BANK OF AMERICA FSB/CA
15-15D, 1998-04-21
ASSET-BACKED SECURITIES
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                         SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, D.C.  20549
                                 -----------------
                                          
                                      FORM 15
                                          
  Certification and Notice of Termination of Registration under Section 12(g) of
 the Securities Exchange Act of 1934 or Suspension of Duty to file Reports Under
          Section 13 and 15(d) of the Securities Exchange Act of 1934
                                          
                          COMMISSION FILE NUMBER 333-35251
                                          
                                Bank of America, FSB
- --------------------------------------------------------------------------------
               (Exact name of registrants as specified in its charter)
                                          
                               555 CALIFORNIA STREET
                              SAN FRANCISCO, CA  94104
                                   (415) 622-3530
- --------------------------------------------------------------------------------
           (Address, including zip code, and telephone number, including
              area code, of registrant's principal executive offices)
                                          
               5.825% BANKAMERICA  MANUFACTURED HOUSING CONTRACT III
       SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES, SERIES 1997-2, CLASS A-1
               6.130% BANKAMERICA  MANUFACTURED HOUSING CONTRACT III
       SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES, SERIES 1997-2, CLASS A-2
               6.230% BANKAMERICA  MANUFACTURED HOUSING CONTRACT III
       SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES, SERIES 1997-2, CLASS A-3
               6.310% BANKAMERICA  MANUFACTURED HOUSING CONTRACT III
       SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES, SERIES 1997-2, CLASS A-4
               6.390% BANKAMERICA  MANUFACTURED HOUSING CONTRACT III
       SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES, SERIES 1997-2, CLASS A-5
               6.470% BANKAMERICA  MANUFACTURED HOUSING CONTRACT III
       SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES, SERIES 1997-2, CLASS A-6
               6.690% BANKAMERICA  MANUFACTURED HOUSING CONTRACT III
       SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES, SERIES 1997-2, CLASS A-7
               6.790% BANKAMERICA  MANUFACTURED HOUSING CONTRACT III
       SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES, SERIES 1997-2, CLASS A-8
               7.090% BANKAMERICA  MANUFACTURED HOUSING CONTRACT III
       SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES, SERIES 1997-2, CLASS A-9
                .150% BANKAMERICA  MANUFACTURED HOUSING CONTRACT III
       SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES, SERIES 1997-2, CLASS A-IO
               6.900% BANKAMERICA  MANUFACTURED HOUSING CONTRACT III
       SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES, SERIES 1997-2, CLASS M
               7.070% BANKAMERICA  MANUFACTURED HOUSING CONTRACT III
       SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES, SERIES 1997-2, CLASS B-1
- --------------------------------------------------------------------------------
              (Title of each class of securities covered by this Form)
                                          
                                        None
- --------------------------------------------------------------------------------
           (Title of all other classes of securities for which a duty to 
                 file reports under section 13(a) or 15(d) remains)
                                          
Please place an X in the box(es) to designate the appropriate rule provision(s)
relied upon to terminate or suspend the duty to file reports:

<TABLE>
<CAPTION>
 

    <S>                      <C>       <C>                      <C>       <C>                      <C>
     Rule 12g-4(a)(1)(i)      [   ]     Rule 12g-4(a)(2)(ii)     [   ]     Rule 12h-3(b)(2)(i)      [   ]
     Rule 12g-4(a)(1)(ii)     [   ]     Rule 12h-3(b)(1)(i)      [ x ]     Rule 12h-3(b)(2)(ii)     [   ]
     Rule 12g-4(a)(2)(i)      [   ]     Rule 12h-3(b)(1)(ii)     [   ]     Rule 15d-6               [   ]

</TABLE>
 

Approximate number of holders of record as of the certification or notice date:
As of December 31, 1997, the Class A Certificates were held of record by  49
Depository Trust Company Participants.

Pursuant to the requirements of the Securities and Exchange Act of 1933, Bank of
America, FSB has caused this certification notice to be signed on its behalf by
the undersigned duly authorized person.  


Dated:  April 15, 1998        ---------------------------------------------
                              John W. Wheeler

                              Executive Vice President, Bank of America, FSB




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