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Previous: FNB CORP \VA\, 10-Q, EX-2, 2000-11-03 |
Next: EMPIRE STATE MUNICIPAL EXEMPT TRUST GUARANTEED SERIES 129, 497, 2000-11-03 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 10,664
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 2,150
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 60,946
<INVESTMENTS-CARRYING> 30,244
<INVESTMENTS-MARKET> 30,569
<LOANS> 403,486
<ALLOWANCE> 5,714
<TOTAL-ASSETS> 522,802
<DEPOSITS> 424,249
<SHORT-TERM> 7,671
<LIABILITIES-OTHER> 3,729
<LONG-TERM> 36,131
0
0
<COMMON> 20,370
<OTHER-SE> 30,652
<TOTAL-LIABILITIES-AND-EQUITY> 522,802
<INTEREST-LOAN> 27,042
<INTEREST-INVEST> 3,918
<INTEREST-OTHER> 82
<INTEREST-TOTAL> 31,042
<INTEREST-DEPOSIT> 12,569
<INTEREST-EXPENSE> 14,839
<INTEREST-INCOME-NET> 16,203
<LOAN-LOSSES> 878
<SECURITIES-GAINS> (48)
<EXPENSE-OTHER> 11,084
<INCOME-PRETAX> 6,841
<INCOME-PRE-EXTRAORDINARY> 6,841
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 5,051
<EPS-BASIC> 1.26
<EPS-DILUTED> 1.26
<YIELD-ACTUAL> 4.66
<LOANS-NON> 3,090
<LOANS-PAST> 98
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 5,173
<CHARGE-OFFS> 572
<RECOVERIES> 235
<ALLOWANCE-CLOSE> 5,714
<ALLOWANCE-DOMESTIC> 5,030
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 684
</TABLE>
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