ALGIERS BANCORP INC
SC 13D, EX-99.1, 2001-01-19
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                                    EXHIBIT 1

                     AGREEMENT REGARDING JOINT FILING UNDER
                     UNDER RULE 13D-1(K) OF THE EXCHANGE ACT

In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as
amended, each of the undersigned agrees to the filing on behalf of each of a
Statement on Schedule 13D, and all amendments thereto, with respect to the
shares of common stock, $0.01 par value, of Algiers Bancorp, Inc.

            Dated: January 19, 2001


              /s/ Philip J. Timyan
              Philip J. Timyan

              Riggs Partners LLC


              By:/s/ Philip J. Timyan
              ------------------------------------
                 Philip J. Timyan, Managing Member


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