UNITED RETIREMENT SHARES INC
485BPOS, EX-99.B(I), 2000-06-30
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                                                             EX-99.B(i)rslegopn

June 30, 2000


United Retirement Shares, Inc.
6300 Lamar Avenue
P. O. Box 29217
Shawnee Mission, Kansas 66201-9217


RE:  United Retirement Shares, Inc.
     Post-Effective Amendment No. 52


Dear Sir or Madam:


In connection with the public offering of shares of Capital Stock of United
Retirement Shares, Inc. (the "Fund"), I have examined such corporate records
and documents and have made such further investigation and examination as I
deemed necessary for the purpose of this opinion.

It is my opinion that the indefinite number of shares of such Capital Stock
covered by the Fund's Registration Statement on Form N-1A, when issued and
paid for in accordance with the terms of the offering, as set forth in the
Prospectus and Statement of Additional Information forming a part of the
Registration Statement, will be, when such Registration shall have become
effective, legally issued, fully paid and non-assessable by the Fund.

I hereby consent to the filing of this opinion as an Exhibit to the said
Registration Statement and to the reference to me in such Statement of
Additional Information.


Yours truly,


/s/ Kristen A. Richards
-----------------------
Kristen A. Richards
Vice President, Associate General
  Counsel and Secretary


KAR/sw



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