MELLON BANK NA MELLON BANK HOME EQUITY LOAN TRUST 1996-1
8-K, 2000-04-14
ASSET-BACKED SECURITIES
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SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) — April 12, 2000

MELLON BANK, N.A. on behalf of

MELLON BANK HOME EQUITY LOAN TRUST 1996-1
(Exact name of registrant as specified in charter)
         
United States 000-20817 25-0659306



(State or other jurisdiction
of incorporation)
(Commission File
Number)
(I.R.S. Employer
Identification No.)

One Mellon Center

Pittsburgh, PA 15258-0001
(Address of principal executive offices) (Zip code)

Registrant’s telephone number, including area code — (412) 234-5000


Item 5. Other Events

      The Registrant hereby incorporates by reference the information contained in Exhibit 20 hereto in response to this Item 5.

Item 7. Financial statements and exhibits

      (c)  Exhibits

        20.  Monthly Servicer Report and Investor Report

SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

  MELLON BANK HOME EQUITY LOAN
  TRUST 1996-1

  By:  MELLON BANK, N.A.
 
  By:  STEVEN G. ELLIOTT
 
  Name:  Steven G. Elliott
  Title: Senior Vice Chairman and
  Chief Financial Officer

Date: April 13, 2000


INDEX TO EXHIBITS

         
Exhibit No. Document Description Method of Filing



20 Monthly Servicer Report and Filed herewith
Investor Report


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