UGLY DUCKLING CORP
SC 13D/A, EX-1, 2000-11-01
PERSONAL CREDIT INSTITUTIONS
Previous: UGLY DUCKLING CORP, SC 13D/A, 2000-11-01
Next: HANCOCK JOHN VARIABLE ANNUITY ACCOUNT H, 485BPOS, 2000-11-01



<PAGE>   1
                                    EXHIBIT 1

                     CERTIFICATION REGARDING JOINT FILING OF
                     SCHEDULE 13D PURSUANT TO RULE 13d-1(k)
                    OF THE SECURITIES AND EXCHANGE COMMISSION

         Ernest C. Garcia, II and Gregory B. Sullivan do hereby certify that the
Schedule 13D to which this certification is attached as Exhibit 1 is being filed
with the Securities and Exchange Commission on behalf of the undersigned.

         Dated:  October 30, 2000



 /s/ Ernest C. Garcia, II
--------------------------------------------
Ernest C. Garcia, II


 /s/ Gregory B. Sullivan
--------------------------------------------
Gregory B. Sullivan


                                       7


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission