UNIONBANCAL CORP
10-Q, EX-27.1, 2000-11-13
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>


<ARTICLE>                     9
<LEGEND>
This schedule contains summary financial information extracted from the consoli-
dated balance sheets and statements of income and the accompanying tables of
Form 10-Q. Information herein is qualified by reference to such statements.
</LEGEND>
<CIK>                         0001011659
<NAME>                        UnionBanCal Corporation
<MULTIPLIER>                  1
<CURRENCY>                    U.S. Dollars

<S>                                            <C>
<PERIOD-TYPE>                                  9-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-START>                                 JAN-01-2000
<PERIOD-END>                                   SEP-30-2000
<EXCHANGE-RATE>                                1.000
<CASH>                                         2,133,958
<INT-BEARING-DEPOSITS>                         142,106
<FED-FUNDS-SOLD>                               236,600
<TRADING-ASSETS>                               244,063
<INVESTMENTS-HELD-FOR-SALE>                    3,588,360
<INVESTMENTS-CARRYING>                         24,173
<INVESTMENTS-MARKET>                           23,469
<LOANS>                                        26,157,939
<ALLOWANCE>                                    525,896
<TOTAL-ASSETS>                                 33,745,489
<DEPOSITS>                                     25,894,059
<SHORT-TERM>                                   2,980,704
<LIABILITIES-OTHER>                            842,631
<LONG-TERM>                                    550,000
                          0
                                    0
<COMMON>                                       1,294,893
<OTHER-SE>                                     1,927,877
<TOTAL-LIABILITIES-AND-EQUITY>                 33,745,489
<INTEREST-LOAN>                                1,675,900
<INTEREST-INVEST>                              162,689
<INTEREST-OTHER>                               26,091
<INTEREST-TOTAL>                               1,864,680
<INTEREST-DEPOSIT>                             487,497
<INTEREST-EXPENSE>                             678,881
<INTEREST-INCOME-NET>                          1,185,799
<LOAN-LOSSES>                                  190,000
<SECURITIES-GAINS>                             8,804
<EXPENSE-OTHER>                                829,735
<INCOME-PRETAX>                                660,072
<INCOME-PRE-EXTRAORDINARY>                     660,072
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   431,462
<EPS-BASIC>                                    2.66
<EPS-DILUTED>                                  2.65
<YIELD-ACTUAL>                                 5.23
<LOANS-NON>                                    282,999
<LOANS-PAST>                                   12,636
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               470,378
<CHARGE-OFFS>                                  151,781
<RECOVERIES>                                   17,424
<ALLOWANCE-CLOSE>                              525,896
<ALLOWANCE-DOMESTIC>                           419,400
<ALLOWANCE-FOREIGN>                            7,200
<ALLOWANCE-UNALLOCATED>                        99,300



</TABLE>


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