CENTRAL FINANCIAL ACCEPTANCE CORP
8-A12B, 1996-06-11
PERSONAL CREDIT INSTITUTIONS
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<PAGE>   1
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                               ------------------

                                    FORM 8-A

               FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES
                   PURSUANT TO SECTION 12(b) or 12(g) OF THE
                        SECURITIES EXCHANGE ACT OF 1934

                          CENTRAL FINANCIAL ACCEPTANCE
                                  CORPORATION

           (Exact name of the Registrant as specified in its charter)

                     Delaware                         95-4574983
          -------------------------------         -------------------
          (State or other jurisdiction of          (I.R.S. Employer
           incorporation or organization)         Identification No.)


              5480 East Ferguson Drive, Commerce, California 90022
              ----------------------------------------------------
              (Address of principal executive offices) (Zip Code)


If this Form relates to the registration of a class of debt securities and is
effective upon filing pursuant to General Instruction A(c)(1) please check the
following box.  [  ]

If this form relates to the registration of a class of debt securities and is to
become effective simultaneously with the effectiveness of a concurrent
registration statement under the Securities Act of 1933 pursuant to General
Instruction A(c)(2) please check the following box.  [  ]

Securities to be registered pursuant to Section 12(b) of the Act:

     Title of each class                     Name of each exchange on which
     to be so registered                     each class is to be registered
     -------------------                     ------------------------------

Common Stock, $0.01 par value            Nasdaq Stock Market's National Market


Securities to be registered pursuant to Section 12(g) of the Act:

                None.

<PAGE>   2
ITEM 1.  DESCRIPTION OF REGISTRANT'S SECURITIES TO BE REGISTERED.

                Reference is hereby made to the description set forth under the
          caption "Description of Capital Stock" contained in the Prospectus
          that forms a part of the Registration Statement on Form S-1 (No.
          333-3790) (the "Registration Statement") of Central Financial
          Acceptance Corporation (the "Registrant"), as filed with the
          Securities and Exchange Commission under the Securities Act of 1933,
          as amended, and which is hereby incorporated by reference.

ITEM 2.  EXHIBITS

          1.    Certificate of Incorporation of the Registrant, incorporated
                herein by reference to Exhibit 3.1 of the Registration
                Statement.

          2.    By-laws of the Registrant, incorporated hereby by reference to
                Exhibit 3.2 of the Registration Statement.

          3.    Specimen common stock certificate of the Registrant, to be
                filed by amendment.
<PAGE>   3
                                   SIGNATURE

          Pursuant to the requirements of Section 12 of the Securities Exchange
Act of 1934, the Registrant has duly caused this Registration Statement to be
signed on its behalf by the undersigned, thereto duly authorized.

                                CENTRAL FINANCIAL ACCEPTANCE CORPORATION

                                By: /s/ GARY M. CYPRES
                                    ------------------
                                    Gary M. Cypres
                                    President and Chief Executive Officer

Dated: June 11, 1996
                                        
<PAGE>   4
                                 EXHIBIT INDEX

Exhibit   Description                                                   Page No.
- -------   -----------                                                   --------

  1.      Certificate of Incorporation of the Registrant.
          Incorporated by reference to Exhibit 3.1 to the
          Registrant's Registration Statement on Form S-1
          (No. 333-3790) (the "Registration Statement").

  2.      By-laws of the Registrant. Incorporated by reference to
          Exhibit 3.2 to the Registration Statement.

 *3.      Specimen common stock certificate of the Registrant.

- ---------------
* To be filed by amendment.



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