ALGIERS BANCORP INC
NT 10-K, 1997-03-28
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                             UNITED STATES                  OMB APPROVAL
                    SECURITIES AND EXCHANGE COMMISSION  OMB Number:  3235-0058
                         WASHINGTON, D.C.  20549        Expires:  May 31, 1997
                                                        Estimated average
                               FORM 12B-25               burden hours per 
                                                         response . . . . 2.50

                       NOTIFICATION OF LATE FILING          SEC FILE NUMBER
                                                               0-20911

(CHECK ONE):  [ ] Form 10-K  [ ] Form 20-F  [ ] Form 11-K    CUSIP NUMBER
              [ ] Form 10-Q  [ ] Form N-SAR [x] Form 10-KSB  015600 10 9

             For Period Ended: December 31, 1996
             [ ] Transition Report on Form 10-K
             [ ] Transition Report on Form 20-F
             [ ] Transition Report on Form 11-K
             [ ] Transition Report on Form 10-Q
             [ ] Transition Report on Form N-SAR
             For the Transition Period Ended:

READ INSTRUCTIONS (ON BACK PAGE) BEFORE PREPARING FORM.  PLEASE PRINT OR TYPE.
/    NOTHING IN THIS FORM SHALL BE CONSTRUED TO IMPLY THAT THE COMMISSION HAS
                 VERIFIED ANY INFORMATION CONTAINED HEREIN.

If the notification relates to a portion of the filing checked above, identify
the Item(s) to which the notification relates:

PART I -- REGISTRANT INFORMATION                                            

ALGIERS BANCORP, INC.
______________________________________________________________________________
Full Name of Registrant

N/A
______________________________________________________________________________
Former Name if Applicable



1 WESTBANK EXPRESSWAY
______________________________________________________________________________
Address of Principal Executive Office (STREET AND NUMBER)

NEW ORLEANS, LA  70174
______________________________________________________________________________
City, State and Zip Code

PART II -- RULES 12B-25(B) AND (C)

If the subject report could not be filed without unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b-25(b), the following
should be completed.  (Check box if appropriate)

           (a) The reasons described in reasonable detail in Part III of this 
               form could not be eliminated without unreasonable effort or 
               expense;


  [X]      (b) The subject annual report, semi-annual report, transition report 
               on Form 10-K, Form 20-F, 11-K or Form N-SAR, or portion thereof, 
               will be filed on or before the fifteenth calendar day following 
               the prescribed due date; or the subject quarterly report of 
               transition report on Form 10-Q, or portion thereof will be filed 
               on or before the fifth calendar day following the prescribed due 
               date; and

           (c) The accountant's statement or other exhibit required by Rule 
               12b-25(c) has been attached if applicable.

PART III -- NARRATIVE

State below in reasonable detail the reasons why Forms 10-K, 20-F, 11-K, 10-Q,
N-SAR, or the transition report or portion thereof, could not be filed within
the prescribed time period.
                                                (ATTACH EXTRA SHEETS IF NEEDED)
                                                                SEC 1344 (6/94)

This is the first Form 10-KSB being filed by the Company, and the Company
underestimated the amount of time and work needed to complete the filing.

PART IV -- OTHER INFORMATION

(1) Name and telephone number of person to contact in regard to this 
    notification
 
           Dennis J. McCluer                       504           367-8221
 ___________________________________________  ___________  __________________
               (Name)                         (Area Code)  (Telephone Number)

(2) Have all other periodic reports required under Section 13 or 15(d) of the
    Securities Exchange Act of 1934 or Section 30 of the Investment Company Act
    of 1940 during the preceding 12 months or for such shorter period that the
    registrant was required to file such report(s) been filed?  If answer is 
    no, identify report(s).
                                                               [X] Yes   [ ] No
_______________________________________________________________________________
 


(3) Is it anticipated that any significant change in results of operations from
    the corresponding period for the last fiscal year will be reflected by the
    earnings statements to be included in the subject report or portion 
    thereof?
                                                               [ ] Yes   [X] No

    If so, attach an explanation of the anticipated change, both narratively 
    and quantitatively, and, if appropriate, state the reasons why a reasonable
    estimate of the results cannot be made.
_______________________________________________________________________________

                               ALGIERS BANCORP, INC.
                    ____________________________________________
                    (Name of Registrant as Specified in Charter)

has caused this notification to  be  signed  on  its  behalf by the undersigned
hereunto duly authorized.

Date    March 27, 1997                     By  /s/ Dennis J. McCluer
        ------------------                         --------------------
                                                       Treasurer

INSTRUCTION: The form may be signed by an executive officer of the registrant
or by any other duly authorized representative.  The name and title of the
person signing the form shall be typed or printed beneath the signature.  If
the statement is signed on behalf of the registrant by an authorized
representative (other than an executive officer), evidence of the
representative's authority to sign on behalf of the registrant shall be filed
with the form.
                                   ATTENTION
  INTENTIONAL MISSTATEMENTS OR OMISSIONS OF FACT CONSTITUTE FEDERAL CRIMINAL
                        VIOLATIONS (SEE 18 U.S.C. 1001).

                              GENERAL INSTRUCTIONS

1. This form is required by Rule 12b-25 (17 CFR 240.12b-25) of the General
   Rules and Regulations under the Securities Exchange Act of 1934.

2. One signed original and four conformed copies of this form and amendments
   thereto must be completed and filed with the Securities and Exchange
   Commission, Washington, D.C. 20549, in accordance with Rule 0-3 of the
   General Rules and Regulations under the Act.  The information contained in
   or filed with the form will be made a matter of public record in the
   Commission files.

3. A manually signed copy of the form and amendments thereto shall be filed
   with each national securities exchange on which any class of securities of
   the registrant is registered.

4. Amendments to the notifications must also be filed on form 12b-25 but need
   not restate information that has been correctly furnished.  The form shall
   be clearly identified as an amended notification.

5. ELECTRONIC FILERS.  This form shall not be used by electronic filers unable
   to timely file a report solely due to electronic difficulties.  Filers
   unable to submit a report within the time period prescribed due to
   difficulties in electronic filing should comply with either Rule 201 or Rule
   202 of Regulation S-T (section 232.201 or section 232.202 of this chapter)
   or apply for an adjustment in filing date pursuant to Rule 13(b) of
   Regulation S-T (section 232.13(b) of this chapter).

 



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