<PAGE>
EX-99.B(i)rslegopn
June 30, 2000
United Retirement Shares, Inc.
6300 Lamar Avenue
P. O. Box 29217
Shawnee Mission, Kansas 66201-9217
RE: United Retirement Shares, Inc.
Post-Effective Amendment No. 52
Dear Sir or Madam:
In connection with the public offering of shares of Capital Stock of United
Retirement Shares, Inc. (the "Fund"), I have examined such corporate records
and documents and have made such further investigation and examination as I
deemed necessary for the purpose of this opinion.
It is my opinion that the indefinite number of shares of such Capital Stock
covered by the Fund's Registration Statement on Form N-1A, when issued and
paid for in accordance with the terms of the offering, as set forth in the
Prospectus and Statement of Additional Information forming a part of the
Registration Statement, will be, when such Registration shall have become
effective, legally issued, fully paid and non-assessable by the Fund.
I hereby consent to the filing of this opinion as an Exhibit to the said
Registration Statement and to the reference to me in such Statement of
Additional Information.
Yours truly,
/s/ Kristen A. Richards
-----------------------
Kristen A. Richards
Vice President, Associate General
Counsel and Secretary
KAR/sw