UNITED PAYORS & UNITED PROVIDERS INC
15-12G, 2000-03-28
SERVICES, NEC
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                     FORM 15

             Certification and Notice of Termination of Registration
                 Under Section 12(g) of the Securities Exchange
                Act of 1934 or Suspension of Duty to File Reports
                       Under Sections 13 and 15(d) of the
                         Securities Exchange Act of 1934

                         Commission File Number 0-20905

                     United Payors & United Providers, Inc.
- --------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

                       2275 Research Boulevard, 6th Floor
                            Rockville, Maryland 20850
                                 (301) 548-1000

- --------------------------------------------------------------------------------
    (Address, including zip code, and telephone number, including area code,
                  of registrant's principal executive offices)

                          Common Stock, $0.01 par value
- --------------------------------------------------------------------------------
            (Title of each class of securities covered by this Form)

                                      None
 (Title of all other classes of securities for which a duty to file reports
                     under Section 13(a) or 15(d) remains)


         Please place an X in the box(es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:



         Rule 12g-4(a)(1)(i)         (X)          Rule 12h-3(b)(1)(ii)       ( )
         Rule 12g-4(a)(1)(ii)        ( )          Rule 12h-3(b)(2)(i)        ( )
         Rule 12g-4(a)(2)(i)         ( )          Rule 12h-3(b)(2)(ii)       ( )
         Rule 12g-4(a)(2)(ii)        ( )          Rule 15d-6                 ( )
         Rule 12h-3(b)(1)(i)         (X)


         Approximate number of holders of record as of the certification or
notice date: 1


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<PAGE>

                  Pursuant to the requirements of the Securities Exchange Act of
1934, United Payors & United Providers, Inc. has caused this certification/
notice to be signed on its behalf by the undersigned duly authorized person.


Dated:  March 28, 2000                        By: /s/  Monique Mercier
                                                 ------------------------------
                                                  Name:  Monique Mercier
                                                  Title: Secretary








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