ALGIERS BANCORP INC
NT 10-Q, 1998-11-17
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                                                         SEC FILE NUMBER

                                                             0-20911
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                                                          CUSIP NUMBER

                                                            015600109
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                                  UNITED STATES
                        SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C.  20549

                                   FORM 12b-25

                           NOTIFICATION OF LATE FILING

(Check One):  [ ] Form 10-K  [ ]  Form 20-F  [ ] Form 11-K  [X] Form 10-QSB  
              [ ] Form N-SAR

           For Period Ended:  September 30, 1998                             
           [  ] Transition Report on Form 10-K
           [  ] Transition Report on Form 20-F
           [  ] Transition Report on Form 11-K
           [  ] Transition Report on Form 10-Q
           [  ] Transition Report on Form N-SAR
           For the Transition Period Ended:                                    
                                           --------------------------           
- --------------------------------------------------------------------------------
Read Instructions (on back page) Before Preparing Form.  Please Print or Type.

Nothing in this form shall be construed to imply that the Commission has 
verified any information contained herein.
- --------------------------------------------------------------------------------
If the notification relates to a portion of the filing checked above, 
identify the Item(s) to which the notification relates:
- --------------------------------------------------------------------------------
PART I -- REGISTRANT INFORMATION
Algiers Bancorp, Inc.
- --------------------------------------------------------------------------------
Full Name of Registrant
N/A
- --------------------------------------------------------------------------------
Former Name if Applicable
1 Westbank Expressway
- --------------------------------------------------------------------------------
Address of Principal Executive Office (Street and Number)
New Orleans, LA 70174
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City, State and Zip Code
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PART II -- RULES 12b-25(b) AND (c)

If the subject report could not be filed without unreasonable effort or 
expense and the registrant seeks relief pursuant to Rule 12b-25(b), the 
following should be completed.  (Check box if appropriate)

     (a) The reasons described in reasonable detail in Part III of this form 
         could not be eliminate without unreasonable effort or expense;

[X]  (b) The subject annual report, semi-annual report, transition report on 
         Form 10-K, Form 20-F, 11-K or Form N-SAR, or portion thereof, will 
         be filed on or before the fifteenth calendar day following the 
         prescribed due date; or the subject quarterly report of transition 
         report on Form 10-Q, or portion thereof will be filed on or before 
         the fifth calendar day following the prescribed due date; and

     (c) The accountant's statement or other exhibit required by Rule 12b-25
         (c) has been attached if applicable.


PART III -- NARRATIVE

State below in reasonable detail the reasons why Forms 10-K, 20-F, 11-K, 10-Q, 
N-SAR, or the transition report or portion thereof, could not be filed within
the prescribed time period.

The Company's Chief Financial Officer was hospitalized for major surgery.
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PART IV -- OTHER INFORMATION

(1)  Name and telephone number of person to contact in regard to this 
     notification

     Dennis J. McCluer               (504)                 367-8221
- ------------------------          -------------        ------------------
         (Name)                    (Area Code)         (Telephone Number)

(2)  Have all other periodic reports required under Section 13 or 15(d) of 
     the Securities Exchange Act of 1934 or Section 30 of the Investment 
     Company Act of 1940 during the preceding 12 months or for such shorter
     period that the registrant was required to file such report(s) been 
     filed?  If answer is no, identify report(s).
                                                           [x]  Yes  [ ]  No
- --------------------------------------------------------------------------------

(3)  Is it anticipated that any significant change in results of operations 
     from the corresponding period for the last fiscal year will be reflected
     by the earnings statements to be included in the subject report or 
     portion thereof?

                                                           [ ]  Yes  [x]  No

     If so, attach an explanation of the anticipated change, both narratively
     and quantitatively, and, if appropriate, state the reasons why a 
     reasonable estimate of the results cannot be made.

- --------------------------------------------------------------------------------

                         Algiers Bancorp, Inc.
        ------------------------------------------------------------
                (Name of Registrant as Specified in Charter)



has caused this notification to be signed on its behalf by the undersigned 
hereunto duly authorized.


Date November 16, 1998       By  /s/ Dennis J. McCluer
     -----------------           -----------------------------------------------
                                 Dennis J. McCluer
                                 Vice President and Chief Operating Officer

INSTRUCTION: The form may be signed by an executive officer of the registrant
or by any other duly authorized representative.  The name and title of the 
person signing the form shall be typed or printed beneath the signature.  If 
the statement is signed on behalf of the registrant by an authorized 
representative (other than an executive officer), evidence of the 
representative's authority to sign on behalf of the registrant shall be
filed with the form.
                                    ATTENTION
- --------------------------------------------------------------------------------
Intentional misstatements or omissions of fact constitute Federal Criminal 
Violations (See 18 U.S.C. 1001).
- --------------------------------------------------------------------------------

                              GENERAL INSTRUCTIONS

1. This form is required by Rule 12b-25 (17 C.F.R. 240.12b-25) of the General
   Rules and Regulations under the Securities Exchange Act of 1934.

2. One signed original and four conformed copies of this form and amendments 
   thereto must be completed and filed with the Securities and Exchange 
   Commission, Washington, D.C. 20549, in accordance with Rule 0-3 of the
   General Rules and Regulations under the Act.  The information contained in
   or filed with the form will be made a matter of public record in the 
   Commission files.

3. A manually signed copy of this form and amendments thereto shall be filed 
   with each national securities exchange on which any class of securities of
   the registrant is registered.

4. Amendments to the notifications must also be filed on form 12b-25 but need
   not restate information that has been correctly furnished.  The form shall
   be clearly identified as an amended notification.

5. Electronic Filers.  This form shall not be used by electronic files unable
   to timely file a report solely due to electronic difficulties.  Filers 
   unable to submit a report within the time period prescribed due to 
   difficulties in electronic filing should comply with either Rule 201
   or Rule 202 of Regulation S-T (Section 232.201 or Section 232.202 of this
   chapter) or apply for an adjustment in filing date pursuant to Rule 13(b)
   of Regulation S-T (Section 232.13(b) of this chapter).
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