       20     1000 SH       SOLE                        0        0     1000
TYCO INTERNATIONAL LTD                          902124106      143     3680 SH       SOLE                     3080        0      600
UGI CORP                                        902681105       15      775 SH       SOLE                      775        0        0
USX-MARATHON GROUP                              902905827       50     2047 SH       SOLE                     2047        0        0
USX-US STEEL GROUP INC                          90337T101       13      419 SH       SOLE                      419        0        0
UNILEVER NV NY SHARE F NEW                      90478470S      152     2801 SH       SOLE                     1569        0     1232
UNILEVER NV NY SHARE F NEW                      904784709      296     5447 SH       SOLE                     5158        0      289
UNILEVER NV NY SHARE F NEW                      904784709       59     1100 SH       DEFINED                     0        0     1100
UNION CARBIDE SORP HLDG CO                      905581104      158     2370 SH       SOLE                     2370        0        0
UNION PACIFIC CORP                              907818108      214     4900 SH       SOLE                     4300        0      600
UNION PACIFIC CORP                              907818108      218     5000 SH       DEFINED                  4600        0      400
UNION PACIFIC RESOURCES GRP                     907834105       28     2200 SH       SOLE                     2200        0        0
UNION PACIFIC RESOURCES GRP                     907834105       47     3700 SH       DEFINED                  3300        0      400
UNITED DOMINION INDUSTRIES  LTD                 909914103        9      500 SH       SOLE                        0        0      500
US OFFICE PRODUCTS NEW                          912325305        0      172 SH       SOLE                      172        0        0
US WEST INC                                     91273H101      510     7097 SH       SOLE                     6569        0      528
US WEST INC                                     91273H101       24      342 SH       DEFINED                   342        0        0
VAN KAMPEN INTERMEDIATE TERM HIGH INC TRUST     920911104        2      600 SH       SOLE                      600        0        0
VAM KAMPEN PENNA QUALITY    MUNICIPAL TRUST     920924107       51     3627          SOLE                     3627        0        0
VAN KAMPEN TRUST FOR INVEST MENT GRADE MUNICIPAL920929106       13     1000          SOLE                     1000        0        0
VAN KAMPEN TRUST INVESTMENT GRADE PA MUNS       920934106       13     1000          SOLE                     1000        0        0
VAN KAMPEN ADVANTAGE PENNA  MUN INCOME TRUST    920937109        3      266          SOLE                      266        0        0
VAN KAMPEN STRATEGIC SECTOR MUNICIPAL TRUST     920943107        3      335          SOLE                      167        0      168
VAN KAMPEN SR INCOME TR COM                     920961109       16     2000 SH       SOLE                     2000        0        0
VIAD CORP                                       92552R109      175     6308 SH       SOLE                     6008        0      300
VIAD CORP                                       92552R109        2      100 SH       DEFINED                   100        0        0
VIACOM CL B                                     925524308       15      250 SH       SOLE                      250        0        0
VODAFONE AIRTOUCH PUBLIC LTD CO ADR             92857T107      633    12790 SH       SOLE                    12550        0      240
VODAFONE AIRTOUCH PUBLIC LTD CO ADR             92857T107       24      500 SH       DEFINED                   500        0        0
WPS RESOURCES CORP                              92931B106       95     3800 SH       SOLE                     3800        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

WAL-MART STORES INC                             931142103      174     2520 SH       SOLE                     2520        0        0
WAL-MART STORES INC                             931142103        6      100 SH       DEFINED                     0        0      100
WALGREEN CO                                     931422109       23      800 SH       SOLE                      800        0        0
WALGREEN CO                                     931422109      117     4000 SH       DEFINED                     0        0     4000
WARNER LAMBERT CO                               93448810S      130     1595 SH       SOLE                     1237        0      358
WARNER LAMBERT CO                               934488107     3301    40300 SH       SOLE                    36600        0     3700
WARNER LAMBERT CO                               934488107      184     2250 SH       DEFINED                  1200        0     1050
WASHINGTON GAS LIGHT CO                         938837101        9      354 SH       SOLE                      354        0        0
WASTE MANAGEMENT INC NEW                        94106L109       91     5349 SH       SOLE                     4949        0      400
WEIDER NUTRITION "A"                            948603105        3     1000 SH       SOLE                     1000        0        0
WELLS FARGO & CO NEW                            949746101       33      820 SH       SOLE                      820        0        0
WHITMAN CORP NEW                                96647R107       34     2548 SH       SOLE                        0        0     2548
WILLIAMS COS INC                                969457100       27      912 SH       SOLE                      912        0        0
WINN-DIXIE STORES INC                           974280109       11      460 SH       SOLE                      460        0        0
WORTHINGTON INDUSTRIES                          981811102      235    14200 SH       SOLE                    13100        0     1100
WORTHINGTON INDUSTRIES                          981811102       57     3500 SH       DEFINED                  1100        0     2400
XEROX CORP                                      984121103        6      300 SH       SOLE                      300        0        0
YORK INTERNATIONAL CORP                         986670107       41     1500 SH       SOLE                        0        0     1500
ZWEIG TOTAL RETURN FUND INC                     989837109       19     3000 SH       SOLE                     3000        0        0

 GRAND TOTALS                                               188078  5874183                                5432220        0   441963

</TABLE>


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