FNB CORP \VA\
S-4, EX-99.1, 2000-09-13
NATIONAL COMMERCIAL BANKS
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                                                                    Exhibit 99.1

                              CNB Holdings, Inc.
              Proxy Solicited on Behalf of the Board of Directors

     The undersigned hereby appoints ___________________ and _________________,
jointly and severally, proxies, with full power to act alone, and with full
power of substitution, to represent the undersigned and to vote, as designated
below and upon any and all other matters that may properly be brought before
such meeting, all shares of Common Stock that the undersigned would be entitled
to vote at a Special Meeting of Shareholders of CNB Holdings, Inc. ("CNB") to be
held at the _____________________________________, Virginia, on ___________ __,
2000 at ___ _.m., local time, or any adjournments thereof, for the following
purposes:

     1.   To approve the Agreement and Plan of Merger, dated as of July 10,
          2000, by and between CNB and FNB Corporation ("FNB"), and a related
          Plan of Merger, which provides for the merger of CNB and FNB resulting
          in Community National Bank becoming a wholly-owned subsidiary of FNB.
          The Plan of Merger is enclosed with the accompanying Proxy Statement
          as Appendix A.

          [_] FOR               [_] AGAINST            [_] ABSTAIN

     2.   In their discretion, the proxies are authorized to vote upon any other
          business that may properly come before the meeting, or any adjournment
          thereof.

          [_] FOR               [_] AGAINST            [_] ABSTAIN

     THIS PROXY, WHEN PROPERLY EXECUTED, WILL BE VOTED IN THE MANNER DIRECTED
HEREIN BY THE SHAREHOLDER. IF NO DIRECTION IS GIVEN, THIS PROXY WILL BE VOTED
FOR ITEM 1.

______________________________                _______________________________
     Printed Name                                          Signature

                                              _______________________________
                                                           Signature

                                              Dated: _____________, 2000

                                              (If signing as Attorney,
                                              Administrator, Executor, Guardian
                                              or Trustee, please add your title
                                              as such.)

                  PLEASE MARK, SIGN, DATE AND RETURN PROMPTLY


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