ALGIERS BANCORP INC
NT 10-K, 1998-04-01
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                                                         SEC FILE NUMBER

                                                             0-20911
                                                    ------------------------

                                                    ------------------------
                                                          CUSIP NUMBER

                                                            015600109
                                                    ------------------------

                                  UNITED STATES
                        SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C.  20549

                                   FORM 12b-25

                           NOTIFICATION OF LATE FILING

(Check One):  [x] Form 10-KSB  [ ]  Form 20-F  [ ] Form 11-K  [] Form 10-Q
[ ] Form N-SAR

           For Period Ended:  December 31, 1997                             
           [  ] Transition Report on Form 10-K
           [  ] Transition Report on Form 20-F
           [  ] Transition Report on Form 11-K
           [  ] Transition Report on Form 10-Q
           [  ] Transition Report on Form N-SAR
           For the Transition Period Ended:


Read Instructions (on back page) Before Preparing Form.  Please Print or Type.

Nothing in this form shall be construed to imply that the Commission has
verified any information contained herein.


If the notification relates to a portion of the filing checked above, identify
the Item(s) to which the notification relates:

- -------------------------------------------------------------------------------
PART I -- REGISTRANT INFORMATION

Algiers Bancorp, Inc. 
- -------------------------------------------------------------------------------
Full Name of Registrant

N/A
- -------------------------------------------------------------------------------
Former Name if Applicable

1 Westbank Expressway
- -------------------------------------------------------------------------------
Address of Principal Executive Office (Street and Number)

New Orleans,                 Louisiana                      70174    
- -------------------------------------------------------------------------------
City,                        State and                     Zip Code


PART II -- RULES 12b-25(b) AND (c)

If the subject report could not be filed without unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b-25(b), the following
should be completed.  (Check box if appropriate)


               (a)  The reasons described in reasonable detail in Part III of
                    this form could not be eliminate without unreasonable
                    effort or expense;

[ x ]          (b)  The subject annual report, semi-annual report, transition
                    report on Form 10-K, Form 20-F, 11-K or Form N-SAR, or
                    portion thereof, will be filed on or before the fifteenth
                    calendar day following the prescribed due date; or the
                    subject quarterly report of transition report on Form 10-Q,
                    or portion thereof will be filed on or before the fifth
                    calendar day following the prescribed due date; and

               (c)  The accountant's statement or other exhibit required by
                    Rule 12b-25(c) has been attached if applicable.


PART III -- NARRATIVE

State below in reasonable detail the reasons why Forms 10-K, 20-F, 11-K, 10-Q,
N-SAR, or the transition report or portion thereof, could not be filed within
the prescribed time period.

The Company is reviewing the new requirements regarding financial data
schedules and whether it needs to file restated schedules for prior periods
regarding the calculation of earnings per share.



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PART IV -- OTHER INFORMATION

(1)  Name and telephone number of person to contact in regard to this
     notification


              Dennis J. McCluer                (504)               367-8221
- ----------------------------------------    -----------       -----------------
                   (Name)                   (Area Code)       (Telephone Number)


(2)  Have all other periodic reports required under Section 13 or 15(d) of
     the Securities Exchange Act of 1934 or Section 30 of the Investment Company
     Act of 1940 during the preceding 12 months or for such shorter period that
     the registrant was required to file such report(s) been filed?  If answer
     is no, identify report(s).
                                                         [ x ]  Yes  [  ]  No
- -------------------------------------------------------------------------------

(3)  Is it anticipated that any significant change in results of operations
     from the corresponding period for the last fiscal year will be reflected
     by the earnings statements to be included in the subject report or
     portion thereof?
                                                         [  ]  Yes  [ x ]  No

     If so, attach an explanation of the anticipated change, both narratively
     and quantitatively, and, if appropriate, state the reasons why a
     reasonable estimate of the results cannot be made.

- -------------------------------------------------------------------------------

                                 Algiers Bancorp, Inc.
              --------------------------------------------------------
                     (Name of Registrant as Specified in Charter)

has caused this notification to be signed on its behalf by the undersigned
hereunto duly authorized.



Date   April 1, 1998                  By /s/ Dennis J. McCluer 
       --------------                    --------------------------------------
                                         Dennis J. McCluer
                                         Vice President and Chief Operating
                                         Officer


INSTRUCTION: The form may be signed by an executive officer of the registrant
or by any other duly authorized representative.  The name and title of the
person signing the form shall be typed or printed beneath the signature.  If
the statement is signed on behalf of the registrant by an authorized
representative (other than an executive officer), evidence of the
representative's authority to sign on behalf of the registrant shall be filed
with the form.

                                    ATTENTION
- -------------------------------------------------------------------------------
Intentional misstatements or omissions of fact constitute Federal Criminal
Violations (See 18 U.S.C. 1001).
- -------------------------------------------------------------------------------

                               GENERAL INSTRUCTIONS

1.    This form is required by Rule 12b-25 (17 C.F.R. 240.12b-25) of the
      General Rules and Regulations under the Securities Exchange Act of
      1934.

2.    One signed original and four conformed copies of this form and amendments
      thereto must be completed and filed with the Securities and Exchange
      Commission, Washington, D.C.  20549, in accordance with Rule 0-3 of the
      General Rules and Regulations under the Act.  The information contained
      in or filed with the form will be made a matter of public record in the
      Commission files.

3.    A manually signed copy of this form and amendments thereto shall be filed
      with each national securities exchange on which any class of securities
      of the registrant is registered.

4.    Amendments to the notifications must also be filed on form 12b-25 but
      need not restate information that has been correctly furnished.  The
      form shall be clearly identified as an amended notification.

5.    Electronic Filers.  This form shall not be used by electronic files
      unable to timely file a report solely due to electronic difficulties.
      Filers unable to submit a report within the time period prescribed due to
      difficulties in electronic filing should comply with either Rule 201 or
      Rule 202 of Regulation S-T (Section 232.201 or Section 232.202 of this
      chapter) or apply for an adjustment in filing date pursuant to Rule 13(b)
      of Regulation S-T (Section 232.13(b) of this chapter).
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