Exhibit 23(a)
CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS
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We have issued our report dated January 18, 2000 accompanying the consolidated
financial statements of SVB Financial Services, Inc. and subsidiaries appearing
in the 1999 Annual Report of the SVB Financial Services, Inc. to its
shareholders included in the Annual Report on Form 10-KSB for the year ended
December 31, 1999, which are incorporated by reference in this Registration
Statement. We consent to the incorporation by reference in the Registration
Statement of the aforementioned report and to the use of our name as it appears
under the caption "Experts."
/s/ GRANT THORNTON LLP
Philadelphia, Pennsylvania
June 30, 2000