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[LOGO]
JAMES L. SEDGWICK
President
205-325-4305
Fax 205-325-2720
UNITED INVESTORS LIFE 2001 Third Avenue South (35233)
Post Office Box 10207,
Birmingham, Alabama 35202-0207
July 18, 1997
Via EDGAR Transmission
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U.S. Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: RetireMAP Variable Account (File No. 333-12507)--Rule 497(j)
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Certification
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Dear Commissioners:
In lieu of filing with the Commission its definitive Prospectus
and Statement of Additional Information dated July 15, 1997, as otherwise
required by Rule 497(c) under the Securities Act of 1933 (the "1933 Act"),
RetireMAP Variable Account hereby certifies that:
(1) the form of Prospectus and Statement of Additional Information
that would have been filed under Rule 497(c) would not have
differed from that contained in Pre-Effective Amendment No. 2 to
its registration statement on Form N-4 under the 1933 Act
("Amendment No. 2"), as filed with the Commission on July 2, 1997;
and
(2) the text of Amendment No. 2 has been filed with the Commission
electronically.
RETIREMAP VARIABLE ACCOUNT
By: UNITED INVESTORS LIFE INSURANCE COMPANY
By: /s/ James L. Sedgwick
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James L. Sedgwick
President
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